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5 reasons Americans are getting more unhappy
5 reasons Americans are unhappy Getty Images
MarketWatch taps a panel of experts to understand why people living in one of the wealthiest countries in the world are so glum.
Most, least expensive states to live in
How much your paycheck is worth elsewhere
10 states with best bang for tax dollars
10 states where taxpayers fare worst
Americans only take half of their paid vacation

Tobacco fines dwarf bank payouts for shoddy loans
Tobacco fines dwarf bank payouts for shoddy mortgage lending
The world's biggest banks have paid more than $125 billion in fines for wrongdoing tied to the financial crisis. That's a huge number — but it pales compared to what tobacco companies have paid for their transgressions.
Standard Chartered to pay $300 million penalty
Wells Fargo to invest in bank-focused startups

Who gets dinged if Russia bans car imports?
Who gets dinged if Russia bans car imports? Wikipedia/Tribalninja
Putin is reportedly considering banning certain car imports if West hits Russia with tighter sanctions

Retire Here, Not There: Michigan
 Shutterstock
Good deals on real estate are prompting boomers to retire to the "Riviera of the Midwest".

This app keeps your kids from ignoring you
This app keeps your kids from ignoring you; should you try it? Mountaineer Technology Ventures LLC
Sick of your kids ignoring your calls and texts? Now you can do something about it — but should you?

7 reasons why this Apple cycle will be different
Apple Reuters
Analysts say Apple is in a much better position than understood.
Apple tops $100, ending at new high

Surfer Slater stands up for Ferguson in unlikely place
In the heat of competition in Tahiti, Kelly Slater takes a moment to raise his hands for those protesting about the shooting of a black teen.
Ferguson ups police presence after violence
Weidner: Why Ferguson matters to investors
Autopsy finds no struggle in Brown shooting
NEED TO KNOW
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10 companies growing faster than their rivals
St. Louis police kill man in alleged knife attack
Iceland evacuates people near volcano
Many online arrest records are wrong


Islamist militants say have killed journalist
Militants from the group Islamic State release a video that appears to show the beheading of American journalist James Foley.

John Boehner's problems with conservatives are just beginning
Boehner’s troubles are just starting
Conservatives' fresh threat to Boehner, plus Cheney snubs Ryan.
Harry Reid: Loss ‘likely’ in South Dakota

The 10 most dominant Warren Buffett stocks
10 most dominant Buffett stocks
What stands out in the latest regulatory filing is just how large some of the stakes have gotten compared to the total Buffett portfolio. (24/7 Wall Street)
Soros is not only big investor getting defensive
Why Ally Financial may attracting smart money
Where Buffett, Soros are moving their money

Home Depot vs. Lowe's
In Home Depot vs. Lowe’s, the winner is ...
Opinion: Both companies posted robust sales, but only one raised its guidance, writes Phil van Doorn.

Hertz woes: ‘Major fracture point’
Troubles at rental car giant Hertz elicit two analyst downgrades

Why is Priceline investing in this stock?
Trading Deck: It’s a good sign when a successful company takes a stake in an up-and-comer, writes Bill Gunderson.

Fed report: Few saving for retirement
Save for old age? At least think it
Not only are we not saving enough for retirement; we're not even thinking about it enough.
5 ways to cut financial stress in retirement

Long-term care insurance makes a great birthday present
RetireMentors: You may be financially responsible for your parent’s long-term care if they live in one of 30 states with filial support laws, says Robert Klein.
No need to worry about Social Security
Your retirement might be in better shape

6 things you should know about rebalancing
Annual rebalancing is the best way to buy low and sell high, says Paul Merriman.

When PIIGS fly, everything you know about euro crisis is wrong
Commentary: The euro-zone crisis has flipped from South to North, upending everything policy makers thought, writes Matthew Lynn.

Inflation may hold back BOE rate hike
Two policy members at the Bank of England voted in August to lift the benchmark interest rate, but a slowdown in inflation may be the deciding factor in keeping the rate steady.
BOE policy makers break ranks on rates
U.K. inflation cools, easing pressure on BOE

/conga/frontpage.html 317474
Dying doesn’t make the taxman go away
Dying doesn’t send away the taxman
What to do if you have to handle a loved one’s final financial matters.

5 celebrity fragrances that may surprise you
Justin Bieber and Taylor Swift perfumes aren't selling very well. But how about those of Derek Jeter and Bruce Willis?
What would you pay for an hour of silence?

Yellen’s message at Jackson Hole
The Fed chairwoman is expected to use her speech to highlight the need for patience.
Nutting: The Fed's 10.8 trillion failures


Mysterious case of H-P deal for Autonomy
Insight:
Investors are still wondering about Hewlett-Packard writing down most of the $11 billion deal, notes Therese Poletti.

Take stock of your life before investing
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Top trader sees 3 dangers for stocks

/conga/today.html 317472

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The Tax Blog
The latest news, insights and tips about taxes

Tax Breaks - All posts in category Tax Breaks

  • Jan 23, 2012
    1:53 PM ET

    Finding Free Tax Help

    Taxpayers with simple returns have several new ways to file without having to pay for help.

    iStockPhoto

    The average cost for having an accountant prepare a Form 1040 with a Schedule A and a state tax return was $233 in 2011, up 1.7% from 2009, according to the National Society of Accountants. But the options for free tax help are growing. The Internal Revenue Service, for instance, offers Free File, a program that offers free tax-preparation software and other tools for taxpayers with low and moderate-income.  Through the IRS site, taxpayers who make $57,000 or less can answer a few questions about their income, location and whether they qualify for certain credits to pull up a list of companies that offers free tax preparation software, including TaxSlayer, H&R Block and 1040.com. The IRS also offers Fillable Forms, electronic versions of IRS tax forms, for people who are comfortable calculating their own taxes.

  • Sep 13, 2011
    10:40 AM ET

    Are Taxes Coming to Muni Bond Investors?

    The perks of municipal bond investing are on the chopping block — again.

    President Obama has proposed limiting the amount of interest from municipal bonds that high earners can excludefrom their taxable income, a move that could make the bonds much less appealing for their biggest buyers.

  • Aug 9, 2011
    12:45 PM ET

    Carried Interest Still Controversial

    The August 6 Tax Report on the controversial “carried interest” issue attracted many comments. Some readers defended the provision’s current generous tax treatment and said changing it could damage the U.S.’s ability to create jobs and compete internationally.

    Getty Images

    “Does America really want to drive away the private equity industry when international competitiveness and international demand for U.S. products is more threatened than ever?” said Bernard Peperstraete of NGN Capital in New York.

    Mark Heesen, president of the National Venture Capital Association, agreed. In a statement to the Wall Street Journal, he said, “Continuing to apply a capital gains tax rate to carried interest earned by venture capitalists who invest long-term to build new companies and create jobs is not only appropriate by definition, but from a public policy perspective it is paramount to U.S. economic recovery as we desperately need to encourage - not discourage – this high growth activity.”

    Others disagreed. An investment manager from Hilton Head, S.C. said, “The carried-interest rules benefit me personally as a manager of investment partnerships. But even I can’t argue that they are sound tax policy.”

    A few readers had technical questions. “Do you think REITs and Master Limited Partnerships would be included in changes on carried interest?” asked one adviser.

    Independent tax analyst Robert Willens said no, because the dividends from most REITs and MLPs are already taxed at ordinary income rates. “They aren’t part of the discussion on carried interest,” he said. Neither has there been talk of changing the capital gains tax rates for timber REITs.

    While some believe all carried interest should be taxed as ordinary income, others suggested a less radical approach. It is to tax the original award of carried interest at ordinary income rates but then allow further appreciation to be taxed as a capital gain.

    Here’s an example: Say that Ted, Joe and Jane form a partnership. Ted and Joe each put in cash in return for an 80% of the profits, while Jane contributes her expertise in return for a 20% share. Jane would be taxed at ordinary income rates on her 20% profit share when she receives it. After that, her future appreciation would be taxed as capital gain.

  • Jun 30, 2011
    10:14 AM ET

    Standard Mileage Rates Increased

    Recently, the Internal Revenue Service announced an increase in standard mileage rates taxpayers can claim for the final six months of 2011. Beginning July 1, the rate for business miles increases to 55.5 cents from 51 cents and to 23.5 cents from 19 cents per mile for medical and moving expenses. The per-mile deduction for charitable expenses remains unchanged, at 14 cents.

    iStockphoto

    “This year’s increased gas prices are having a major impact on individual Americans,” said IRS Commissioner Douglas Shulman, so “the IRS is adjusting the standard mileage rates to better reflect [them].”

    The business standard mileage rate is used by many taxpayers to compute deductible costs of a using a car in a business in lieu of tracking actual costs. The rate is also used as a benchmark by the federal government and many businesses to reimburse employees for mileage.

  • Apr 21, 2011
    1:36 PM ET

    Why Rental Property Is a Business

    In a recent MarketWatch article, I made the remark that rentals are a business. A reader disagreed. “Rental property is considered ‘investment income,’ and is filed on a Schedule E, not a Schedule C. But I understand your confusion on this matter because many people don’t understand the truth of the matter any more than you do. I know, I’m a real estate investor for 20 years now,” she wrote.

    Getty Images

    Despite investing her money in real estate, theoretically, to make a profit, this woman passionately believes that rentals are not a business. She’s not alone. Many people are confused because they’ve forgotten that the definition of a business is something that occupies your time, with the intention of making a profit. They’ve also forgotten the history of these taxes.

    Shades of 1984

    When Congress signed the Tax Reform Act of 1986 (TRA 86) the real estate investment  climate was very different – people were chasing lucrative tax benefits, rather than profits. TRA 1986 introduced the concepts of “passive income” and “active participation,”  “passive loss limitations,” “material participation” and “real estate professional” and “at-risk rules”.

    The IRS urged Congress to include limitations on rental income because, at the time, rental limited partnerships were often designed to be tax shelters for the limited partners. They were sold purely for the tax benefits, not for the potential increase in property value. Not only did these limited partnerships become an abuse of the tax system, they created worthless investments. Those properties were never operated with a profit motive. They often sold the property for less than the purchase price, once the tax benefits were stripped.

    Consider a typical California investment of the time. The partnership would buy a property for $2 million with 10% down. Back then, we had ACRS depreciation over 15 years – 19 years for real estate, with accelerated rates of 8% – 10% in the first three years. Mortgage interest rates were around 10% and so were management fees, usually paid to the general partners. A 10% investor would buy in for about $25,000 to cover the down payment and purchase costs.

    The properties were bought for about eight times gross rents, so rental income would be $250,000. Deducting the cost of interest would be about $180,000 (10% of $1.8 million), management fees of $25,000 (10% of $250,000 rental income), and property taxes of $25,000. Operating expenses, like maintenance and utilities, would inevitably eat up the rest of the cash flow. However, depreciation would be around $90,000 ($1 million building value times 9%).

  • Apr 5, 2011
    3:05 PM ET

    4 Tips From a Tax-Saving Guru

    Wouldn’t it be nice to write off that flight to Hawaii? Or what about the champagne-and-caviar-adorned soirée at Carnegie Hall?  Maybe you can, says Doug Stives, a CPA from Red Bank, N.J., who re-engineered his life in 2006 to become the Most Tax-Efficient Man in America, as Tax Report columnist Laura Saunders writes. Stives shared a couple of practical, tax-saving suggestions with SmartMoney.com.

    Getty Images

    Get on someone’s payroll. Stives had been a partner at an accounting group for nearly four decades when he decided to take on a role as a tax and accounting professor at Monmouth University in central New Jersey. He also started his own consulting business on the side. While his paycheck is now 25% lower than it had been, his take home is nearly 90% as much, says Saunders. Stives estimates that the fringe benefits from working at the university – health insurance, disability insurance, life insurance, pension-plan coverage, unemployment coverage and workmen’s compensation coverage, among others – add up to about $40,000 a year.

    Mix business and pleasure. Usually it’s a No. 1 professional no-no. But combining your work life with your personal life can slim the price tag of otherwise expensive vacations. As a part-time consultant and full-time teacher, Stives travels a considerable amount for seminars and teaching gigs, often to alluring vacation spots like Hawaii and Lake Tahoe. To deduct airfare, you need to spend more than half your working days on business, says Stives. Weekends don’t count, nor do travel days. If Stives leaves for Hawaii on a Friday, works three days mid-week and returns home the following Monday, he’s squeezed a mostly tax deductible 11-day trip out of three working days. (Hotels, meals, and rental cars are only partly deductible.) But make sure you don’t get carried away, he says. It’s a good idea to pay in full for at least some trips you take to show the IRS you don’t deduct everything.

     

  • Feb 15, 2011
    5:20 PM ET

    Obama: Overhaul the Corporate Tax Code

    As part of his broader effort to bring down the deficit and win support from both parties for his budget proposal, President Barack Obama pledged not only to work to rein in entitlements like Medicare and Medicaid, but also, according to The Wall Street Journal,  “overhaul the tax code to root out “spending embedded” in it—a reference to tax breaks.”

    Associated Press

    Meanwhile, Treasury Secretary Timothy Geithner “reiterated an administration call for corporate-tax changes that eliminates loopholes and reduces the overall rate companies pay.”

    It’s partly a shot at the corporate tax rate–which on the surface seems to be quite high, but in reality is so full of loopholes that many corporations ultimately pay very little in taxes. US News & World Report blogger Susan Milligan–echoing Tax Guy Bill Bischoff–says lowering the corporate tax rate isn’t really the answer. It’s true that many U.S. companies pay significantly lower effective rates than the official top rate, but many tax experts say it’s still high enough to be a drag on domestic investment.

    Still, Closing the loopholes is far more critical, argues Milligan who says, ” Lowering the corporate tax rate would cost jobs. Mind you, the job loss would not be among those sad grunts now pictured in newspapers, signing up for unemployment benefits. No, the new unemployed would be the well-paid tax attorneys who scour the tax code for loopholes. They would be followed in the unemployment line by the lobbyists who bustle around Capitol Hill fighting to keep those loopholes.”

  • Feb 10, 2011
    8:51 PM ET

    Nursing Mothers Finally Get a (Tax) Break

    Good news, moms. Finally that little bundle of joy will help you save, not spend. The IRS said today that breast pumps and other nursing supplies now qualify as tax-deductible medical expenses. The equipment can even be reimbursed under flexible-spending accounts or health-savings accounts.

    Associated Press

    The move reverses last year’s ruling that excluded breast pumps and other similar breastfeeding aids from favorable tax treatment.

    Here’s what WSJ’s Juggle blog has to say:

    “Until now … nursing mothers couldn’t use flexible-spending accounts to pay for breast pumps and other nursing supplies because the IRS said that breastfeeding didn’t have enough health benefits to qualify as medical or preventative care.

    Now, though, the IRS says that like obstetric care, nursing supplies are ‘for the purpose of affecting a structure or function of the body of the lactating woman.’ … The new ruling means that families can use pretax funds from their flexible spending accounts and health savings accounts for pumps and other supplies.  Medical expenses, meanwhile, are not deductible until they exceed 7.5% of adjusted gross income. Breast pumps typically cost more than $200 and, along with supplies, can run as high as $1,000 in the first year of a baby’s life, Reuters reports.”

  • Feb 10, 2011
    1:06 PM ET

    Lights, Camera, Tax Scandal: Iowa Trial Begins

    The trial of filmmaker Wendy Weiner Runge has all the flair of a Hollywood drama: a tax scandal in the millions of dollars, the silver screen, the toppling of a pyramid of insiders. But the venue—Des Moines, Iowa—is about as far from Tinseltown a film can get.

    Getty Images

    Runge, charged with first-degree theft among other counts, faces the music this week as her trial unfolds and with it, the details of a scandal that prompted the state to suspend its film-incentive program until 2013. The filmmaker could be on the hook for $1.85 million in transferable tax credits applied to, what the prosecution argues to be, sham production expenses for science-fiction film “The Scientist.” The 45-year-old mother of four faces a maximum penalty of 25 years behind bars.

    A number of states have paid billions of dollars in tax incentives to lure an industry formerly locked down by California studios. Governors of states like Michigan, Ohio and Texas—among many others—lobbied hard to encourage film production on their turf. Forty-four states offered movie-production incentives and 28 offered film tax credits in 2009, according to a Tax Foundation report. Last year saw the first dip in state participants over the past decade when four states suspended or terminated their programs completely.

  • Feb 1, 2011
    5:00 AM ET

    How the $13,000 Gift-Tax Exemption Works

    In the most recent Tax Report column on the new $5 million gift-tax exemption, there wasn’t space to discuss a different, but related break that’s among the most useful in entire U.S. tax code: the annual $13,000 gift exclusion.

    Here’s how it works:

    Unlike the $5 million exemption, which applies to total gifts made during a person’s life, every taxpayer can take advantage of the $13,000 exclusion, every year. A taxpayer may make as many gifts as he or she desires as long as no one person gets more than $13,000 of value in any one year.

    Married couples may therefore give $26,000 to each recipient; if they make a special election, the entire $26,000 can come from one partner’s property. The annual exclusion doesn’t count against the $5 million lifetime exemption, and there is no deduction for a gift. Although many states have estate or inheritance taxes, only two have gift taxes: Connecticut and Tennessee.

    The recipient may be anyone—not just a relative—and the gift may be either cash or a non-cash item such stock or other property. It may even be possible to give a $13,000 “interest” in a piece of real estate or an item that can’t be divided, such as a painting. Such moves are complex and require expert help, however, says estate attorney Ronald Aucutt of McGuireWoods. Gifts don’t have to be made outright to a recipient either; they may be made to a trust instead.

    Gifts must also be “completed.”

About Tax

  • The Tax Blog brings together a team of award-winning tax journalists from the Dow Jones network and around the web to examine the tax issues, changes and legislation that affect families, investors and small business owners. Our contributors include Tax Report columnist Laura Saunders (WSJ), Tax Guy columnist Bill Bischoff and senior reporter Jilian Mincer (SmartMoney.com), retirement-focused reporter Anne Tergesen (WSJ), wealth management writer Arden Dale (Dow Jones Newswires), TaxWatch columnist Eva Rosenberg and personal finance reporter Andrea Coombes (MarketWatch), and reporter Alyssa Abkowitz (SmartMoney). They’ll provide the latest news and insight, mine the tax code for tips and loopholes, and answer your questions about tricky tax situations. Contact the The Tax Blog with ideas, suggestions or tax questions at thetaxblog@dowjones.com.

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 Shutterstock
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Not only are we not saving enough for retirement; we're not even thinking about it enough.
5 ways to cut financial stress in retirement

Long-term care insurance makes a great birthday present
RetireMentors: You may be financially responsible for your parent’s long-term care if they live in one of 30 states with filial support laws, says Robert Klein.
No need to worry about Social Security
Your retirement might be in better shape

6 things you should know about rebalancing
Annual rebalancing is the best way to buy low and sell high, says Paul Merriman.

When PIIGS fly, everything you know about euro crisis is wrong
Commentary: The euro-zone crisis has flipped from South to North, upending everything policy makers thought, writes Matthew Lynn.
Inflation may hold back BOE rate hike

/conga/frontpage.html 317475
Dying doesn’t make the taxman go away
Dying doesn’t send away the taxman
What to do if you have to handle a loved one’s final financial matters.

5 celebrity fragrances that may surprise you
Justin Bieber and Taylor Swift perfumes aren't selling very well. But how about those of Derek Jeter and Bruce Willis?
What would you pay for an hour of silence?

Yellen’s message at Jackson Hole
The Fed chairwoman is expected to use her speech to highlight the need for patience.
Nutting: The Fed's 10.8 trillion failures


Mysterious case of H-P deal for Autonomy
Insight:
Investors are still wondering about Hewlett-Packard writing down most of the $11 billion deal, notes Therese Poletti.

Take stock of your life before investing
Opinion: Want to be rich? Chances are investing alone won't do it — and here's why, explains J.J. Zhang.
Top trader sees 3 dangers for stocks

/conga/today.html 317472

Markets »

24.14MDow Volume:
Avg Vol: 80.50M
Unchanged
238
Decliners
3504
Advancers
2577
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,953 +34 0.20%
Nasdaq
/quotes/zigman/12633936/realtime 4,528 +1 0.02%
S&P 500
/quotes/zigman/3870025/realtime 1,984 +2 0.11%
GlobalDow
/quotes/zigman/629063/realtime 2,604 -2 0.06%
Gold
/quotes/zigman/635641/delayed 1,295 -2 0.16%
Oil
/quotes/zigman/2196854/delayed 95.29 +0.81 0.86%
FTSE 100
/quotes/zigman/3173262/delayed 6,755 -24 0.35%
DAX
/quotes/zigman/2380246/delayed 9,315 -20 0.21%
CAC 40
/quotes/zigman/3173214/delayed 4,241 -14 0.32%
FTSE MIB
/quotes/zigman/1482176/delayed 19,606 -38 0.20%
IBEX 35
/quotes/zigman/2759620/delayed 10,421 +34 0.33%
Stoxx 600
/quotes/zigman/2380150/delayed 335 0 0.06%
Asia Dow
/quotes/zigman/6959860/realtime 3,319 -8 0.23%
Nikkei 225
/quotes/zigman/5986735/delayed 15,454 +5 0.03%
Hang Seng
/quotes/zigman/2622475/delayed 25,160 +37 0.15%
Shanghai
/quotes/zigman/1859015/delayed 2,240 -5 0.23%
Sensex
/quotes/zigman/1652085/delayed 26,314 -106 0.40%
Singapore
/quotes/zigman/1709939/delayed 3,324 +7 0.22%
Euro
/quotes/zigman/4867933/realtime/sampled 1.33 0.00 0.27%
Yen
/quotes/zigman/4868099/realtime/sampled 103.35 +0.43 0.42%
Pound
/quotes/zigman/4867886/realtime/sampled 1.66 +0.00 0.09%
Australia$
/quotes/zigman/4867876/realtime/sampled 0.93 +0.00 0.10%
DXY Index
/quotes/zigman/1652083/delayed 82.07 +0.20 0.25%
WSJ $ Idx
/quotes/zigman/9625991/realtime 74.32 +0.17 0.22%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.41 +0.01 0.44%
German 10y
/quotes/zigman/15866409/realtime 0.99 -0.01 1.16%
Italy 10yr
/quotes/zigman/15866497/realtime 2.60 +0.00 0.16%
Spain 10yr
/quotes/zigman/15866444/realtime 2.40 -0.03 1.10%
U.K. 10yr
/quotes/zigman/15866328/realtime 2.42 +0.02 0.67%
Japan 10yr
/quotes/zigman/15866525/realtime 0.52 +0.02 3.24%
Crude Oil
95 +1 0.86%
Gold
1,295 -2 0.16%
Corn
/quotes/zigman/3098927/delayed 366 -6 1.61%
DJIA F
/quotes/zigman/21588489/delayed 16,924 +43 0.25%
S&P F
/quotes/zigman/20258909/delayed 1,981 +4 0.19%
Silver
/quotes/zigman/635603/delayed 20 +0 0.46%

Quotes

Symbol Price Change % Change
FB /quotes/nls/fb 74.80 -0.49 -0.65%
AAPL /quotes/nls/aapl 100.69 0.16 0.16%
GOOG /quotes/nls/goog 584.32 -2.54 -0.43%
BAC /quotes/nls/bac 15.45 0.00 0.00%
C /quotes/nls/c 49.74 0.04 0.09%
F /quotes/nls/f 17.35 -0.01 -0.06%
T /quotes/nls/t 34.48 0.0001 0.0003%
BP /quotes/nls/bp 48.14 -0.17 -0.34%
GE /quotes/nls/ge 26.28 0.23 0.86%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
Please log in to view your watchlist

Rates »

5 yr CD
1.4%
2 yr CD
0.8%
1 yr CD
0.7%
MMA $10K+
0.3%
MMA $50K+
0.6%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 10.37% 10.37% 10.33%
Balance Transfer 12.64% 12.64% 12.66%
Business 12.80% 12.80% 12.98%
Student 13.27% 13.27% 13.27%
Cash Back 14.91% 14.91% 14.71%
Reward 15.00% 15.00% 15.03%
Airline 15.46% 15.46% 15.30%
Bad Credit 22.73% 22.73% 22.73%
Instant Approval 28.00% 28.00% 28.00%
Source:CreditCards.com
Trending Tickers
  • /quotes/nls/fold FOLD+26.70%
  • /quotes/nls/dgly DGLY-1.13%
  • /quotes/nls/htz HTZ-9.39%
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  • /quotes/nls/sfly SFLY+3.59%
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New York Markets Close in:

5 reasons Americans are getting more unhappy
5 reasons Americans are unhappy Getty Images
MarketWatch taps a panel of experts to understand why people living in one of the wealthiest countries in the world are so glum.
Most, least expensive states to live in
How much your paycheck is worth elsewhere
10 states with best bang for tax dollars
10 states where taxpayers fare worst
Americans only take half of their paid vacation

Tobacco fines dwarf bank payouts for shoddy loans
Tobacco fines dwarf bank payouts for shoddy mortgage lending
The world's biggest banks have paid more than $125 billion in fines for wrongdoing tied to the financial crisis. That's a huge number — but it pales compared to what tobacco companies have paid for their transgressions.
Standard Chartered to pay $300 million penalty
Wells Fargo to invest in bank-focused startups

Who gets dinged if Russia bans car imports?
Who gets dinged if Russia bans car imports? Wikipedia/Tribalninja
Putin is reportedly considering banning certain car imports if West hits Russia with tighter sanctions

Retire Here, Not There: Michigan
 Shutterstock
Good deals on real estate are prompting boomers to retire to the "Riviera of the Midwest".

This app keeps your kids from ignoring you
This app keeps your kids from ignoring you; should you try it? Mountaineer Technology Ventures LLC
Sick of your kids ignoring your calls and texts? Now you can do something about it — but should you?

7 reasons why this Apple cycle will be different
Apple Reuters
Analysts say Apple is in a much better position than understood.
Apple tops $100, ending at new high

Surfer Slater stands up for Ferguson in unlikely place
In the heat of competition in Tahiti, Kelly Slater takes a moment to raise his hands for those protesting about the shooting of a black teen.
Ferguson ups police presence after violence
Weidner: Why Ferguson matters to investors
Autopsy finds no struggle in Brown shooting
NEED TO KNOW
Amicus climbs; Hertz, J.A. Solar sink
U.S. dollar rallies; euro drops below $1.33
FTSE streak at risk | Europe's big movers
3 reasons to sell Microsoft, Cisco and others
Buy the dips even as bull market ages: Citi
10 companies growing faster than their rivals
St. Louis police kill man in alleged knife attack
Iceland evacuates people near volcano
Many online arrest records are wrong


Islamist militants say have killed journalist
Militants from the group Islamic State release a video that appears to show the beheading of American journalist James Foley.

John Boehner's problems with conservatives are just beginning
Boehner’s troubles are just starting
Conservatives' fresh threat to Boehner, plus Cheney snubs Ryan.
Harry Reid: Loss ‘likely’ in South Dakota

The 10 most dominant Warren Buffett stocks
10 most dominant Buffett stocks
What stands out in the latest regulatory filing is just how large some of the stakes have gotten compared to the total Buffett portfolio. (24/7 Wall Street)
Soros is not only big investor getting defensive
Why Ally Financial may attracting smart money
Where Buffett, Soros are moving their money

Home Depot vs. Lowe's
In Home Depot vs. Lowe’s, the winner is ...
Opinion: Both companies posted robust sales, but only one raised its guidance, writes Phil van Doorn.

Hertz woes: ‘Major fracture point’
Troubles at rental car giant Hertz elicit two analyst downgrades

Why is Priceline investing in this stock?
Trading Deck: It’s a good sign when a successful company takes a stake in an up-and-comer, writes Bill Gunderson.

Fed report: Few saving for retirement
Save for old age? At least think it
Not only are we not saving enough for retirement; we're not even thinking about it enough.
5 ways to cut financial stress in retirement

Long-term care insurance makes a great birthday present
RetireMentors: You may be financially responsible for your parent’s long-term care if they live in one of 30 states with filial support laws, says Robert Klein.
No need to worry about Social Security
Your retirement might be in better shape

6 things you should know about rebalancing
Annual rebalancing is the best way to buy low and sell high, says Paul Merriman.

When PIIGS fly, everything you know about euro crisis is wrong
Commentary: The euro-zone crisis has flipped from South to North, upending everything policy makers thought, writes Matthew Lynn.

Inflation may hold back BOE rate hike
Two policy members at the Bank of England voted in August to lift the benchmark interest rate, but a slowdown in inflation may be the deciding factor in keeping the rate steady.
BOE policy makers break ranks on rates
U.K. inflation cools, easing pressure on BOE

/conga/frontpage.html 317474
Dying doesn’t make the taxman go away
Dying doesn’t send away the taxman
What to do if you have to handle a loved one’s final financial matters.

5 celebrity fragrances that may surprise you
Justin Bieber and Taylor Swift perfumes aren't selling very well. But how about those of Derek Jeter and Bruce Willis?
What would you pay for an hour of silence?

Yellen’s message at Jackson Hole
The Fed chairwoman is expected to use her speech to highlight the need for patience.
Nutting: The Fed's 10.8 trillion failures


Mysterious case of H-P deal for Autonomy
Insight:
Investors are still wondering about Hewlett-Packard writing down most of the $11 billion deal, notes Therese Poletti.

Take stock of your life before investing
Opinion: Want to be rich? Chances are investing alone won't do it — and here's why, explains J.J. Zhang.
Top trader sees 3 dangers for stocks

/conga/today.html 317472

Markets »

23.75MDow Volume:
Avg Vol: 80.50M
Unchanged
236
Decliners
3522
Advancers
2552
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,953 +33 0.20%
Nasdaq
/quotes/zigman/12633936/realtime 4,528 +1 0.02%
S&P 500
/quotes/zigman/3870025/realtime 1,984 +2 0.10%
GlobalDow
/quotes/zigman/629063/realtime 2,604 -2 0.06%
Gold
/quotes/zigman/635641/delayed 1,295 -2 0.17%
Oil
/quotes/zigman/2196854/delayed 95.12 +0.64 0.68%
FTSE 100
/quotes/zigman/3173262/delayed 6,755 -24 0.35%
DAX
/quotes/zigman/2380246/delayed 9,315 -20 0.21%
CAC 40
/quotes/zigman/3173214/delayed 4,241 -14 0.32%
FTSE MIB
/quotes/zigman/1482176/delayed 19,606 -38 0.20%
IBEX 35
/quotes/zigman/2759620/delayed 10,421 +34 0.33%
Stoxx 600
/quotes/zigman/2380150/delayed 335 0 0.06%
Asia Dow
/quotes/zigman/6959860/realtime 3,319 -8 0.23%
Nikkei 225
/quotes/zigman/5986735/delayed 15,454 +5 0.03%
Hang Seng
/quotes/zigman/2622475/delayed 25,160 +37 0.15%
Shanghai
/quotes/zigman/1859015/delayed 2,240 -5 0.23%
Sensex
/quotes/zigman/1652085/delayed 26,314 -106 0.40%
Singapore
/quotes/zigman/1709939/delayed 3,324 +7 0.22%
Euro
/quotes/zigman/4867933/realtime/sampled 1.33 0.00 0.27%
Yen
/quotes/zigman/4868099/realtime/sampled 103.35 +0.43 0.42%
Pound
/quotes/zigman/4867886/realtime/sampled 1.66 +0.00 0.10%
Australia$
/quotes/zigman/4867876/realtime/sampled 0.93 +0.00 0.10%
DXY Index
/quotes/zigman/1652083/delayed 82.07 +0.20 0.24%
WSJ $ Idx
/quotes/zigman/9625991/realtime 74.32 +0.16 0.22%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.41 +0.01 0.37%
German 10y
/quotes/zigman/15866409/realtime 0.99 -0.01 1.16%
Italy 10yr
/quotes/zigman/15866497/realtime 2.60 +0.00 0.16%
Spain 10yr
/quotes/zigman/15866444/realtime 2.40 -0.03 1.10%
U.K. 10yr
/quotes/zigman/15866328/realtime 2.42 +0.02 0.67%
Japan 10yr
/quotes/zigman/15866525/realtime 0.52 +0.02 3.24%
Crude Oil
95 +1 0.68%
Gold
1,295 -2 0.17%
Corn
/quotes/zigman/3098927/delayed 367 -6 1.54%
DJIA F
/quotes/zigman/21588489/delayed 16,924 +43 0.25%
S&P F
/quotes/zigman/20258909/delayed 1,981 +4 0.18%
Silver
/quotes/zigman/12294966/delayed 20 +0 0.45%

Quotes

Symbol Price Change % Change
FB /quotes/nls/fb 74.78 -0.51 -0.67%
AAPL /quotes/nls/aapl 100.71 0.18 0.18%
GOOG /quotes/nls/goog 584.12 -2.74 -0.47%
BAC /quotes/nls/bac 15.46 0.0050 0.03%
C /quotes/nls/c 49.75 0.05 0.10%
F /quotes/nls/f 17.34 -0.02 -0.10%
T /quotes/nls/t 34.48 -0.0001 -0.0003%
BP /quotes/nls/bp 48.12 -0.19 -0.38%
GE /quotes/nls/ge 26.28 0.23 0.88%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
Please log in to view your watchlist

Rates »

5 yr CD
1.4%
2 yr CD
0.8%
1 yr CD
0.7%
MMA $10K+
0.3%
MMA $50K+
0.6%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 10.37% 10.37% 10.33%
Balance Transfer 12.64% 12.64% 12.66%
Business 12.80% 12.80% 12.98%
Student 13.27% 13.27% 13.27%
Cash Back 14.91% 14.91% 14.71%
Reward 15.00% 15.00% 15.03%
Airline 15.46% 15.46% 15.30%
Bad Credit 22.73% 22.73% 22.73%
Instant Approval 28.00% 28.00% 28.00%
Source:CreditCards.com
Trending Tickers
  • /quotes/zigman/102267/delayed FOLD+26.98%
  • /quotes/zigman/11592504/delayed DGLY-5.23%
  • /quotes/zigman/439823/delayed HTZ-9.41%
  • /quotes/zigman/18927/delayed SWIR+4.15%
  • /quotes/zigman/101900/delayed SFLY+3.50%
  • /quotes/zigman/219712/delayed BBY+1.07%
X
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

MarketWatch will continue to provide the same important news and information you rely on every day. And, as a MarketWatch user, you will be able to enjoy:

  • Personalized news and quote email alerts
  • Editorial e-newsletters about personal finance, mutual funds and market-specific coverage
  • Premium newsletters by our market experts
  • Games, such as Virtual Stock Exchange and Beat the Darts
  • Free WSJ.com registration

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