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New York Markets Open in:

Futures: /quotes/zigman/43106711/delayed S&P 500 +0.9% /quotes/zigman/48241424/delayed DOW +0.7% /quotes/zigman/43108768/delayed NASDAQ +1.4%

need to know
BP CEO: Oil to start rebalancing in late 2016
Deutsche Bank rallies on debt buyback report
European stocks snap 7-day losing streak
FTSE 100 wobbles after sinking to 3-year low
Oil hovers above $28 | Dollar falls vs. yen

Asahi bids $3.5 bln for Peroni, Grolsch
What to expect from Whole Foods earnings
Japan stocks fall to lowest level since 2014

Five questions that Janet Yellen must answer
Yellen may say goal is not to slow the economy
Fed: Too white, too male, too many bankers?
Expansion won’t die of old age: S.F. Fed study

Why is everyone freaking out about ‘CoCos’?
Convertible bonds are alluring as stocks fall

Tricky tax issues you should know this year

Tim Cook deletes Super Bowl tweet after mockery

Supreme Court halts Obama’s emissions plan
White House forecasts best growth in years
Obama proposes $4.1 trillion federal budget

Will oil get so cheap, it won’t pay to extract it?

In Bernie Sanders’s America, there’s no innovation

The sad truth of why retirement
is a myth


Why you should consider retiring abroad
Why you should consider retiring abroad
The best places to retire abroad — with friends
Finding the best places to retire abroad
Expat retirees: how life has turned out

Is it wise to hold onto cash reserves?

Strategists argue stocks need a true purge

IRS says identity thieves breached its systems
How to know if your tax preparer is a crook
Tax software firm warns of data breach
White House's lesson about online security

If you could predict one asset price, which would it be?

6 ways Obama would make college affordable
Do elite colleges really lead to higher salaries?
Make a lot of money without the Ivy League

Burberry sues, says J.C. Penney copied its designs
Hermès sales up 15% on euro, Asian demand

Americans quitting their jobs hit a nine-year high
NFIB survey hints wage gains are fleeting

What to know before buying Beyoncé tickets

The Twitter signal that’s giving investors hope
Tech money makers can’t make up for losers
Facebook, Amazon are the keys to this market

What ‘Chart of Doom’ says about a global recession
Recession in U.S.? Not happening, CEOs say

Why consumers may keep economy afloat

Recipe for less boring Oscar speeches

99 Cent Gas May Be on Its Way
99-cents-a-gallon gas may be on its way: 24/7 Wall St.
/conga/frontpage.html 367548

Markets »

127.74MDow Volume:
Avg Vol: 130.29M
Unchanged
156
Decliners
4273
Advancers
2073
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,014 -13 0.08%
Nasdaq
/quotes/zigman/12633936/realtime 4,269 -15 0.35%
S&P 500
/quotes/zigman/3870025/realtime 1,852 -1 0.07%
GlobalDow
/quotes/zigman/629063/realtime 2,091 +6 0.30%
Gold
/quotes/zigman/33772884/delayed 1,184 -15 1.22%
Oil
/quotes/zigman/2260836/delayed 28.59 +0.65 2.33%
FTSE 100
/quotes/zigman/3173262/delayed 5,685 +53 0.93%
DAX
/quotes/zigman/2380246/delayed 9,081 +201 2.27%
CAC 40
/quotes/zigman/3173214/delayed 4,082 +84 2.10%
FTSE MIB
/quotes/zigman/1482176/delayed 16,705 +792 4.98%
IBEX 35
/quotes/zigman/2759620/delayed 8,206 +278 3.51%
Stoxx 600
/quotes/zigman/2380150/delayed 316 +7 2.15%
Asia Dow
/quotes/zigman/6959860/realtime 2,455 -16 0.65%
Nikkei 225
/quotes/zigman/5986735/delayed 15,713 -372 2.31%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 23,759 -262 1.09%
Singapore
/quotes/zigman/1709939/delayed 2,582 -41 1.57%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 0.00 0.26%
Yen
/quotes/zigman/16008150/realtime/sampled 114.94 -0.18 0.16%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.01 0.37%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 +0.00 0.35%
DXY Index
/quotes/zigman/1652083/delayed 96.13 +0.08 0.08%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.19 -0.09 0.10%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.75 +0.03 1.48%
German 10y
/quotes/zigman/15866409/realtime 0.25 +0.01 4.99%
Italy 10yr
/quotes/zigman/15866497/realtime 1.62 -0.06 3.69%
Spain 10yr
/quotes/zigman/15866444/realtime 1.71 -0.08 4.21%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 +0.01 0.58%
Japan 10yr
/quotes/zigman/15866525/realtime 0.01 +0.04 165.64%
Crude Oil
/quotes/zigman/2260836/delayed 29 +1 2.33%
Gold
/quotes/zigman/33772884/delayed 1,184 -15 1.22%
Corn
/quotes/zigman/25518691/delayed 360 -1 0.35%
DJIA F
/quotes/zigman/48241424/delayed 16,076 +117 0.73%
S&P F
/quotes/zigman/43106711/delayed 1,866 +17 0.93%
Silver
/quotes/zigman/32655632/delayed 15 0 1.71%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 99.54 -0.21 -0.21%
AAPL /quotes/zigman/68270/composite 94.99 -0.02 -0.02%
GOOG /quotes/zigman/59527964/composite 678.11 -4.63 -0.68%
BAC /quotes/zigman/190927/composite 12.20 -0.07 -0.57%
C /quotes/zigman/5065548/composite 37.51 -0.30 -0.79%
F /quotes/zigman/264304/composite 11.35 -0.24 -2.07%
T /quotes/zigman/398198/composite 36.65 -0.46 -1.24%
BP /quotes/zigman/247026/composite 28.95 -0.97 -3.24%
GE /quotes/zigman/227468/composite 28.28 0.11 0.39%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
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Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.26% 15.26% 15.27%
Reward 15.28% 15.28% 15.14%
Instant Approval 18.21% 18.21% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

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A daily look at what we buy, how we spend, and the companies that do right - and wrong - by their customers.

Would iPad 3 Spoil Apples Under the Tree?

iStockphoto

The release of a new version of Apple’s tablet in February might rankle those who give or receive an iPad this month.

The company may be gearing up for its release of the iPad 3 in just two months, according to a report by Richard Gardner, an analyst with Citigroup Global Markets, citing several unnamed sources.  The news might seem a cruel joke to those giving and receiving an iPad this month, but it’s unlikely to keep gadget buyers from holding off, analysts say.

Customers no longer expect new releases to be timed to the holidays, says Robert Passikoff, the founder of Brand Keys marketing firm. “Technology is playing a leapfrog game of delight-expectation, delight-expectation. We enjoy trading up.”

But if the iPad 3 really is just around the corner, it may be worth it to delay gratification, says Mark LoCastro, spokesman for DealNews.com. “If the cost of an iPad 2 doesn’t decrease rapidly in the coming days/weeks or in time for the December holidays, people should wait to buy the iPad 3.”

For those unwilling to wait, there is another option: buy the iPad 2 and then sell it when the new one comes out. IPads retain their value better than most gadgets, says Alex Goldfayn, founder of TheTechnologyTailor.com. The going resale rate for iPads is 70-90% of the full market price, he says.

And Gift givers shouldn’t worry about their presents getting upstaged at the next Apple keynote. Daniel Post-Senning, great-great grandson of the grand dame of etiquette Emily Post, who founded the Emily Post Institute, believes there’s nothing inappropriate about giving an iPad 2 this holiday season: “If you’re always anticipating the release of the next thing, you’d never get anybody anything.” Post-Senning suggests writing a personal note to brace your loved one for any imminent upgrade. “I love giving a gift with a little story,” he says. “You could write a card like, ‘Here’s to wishing the iPad 3 doesn’t come out too soon.”

Others believe there’s less need for such good manners or good sense when it comes to paying for upgrades. “We are American,” says retail analyst Jeff Green, “and we need our toys now.”

Comments

We welcome thoughtful comments from readers. Please comply with our guidelines. Our blogs do not require the use of your real name.

Comments (5 of 13)

View all Comments »
    • Financial Mentor points you tarowds building passive income, playing with retirement calculators, and dispelling myths about money management. It’s basic Money 101 stuff, but it’s solid advice.

    • During Republican administrations, eiocomnc problems need to be invented if they don’t exist and exaggerated if they do. Maybe you should brush up on your Alinsky.As an unskilled worker, I have generally become worse off during Republican administrations, and especially during Reagan’s two terms.I have been unable to identify ANY type of economy which is “good” for unskilled workers, and have personally found eiocomnc boom to be bad for unskilled workers. So it’s easy for me to recognize – no need to invent – eiocomnc problems under Republican administrations.Reagan and Clinton were both bad for unskilled workers, but under Reagan I faced five rent increases in five years, while under Clinton I had stable, below-market housing. (In my case, this reflected a combination of hard work and luck.)The difference between a liberal and a conservative is: A liberal will tax you in order to warehouse the poor in subsidized housing in someone else’s neighborhood…a conservative won’t tax you and will just offer a NIMBY shrug when the poor can’t find affordable housing.

    • Venezuela is just following the lead of obama and the US gmnrevoent. Take over all major industries, while at the same time keep telling the ignorant public that you don’t want to do it, but you had to in order to keep the whole system from crashing. I pray our brothers and sisters in the USA will wake up to what this marxist is doing before it is too late!All Honduran’s should be proud of their voting in Sunday’s election. We proved to the world that we are a free democratic and will decide our own internal affairs.

    • There’s always the argument to wait. Why stop at the iPad 3 when you know the iPad 4 will come out? If the purchase of a tablet is completely optional and there’s no pressing need, sure, hang out and wait for the next great thing. Of course a lot of people were way off on their projections about the latest iPhone, and there is nothing to say they are not equally wrong about iPad 3. So you may spend the next six months waiting for it, time that could have been spent enjoying the myriad benefits and joys of iOS 5.

    • There’s not getting between the iSheep and the Apple Store.

About Pay Dirt

  • Pay Dirt examines the millions of consumer decisions Americans make every day: What to buy, how much to pay, whether to rave or complain. Lead written by Quentin Fottrell, the blog examines these interactions, providing readers with news, insight and tips on shopping, spending, customer service, and companies that do right – and wrong – by their customers. Send items, questions and comments to quentin.fottrell@dowjones.com or tweet @SMPayDirt.

MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert

New York Markets Open in:

Futures: /quotes/zigman/43106711/delayed S&P 500 +0.9% /quotes/zigman/48241424/delayed DOW +0.7% /quotes/zigman/43108768/delayed NASDAQ +1.4%

need to know
BP CEO: Oil to start rebalancing in late 2016
Deutsche Bank rallies on debt buyback report
European stocks snap 7-day losing streak
FTSE 100 wobbles after sinking to 3-year low
Oil hovers above $28 | Dollar falls vs. yen

Asahi bids $3.5 bln for Peroni, Grolsch
What to expect from Whole Foods earnings
Japan stocks fall to lowest level since 2014

Five questions that Janet Yellen must answer
Yellen may say goal is not to slow the economy
Fed: Too white, too male, too many bankers?
Expansion won’t die of old age: S.F. Fed study

Why is everyone freaking out about ‘CoCos’?
Convertible bonds are alluring as stocks fall

Tricky tax issues you should know this year

Tim Cook deletes Super Bowl tweet after mockery

Supreme Court halts Obama’s emissions plan
White House forecasts best growth in years
Obama proposes $4.1 trillion federal budget

Will oil get so cheap, it won’t pay to extract it?

In Bernie Sanders’s America, there’s no innovation

The sad truth of why retirement
is a myth


Why you should consider retiring abroad
Why you should consider retiring abroad
The best places to retire abroad — with friends
Finding the best places to retire abroad
Expat retirees: how life has turned out

Is it wise to hold onto cash reserves?

Strategists argue stocks need a true purge

IRS says identity thieves breached its systems
How to know if your tax preparer is a crook
Tax software firm warns of data breach
White House's lesson about online security

If you could predict one asset price, which would it be?

6 ways Obama would make college affordable
Do elite colleges really lead to higher salaries?
Make a lot of money without the Ivy League

Burberry sues, says J.C. Penney copied its designs
Hermès sales up 15% on euro, Asian demand

Americans quitting their jobs hit a nine-year high
NFIB survey hints wage gains are fleeting

What to know before buying Beyoncé tickets

The Twitter signal that’s giving investors hope
Tech money makers can’t make up for losers
Facebook, Amazon are the keys to this market

What ‘Chart of Doom’ says about a global recession
Recession in U.S.? Not happening, CEOs say

Why consumers may keep economy afloat

Recipe for less boring Oscar speeches

99 Cent Gas May Be on Its Way
99-cents-a-gallon gas may be on its way: 24/7 Wall St.
/conga/frontpage.html 367548

Markets »

127.74MDow Volume:
Avg Vol: 130.29M
Unchanged
156
Decliners
4273
Advancers
2073
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,014 -13 0.08%
Nasdaq
/quotes/zigman/12633936/realtime 4,269 -15 0.35%
S&P 500
/quotes/zigman/3870025/realtime 1,852 -1 0.07%
GlobalDow
/quotes/zigman/629063/realtime 2,091 +6 0.30%
Gold
/quotes/zigman/33772884/delayed 1,184 -15 1.22%
Oil
/quotes/zigman/2260836/delayed 28.59 +0.65 2.33%
FTSE 100
/quotes/zigman/3173262/delayed 5,685 +53 0.93%
DAX
/quotes/zigman/2380246/delayed 9,081 +201 2.27%
CAC 40
/quotes/zigman/3173214/delayed 4,082 +84 2.10%
FTSE MIB
/quotes/zigman/1482176/delayed 16,705 +792 4.98%
IBEX 35
/quotes/zigman/2759620/delayed 8,206 +278 3.51%
Stoxx 600
/quotes/zigman/2380150/delayed 316 +7 2.15%
Asia Dow
/quotes/zigman/6959860/realtime 2,455 -16 0.65%
Nikkei 225
/quotes/zigman/5986735/delayed 15,713 -372 2.31%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 23,759 -262 1.09%
Singapore
/quotes/zigman/1709939/delayed 2,582 -41 1.57%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 0.00 0.26%
Yen
/quotes/zigman/16008150/realtime/sampled 114.94 -0.18 0.16%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.01 0.37%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 +0.00 0.35%
DXY Index
/quotes/zigman/1652083/delayed 96.13 +0.08 0.08%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.19 -0.09 0.10%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.75 +0.03 1.48%
German 10y
/quotes/zigman/15866409/realtime 0.25 +0.01 4.99%
Italy 10yr
/quotes/zigman/15866497/realtime 1.62 -0.06 3.69%
Spain 10yr
/quotes/zigman/15866444/realtime 1.71 -0.08 4.21%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 +0.01 0.58%
Japan 10yr
/quotes/zigman/15866525/realtime 0.01 +0.04 165.64%
Crude Oil
/quotes/zigman/2260836/delayed 29 +1 2.33%
Gold
/quotes/zigman/33772884/delayed 1,184 -15 1.22%
Corn
/quotes/zigman/25518691/delayed 360 -1 0.35%
DJIA F
/quotes/zigman/48241424/delayed 16,076 +117 0.73%
S&P F
/quotes/zigman/43106711/delayed 1,866 +17 0.93%
Silver
/quotes/zigman/32655632/delayed 15 0 1.71%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 99.54 -0.21 -0.21%
AAPL /quotes/zigman/68270/composite 94.99 -0.02 -0.02%
GOOG /quotes/zigman/59527964/composite 678.11 -4.63 -0.68%
BAC /quotes/zigman/190927/composite 12.20 -0.07 -0.57%
C /quotes/zigman/5065548/composite 37.51 -0.30 -0.79%
F /quotes/zigman/264304/composite 11.35 -0.24 -2.07%
T /quotes/zigman/398198/composite 36.65 -0.46 -1.24%
BP /quotes/zigman/247026/composite 28.95 -0.97 -3.24%
GE /quotes/zigman/227468/composite 28.28 0.11 0.39%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
Please log in to view your watchlist
MarketWatch Portfolio

World News from MarketWatch

Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.26% 15.26% 15.27%
Reward 15.28% 15.28% 15.14%
Instant Approval 18.21% 18.21% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

Top 3 from Barron's

Today's list of the most-viewed stories from Barron's. More »

  1. 1.
  2. 2.
  3. 3.

Visit Barrons.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/13139813/composite SCTY-5.69%
  • /quotes/zigman/245568/composite DIS+0.22%
  • /quotes/zigman/3059264/composite DUST+10.88%
  • /quotes/zigman/207002/composite DB-1.03%
  • /quotes/zigman/118681/composite TSLA+0.18%
X
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

MarketWatch will continue to provide the same important news and information you rely on every day. And, as a MarketWatch user, you will be able to enjoy:

  • Personalized news and quote email alerts
  • Editorial e-newsletters about personal finance, mutual funds and market-specific coverage
  • Premium newsletters by our market experts
  • Games, such as Virtual Stock Exchange and Beat the Darts
  • Free WSJ.com registration