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NEED TO KNOW
Obama: Keystone wouldn’t benefit consumers
Staples: Data breach affected 1.2 million cards
U.S. stocks' biggest weekly gain since October
FDA approves AbbVie’s hepatitis treatment
J.P. Morgan releases ethics report
The moment Yellen unchained stocks from oil

Barron's: Five oil stocks to buy now. Barron
Barron's: Why you should buy these 5 oil stocks now
Bed Bath & Beyond bricks and mortar

 Columbia Pictures
North Korea denies Sony attack; asks joint probe with U.S.
FBI says North Korea behind Sony cyber hack
Obama: Sony goofed in pulling ‘The Interview’
5 ways Sony hack will change U.S. business
What it looks like when a movie gets squashed

Two things to know when you're trading in a turbulent market.  Getty Images
2 things to know about  trading in a turbulent market

President Obama says federal workers will get a 1% pay riaise next year.  Reuters
Obama gives 1% raise to federal employees

A ndew round of funding values Chinese startup Xiaomi at $45 billion.  XiaomiMalaysia.net
Chinese startup Xiaomi valued at $45 billion
Instagram now worth $35 billion, analyst says

Best American cities for retirees and snowbirds
10 of the best tropical islands for retirees

These Twitter pros are 2015’s must-
follows
Here are the 9 best tweets of 2014, so far
10 most popular YouTube videos of 2014

Don’t have these 7 things delivered to your home

The 10 most dangerous cities in America


10 most miserable cities in America


When to cmpare prices and when not to bother. Tyler Olson / Shutterstock.com
When to compare prices, and when not
to bother
Why you are right to shop at the last minute
Here are last-minute gadgets and toys

School massacre a watershed moment for Pakistan

6 industries that can’t locate new workers fast enough
The 11 lowest-unemployment states (24/7)

Act fast to cash in on these personal tax breaks
3 year-end planning tips to follow now
Time to do some quick tax planning
/conga/frontpage.html 329571

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343.69MDow Volume:
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Advancers
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Price Chg %Chg 1 Day
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Dow
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/quotes/zigman/41508961/realtime 82.60 +0.20 0.24%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.16 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.60 -0.03 4.12%
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/quotes/zigman/15866497/realtime 1.94 -0.02 0.99%
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Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 79.88 1.48 1.89%
AAPL /quotes/zigman/68270/composite 111.78 -0.87 -0.77%
GOOG /quotes/zigman/30194416/composite 516.35 5.25 1.03%
BAC /quotes/zigman/190927/composite 17.62 0.09 0.51%
C /quotes/zigman/5065548/composite 54.01 -0.09 -0.17%
F /quotes/zigman/264304/composite 15.03 0.22 1.49%
T /quotes/zigman/398198/composite 33.54 0.03 0.09%
BP /quotes/zigman/247026/composite 39.40 1.08 2.82%
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5 yr CD
1.5%
2 yr CD
0.9%
1 yr CD
0.7%
MMA $10K+
0.4%
MMA $50K+
0.6%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 10.37% 10.37% 10.37%
Balance Transfer 12.73% 12.73% 12.64%
Business 12.85% 12.85% 12.80%
Student 13.14% 13.14% 13.27%
Reward 14.90% 14.89% 14.97%
Cash Back 14.94% 14.94% 14.91%
Airline 15.52% 15.46% 15.30%
Bad Credit 22.73% 22.73% 22.73%
Instant Approval 23.33% 23.33% 28.00%
Source:CreditCards.com
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SmartMoney Blogs

Pay Dirt
A daily look at what we buy, how we spend, and the companies that do right - and wrong - by their customers.

Coupons - All posts tagged Coupons

  • Jul 11, 2011
    3:22 PM ET

    Why You’re Overpaying at the Dollar Store

    iStockphoto

    With frozen dinners, party balloons, shampoo and more priced at $1, the dollar store can seem like a great place for bargains. But that’s not quite true — and savvy shoppers are catching on.

    Cash-strapped consumers have flocked to dollar stores — many of which defy their names by selling higher-priced items — since the recession hit, but now those stores are starting to see a slowdown, reports The Wall Street Journal. Several of the big chains said in quarterly earnings reports that they failed to meet expectations because customers are buying more low-profit items like food and cleaning supplies, and fewer high-profit ones such as clothes and home goods.

    But coupon experts suspect at least part of the shift can be explained by the so-called “extreme couponing” trend that teaches shoppers to stack stores sales, coupons and other discounts to pay just pennies on the dollar for their purchases. “People are getting smarter,” says Teri Gault, founder of The Grocery Game. “Sales with coupons will almost always beat prices at dollar stores.” A shopper could get a 12-count box of Nature’s Valley granola bars for $0.79 at the grocery store with a sale and coupon, for example. On a per-bar cost, that’s 80% less than the dollar store price of $1 for a pack of four.

  • Jun 27, 2011
    4:15 PM ET

    Extreme Couponing: Now Extremely Prohibited

    iStockphoto.com

    Companies are cracking down on extreme couponing techniques that allow shoppers to leave with baskets full of free items.

    Rite Aid, Target and Publix have all revised coupon policies in recent weeks (see details below) to limit the number of store and manufacturers’ coupons they accept per item or per shopping trip. Procter & Gamble now limits consumers to four of the same coupon per shopping trip, a recommendation that industry group Coupon Information Corporation is preparing to add to its best-practices page for companies issuing manufacturers coupons. Stores are also moving to a more sophisticated barcode system to prevent shoppers from using coupons meant for other items.

    “It’s unfortunate that there have to be limits like this, but I think you’re going to see the whole industry moving this way,” says Bud Miller, the executive director of the Coupon Information Corporation. Previously, lenient policies let savvy shoppers stack multiple coupons and stockpile big quantities for pennies on the dollar. “These shoppers come in and clear out every last item, and there’s nothing left for the other consumers,” he says. “That’s not what coupons are for, and hopefully these new policies will help prevent some of that abuse.”

  • Jun 13, 2011
    12:15 PM ET

    5 Ways to Buy Organic Groceries for Less

    iStockphoto

    Apples just became public enemy No. 1 to shoppers looking for pesticide-free foods.

    A recent screening from the U.S. Department of Agriculture found pesticide residue in 98% of the popular fruit, the highest rate of all the produce it examined. That was enough to push apples to the top of the Environmental Working Group’s “Dirty Dozen” shopping guide of items to buy organic. The free list, released today, aims to help shoppers on a budget figure out which items are best purchased organic. Last year, apples ranked fourth.

    “Consumers should shop with an abundance of caution,” says Mark Kastel, the co-founder of The Cornucopia Institute, a farm policy research group. Although all of the foods screened meet government guidelines for acceptable pesticide levels, he says, studies have pointed to problems stemming from even minute levels of exposure.

    Although buying organic may be desirable, it’s not always in the budget. At online grocer FreshDirect.com, regular strawberries — which placed third on the Dirty Dozen — are half the price of organic ones, while a half-gallon of organic milk at Safeway sells for a 27% premium.

    But there are ways to make going organic more affordable. Try these five:

  • May 11, 2011
    12:38 PM ET

    Extreme Couponing Star: I Was a Scapegoat

    TLC

    Talking Shop: Remember J’aime Kirlew? She appeared on the first episode of TLC’s 12-part series Extreme Couponing and cut nearly $14,000 off her grocery bill last year by clipping coupons. She stockpiled over 100 cleaning wipes, 450 rolls of toilet paper and 250 paper towels at her Montgomery Village, Md., home.

    Last month, Pay Dirt spoke to Kirlew about the show in an interview entitled, “Confessions of an Extreme Couponer.” It turned out to be a portentous headline. Her TV appearance was followed by allegations of fraudulent coupon use online and in magazines and newspapers, a practice where a shopper can use one coupon on another product that matches the barcode, but not the product specified on the coupon.

    Bud Miller, the executive director, of the Alexandria, Va.-based Coupon Information Corporation, which represents the manufacturers of coupons issued in the U.S., says it’s not a gray area: “Coupons are a contract and the controlling barcodes are merely a method of processing coupons, so any use of a coupon to produce a product other than stated in the plain language of the coupon is considered fraudulent.”

    Manufacturers are now changing their barcode system to prevent coupons being used for other products that work with the same barcode. But Kirlew says she has done nothing wrong and will continue to match coupon codes until the barcode system changes.

    Pay Dirt spoke exclusively to Kirlew.

  • May 4, 2011
    2:32 PM ET

    Share a Coupon, Double Your Savings?

    iStockphoto

    Sharing has its benefits: helping others, fostering cooperation and conserving resources. But it can also cut your bill at checkout, as manufacturers and retailers start issuing new coupons that increase in value when you pass them along to other people.

    For example, a $1.50 Huggies coupon suddenly becomes a $3 one when you agree to email or instant-message it to three people, or post the link to Facebook, Twitter or MySpace. On deal site PeopleDeals, currently in beta, New Yorkers can grab a $1 coupon toward lunch at local restaurant L’asso, which mushrooms to $2, $3 or $4 when you post a link on Facebook and other friends nearby use the link to get their own copy.

    The idea is a riff on what daily-deal sites like Groupon promise: get enough people interested in an offer, and you’ll secure a better price. While these social coupons haven’t yet taken off like daily-deal sites – coupon management firm Inmar, which tracks the industry, says it is aware of a handful, but the trend wasn’t significant enough last year to track amid the 3.3 billion offers consumers redeemed – experts are expecting them to gain popularity.

About Pay Dirt

  • Pay Dirt examines the millions of consumer decisions Americans make every day: What to buy, how much to pay, whether to rave or complain. Lead written by Quentin Fottrell, the blog examines these interactions, providing readers with news, insight and tips on shopping, spending, customer service, and companies that do right – and wrong – by their customers. Send items, questions and comments to quentin.fottrell@dowjones.com or tweet @SMPayDirt.

MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert
NEED TO KNOW
Obama: Keystone wouldn’t benefit consumers
Staples: Data breach affected 1.2 million cards
U.S. stocks' biggest weekly gain since October
FDA approves AbbVie’s hepatitis treatment
J.P. Morgan releases ethics report
The moment Yellen unchained stocks from oil

Barron's: Five oil stocks to buy now. Barron
Barron's: Why you should buy these 5 oil stocks now
Bed Bath & Beyond bricks and mortar

 Columbia Pictures
North Korea denies Sony attack; asks joint probe with U.S.
FBI says North Korea behind Sony cyber hack
Obama: Sony goofed in pulling ‘The Interview’
5 ways Sony hack will change U.S. business
What it looks like when a movie gets squashed

Two things to know when you're trading in a turbulent market.  Getty Images
2 things to know about  trading in a turbulent market

President Obama says federal workers will get a 1% pay riaise next year.  Reuters
Obama gives 1% raise to federal employees

A ndew round of funding values Chinese startup Xiaomi at $45 billion.  XiaomiMalaysia.net
Chinese startup Xiaomi valued at $45 billion
Instagram now worth $35 billion, analyst says

Best American cities for retirees and snowbirds
10 of the best tropical islands for retirees

These Twitter pros are 2015’s must-
follows
Here are the 9 best tweets of 2014, so far
10 most popular YouTube videos of 2014

Don’t have these 7 things delivered to your home

The 10 most dangerous cities in America


10 most miserable cities in America


When to cmpare prices and when not to bother. Tyler Olson / Shutterstock.com
When to compare prices, and when not
to bother
Why you are right to shop at the last minute
Here are last-minute gadgets and toys

School massacre a watershed moment for Pakistan

6 industries that can’t locate new workers fast enough
The 11 lowest-unemployment states (24/7)

Act fast to cash in on these personal tax breaks
3 year-end planning tips to follow now
Time to do some quick tax planning
/conga/frontpage.html 329571

Markets »

343.69MDow Volume:
Avg Vol: 99.46M
Unchanged
205
Decliners
2636
Advancers
3710
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 17,805 +27 0.15%
Nasdaq
/quotes/zigman/12633936/realtime 4,765 +17 0.36%
S&P 500
/quotes/zigman/3870025/realtime 2,071 +9 0.46%
GlobalDow
/quotes/zigman/629063/realtime 2,510 +15 0.60%
Gold
/quotes/zigman/14649220/delayed 1,195 0 0.03%
Oil
/quotes/zigman/2331077/delayed 57.80 +3.44 6.33%
FTSE 100
/quotes/zigman/3173262/delayed 6,545 +79 1.23%
DAX
/quotes/zigman/2380246/delayed 9,787 -24 0.25%
CAC 40
/quotes/zigman/3173214/delayed 4,242 -8 0.18%
FTSE MIB
/quotes/zigman/1482176/delayed 18,984 -77 0.40%
IBEX 35
/quotes/zigman/2759620/delayed 10,364 -28 0.27%
Stoxx 600
/quotes/zigman/2380150/delayed 340 +1 0.37%
Asia Dow
/quotes/zigman/6959860/realtime 2,977 +50 1.72%
Nikkei 225
/quotes/zigman/5986735/delayed 17,621 +411 2.39%
Hang Seng
/quotes/zigman/2622475/delayed 23,117 +284 1.25%
Shanghai
/quotes/zigman/1859015/delayed 3,109 +51 1.67%
Sensex
/quotes/zigman/1652085/delayed 27,372 +245 0.90%
Singapore
/quotes/zigman/1709939/delayed 3,280 +36 1.11%
Euro
/quotes/zigman/16008136/realtime/sampled 1.22 0.00 0.00%
Yen
/quotes/zigman/16008150/realtime/sampled 119.53 0.00 0.00%
Pound
/quotes/zigman/16008140/realtime/sampled 1.56 0.00 0.00%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.81 0.00 0.00%
DXY Index
/quotes/zigman/1652083/delayed 89.59 +0.35 0.39%
WSJ $ Idx
/quotes/zigman/41508961/realtime 82.60 +0.20 0.24%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.16 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.60 -0.03 4.12%
Italy 10yr
/quotes/zigman/15866497/realtime 1.94 -0.02 0.99%
Spain 10yr
/quotes/zigman/15866444/realtime 1.70 -0.05 2.96%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.85 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.35 +0.01 1.63%
Crude Oil
/quotes/zigman/2331077/delayed 58 +3 6.33%
Gold
/quotes/zigman/14649220/delayed 1,195 0 0.03%
Corn
/quotes/zigman/7562463/delayed 411 0 0.06%
DJIA F
/quotes/zigman/30356525/delayed 17,736 +10 0.06%
S&P F
/quotes/zigman/25833778/delayed 2,064 +4 0.19%
Silver
/quotes/zigman/15320445/delayed 16 +0 0.82%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 79.88 1.48 1.89%
AAPL /quotes/zigman/68270/composite 111.78 -0.87 -0.77%
GOOG /quotes/zigman/30194416/composite 516.35 5.25 1.03%
BAC /quotes/zigman/190927/composite 17.62 0.09 0.51%
C /quotes/zigman/5065548/composite 54.01 -0.09 -0.17%
F /quotes/zigman/264304/composite 15.03 0.22 1.49%
T /quotes/zigman/398198/composite 33.54 0.03 0.09%
BP /quotes/zigman/247026/composite 39.40 1.08 2.82%
GE /quotes/zigman/227468/composite 25.62 0.48 1.91%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
Please log in to view your watchlist

World News from MarketWatch

Rates »

5 yr CD
1.5%
2 yr CD
0.9%
1 yr CD
0.7%
MMA $10K+
0.4%
MMA $50K+
0.6%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 10.37% 10.37% 10.37%
Balance Transfer 12.73% 12.73% 12.64%
Business 12.85% 12.85% 12.80%
Student 13.14% 13.14% 13.27%
Reward 14.90% 14.89% 14.97%
Cash Back 14.94% 14.94% 14.91%
Airline 15.52% 15.46% 15.30%
Bad Credit 22.73% 22.73% 22.73%
Instant Approval 23.33% 23.33% 28.00%
Source:CreditCards.com
Trending Tickers
  • /quotes/zigman/218607/composite ATW+7.14%
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  • /quotes/zigman/18008450/composite FOXA+2.01%
  • /quotes/zigman/116238/composite MSG+3.36%
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MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert
NEED TO KNOW
Obama: Keystone wouldn’t benefit consumers
Staples: Data breach affected 1.2 million cards
U.S. stocks' biggest weekly gain since October
FDA approves AbbVie’s hepatitis treatment
J.P. Morgan releases ethics report
The moment Yellen unchained stocks from oil

Barron's: Five oil stocks to buy now. Barron
Barron's: Why you should buy these 5 oil stocks now
Bed Bath & Beyond bricks and mortar

 Columbia Pictures
North Korea denies Sony attack; asks joint probe with U.S.
FBI says North Korea behind Sony cyber hack
Obama: Sony goofed in pulling ‘The Interview’
5 ways Sony hack will change U.S. business
What it looks like when a movie gets squashed

Two things to know when you're trading in a turbulent market.  Getty Images
2 things to know about  trading in a turbulent market

President Obama says federal workers will get a 1% pay riaise next year.  Reuters
Obama gives 1% raise to federal employees

A ndew round of funding values Chinese startup Xiaomi at $45 billion.  XiaomiMalaysia.net
Chinese startup Xiaomi valued at $45 billion
Instagram now worth $35 billion, analyst says

Best American cities for retirees and snowbirds
10 of the best tropical islands for retirees

These Twitter pros are 2015’s must-
follows
Here are the 9 best tweets of 2014, so far
10 most popular YouTube videos of 2014

Don’t have these 7 things delivered to your home

The 10 most dangerous cities in America


10 most miserable cities in America


When to cmpare prices and when not to bother. Tyler Olson / Shutterstock.com
When to compare prices, and when not
to bother
Why you are right to shop at the last minute
Here are last-minute gadgets and toys

School massacre a watershed moment for Pakistan

6 industries that can’t locate new workers fast enough
The 11 lowest-unemployment states (24/7)

Act fast to cash in on these personal tax breaks
3 year-end planning tips to follow now
Time to do some quick tax planning
/conga/frontpage.html 329571

Markets »

343.69MDow Volume:
Avg Vol: 99.46M
Unchanged
205
Decliners
2636
Advancers
3710
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 17,805 +27 0.15%
Nasdaq
/quotes/zigman/12633936/realtime 4,765 +17 0.36%
S&P 500
/quotes/zigman/3870025/realtime 2,071 +9 0.46%
GlobalDow
/quotes/zigman/629063/realtime 2,510 +15 0.60%
Gold
/quotes/zigman/14649220/delayed 1,195 0 0.03%
Oil
/quotes/zigman/2331077/delayed 57.80 +3.44 6.33%
FTSE 100
/quotes/zigman/3173262/delayed 6,545 +79 1.23%
DAX
/quotes/zigman/2380246/delayed 9,787 -24 0.25%
CAC 40
/quotes/zigman/3173214/delayed 4,242 -8 0.18%
FTSE MIB
/quotes/zigman/1482176/delayed 18,984 -77 0.40%
IBEX 35
/quotes/zigman/2759620/delayed 10,364 -28 0.27%
Stoxx 600
/quotes/zigman/2380150/delayed 340 +1 0.37%
Asia Dow
/quotes/zigman/6959860/realtime 2,977 +50 1.72%
Nikkei 225
/quotes/zigman/5986735/delayed 17,621 +411 2.39%
Hang Seng
/quotes/zigman/2622475/delayed 23,117 +284 1.25%
Shanghai
/quotes/zigman/1859015/delayed 3,109 +51 1.67%
Sensex
/quotes/zigman/1652085/delayed 27,372 +245 0.90%
Singapore
/quotes/zigman/1709939/delayed 3,280 +36 1.11%
Euro
/quotes/zigman/16008136/realtime/sampled 1.22 0.00 0.00%
Yen
/quotes/zigman/16008150/realtime/sampled 119.53 0.00 0.00%
Pound
/quotes/zigman/16008140/realtime/sampled 1.56 0.00 0.00%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.81 0.00 0.00%
DXY Index
/quotes/zigman/1652083/delayed 89.59 +0.35 0.39%
WSJ $ Idx
/quotes/zigman/41508961/realtime 82.60 +0.20 0.24%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.16 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.60 -0.03 4.12%
Italy 10yr
/quotes/zigman/15866497/realtime 1.94 -0.02 0.99%
Spain 10yr
/quotes/zigman/15866444/realtime 1.70 -0.05 2.96%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.85 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.35 +0.01 1.63%
Crude Oil
/quotes/zigman/2331077/delayed 58 +3 6.33%
Gold
/quotes/zigman/14649220/delayed 1,195 0 0.03%
Corn
/quotes/zigman/7562463/delayed 411 0 0.06%
DJIA F
/quotes/zigman/30356525/delayed 17,736 +10 0.06%
S&P F
/quotes/zigman/25833778/delayed 2,064 +4 0.19%
Silver
/quotes/zigman/15320445/delayed 16 +0 0.82%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 79.88 1.48 1.89%
AAPL /quotes/zigman/68270/composite 111.78 -0.87 -0.77%
GOOG /quotes/zigman/30194416/composite 516.35 5.25 1.03%
BAC /quotes/zigman/190927/composite 17.62 0.09 0.51%
C /quotes/zigman/5065548/composite 54.01 -0.09 -0.17%
F /quotes/zigman/264304/composite 15.03 0.22 1.49%
T /quotes/zigman/398198/composite 33.54 0.03 0.09%
BP /quotes/zigman/247026/composite 39.40 1.08 2.82%
GE /quotes/zigman/227468/composite 25.62 0.48 1.91%
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Rates »

5 yr CD
1.5%
2 yr CD
0.9%
1 yr CD
0.7%
MMA $10K+
0.4%
MMA $50K+
0.6%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 10.37% 10.37% 10.37%
Balance Transfer 12.73% 12.73% 12.64%
Business 12.85% 12.85% 12.80%
Student 13.14% 13.14% 13.27%
Reward 14.90% 14.89% 14.97%
Cash Back 14.94% 14.94% 14.91%
Airline 15.52% 15.46% 15.30%
Bad Credit 22.73% 22.73% 22.73%
Instant Approval 23.33% 23.33% 28.00%
Source:CreditCards.com
Trending Tickers
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  • /quotes/zigman/116238/composite MSG+3.36%
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