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141.44MDow Volume:
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National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.62% 11.62% 11.53%
Business 12.85% 12.85% 12.85%
Student 13.14% 13.14% 13.14%
Balance Transfer 14.12% 14.12% 14.00%
Airline 15.10% 15.10% 15.15%
Reward 15.14% 15.14% 14.99%
Cash Back 15.27% 15.27% 15.26%
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Pay Dirt
A daily look at what we buy, how we spend, and the companies that do right - and wrong - by their customers.

5 Store-Brand Items to Avoid

———

Though grocery shopping experts have long touted buying store brands as a great savings strategy, consumers are finally paying attention. Maybe too much attention.

Nearly 40% of shoppers purchased more store-brand items over the past year, according to a new survey from research firm Accenture. Two-thirds of shoppers say half of what they buy carries a store-brand label. The main reason: the prices beat those of the big brand names. In most cases, consumers aren’t sacrificing taste, either, because the same big brand producing say, canned veggies, is also responsible for packaging the store’s line. “Quality has really gone up,” says Jill Cataldo, founder of Super Couponing workshops. Stephanie Nelson, the founder of CouponMom.com, agrees. “Some stores actually have several tiers of private labels,” including gourmet and organic products, she says.

But in some cases, consumers are better off sticking with the brand names they know and love, experts say. Those trying out store brands should “start small,” Cataldo says. “Buy one, not 12, to make sure you like it.” Here are five product categories that may warrant caution:

Paper products

Store-brand paper towels, paper plates and other goods can be of varying quality. The toilet paper rolls are often smaller and lighter, says Teri Gault, founder of price-tracking site TheGroceryGame.com. Plates might be flimsier, and towels or tissues may be less absorbent, meaning you’ll need to use more than you might with a brand name, negating savings.

Cleaning products

Consumers tend to prefer brand-name laundry detergent and other cleaning products, Nelson says. The risk: the store brands sometimes are not as strong, she says.

Coupon-heavy items

Store-brand items might not be cheaper after all. “The right coupon and sale combo is key,” Cataldo says. “I still do better on the whole buying national brand instead of house brand.” That combination beats even low store-brand prices. Some stores do offer coupons on their own brands, too, so be sure to compare prices regularly, she says.

Macaroni and cheese

Boxed macaroni and cheese is one of the few categories where shoppers across the board tend to be brand loyal, says Nelson. “It’s Kraft all the way,” she says. Gault says complaints she has heard fault store brands for being “too orange,” and not that cheesy.

Diapers

Some parents love store-brands, Nelson says, but others complain of leaks. Retailers and manufacturers market heavily to new parents with coupons and loyalty rewards, too, so buying store-brand diapers may not be the cheaper option.

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    • By WebOsPublisher

      Suit It is the premier online Bespoke Tailor in Australia,offering high quality mens suits for every occasion. Our tailors will make your suits to order
      Men Suits – Tailor Made Suits for Men at SuitIt.com.au
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      It’s widely known that someone’s first impression of you will be formed within 30 seconds of any initial meeting – and will quite often colour their perception of you from then on. As around 80% of what they see is what you are wearing, to avoid an unfavourable initial impression try to avoid the following (in no particular order):
      1. NEVER wear a tie with a short sleeved shirt – or more correctly, if you do wear a short sleeved shirt with a tie, NEVER take your suit jacket off. Short sleeved business shirts have long been regarded as lower or working class apparel and will not help you project a professional image.
      2. One of the worst mistakes you could make is to wear unpolished (or worse, scuffed) slip-on shoes with a suit. Your shoes are one of the most evaluated part of your wardrobe and as such, they should always be clean, shined, in good repair and if you are wearing a suit, they should be lace-up.
      3. Never, ever, wear trousers that aren’t long enough to completely cover your socks – and never wear socks that don’t completely cover your shins when you sit down.
      4. Never wear both a belt and suspenders – you’ll appear insecure as it’s an extremely redundant look. A belt in any case is the more conservative approach.
      5. Never wear mismatching socks and trousers – and even worse, NEVER wear socks that don’t match each other.
      6. Never wear mismatching shoes and belt. These should always be of similar colour.
      7. NEVER wear a tie that’s too long or too short. A properly worn tie should be no longer or shorter than exactly reaching your belt buckle.
      8. Never wear a clip-on or elastic tie. A tie should be worn with either a full Windsor or half Windsor knot, and if properly knotted, should have a “dimple” just under the knot. It should also be silk.
      9. As a general rule, never do up all the buttons of your suit jacket. These are not designed to be buttoned and if you use the following guidelines, you should be OK:
      - Single Breasted suits can come with 1, 2, 3 or more buttons. One button suits are usually Dinner Suits or Tuxedos and as such are fine to button. 2 or 3 button suits are your more classic styles – with a 2 button suit, you should only fasten the top button, whereas with the 3 button suit, the middle or top 2 buttons only. A four button suit (or more) is more of a fashion statement and as such may be designed for all buttons to be fastened.
      - Double Breasted suits (not in style at present) are a touch more formal and obviously have a lot more buttons. They can have four to six buttons, with one or two “to button” and are often designated as 4/2,4/1 or 6/2. The first number is the number of front buttons while the second number is the number of functioning buttons. With a 4/2 or 6/2, usually the middle or upper button is fastened, but if you only fasten your lower button, this will create a longer diagonal line across your chest giving you a thinner, more dynamic look.
      10. Never wear a suit or sports jacket that doesn’t fit properly. It should not be too tight across the shoulders or upper arms and should never be too long in the sleeve – this means that approximately 0.5 – 1cm of shirt cuff should be shown where the jacket sleeve meets the wrist.
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    • Kenmore consistently ranks among the top 5 of good, raeblile washing machines. That being said, I have a Kenmore H3 front loader and I’m not all that excited about it. Its water efficient, but I really don’t think my clothes get as clean as they did with my top loader. I like the front loader, it handles much larger loads and is much gentler on my clothing, but the High Efficiency part sort of sucks! I have personally owned 3 Kenmore washers and had no problems with them .I just wore them out. My mom also is a big Kemore fan, she has owned several and has had no problems with any of them. If I were to buy a new washer today, I would go for another Kenmore, but bypass the high efficiency ones. I know, not very Green or Eco Friendly.

    • Most store brand products are fine, and I have no problem buying. I’d rather buy name brand with a good coupon. But the one thing I will never buy again are Family dollar/Dollar General/Dollar Store Diapers. They don’t fit right. The straps never stay tight. They leak. And they gave my boys rashest. All in all they just sucked. I took them back and exchanged them for Name brand diapers. Never again will I buy those. Every other store brand have been great no problems. Sorry DG you just lost hundreds of $$, I have 3 kiddos in diapers. Your loss.

    • I wasn’t sure about the article but when they got to diapers, I knew it was baloney. At best it’s a list of items the author thinks are better brand name. Many people have BETTER experiences with store brand diapers.

      It’s true that SOMETIMES brand name items are cheaper both in price and quality, but sometimes you don’t need to pay extra to have the highest quality spill wiper, or diaper for your kid to poop in. It just has to be good enough.

About Pay Dirt

  • Pay Dirt examines the millions of consumer decisions Americans make every day: What to buy, how much to pay, whether to rave or complain. Lead written by Quentin Fottrell, the blog examines these interactions, providing readers with news, insight and tips on shopping, spending, customer service, and companies that do right – and wrong – by their customers. Send items, questions and comments to quentin.fottrell@dowjones.com or tweet @SMPayDirt.

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141.44MDow Volume:
Avg Vol: 109.98M
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Advancers
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Price Chg %Chg 1 Day
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S&P 500
/quotes/zigman/3870025/realtime 1,972 -17 0.84%
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/quotes/zigman/629063/realtime 2,352 -3 0.13%
Gold
/quotes/zigman/662444/delayed 1,140 +8 0.70%
Oil
/quotes/zigman/2331095/delayed 47.81 -1.39 2.83%
FTSE 100
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DAX
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CAC 40
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/quotes/zigman/1709939/delayed 2,907 -14 0.48%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 +0.01 0.52%
Yen
/quotes/zigman/16008150/realtime/sampled 120.70 -0.53 0.44%
Pound
/quotes/zigman/16008140/realtime/sampled 1.54 +0.01 0.36%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 +0.00 0.25%
DXY Index
/quotes/zigman/1652083/delayed 95.54 -0.39 0.41%
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/quotes/zigman/15866666/realtime 2.18 -0.03 1.52%
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GOOG /quotes/zigman/30194416/composite 618.25 -12.13 -1.92%
BAC /quotes/zigman/190927/composite 16.34 -0.02 -0.12%
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F /quotes/zigman/264304/composite 13.87 0.13 0.95%
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MMA $10K+
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National averages from Bankrate.com

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Avg. APR Last Week 6 Months
Low Interest 11.62% 11.62% 11.53%
Business 12.85% 12.85% 12.85%
Student 13.14% 13.14% 13.14%
Balance Transfer 14.12% 14.12% 14.00%
Airline 15.10% 15.10% 15.15%
Reward 15.14% 15.14% 14.99%
Cash Back 15.27% 15.27% 15.26%
Instant Approval 18.00% 18.00% 17.93%
Bad Credit 22.73% 22.73% 22.48%
Source:CreditCards.com

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