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need to know
Costco same-store sales rise significantly
Europe markets rise | FTSE 100 heads for gain
Eurozone economy grows faster than seen
Glass Lewis opposes B. of A. board proposal
IMF: China slowdown threatens global outlook
Treasury's Lew irked by China's FX move
Rio Tinto sees solid demand for iron ore, steel
Novartis to begin selling Neupogen copy in U.S.
Asian shares rise; China closed for holiday

5 things to watch at today’s ECB meeting

ECB forecasts to come under close scrutiny
French jobless rate holds steady at 10.3%


Why India is worth a look if you’re cooling on China

History’s lessons in surviving market crashes

Bill Gross calls a Fed rate hike ‘too little, too late’
FDIC chief: Rates may catch banks off-guard
Junk-bond stress level climbs to 5-year high

Apple’s biggest challenge: Topping the iPhone 6
Apple set to join content contest
What to expect from the Apple event on Sept. 9

Liberal arts majors may become a thing of the past
They tangled with student debt all summer
College help for low-income families

43% of U.S. homes are at high risk of natural disaster
43% of U.S. homes are at high risk of natural disaster

China stock markets close for World War II anniversary
China tightens controls to fight capital outflows
See the massive military parade in Beijing


Almond milk and other notable Fed nuggets

Fed Beige Book finds rising wage pressures

Why gold now looks more risky than stocks
Why gold now looks more risky than stocks: Reeves
Still too many gold market bulls: Mark Hulbert

GoPro’s stock rocked by supplier’s outlook

Intel hopes its chip retool can revive PC sales

Donald Trump, Hillary Clinton playing game of liar’s poker with the voters
Trump, Clinton play game of liar’s poker: Delamaide
Bush mounts ‘germophobe’ attack on Trump

Salesforce’s new target: rationalizing medical info

Medicare premiums will be going up for many

Growing doubts among Viacom investors lead to 50% stock drop
Growing doubts among Viacom investors
Hulu rolls out ad-free option for $11.99 a month
Digital subscriptions can exceed our cable bills

Guide to managing money from your 20s to your 70s
Guide to managing money from your 20s to your 70s
How estate planning can be stress-free
Take your company pension, or buy an annuity?
Is this all the investing advice you’ll ever need?

Clinton's $10 billion anti-drug-addiction plan

10 cities in U.S. with the very worst traffic problems
Lowest Labor Day gas prices in 11 years: AAA
/conga/frontpage.html 354018

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133.48MDow Volume:
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CAC 40
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FTSE MIB
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IBEX 35
/quotes/zigman/2759620/delayed 10,012 +74 0.74%
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/quotes/zigman/2380150/delayed 359 +5 1.48%
Asia Dow
/quotes/zigman/6959860/realtime 2,712 +8 0.31%
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/quotes/zigman/5986735/delayed 18,182 +87 0.48%
Hang Seng
/quotes/zigman/2622475/delayed 20,935 -250 1.18%
Shanghai
/quotes/zigman/1859015/delayed 3,160 -6 0.20%
Sensex
/quotes/zigman/1652085/delayed 25,765 +311 1.22%
Singapore
/quotes/zigman/1709939/delayed 2,906 +28 0.98%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 0.00 0.04%
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/quotes/zigman/16008150/realtime/sampled 120.31 -0.02 0.01%
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Pay Dirt
A daily look at what we buy, how we spend, and the companies that do right - and wrong - by their customers.

Want the New iPhone? Sell Your Old iPhone Today

iStockphoto
If you’re at the end of your phone contract, you could even make a profit by selling now.

Are you hankering after the new iPhone? If you are, you can earn between $250 and $600 for your old model – more than most customers paid in the first place. But you need to sell now. Apple is widely expected to unveil its new iPhone 4S on Tuesday. When new iPhones are announced, prices for old phones on resale sites traditionally plummet. “There will be a pretty steep decline in resale prices after Apple makes its announcement,” says Jeff Trachsel, chief marketing officer at NextWorth.com.

Prices already vary. NextWorth offers $250 for 16GB and 32GB iPhone 4s that are in good condition. Gazelle.com offers $250 for the 32GB iPhone 4 in “flawless” condition, but only $225 for the 16GB version. Anthony Scarsella, chief gadget officer at Gazelle.com, says it has an app that makes it easier to sell your phone, and gives customers 30 days to send in their phone. (NextWorth has a 21-day “lock-in” period.) Alternatively, you can sell your iPhone 4 yourself on eBay where they’re currently going for anything from $200 to $600. Today, “eBay Instant Sale” began offering a guaranteed $307 for an iPhone 4 16GB and $339 for an iPhone 4 32GB, though prices fluctuate daily; customers enter basic information, receive an instant offer for their device and have seven days to send it.

Cautious consumers may decide to wait and see what new fancy upgrades come with the iPhone 5 before they sell their old models. And, for those near the end of their contract, it may be worth paying a smaller cancelation fee and starting a new contract with Verizon and AT&T – or going with Sprint, if it also gets the iPhone 5). For instance, AT&T has a $325 iPhone 4 cancellation fee, minus $10 for every month of your contract served; Verizon Wireless smartphone cancellation fees vary from $350 to $375.

Conspiracy theorists might ask, “Are iPhones only designed to last until the next upgrade?” Scott Sutherland, analyst at Wedbush Securities, says iPhone screens are prone to cracking, but most last beyond Apple’s yearly iPhone upgrades. “They last a couple of years,” he says. “They are sturdy enough in that regard.”

Are you planning to trade in your old phone?

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    • iv had my iphone 3gs since the day it came out….. still works PERFECTLY and is in brand new mint condition…. i take care of my stuff :)

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About Pay Dirt

  • Pay Dirt examines the millions of consumer decisions Americans make every day: What to buy, how much to pay, whether to rave or complain. Lead written by Quentin Fottrell, the blog examines these interactions, providing readers with news, insight and tips on shopping, spending, customer service, and companies that do right – and wrong – by their customers. Send items, questions and comments to quentin.fottrell@dowjones.com or tweet @SMPayDirt.

MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert

New York Markets Open in:

Futures: /quotes/zigman/30356461/delayed S&P 500 +0.4% /quotes/zigman/38649152/delayed DOW +0.4% /quotes/zigman/30356458/delayed NASDAQ +0.4%

need to know
Costco same-store sales rise significantly
Europe markets rise | FTSE 100 heads for gain
Eurozone economy grows faster than seen
Glass Lewis opposes B. of A. board proposal
IMF: China slowdown threatens global outlook
Treasury's Lew irked by China's FX move
Rio Tinto sees solid demand for iron ore, steel
Novartis to begin selling Neupogen copy in U.S.
Asian shares rise; China closed for holiday

5 things to watch at today’s ECB meeting

ECB forecasts to come under close scrutiny
French jobless rate holds steady at 10.3%


Why India is worth a look if you’re cooling on China

History’s lessons in surviving market crashes

Bill Gross calls a Fed rate hike ‘too little, too late’
FDIC chief: Rates may catch banks off-guard
Junk-bond stress level climbs to 5-year high

Apple’s biggest challenge: Topping the iPhone 6
Apple set to join content contest
What to expect from the Apple event on Sept. 9

Liberal arts majors may become a thing of the past
They tangled with student debt all summer
College help for low-income families

43% of U.S. homes are at high risk of natural disaster
43% of U.S. homes are at high risk of natural disaster

China stock markets close for World War II anniversary
China tightens controls to fight capital outflows
See the massive military parade in Beijing


Almond milk and other notable Fed nuggets

Fed Beige Book finds rising wage pressures

Why gold now looks more risky than stocks
Why gold now looks more risky than stocks: Reeves
Still too many gold market bulls: Mark Hulbert

GoPro’s stock rocked by supplier’s outlook

Intel hopes its chip retool can revive PC sales

Donald Trump, Hillary Clinton playing game of liar’s poker with the voters
Trump, Clinton play game of liar’s poker: Delamaide
Bush mounts ‘germophobe’ attack on Trump

Salesforce’s new target: rationalizing medical info

Medicare premiums will be going up for many

Growing doubts among Viacom investors lead to 50% stock drop
Growing doubts among Viacom investors
Hulu rolls out ad-free option for $11.99 a month
Digital subscriptions can exceed our cable bills

Guide to managing money from your 20s to your 70s
Guide to managing money from your 20s to your 70s
How estate planning can be stress-free
Take your company pension, or buy an annuity?
Is this all the investing advice you’ll ever need?

Clinton's $10 billion anti-drug-addiction plan

10 cities in U.S. with the very worst traffic problems
Lowest Labor Day gas prices in 11 years: AAA
/conga/frontpage.html 354018

Markets »

133.48MDow Volume:
Avg Vol: 113.01M
Unchanged
201
Decliners
1922
Advancers
4480
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,351 +293 1.82%
Nasdaq
/quotes/zigman/12633936/realtime 4,750 +114 2.46%
S&P 500
/quotes/zigman/3870025/realtime 1,949 +35 1.83%
GlobalDow
/quotes/zigman/629063/realtime 2,321 +8 0.35%
Gold
/quotes/zigman/662444/delayed 1,128 -5 0.46%
Oil
/quotes/zigman/2331095/delayed 46.14 -0.11 0.24%
FTSE 100
/quotes/zigman/3173262/delayed 6,176 +92 1.52%
DAX
/quotes/zigman/2380246/delayed 10,213 +165 1.64%
CAC 40
/quotes/zigman/3173214/delayed 4,618 +63 1.38%
FTSE MIB
/quotes/zigman/1482176/delayed 21,909 +297 1.37%
IBEX 35
/quotes/zigman/2759620/delayed 10,012 +74 0.74%
Stoxx 600
/quotes/zigman/2380150/delayed 359 +5 1.47%
Asia Dow
/quotes/zigman/6959860/realtime 2,712 +8 0.31%
Nikkei 225
/quotes/zigman/5986735/delayed 18,182 +87 0.48%
Hang Seng
/quotes/zigman/2622475/delayed 20,935 -250 1.18%
Shanghai
/quotes/zigman/1859015/delayed 3,160 -6 0.20%
Sensex
/quotes/zigman/1652085/delayed 25,765 +311 1.22%
Singapore
/quotes/zigman/1709939/delayed 2,906 +28 0.98%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 0.00 0.04%
Yen
/quotes/zigman/16008150/realtime/sampled 120.31 -0.02 0.01%
Pound
/quotes/zigman/16008140/realtime/sampled 1.53 0.00 0.14%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.70 0.00 0.44%
DXY Index
/quotes/zigman/1652083/delayed 95.90 -0.09 0.09%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.64 +0.09 0.10%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.18 0.00 0.04%
German 10y
/quotes/zigman/15866409/realtime 0.78 0.00 0.59%
Italy 10yr
/quotes/zigman/15866497/realtime 1.98 -0.01 0.57%
Spain 10yr
/quotes/zigman/15866444/realtime 2.14 0.00 0.19%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.82 +0.00 0.07%
Japan 10yr
/quotes/zigman/15866525/realtime 0.40 +0.00 0.13%
Crude Oil
/quotes/zigman/2331095/delayed 46 0 0.24%
Gold
/quotes/zigman/662444/delayed 1,128 -5 0.46%
Corn
/quotes/zigman/7599553/delayed 367 -1 0.20%
DJIA F
/quotes/zigman/38649152/delayed 16,395 +65 0.40%
S&P F
/quotes/zigman/30356461/delayed 1,954 +7 0.35%
Silver
/quotes/zigman/3134148/delayed 15 0 0.01%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 89.89 2.66 3.05%
AAPL /quotes/zigman/68270/composite 112.34 4.62 4.29%
GOOG /quotes/zigman/30194416/composite 614.34 16.55 2.77%
BAC /quotes/zigman/190927/composite 15.85 0.32 2.06%
C /quotes/zigman/5065548/composite 51.75 0.81 1.59%
F /quotes/zigman/264304/composite 13.87 0.15 1.09%
T /quotes/zigman/398198/composite 32.82 0.50 1.55%
BP /quotes/zigman/247026/composite 32.20 0.06 0.19%
GE /quotes/zigman/227468/composite 24.57 0.69 2.89%
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Rates »

5 yr CD
1.5%
2 yr CD
0.8%
1 yr CD
0.6%
MMA $10K+
0.3%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.62% 11.62% 11.53%
Business 12.85% 12.85% 12.85%
Student 13.14% 13.14% 13.14%
Balance Transfer 14.12% 14.12% 14.00%
Airline 15.10% 15.10% 15.15%
Reward 15.14% 15.14% 14.99%
Cash Back 15.27% 15.27% 15.26%
Instant Approval 18.00% 18.00% 17.93%
Bad Credit 22.73% 22.73% 22.48%
Source:CreditCards.com

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Trending Tickers
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  • /quotes/zigman/221274/composite CPB+1.92%
  • /quotes/zigman/365296/composite PAY+2.80%
  • /quotes/zigman/233874/composite MEI+5.47%
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