MarketWatch - Stock Market Quotes, Business News, Financial News

New York Markets Close in:

need to know
Coca-Cola revenue beats, but profit falls short
Wendy's profit, revenue beats expectations
Sears warns on sales, to speed up closures
European stocks seesaw as banks slump
Head-on train crash kills at least 9 in Germany
Greek protests escalate over refugee camps
Film flops hurt 21st Century Fox outlook
Cracking down on college financial-aid cheats


U.S. ECONOMY
Wholesale inventories fall for third month in row
Job openings are second highest on record

Deutsche Bank co-CEO says bank is ‘rock solid’
Deutsche Bank shares fall again in bank rout

Why a selloff in European bank stocks is ominous
Bank stocks have taken enough: analyst

IEA warns oil surplus will be worse than expected
IEA warns oil surplus will be bigger than expected
Oil rises, shrugging off IEA report

Oil industry woes grow as storage levels hit ‘critical level’
Oil woes grow as storage hits ‘critical’ level

99 Cent Gas May Be on Its Way
99-cents-a-gallon gas may be on its way: 24/7 Wall St.

Is the gold rally the real deal or ‘fool’s gold’?
Teen can keep $20,000 gold bar found in lake
Gold one of Wall Street’s best bets early in 2016

Nikkei skids 5% as 10-year bond yield moves negative
Japan minister warns against yen’s ‘rough’ rise

Five questions that Janet Yellen must answer
Yellen may say goal is not to slow the economy
Fed: Too white, too male, too many bankers?
Expansion won’t die of old age: S.F. Fed study

Convertible bonds are alluring as stocks slip
Convertible bonds are alluring as stocks fall


Record number of Americans give up citizenship

Google CEO Sundar Pichai gets $199 million in stock

Europe’s battles: migrants, ‘Brexit’ and ECB
German output, exports drop in December
Roubini: Welcome to the New Abnormal


Resist the urge to buy this stock pullback: J.P. Morgan

Yelp’s billion-dollar path hits a detour
Yelp posts earnings early, CFO to step down


Tesla downward revision is among the biggest
Tesla earnings: Model 3, Model X in focus

Computer virus wants to remind you to have a nice day
Justice Department data exposed in breach

23 stocks they’re throwing out with the bathwater

Chipotle wants to give you a burrito — how to get it
What did Chipotle workers do today?

This has been the No. 1 car in America for decades
Cars sink through ice at winter festival
How far can you go on $50 in gas?



/conga/frontpage.html 367443

Markets »

30.69MDow Volume:
Avg Vol: 129.39M
Unchanged
179
Decliners
3597
Advancers
2204
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 15,961 -66 0.41%
Nasdaq
/quotes/zigman/12633936/realtime 4,286 +2 0.05%
S&P 500
/quotes/zigman/3870025/realtime 1,849 -4 0.23%
GlobalDow
/quotes/zigman/629063/realtime 2,081 -23 1.07%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.53%
Oil
/quotes/zigman/2260836/delayed 30.01 +0.32 1.08%
FTSE 100
/quotes/zigman/3173262/delayed 5,654 -36 0.63%
DAX
/quotes/zigman/2380246/delayed 8,933 -47 0.52%
CAC 40
/quotes/zigman/3173214/delayed 4,020 -46 1.13%
FTSE MIB
/quotes/zigman/1482176/delayed 16,234 -208 1.26%
IBEX 35
/quotes/zigman/2759620/delayed 7,997 -126 1.55%
Stoxx 600
/quotes/zigman/2380150/delayed 311 -3 1.07%
Asia Dow
/quotes/zigman/6959860/realtime 2,469 -46 1.83%
Nikkei 225
/quotes/zigman/5986735/delayed 16,085 -919 5.40%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 24,021 -266 1.10%
Singapore
/quotes/zigman/1709939/delayed 2,623 +65 2.53%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 +0.01 0.81%
Yen
/quotes/zigman/16008150/realtime/sampled 115.07 -0.78 0.68%
Pound
/quotes/zigman/16008140/realtime/sampled 1.44 0.00 0.17%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 0.00 0.45%
DXY Index
/quotes/zigman/1652083/delayed 96.10 -0.58 0.60%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.30 -0.33 0.37%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.74 -0.01 0.69%
German 10y
/quotes/zigman/15866409/realtime 0.25 +0.03 12.50%
Italy 10yr
/quotes/zigman/15866497/realtime 1.70 -0.01 0.30%
Spain 10yr
/quotes/zigman/15866444/realtime 1.76 +0.00 0.06%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.44 +0.02 1.45%
Japan 10yr
/quotes/zigman/15866525/realtime -0.02 -0.06 163.32%
Crude Oil
/quotes/zigman/2260836/delayed 30 +0 1.08%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.53%
Corn
/quotes/zigman/25518691/delayed 362 -1 0.14%
DJIA F
/quotes/zigman/48241424/delayed 15,933 -55 0.34%
S&P F
/quotes/zigman/43106711/delayed 1,848 -4 0.23%
Silver
/quotes/zigman/32655632/delayed 15 0 0.56%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 101.16 1.41 1.41%
AAPL /quotes/zigman/68270/composite 94.26 -0.75 -0.79%
GOOG /quotes/zigman/59527964/composite 692.45 9.71 1.42%
BAC /quotes/zigman/190927/composite 12.30 0.03 0.20%
C /quotes/zigman/5065548/composite 37.73 -0.08 -0.21%
F /quotes/zigman/264304/composite 11.49 -0.10 -0.86%
T /quotes/zigman/398198/composite 36.42 -0.69 -1.87%
BP /quotes/zigman/247026/composite 29.20 -0.72 -2.41%
GE /quotes/zigman/227468/composite 28.01 -0.16 -0.57%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
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World News from MarketWatch

Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.88% 11.62%
Business 13.12% 13.11% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.30% 14.12%
Airline 15.17% 15.16% 15.10%
Cash Back 15.26% 15.23% 15.27%
Reward 15.28% 15.25% 15.14%
Instant Approval 18.21% 18.18% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

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Trending Tickers
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Pay Dirt
A daily look at what we buy, how we spend, and the companies that do right - and wrong - by their customers.

Birth Control Without A Co-Pay Still Isn’t Free

iStockphoto

Starting next year, many health insurance plans will be required as part of the federal health-care law to cover contraceptive services without charging patients a co-payment. But that doesn’t mean they’re free.

The Obama administration announced Monday that Food and Drug Administration-approved contraceptives — including birth control bills, intrauterine contraceptive devices (a.k.a. ICDs or IUDs) and sterilization — classify as preventative services under the law. The requirement also covers HIV screening, breastfeeding pumps and some wellness care visits for women, among other services.

For women on the Pill, savings could be substantial. For oral contraceptives, out-of-pocket costs range from $14 to $26 per pack, according to a study in the June 2011 issue of medical journal Contraception. The study, which tracked expenditures between 1996 and 2006, found that women’s out-of-pocket expenses for oral contraceptives amounted to 58% of the drugs’ cost, compared with an average 30% of those for other monthly medications.

The new rules require the insurance plans to pay the full freight for the pills– and while that means lower out-of-pocket costs for women who take the pill (or avail themselves of other covered services), insurance plans are likely to make up for this extra expense elsewhere. Insurers can still charge extra fees for purchasing branded contraceptives over generic versions, and may also hike premiums. “Health insurance premiums are based on the cost of actually providing care, so if you add additional benefits — whatever they might be — and people utilize them, then the premiums will eventually reflect that additional cost,” says Jessica Waltman, senior vice president of government affairs for the National Association of Health Underwriters. The degree to which consumers will see their bill rise will vary widely by plan. People in employer-sponsored plans where companies pass on only part of the costs may see less of an impact, as will those in plans that already voluntarily cover many of the soon-to-be-required services.

The Department of Health and Human Services has said it expects premium increases to be minimal, but did not provide an estimate. “Our committee did not look at costs when we made our recommendations,” says Alina Salganicoff, vice president and director of Women’s Health Policy at the Henry J. Kaiser Family Foundation, who served as a member of the Institute of Medicine recommendation panel behind the new requirements. “It’s an investment in your health, which in the long run can cut costs.”

Not all plans – and therefore, not all consumers – are covered by the government legislation. Medicare or Medicaid are exempt, and the government also included an exemption for religious organizations providing health insurance to employees. Excluded consumers can still look to free and low-cost services from family planning clinics and state-funded family planning programs, says Salganicoff.

Even people who will benefit are still on the hook for out-of-pocket costs for a few more years. The requirements take effect for new insurance plans issued on or after August 1, 2012, and given the way health plans calculate their calendars, Waltman says, most women won’t actually avoid those co-pays until January or July of 2013.

Or later. Health plans that took effect before President Obama signed the healthcare law on March 23, 2010 and haven’t changed significantly since are exempt from the new rules under a grandfather clause. It’s tough for companies to maintain that status, but those in grandfathered plans could be in limbo a few years longer, she says. (Employers are required to notify employees if their plan has this kind of status.) Until your plan turns over, current terms are still in effect, including co-pays and any un-covered portion of the bill.

Comments

We welcome thoughtful comments from readers. Please comply with our guidelines. Our blogs do not require the use of your real name.

Comments (5 of 16)

View all Comments »
    • Royaa Joonam bazi zayemaneshon klehii asune. hala tu filma hey neshon mide jigh vigh mikonan chon hayajan angiz tare. vali man shandidam az bazi az dustam ke khodaish unghada ham bad nist. epidoral ham ke bazi ke dige hichi, rast rast miri tu rast rast ba shikame khali miad birun. :*

    • I don’t even know the way I stopped up right here, but I thhogut this post was good. I do not realize who you are however definitely you are going to a well-known blogger should you aren’t already. Cheers!

    • Another way of looking at 11% asnuesd returns this assumption would make any investment analysis nearly unbeatable in the long term. It just overwhelms all the other numbers in the analysis. The good thing is that anyone can input their own assumptions and look at the result, But the 11% would have to be a stated KEY assumption if the net result of the analysis was published.The only thing that seems like a fixed, good assumption in this could is that tuition at our public universities will rise an average of 7% annually in the long run. Rate this comment: 0 0

    • Where did you read that insurance companies will still be able to charge fees for branded oral contraceptives? Managed care wrote a letter to HHS asking them this question on Sept. 29th.

    • “checked by 2050 we’ll be somewhere in the neighborhood of 2 workers for every one retired…”

      #1 real reason for this? Their won’t be the Average Jobs for more.. Thanks to the Computer age!
      -1 Teacher will be able to teach Thousands via Video TV’s in classes all over the country..
      -50% less working Factories
      -No more Mail Main Needed
      - And the list goes on..

      We just need to Invest Our $ ( SS) into America’s Resources..Commodities ,Corporations, etc.. Not into just Treasuries..

      We Did with our Pension Plan at our Business.. Matched what SS $ over the yrs and We have Twice as Much in our Pension than SS can pay ..
      And Nobody Borrowed It along the way either..

About Pay Dirt

  • Pay Dirt examines the millions of consumer decisions Americans make every day: What to buy, how much to pay, whether to rave or complain. Lead written by Quentin Fottrell, the blog examines these interactions, providing readers with news, insight and tips on shopping, spending, customer service, and companies that do right – and wrong – by their customers. Send items, questions and comments to quentin.fottrell@dowjones.com or tweet @SMPayDirt.

MarketWatch - Stock Market Quotes, Business News, Financial News

New York Markets Close in:

need to know
Coca-Cola revenue beats, but profit falls short
Wendy's profit, revenue beats expectations
Sears warns on sales, to speed up closures
European stocks seesaw as banks slump
Head-on train crash kills at least 9 in Germany
Greek protests escalate over refugee camps
Film flops hurt 21st Century Fox outlook
Cracking down on college financial-aid cheats


U.S. ECONOMY
Wholesale inventories fall for third month in row
Job openings are second highest on record

Deutsche Bank co-CEO says bank is ‘rock solid’
Deutsche Bank shares fall again in bank rout

Why a selloff in European bank stocks is ominous
Bank stocks have taken enough: analyst

IEA warns oil surplus will be worse than expected
IEA warns oil surplus will be bigger than expected
Oil rises, shrugging off IEA report

Oil industry woes grow as storage levels hit ‘critical level’
Oil woes grow as storage hits ‘critical’ level

99 Cent Gas May Be on Its Way
99-cents-a-gallon gas may be on its way: 24/7 Wall St.

Is the gold rally the real deal or ‘fool’s gold’?
Teen can keep $20,000 gold bar found in lake
Gold one of Wall Street’s best bets early in 2016

Nikkei skids 5% as 10-year bond yield moves negative
Japan minister warns against yen’s ‘rough’ rise

Five questions that Janet Yellen must answer
Yellen may say goal is not to slow the economy
Fed: Too white, too male, too many bankers?
Expansion won’t die of old age: S.F. Fed study

Convertible bonds are alluring as stocks slip
Convertible bonds are alluring as stocks fall


Record number of Americans give up citizenship

Google CEO Sundar Pichai gets $199 million in stock

Europe’s battles: migrants, ‘Brexit’ and ECB
German output, exports drop in December
Roubini: Welcome to the New Abnormal


Resist the urge to buy this stock pullback: J.P. Morgan

Yelp’s billion-dollar path hits a detour
Yelp posts earnings early, CFO to step down


Tesla downward revision is among the biggest
Tesla earnings: Model 3, Model X in focus

Computer virus wants to remind you to have a nice day
Justice Department data exposed in breach

23 stocks they’re throwing out with the bathwater

Chipotle wants to give you a burrito — how to get it
What did Chipotle workers do today?

This has been the No. 1 car in America for decades
Cars sink through ice at winter festival
How far can you go on $50 in gas?



/conga/frontpage.html 367443

Markets »

30.71MDow Volume:
Avg Vol: 129.39M
Unchanged
179
Decliners
3637
Advancers
2238
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 15,959 -68 0.43%
Nasdaq
/quotes/zigman/12633936/realtime 4,285 +1 0.03%
S&P 500
/quotes/zigman/3870025/realtime 1,849 -5 0.26%
GlobalDow
/quotes/zigman/629063/realtime 2,081 -23 1.08%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.51%
Oil
/quotes/zigman/2260836/delayed 30.00 +0.31 1.04%
FTSE 100
/quotes/zigman/3173262/delayed 5,653 -36 0.64%
DAX
/quotes/zigman/2380246/delayed 8,931 -48 0.54%
CAC 40
/quotes/zigman/3173214/delayed 4,020 -46 1.13%
FTSE MIB
/quotes/zigman/1482176/delayed 16,234 -207 1.26%
IBEX 35
/quotes/zigman/2759620/delayed 7,994 -128 1.58%
Stoxx 600
/quotes/zigman/2380150/delayed 311 -3 1.07%
Asia Dow
/quotes/zigman/6959860/realtime 2,469 -46 1.83%
Nikkei 225
/quotes/zigman/5986735/delayed 16,085 -919 5.40%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 24,021 -266 1.10%
Singapore
/quotes/zigman/1709939/delayed 2,623 +65 2.53%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 +0.01 0.84%
Yen
/quotes/zigman/16008150/realtime/sampled 115.06 -0.79 0.68%
Pound
/quotes/zigman/16008140/realtime/sampled 1.44 0.00 0.15%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 0.00 0.48%
DXY Index
/quotes/zigman/1652083/delayed 96.09 -0.58 0.60%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.30 -0.33 0.37%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.74 -0.01 0.69%
German 10y
/quotes/zigman/15866409/realtime 0.25 +0.03 12.50%
Italy 10yr
/quotes/zigman/15866497/realtime 1.70 -0.01 0.30%
Spain 10yr
/quotes/zigman/15866444/realtime 1.76 +0.00 0.02%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.43 +0.02 1.37%
Japan 10yr
/quotes/zigman/15866525/realtime -0.02 -0.06 163.32%
Crude Oil
/quotes/zigman/2260836/delayed 30 +0 1.04%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.51%
Corn
/quotes/zigman/25518691/delayed 362 -1 0.14%
DJIA F
/quotes/zigman/48241424/delayed 15,932 -56 0.35%
S&P F
/quotes/zigman/43106711/delayed 1,848 -5 0.24%
Silver
/quotes/zigman/32655632/delayed 15 0 0.56%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 101.29 1.54 1.54%
AAPL /quotes/zigman/68270/composite 94.41 -0.60 -0.63%
GOOG /quotes/zigman/59527964/composite 693.49 10.75 1.57%
BAC /quotes/zigman/190927/composite 12.33 0.06 0.45%
C /quotes/zigman/5065548/composite 37.85 0.04 0.11%
F /quotes/zigman/264304/composite 11.50 -0.10 -0.82%
T /quotes/zigman/398198/composite 36.43 -0.69 -1.85%
BP /quotes/zigman/247026/composite 29.25 -0.67 -2.24%
GE /quotes/zigman/227468/composite 28.03 -0.14 -0.50%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
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MarketWatch Portfolio

World News from MarketWatch

Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.88% 11.62%
Business 13.12% 13.11% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.30% 14.12%
Airline 15.17% 15.16% 15.10%
Cash Back 15.26% 15.23% 15.27%
Reward 15.28% 15.25% 15.14%
Instant Approval 18.21% 18.18% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/3059264/composite DUST-1.65%
  • /quotes/zigman/118681/composite TSLA+5.07%
  • /quotes/zigman/420125/composite GDX+0.40%
  • /quotes/zigman/245568/composite DIS-0.15%
  • /quotes/zigman/41663/composite GLD+0.19%
X
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

MarketWatch will continue to provide the same important news and information you rely on every day. And, as a MarketWatch user, you will be able to enjoy:

  • Personalized news and quote email alerts
  • Editorial e-newsletters about personal finance, mutual funds and market-specific coverage
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  • Games, such as Virtual Stock Exchange and Beat the Darts
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