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Tesla says profit in sight, shares surge after hours
 Bloomberg News
Live blog recap: Elon Musk talks Tesla earnings

Has college financial aid totally backfired?
Has college financial aid totally backfired?  Getty Images
Michael Moore: Imagine life without student debt
6 ways Obama would make college affordable

Ackman admits mistake as Pershing Square slumps
 Bloomberg

The states that spend the most on Valentine’s Day The states that spend the most on Valentine’s Day

Stock market is telling us who the next president is
MANCHESTER, NH - NOVEMBER 4: Voters cast their ballots at Bishop Leo E. O\'Neil Youth Center November 4, 2014 in Manchester, New Hampshire. New Hampshire features a tight race between incumbent U.S. Senator Jeanne Shaheen (D-NH) and former Massachusetts U.S. Senator Scott Brown. (Photo by Darren McCollester/Getty Images)MANCHESTER, NH - NOVEMBER 4: Voters go to the polls at Bishop Leo E. O\'Neil Youth Center November 4, 2014 in Manchester, New Hampshire. New Hampshire features a tight race between incumbent U.S. Senator Jeanne Shaheen (D-NH) and former Massachusetts U.S. Senator Scott Brown. (Photo by Darren McCollester/Getty Images) *** Local Caption ***  Getty Images

Mistrust of Hillary Clinton allows Sanders to roll
CHARLESTON, SC - JANUARY 17:  Democratic presidential candidates Hillary Clinton (L) and Senator Bernie Sanders (I-VT) participate in the Democratic Candidates Debate hosted by NBC News and YouTube on January 17, 2016 in Charleston, South Carolina. This is the final debate for the Democratic candidates before the Iowa caucuses.  (Photo by Andrew Burton/Getty Images)  Getty Images
‘Honest politician’ is not a contradiction in terms
Clinton campaign spins loss as Sanders digs in
Trump, Sanders and the birth of U.S. democracy

Johnny Depp plays Trump in ‘Art of the Deal’ spoof
Johnny Depp plays trump in "Art of the Deal" spoof released Wednesday on the humor site FunnyOrDie.com.  Funny or Die/Reuters

Michael Bloomberg may have spotted his opening
WASHINGTON, DC - APRIL 08:  Former New York City Mayor Michael Bloomberg speaks at the Sierra Club April 8, 2015 in Washington, DC. Bloomberg announced that he is providing the Sierra Club with $30 million to help the fight against coal fired power plants which is the largest industrial source of carbon emissions.  (Photo by Mark Wilson/Getty Images)  Getty Images

The deal Trump could make to become president
An attendee holds a campaign sign signed by Donald Trump, president and chief executive of Trump Organization Inc. and 2016 Republican presidential candidate,  during a primary watch party in Manchester, New Hampshire, U.S., on Tuesday, Feb. 9, 2016. Trump re-assumed his front-runner status in the Republican nominating contest after finishing second in the Iowa caucuses on Feb. 1 to Texas Senator Ted Cruz, despite leading state and national polls for months. Photographer: Victor J. Blue/Bloomberg  Victor J. Blue/Bloomberg
Donald Trump regains momentum with win

Obama’s America is a land of economic discontent
WASHINGTON, DC - JANUARY 12:  President Barack Obama delivers his State of the Union address before a joint session of Congress on Capitol Hill January 12, 2016 in Washington, D.C.  In his final State of the Union, President Obama reflected on the past seven years in office and spoke on topics including climate change, gun control, immigration and income inequality. (Photo by Evan Vucci - Pool/Getty Images)  Getty Images

Yellen says Fed isn’t sure negative rates are legal
US Federal Reserve chair Janet Yellen prepares to testify before the House Financial Services Committee on Capitol Hill in Washington, DC, on February 10, 2016. / AFP / NICHOLAS KAMM        (Photo credit should read NICHOLAS KAMM/AFP/Getty Images)   Getty Images
Fed doesn’t trust inflation-compensation chart
Yellen doesn’t expect to reverse Fed rate hike
Yellen gets into heated exchange at hearing
Bond market, Yellen face off on negative rates

L.A. 90, N.Y. 24: Weekend weather looks like blowout
Southern California is sweltering while Chicago and New York and other sections of the Midwest and Northeast are in a deep freeze.  Shawn Langlois

The $20 billion market you didn’t know existed
 Getty Images

What technical analysts say about stock turmoil
 MarketWatch photo illustration/Shutterstock
Election year could be painful on Wall Street

need to know
Cisco beats estimates and raises dividend
Amazon up after new share buyback plan
Whole Foods profit falls but still beat estimates
Skechers shares slide 7% after profit miss
Dow, S&P's longest losing stretch in months
Dollar drops to 15-month low vs. yen
Mylan reaches $7.2 bln deal for Sweden's Meda
Burger King to sell hot dogs starting Feb. 23
U.S. government runs $55 billion budget surplus

Christie, Fiorina drop out of presidential race

Bass issues warning on China’s foreign cash reserves

Twitter's stock drops amid user-growth concerns
Live blog recap: Twitter beats on earnings
Twitter adds new timeline feature

2 top VC firms sell portion of Lyft stakes

Expedia CFO: Airbnb not a threat at all

Private-equity firms now buying back their own shares
Share buyback machine remains in overdrive

A new ‘Harry Potter’ book is coming this summer

What Apple, Amazon and Starbucks have in common

Portland Trail Blazers guards Damian Lillard and C.J. McCollum live with ... mom
Meet the NBA stars who live with their mothers

Musician Lenny Kravitz owned the 19th-century Creole cottage in the French Quarter of New Orleans from 1994 to 2012. It's now back on the market at $1.16 million.

RE/Max N.O. Properties/Mansion Global
A bona fide celebrity abode — believe it or not
London house of the week has spiritual side
S.F. real estate looked like this in 2000, too
San Diego prices sending buyers northward
Location Scouts: Insider intel from top markets

A break for zombie-fighting Amazon developers

REIT bonus targets at heart of Brixmor scandal

Burberry sues, says J.C. Penney copied its designs
NRF expects retail sales to grow 3.1% in 2016

10 essential money questions to ask yourself today

Feds have removed a roadblock to driverless cars

Recipe for less boring Oscar acceptance speeches
Is James Bond’s Pinewood Studios for sale?

Why is everyone freaking out about ‘CoCos’?

If you’re bullish on oil, Chevron and Exxon are buys here
If you’re bullish on oil, these stocks are buys

Social Security in the crosshairs: replacement rates again
Stage is being set for cuts to Social Security

Tricky tax issues you should know about this year

Supreme Court halts Obama’s emissions plan
White House forecasts best growth in years
Obama proposes $4.1 trillion federal budget

Why you should consider retiring abroad
Finding the best places to retire abroad
Expat retirees: How life has turned out

Is it wise to hold on to cash reserves?


IRS says identity thieves breached its systems
How to know if your tax preparer is a crook
Tax software firm warns of data breach
White House's lesson about online security

The 6 Most Shorted NYSE Stocks: Short Sellers Pile on Alcoa, Freeport-McMoRan Again
Short sellers pile on Alcoa, Freeport-McMoRan
24/7 Wall St.: Short sellers retreat from Nasdaq

Cheap oil may make OPEC dominant again
Existential threat to Russians and Saudis: Lynn

Will oil get so cheap, it won’t pay to extract it?


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Pay Dirt
A daily look at what we buy, how we spend, and the companies that do right - and wrong - by their customers.

Why Facebook’s Millionaires May Never Be Happy

David Geller

David Geller, author of “Wealth & Happiness: Using Your Wealth to Create a Better Life,” has over 25 years of financial planning experience and found that helping clients get richer hasn’t always meant they got happier. Seven years ago, Geller went through a divorce, a period of financial instability and questioned his own definition of happiness. “I felt like I was punched,” he says. “I thought, ‘What’s the point of my work?’ And so I became intensely focused – my second wife might use the word “obsessed” – about how to use your wealth to build a better life.” Rule No. 1: Write a book. Pay Dirt spoke to Geller about his secrets to happiness and why Facebook’s new IPO millionaires should be careful about their sudden windfall.

Pay Dirt: What led you to write this book? Did you have a particularly bad set of clients who were never going to be happy?

Geller: No, I don’t think so. The “aha” moment didn’t come from my clients directly. It wasn’t like I sat down one week and had four clients who were miserable. As I read more about wealth creation, it became clear that my clients weren’t using their wealth to make their life better.

At what point should my income start to make me happier?

I don’t think there’s a magic income level. Save enough money for housing, to feed and clothe your family comfortably, healthcare, and some money for fun. Then you have to have some paradigm shifts – whether you are earning $250,000 a year or $2.5 million a year.

Paradigm shift? Whoah! What’s that?

You have to understand the difference between pleasure and between happiness. It’s something we mix up in America. Pleasure is all about your senses: Sitting on a sunset on the beach, driving through the North Georgia Mountains on a crisp fall day. But it’s not happiness. I’m not anti-pleasure. I like pleasure. But happiness is not based on a lifestyle. It’s about the quality of your most important relationships and your work. The other is making a positive difference in someone else’s life by becoming very involved in a non-profit.

You know another great thing about being involved in a non-profit? You get to meet celebrities.

Those who get the most out of it are those who are connected to the mission of the non-profit.

Do you think Americans are too concerned about their lifestyles?

Yes, if we stay in a job where we’re not appreciated so we can live in the nice house or take the fancy vacation.

Or we become shopaholics.

Right.

Doesn’t money give you freedom to make choices? That gives plenty of people both pleasure and happiness.

If you don’t have a lot of money maybe the Holiday Inn might be your choice over staying in the Four Seasons. I don’t accept the premise that money necessarily equals freedom or security. Money is a tool.

What advice would you give the soon-to-be Facebook IPO millionaires?

Make no big decisions for 90 to 180 days because you’re getting this huge short-term emotional charge. Let things settle down. Then sit down and identify what really matters most to you. Then think about what your signature talents are and think how you want to make a difference for someone else.

And what about the Facebook billionaires?

They have an enormous opportunity and – on some level –an enormous responsibility. They have the opportunity to make an impact on something you really care about it. You know, people often ask me why I’m doing this.

To make money?

I have a bigger mission. I think America has a lot of dysfunctional attitudes about money. That leads to suffering at the individual level, family level, community level and societal level.

You sound like a cross between a preacher and Margaret Thatcher.

That’s the nicest thing that anyone’s ever said to me.

What’s wrong with wanting a better lifestyle? Isn’t that why people’s grandparents and great-great grandparents came to this country?

There’s nothing wrong with wanting a better lifestyle. It only becomes destructive when it takes away from your happiness.  Buy a Bentley, good for you. But when you give up your happiness for that, it’s not good.

Thank you, David. When we buy our Bentley, we will make sure we can afford it.

Comments

We welcome thoughtful comments from readers. Please comply with our guidelines. Our blogs do not require the use of your real name.

Comments (5 of 20)

View all Comments »
    • Great advice, but as a previous blogger state its easy to provide this advice when life is good. But i do agree money does not make you happy but it sure helps. Realtionships healthy ones are the greatest gift. The power of giving magnifies my poor life immensely. LIVE LOVE LAUGH. God first in all things.

    • After being unemployed for 2+ years, having my home in foreclosure for 2 years, without health insurance for 1.5 years (because of a single late payment) and exhausting unemployment benefits over three months ago, I can say that while money won’t buy happiness it WILL reduce the stress of possibly becoming homeless and it WILL allow me to sleep at night. I would be very happy if I could sleep at night and if I would stop being penalized by potential employers for having been unemployed for an extended time. If anyone out there has more money than they know what to do with and helping people makes them happy, please feel free to look me up. I’m not looking for a hand out, just help in a time of need.

    • ever notice how it’s always the people with loads of money telling us po folk that, hey money isn’t everything – be happy in your hovel for pete’s sake.

      to paulo b. i mkae more than $60K/year & i’m happy. my son would be happy happy happy to be making half that amount.

      i second mary’s suggestion to anon, if it’s too mucho trouble i’ll take some of the $$ off your hands. hate to see someone so unhappy.

      to john, let me know when you get your free copy.

      to lorenzo, if you had $$ to help out w/your probs, the hassle with the medical insurance compnaies would finish you off.

      to bettyd & andyboy – nice shill job. get a free book?

      to ludes, even more fun to take long ride in new car with kid. you really know the wrong lawyers. maybe just all mopey people hang together.

      to anon @ 1012 if i want to be psychoanalized i’ll go to a shrink. i want my financial advisor to advise on financial matters, my dentist to be my tooth guy, my car mechanic to be my car guy, etc. no cross training – no psycho babble.

    • Bravo for digging past the superficial layer of privilege into the soft underbelly of desire, peace, and tranquility.

    • I bought a Bentley & payed for it.. Best car I’ve ever owned. It’s fun & I love driving it but my family is most important to me & they have always come first…They aren’t without their struggles but some of that makes them better, stronger people.At this point in my life I’m doing what makes me happy too.

About Pay Dirt

  • Pay Dirt examines the millions of consumer decisions Americans make every day: What to buy, how much to pay, whether to rave or complain. Lead written by Quentin Fottrell, the blog examines these interactions, providing readers with news, insight and tips on shopping, spending, customer service, and companies that do right – and wrong – by their customers. Send items, questions and comments to quentin.fottrell@dowjones.com or tweet @SMPayDirt.

MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert

London Markets Open in:

Tesla says profit in sight, shares surge after hours
 Bloomberg News
Live blog recap: Elon Musk talks Tesla earnings

Has college financial aid totally backfired?
Has college financial aid totally backfired?  Getty Images
Michael Moore: Imagine life without student debt
6 ways Obama would make college affordable

Ackman admits mistake as Pershing Square slumps
 Bloomberg

The states that spend the most on Valentine’s Day The states that spend the most on Valentine’s Day

Stock market is telling us who the next president is
MANCHESTER, NH - NOVEMBER 4: Voters cast their ballots at Bishop Leo E. O\'Neil Youth Center November 4, 2014 in Manchester, New Hampshire. New Hampshire features a tight race between incumbent U.S. Senator Jeanne Shaheen (D-NH) and former Massachusetts U.S. Senator Scott Brown. (Photo by Darren McCollester/Getty Images)MANCHESTER, NH - NOVEMBER 4: Voters go to the polls at Bishop Leo E. O\'Neil Youth Center November 4, 2014 in Manchester, New Hampshire. New Hampshire features a tight race between incumbent U.S. Senator Jeanne Shaheen (D-NH) and former Massachusetts U.S. Senator Scott Brown. (Photo by Darren McCollester/Getty Images) *** Local Caption ***  Getty Images

Mistrust of Hillary Clinton allows Sanders to roll
CHARLESTON, SC - JANUARY 17:  Democratic presidential candidates Hillary Clinton (L) and Senator Bernie Sanders (I-VT) participate in the Democratic Candidates Debate hosted by NBC News and YouTube on January 17, 2016 in Charleston, South Carolina. This is the final debate for the Democratic candidates before the Iowa caucuses.  (Photo by Andrew Burton/Getty Images)  Getty Images
‘Honest politician’ is not a contradiction in terms
Clinton campaign spins loss as Sanders digs in
Trump, Sanders and the birth of U.S. democracy

Johnny Depp plays Trump in ‘Art of the Deal’ spoof
Johnny Depp plays trump in "Art of the Deal" spoof released Wednesday on the humor site FunnyOrDie.com.  Funny or Die/Reuters

Michael Bloomberg may have spotted his opening
WASHINGTON, DC - APRIL 08:  Former New York City Mayor Michael Bloomberg speaks at the Sierra Club April 8, 2015 in Washington, DC. Bloomberg announced that he is providing the Sierra Club with $30 million to help the fight against coal fired power plants which is the largest industrial source of carbon emissions.  (Photo by Mark Wilson/Getty Images)  Getty Images

The deal Trump could make to become president
An attendee holds a campaign sign signed by Donald Trump, president and chief executive of Trump Organization Inc. and 2016 Republican presidential candidate,  during a primary watch party in Manchester, New Hampshire, U.S., on Tuesday, Feb. 9, 2016. Trump re-assumed his front-runner status in the Republican nominating contest after finishing second in the Iowa caucuses on Feb. 1 to Texas Senator Ted Cruz, despite leading state and national polls for months. Photographer: Victor J. Blue/Bloomberg  Victor J. Blue/Bloomberg
Donald Trump regains momentum with win

Obama’s America is a land of economic discontent
WASHINGTON, DC - JANUARY 12:  President Barack Obama delivers his State of the Union address before a joint session of Congress on Capitol Hill January 12, 2016 in Washington, D.C.  In his final State of the Union, President Obama reflected on the past seven years in office and spoke on topics including climate change, gun control, immigration and income inequality. (Photo by Evan Vucci - Pool/Getty Images)  Getty Images

Yellen says Fed isn’t sure negative rates are legal
US Federal Reserve chair Janet Yellen prepares to testify before the House Financial Services Committee on Capitol Hill in Washington, DC, on February 10, 2016. / AFP / NICHOLAS KAMM        (Photo credit should read NICHOLAS KAMM/AFP/Getty Images)   Getty Images
Fed doesn’t trust inflation-compensation chart
Yellen doesn’t expect to reverse Fed rate hike
Yellen gets into heated exchange at hearing
Bond market, Yellen face off on negative rates

L.A. 90, N.Y. 24: Weekend weather looks like blowout
Southern California is sweltering while Chicago and New York and other sections of the Midwest and Northeast are in a deep freeze.  Shawn Langlois

The $20 billion market you didn’t know existed
 Getty Images

What technical analysts say about stock turmoil
 MarketWatch photo illustration/Shutterstock
Election year could be painful on Wall Street

need to know
Cisco beats estimates and raises dividend
Amazon up after new share buyback plan
Whole Foods profit falls but still beat estimates
Skechers shares slide 7% after profit miss
Dow, S&P's longest losing stretch in months
Dollar drops to 15-month low vs. yen
Mylan reaches $7.2 bln deal for Sweden's Meda
Burger King to sell hot dogs starting Feb. 23
U.S. government runs $55 billion budget surplus

Christie, Fiorina drop out of presidential race

Bass issues warning on China’s foreign cash reserves

Twitter's stock drops amid user-growth concerns
Live blog recap: Twitter beats on earnings
Twitter adds new timeline feature

2 top VC firms sell portion of Lyft stakes

Expedia CFO: Airbnb not a threat at all

Private-equity firms now buying back their own shares
Share buyback machine remains in overdrive

A new ‘Harry Potter’ book is coming this summer

What Apple, Amazon and Starbucks have in common

Portland Trail Blazers guards Damian Lillard and C.J. McCollum live with ... mom
Meet the NBA stars who live with their mothers

Musician Lenny Kravitz owned the 19th-century Creole cottage in the French Quarter of New Orleans from 1994 to 2012. It's now back on the market at $1.16 million.

RE/Max N.O. Properties/Mansion Global
A bona fide celebrity abode — believe it or not
London house of the week has spiritual side
S.F. real estate looked like this in 2000, too
San Diego prices sending buyers northward
Location Scouts: Insider intel from top markets

A break for zombie-fighting Amazon developers

REIT bonus targets at heart of Brixmor scandal

Burberry sues, says J.C. Penney copied its designs
NRF expects retail sales to grow 3.1% in 2016

10 essential money questions to ask yourself today

Feds have removed a roadblock to driverless cars

Recipe for less boring Oscar acceptance speeches
Is James Bond’s Pinewood Studios for sale?

Why is everyone freaking out about ‘CoCos’?

If you’re bullish on oil, Chevron and Exxon are buys here
If you’re bullish on oil, these stocks are buys

Social Security in the crosshairs: replacement rates again
Stage is being set for cuts to Social Security

Tricky tax issues you should know about this year

Supreme Court halts Obama’s emissions plan
White House forecasts best growth in years
Obama proposes $4.1 trillion federal budget

Why you should consider retiring abroad
Finding the best places to retire abroad
Expat retirees: How life has turned out

Is it wise to hold on to cash reserves?


IRS says identity thieves breached its systems
How to know if your tax preparer is a crook
Tax software firm warns of data breach
White House's lesson about online security

The 6 Most Shorted NYSE Stocks: Short Sellers Pile on Alcoa, Freeport-McMoRan Again
Short sellers pile on Alcoa, Freeport-McMoRan
24/7 Wall St.: Short sellers retreat from Nasdaq

Cheap oil may make OPEC dominant again
Existential threat to Russians and Saudis: Lynn

Will oil get so cheap, it won’t pay to extract it?


/conga/frontpage.html 367647

Markets »

122.29MDow Volume:
Avg Vol: 131.80M
Unchanged
201
Decliners
3048
Advancers
3255
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 15,915 -100 0.62%
Nasdaq
/quotes/zigman/12633936/realtime 4,284 +15 0.35%
S&P 500
/quotes/zigman/3870025/realtime 1,852 0 0.02%
GlobalDow
/quotes/zigman/629063/realtime 2,084 +4 0.17%
Gold
/quotes/zigman/33772884/delayed 1,209 +14 1.18%
Oil
/quotes/zigman/2260836/delayed 26.91 -0.54 1.97%
FTSE 100
/quotes/zigman/3173262/delayed 5,672 +40 0.71%
DAX
/quotes/zigman/2380246/delayed 9,017 +138 1.55%
CAC 40
/quotes/zigman/3173214/delayed 4,061 +64 1.59%
FTSE MIB
/quotes/zigman/1482176/delayed 16,714 +801 5.03%
IBEX 35
/quotes/zigman/2759620/delayed 8,144 +216 2.73%
Stoxx 600
/quotes/zigman/2380150/delayed 315 +6 1.87%
Asia Dow
/quotes/zigman/6959860/realtime 2,437 -17 0.68%
Nikkei 225
/quotes/zigman/5986735/delayed 15,713 -372 2.31%
Hang Seng
/quotes/zigman/2622475/delayed 18,487 -801 4.15%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 23,759 -262 1.09%
Singapore
/quotes/zigman/1709939/delayed 2,553 -29 1.14%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 +0.00 0.13%
Yen
/quotes/zigman/16008150/realtime/sampled 112.79 -0.56 0.49%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.00 0.18%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 +0.00 0.39%
DXY Index
/quotes/zigman/1652083/delayed 95.56 -0.26 0.27%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.71 -0.17 0.19%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.67 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.24 0.00 0.00%
Italy 10yr
/quotes/zigman/15866497/realtime 1.65 0.00 0.00%
Spain 10yr
/quotes/zigman/15866444/realtime 1.72 0.00 0.00%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.01 0.00 0.00%
Crude Oil
/quotes/zigman/2260836/delayed 27 -1 1.97%
Gold
/quotes/zigman/33772884/delayed 1,209 +14 1.18%
Corn
/quotes/zigman/25518691/delayed 360 0 0.00%
DJIA F
/quotes/zigman/48241424/delayed 15,759 -107 0.67%
S&P F
/quotes/zigman/43106711/delayed 1,834 -13 0.70%
Silver
/quotes/zigman/32655632/delayed 15 +0 0.64%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 101.00 1.46 1.47%
AAPL /quotes/zigman/68270/composite 94.27 -0.72 -0.76%
GOOG /quotes/zigman/59527964/composite 684.12 6.01 0.89%
BAC /quotes/zigman/190927/composite 11.98 -0.22 -1.80%
C /quotes/zigman/5065548/composite 37.41 -0.10 -0.27%
F /quotes/zigman/264304/composite 11.34 -0.01 -0.09%
T /quotes/zigman/398198/composite 36.43 -0.22 -0.60%
BP /quotes/zigman/247026/composite 28.04 -0.31 -1.09%
GE /quotes/zigman/227468/composite 28.30 0.02 0.07%
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Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.20% 15.26% 15.27%
Reward 15.25% 15.28% 15.14%
Instant Approval 18.02% 18.21% 18.00%
Bad Credit 22.56% 22.88% 22.73%
Source:CreditCards.com

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