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FTSE 100 veers toward weekly loss
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Market turmoil caused by obscure strategy?

 
Germany at fault in Europe’s refugee crisis
Immigration to Germany at highest since 1992
Chaos in Budapest as migrants rush trains
Father of drowned Syrian boy describes voyage

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Six actors who were almost cast as James Bond

Sizeable outflow from China adds to fears
China tightens controls to keep money at home

 
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ECB leaves interest rates at record lows


Gates: How we can avoid worst of climate change

43% of U.S. homes are at high risk of natural disaster

What it’s like to play tennis with a ‘smart’ racket

Watch China’s    90-minute parade in 60 seconds
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Blame Marissa Mayer for maternity-leave shrink

Ad war over oil exports heats up as vote nears

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They tangled with student debt all summer
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Volatility is driving foreign buyers to Treasurys

The search for 1,000 angels to help women startups

Why the U.K. Hugo Chavez will be good for its economy

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Apple’s biggest challenge: Topping the iPhone 6
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What to expect from the Apple event on Sept. 9
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Pay Dirt
A daily look at what we buy, how we spend, and the companies that do right - and wrong - by their customers.

Confessions of an Apple Sheep

Today millions of seemingly rational people fished a fully functional iPhone from their pockets and contemplated hurling the device out the window. I know, because I am one of them.

Like many, I committed to the iPhone 5 upgrade even before Apple CEO Tim Cook unveiled the new device with the usual burlesque slideshow presentation. It’s not that I have any major complaints with my iPhone 4S — sure, it occasionally freezes up and the battery doesn’t always make it through the day, but it’s probably the best piece of technology I’ve ever owned. Nor do I think the thinner, faster, bigger-screened and brushed aluminum iPhone 5 will do a substantially better job of delivering email, locating restaurants, playing music, or distracting my four-year-olds at restaurants with unusually slow service. But I want it anyway.

This isn’t like me. I tend to drive cars into the ground, my laptop is an ancient three years old, my Nikon camera is five years old, and my toaster is at least seven. In fact, last week when Amazon CEO Jeff Bezos showed off his new line of e-readers, I felt no similar urge to ditch my nearly two-year-old Kindle, perhaps my second favorite gadget.

On this I’m not alone, by the way: Just one in six e-reader owners will upgrade this year, versus one in two smartphone owners, estimates Neil Mawston of Strategy Analytics. “Smartphones are more fashion-oriented than e-readers, so they are perceived to age faster and get replaced sooner,” he says. In other words: The iPhone is sexy and multi-talented. The Kindle is a screwdriver.

Apple counts on sheep like me. In the first month after the iPhone 4S was released, 70% of the buyers already owned an iPhone, according to a study by Michael Levin of Consumer Intelligence Research Partners. After the initial hoopla, that number dropped to 35%, he says. “But given the reports about how many people waited to buy the iPhone 5, we’d expect history to repeat itself here,”says Levin.

In a way, Apple managed to put into effect an idea espoused 80 years ago by real estate broker and amateur philosopher Bernard London in a famous paper titled “Ending the Depression Through Planned Obsolescence.” London’s zany idea was to fuel the economy by limiting how long one could legally own a toaster or radio. “I propose that when a person continues to possess and use old clothing, automobiles, and buildings after they have passed their obsolescence date, as determined at the time they were created, he should be taxed for use of what is legally ‘dead.’”

Apple didn’t need government intervention, however. Due to the way iPhones are subsidized by the wireless carriers, it may be crazy not to upgrade. On a resale site, I locked in a price of $251 for my iPhone 4S. This means, that by upgrading to the new $199 model and paying the various upgrade fees, I may even make money on the deal.

 

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    • By WebOsPublisher

      I know I know. You hid it! I’m using a penis here as it’s a bigger example than a vagina,but the basic message is the same – people DO walk around with Highlight Transparent on and they DO snigger at your meat. I’m sorry,it’s true. Well maybe not everyone does,but I have…
      Protip: Bright Red Body Bits « Gridwide Protips
      @import url( s1.wp.com/wp-content/themes/pub/rubric/style.css?m=1323118653g );
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      June 2, 2009
      Protip: Bright Red Body Bits
      Filed under: Clothes — ziggyquirk @ 11:03 am
      I know I know. You hid it! I’m using a penis here as it’s a bigger example than a vagina, but the basic message is the same – people DO walk around with Highlight Transparent on and they DO snigger at your meat. I’m sorry, it’s true. Well maybe not everyone does, but I have been known to.I know it’s easier to just leave things on, but if you’re not actually having sex, stripping or involved in some other activity that requires body bits then you really should detach the bits you don’t need. Hiding, as you can see, doesn’t really do much and you’re still running a script that need not be running. Even a low lag penis (this one adds a low 258 to the avatar rendering cost) may add less than a head of hair, but if it’s not required it’s better to ditch it for the time being, because every scrap of rendering counts in SL.And ladies, when you pop your pants on, you might be interested to know that your vagina does show through, because clothes in SL don’t work like RL clothes and it’s like belly button rings – they sit on top of shirts, well your vagina sits on top of your jeans. Which basically just looks hilarious.And that ladies and gents is why I highlight transparent in crowded places – because it cracks me up.
      Like this:LikeBe the first to like this.
      Comments (2)
      2 Comments »
      LMAO!!!!!!! *picks self up off floor*
      Comment by Faery Sola — June 2, 2009 @ 11:08 am
      | Reply
      So I turned on “Highlight Transparent” and was amazed at what I saw. There were things sticking on people all over the place. One fury looked like he had a torpodeo through his chest, and a woman was carring a sub-machine gun. Then, one guy seemed to be enveloped in a 6 foot red sphere. Even on my own av, I had a blob on my right foot. Seems it was my flight booster. Interesting to peek into the hidden world of Second Life. So are there any other little “peeking” settings I should know about? Maybe I need to experiment.
      Comment by Matthew Kidomen — July 5, 2009 @ 12:49 pm
      | Reply
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    • By WebOsPublisher

      Do you know that you can auto replay and download Youtube videos by replacing ‘youtube’ by ‘tubeencore’ in the Youtube URL?
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      $( “#slider-range” ).slider({
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      (function() {
      var ga = document.createElement(‘script’); ga.type = ‘text/javascript’; ga.async = true;
      ga.src = (‘https:’ == document.location.protocol ? ‘https://ssl’ : ‘www’) + ‘.google-analytics.com/ga.js’;
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      Android version is available. Get it from Google Play.
      HOT!!!
      Daily Videos
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      Published by darKzOne acewOrm at 01/07/2010 22:37
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      =================================================Tung sot ka me ju kallxu se qysh me ja ndrru MyComputer Icon—————————————————————-Hi today i will show you how to change MyComputer Icon=================================================Tuto create by : xT.| erbLin~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~1.Edit PIC2.Save As.3.name.ico4.save type 24-bit (bitmap)1. Kliko met djathten / Click Right 2.Properties3.Desktop4.Costumize Desktop..5.MyComputer6.Change icon7.Find8.Ok9.Ok10.Apply11.Ok
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      Latest commentsTheSicdic, at 12/27/2011 16:23, says:Fuck XP,byeп»ї
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      © Copyright TubeEncore 2011 |
      WTB |
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      $(document).ready(function() {
      var adjustheight = 30;
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    • I know wasn’t that a great comment!It will be quite a lot of money but it does dneepd on what carrier and what time you cancel. Adding a new phone line is dirt cheap though and you could also find a buddy to use the other line or have it for emergency

About Pay Dirt

  • Pay Dirt examines the millions of consumer decisions Americans make every day: What to buy, how much to pay, whether to rave or complain. Lead written by Quentin Fottrell, the blog examines these interactions, providing readers with news, insight and tips on shopping, spending, customer service, and companies that do right – and wrong – by their customers. Send items, questions and comments to quentin.fottrell@dowjones.com or tweet @SMPayDirt.

MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert

New York Markets Open in:

Futures: /quotes/zigman/30356461/delayed S&P 500 -0.9% /quotes/zigman/38649152/delayed DOW -1.0% /quotes/zigman/30356458/delayed NASDAQ -1.0%

need to know
FTSE 100 veers toward weekly loss
Nikkei falls to its lowest level since February
Chinese Navy ships enter U.S. territory
Amazon to buy video software company
When do markets close for Labor Day?
Kocherlakota opposes 2015 fed-fund rate hike
German manufacturing orders fall
AstraZeneca: FDA OKs long-term Brilinta use
Market turmoil caused by obscure strategy?

 
Germany at fault in Europe’s refugee crisis
Immigration to Germany at highest since 1992
Chaos in Budapest as migrants rush trains
Father of drowned Syrian boy describes voyage

Oops — Rick Perry says broken clock right once a day

Six actors who were almost cast as James Bond

Sizeable outflow from China adds to fears
China tightens controls to keep money at home

 
Obscure trading strategy draws Wall Street’s ire

Dovish Draghi signals ECB willing to do more QE
Why Draghi's comments sent the euro lower
Draghi’s opening statement from ECB presser
ECB leaves interest rates at record lows


Gates: How we can avoid worst of climate change

43% of U.S. homes are at high risk of natural disaster

What it’s like to play tennis with a ‘smart’ racket

Watch China’s    90-minute parade in 60 seconds
See photos of China's massive military parade
China markets close for war anniversary

Blame Marissa Mayer for maternity-leave shrink

Ad war over oil exports heats up as vote nears

These are the college majors that are dying

They tangled with student debt all summer
College help for low-income families

Investment risk has changed, so this must change too
Volatility is driving foreign buyers to Treasurys

The search for 1,000 angels to help women startups

Why the U.K. Hugo Chavez will be good for its economy

Why India is worth a look if you’re cooling on China

Apple’s biggest challenge: Topping the iPhone 6
Apple set to join content contest
What to expect from the Apple event on Sept. 9
/conga/frontpage.html 354126

Markets »

109.73MDow Volume:
Avg Vol: 113.10M
Unchanged
224
Decliners
2653
Advancers
3709
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,375 +23 0.14%
Nasdaq
/quotes/zigman/12633936/realtime 4,733 -16 0.35%
S&P 500
/quotes/zigman/3870025/realtime 1,951 +2 0.12%
GlobalDow
/quotes/zigman/629063/realtime 2,310 -13 0.56%
Gold
/quotes/zigman/662444/delayed 1,125 0 0.00%
Oil
/quotes/zigman/2331095/delayed 46.48 -0.27 0.58%
FTSE 100
/quotes/zigman/3173262/delayed 6,093 -101 1.62%
DAX
/quotes/zigman/2380246/delayed 10,138 -180 1.74%
CAC 40
/quotes/zigman/3173214/delayed 4,573 -81 1.74%
FTSE MIB
/quotes/zigman/1482176/delayed 21,799 -378 1.71%
IBEX 35
/quotes/zigman/2759620/delayed 9,883 -159 1.58%
Stoxx 600
/quotes/zigman/2380150/delayed 356 -6 1.70%
Asia Dow
/quotes/zigman/6959860/realtime 2,687 -25 0.94%
Nikkei 225
/quotes/zigman/5986735/delayed 17,792 -390 2.15%
Hang Seng
/quotes/zigman/2622475/delayed 20,841 -94 0.45%
Shanghai
/quotes/zigman/1859015/delayed 3,160 -6 0.20%
Sensex
/quotes/zigman/1652085/delayed 25,195 -570 2.21%
Singapore
/quotes/zigman/1709939/delayed 2,864 -43 1.47%
Euro
/quotes/zigman/16008136/realtime/sampled 1.11 +0.00 0.17%
Yen
/quotes/zigman/16008150/realtime/sampled 119.08 -0.99 0.83%
Pound
/quotes/zigman/16008140/realtime/sampled 1.52 0.00 0.07%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.70 0.00 0.48%
DXY Index
/quotes/zigman/1652083/delayed 96.18 -0.22 0.23%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.72 -0.09 0.11%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.13 -0.03 1.22%
German 10y
/quotes/zigman/15866409/realtime 0.69 -0.03 4.25%
Italy 10yr
/quotes/zigman/15866497/realtime 1.91 -0.01 0.67%
Spain 10yr
/quotes/zigman/15866444/realtime 2.08 -0.02 1.08%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.75 -0.05 2.72%
Japan 10yr
/quotes/zigman/15866525/realtime 0.37 -0.03 6.87%
Crude Oil
/quotes/zigman/2331095/delayed 46 0 0.58%
Gold
/quotes/zigman/662444/delayed 1,125 0 0.00%
Corn
/quotes/zigman/7599553/delayed 361 -1 0.21%
DJIA F
/quotes/zigman/38649152/delayed 16,186 -162 0.99%
S&P F
/quotes/zigman/30356461/delayed 1,928 -18 0.92%
Silver
/quotes/zigman/3134148/delayed 15 +0 0.09%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 88.15 -1.74 -1.94%
AAPL /quotes/zigman/68270/composite 110.37 -1.97 -1.75%
GOOG /quotes/zigman/30194416/composite 606.25 -8.09 -1.32%
BAC /quotes/zigman/190927/composite 15.94 0.09 0.57%
C /quotes/zigman/5065548/composite 51.79 0.04 0.08%
F /quotes/zigman/264304/composite 13.84 -0.03 -0.22%
T /quotes/zigman/398198/composite 33.04 0.22 0.67%
BP /quotes/zigman/247026/composite 32.41 0.21 0.65%
GE /quotes/zigman/227468/composite 24.51 -0.06 -0.24%
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Rates »

5 yr CD
1.5%
2 yr CD
0.8%
1 yr CD
0.6%
MMA $10K+
0.3%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.62% 11.62% 11.53%
Business 12.85% 12.85% 12.85%
Student 13.14% 13.14% 13.14%
Balance Transfer 14.12% 14.12% 14.00%
Airline 15.10% 15.10% 15.15%
Reward 15.14% 15.14% 14.99%
Cash Back 15.27% 15.27% 15.26%
Instant Approval 18.00% 18.00% 17.93%
Bad Credit 22.73% 22.73% 22.48%
Source:CreditCards.com

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