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need to know
How to get a free Chipotle burrito
Coca-Cola revenue beats, but profit falls short
Wendy's profit, revenue beats expectations
Sears warns on sales, to speed up closures
Head-on train crash kills at least 9 in Germany
Greek protests escalate over refugee camps
Film flops hurt 21st Century Fox outlook
Crackdown on college financial-aid cheats


U.S. ECONOMY
Wholesale inventories fall for third month in row
NFIB survey hints wage gains are fleeting
Job openings are second highest on record

Why is everyone freaking out about ‘CoCos’?
 
Deutsche Bank co-CEO says bank is ‘rock solid’
Deutsche Bank shares fall again in bank rout

Why the selloff in European bank stocks is ominous
Bank stocks have taken enough: analyst

Market strategists are coming to believe the main things stocks need right now is an investor purge.
Strategists are arguing that stocks need a true purge

These charts detail S&P 500’s precarious posture
Michael Brush: Stock-market stars are aligned
Double-digit market decline in an election year?

White House forecasts decade-best economic growth
Obama proposes $4.1 trillion federal budget

Five questions that Janet Yellen must answer
Yellen may say goal is not to slow the economy
Fed: Too white, too male, too many bankers?
Expansion won’t die of old age: S.F. Fed study

IEA warns oil surplus will be worse than expected
IEA warns oil surplus will be bigger than expected
Oil rises, shrugging off IEA report

Oil industry woes grow as storage levels hit ‘critical level’
Oil woes grow as storage hits ‘critical’ level

99 Cent Gas May Be on Its Way
99-cents-a-gallon gas may be on its way: 24/7 Wall St.

Is the gold rally the real deal or ‘fool’s gold’?
Teen can keep $20,000 gold bar found in lake
Gold one of Wall Street’s best bets early in 2016

Nikkei skids 5% as 10-year bond yield moves negative
Japan minister warns against yen’s ‘rough’ rise

Convertible bonds are alluring as stocks slip
Convertible bonds are alluring as stocks fall


Record number of Americans give up citizenship

Facebook, Amazon are the keys to tapping this market
French regulator threatens to fine Facebook
India bans  Facebook’s free Internet service


Google CEO Sundar Pichai gets $199 million in stock

Europe’s battles: migrants, ‘Brexit’ and ECB
German output, exports drop in December
Roubini: Welcome to the New Abnormal


Hurdle on Yelp’s path toward ‘unicorn’ status

This has been the No. 1 car in America for decades
How far can you get on $50 in gas?


/conga/frontpage.html 367459

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Cyber Crime: Break-Ins Are Up, But Theft Is Down

The recent data breach at marketing company Epsilon, where a rogue third party accessed customer email addresses, made consumers painfully aware that their personal details may be vulnerable to attack by cyber criminals. In the wake of that incident, Verizon’s 2011 Data Breach Investigation Report, which was carried out with the U.S. Secret Service, might come as some relief. The bad news: the number of data breaches soared last year. The good news: the number of actual records compromised plummeted.

Getty Images

Confused? Still worried? Think of it this way: a data breach is the online equivalent to someone breaking into your house. A record being compromised is when that burglar actually manages to steal something, in this case social security numbers or credit card details. So while the amount of breaches (or break-ins) spiked to 760 last year from 141 in 2009, the amount of compromised records fell to 3.8 million last year from 144 million in 2009 and a staggering 361 million in 2008, according to the report.

Break-ins are up, but stolen information is down, thanks in part to cyber criminals losing their taste for bigger fish after a series of high-profile arrests, explains Wade Baker, director of risk intelligence at Verizon and primary author of the report. “Rather than massive breaches against large organizations like we’ve seen in the past, we saw a huge number of lighter, faster, and more surgical strikes against smaller organizations,” he says. “Since many of the criminals behind those larger thefts are in jail, this trend may represent a tactical shift toward less risky and lower-hanging fruit.

The project itself may seem like an odd one for Verizon. Not many companies want the their name in the same sentence as the words “data breach,” even if it’s part of a report aimed at increasing public awareness. According to Baker: “We also hope that you will recognize it as a proof point that sensitive data can be shared anonymously, responsibly, securely, and effectively between organizations. Our field is in desperate need of more high-quality accessible data and collaborating among ourselves is the only way we’re going to get there.”

Do you feel better about sharing your personal information with your bank or cable operator now?

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About Pay Dirt

  • Pay Dirt examines the millions of consumer decisions Americans make every day: What to buy, how much to pay, whether to rave or complain. Lead written by Quentin Fottrell, the blog examines these interactions, providing readers with news, insight and tips on shopping, spending, customer service, and companies that do right – and wrong – by their customers. Send items, questions and comments to quentin.fottrell@dowjones.com or tweet @SMPayDirt.

MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert

New York Markets Close in:

need to know
How to get a free Chipotle burrito
Coca-Cola revenue beats, but profit falls short
Wendy's profit, revenue beats expectations
Sears warns on sales, to speed up closures
Head-on train crash kills at least 9 in Germany
Greek protests escalate over refugee camps
Film flops hurt 21st Century Fox outlook
Crackdown on college financial-aid cheats


U.S. ECONOMY
Wholesale inventories fall for third month in row
NFIB survey hints wage gains are fleeting
Job openings are second highest on record

Why is everyone freaking out about ‘CoCos’?
 
Deutsche Bank co-CEO says bank is ‘rock solid’
Deutsche Bank shares fall again in bank rout

Why the selloff in European bank stocks is ominous
Bank stocks have taken enough: analyst

Market strategists are coming to believe the main things stocks need right now is an investor purge.
Strategists are arguing that stocks need a true purge

These charts detail S&P 500’s precarious posture
Michael Brush: Stock-market stars are aligned
Double-digit market decline in an election year?

White House forecasts decade-best economic growth
Obama proposes $4.1 trillion federal budget

Five questions that Janet Yellen must answer
Yellen may say goal is not to slow the economy
Fed: Too white, too male, too many bankers?
Expansion won’t die of old age: S.F. Fed study

IEA warns oil surplus will be worse than expected
IEA warns oil surplus will be bigger than expected
Oil rises, shrugging off IEA report

Oil industry woes grow as storage levels hit ‘critical level’
Oil woes grow as storage hits ‘critical’ level

99 Cent Gas May Be on Its Way
99-cents-a-gallon gas may be on its way: 24/7 Wall St.

Is the gold rally the real deal or ‘fool’s gold’?
Teen can keep $20,000 gold bar found in lake
Gold one of Wall Street’s best bets early in 2016

Nikkei skids 5% as 10-year bond yield moves negative
Japan minister warns against yen’s ‘rough’ rise

Convertible bonds are alluring as stocks slip
Convertible bonds are alluring as stocks fall


Record number of Americans give up citizenship

Facebook, Amazon are the keys to tapping this market
French regulator threatens to fine Facebook
India bans  Facebook’s free Internet service


Google CEO Sundar Pichai gets $199 million in stock

Europe’s battles: migrants, ‘Brexit’ and ECB
German output, exports drop in December
Roubini: Welcome to the New Abnormal


Hurdle on Yelp’s path toward ‘unicorn’ status

This has been the No. 1 car in America for decades
How far can you get on $50 in gas?


/conga/frontpage.html 367459

Markets »

75.52MDow Volume:
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Unchanged
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Decliners
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Advancers
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Dow
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/quotes/zigman/2622475/delayed 19,288 +105 0.55%
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/quotes/zigman/1859015/delayed 2,763 -18 0.63%
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/quotes/zigman/1652083/delayed 95.96 -0.72 0.74%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.23 -0.41 0.45%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.72 -0.03 1.66%
German 10y
/quotes/zigman/15866409/realtime 0.24 +0.02 8.00%
Italy 10yr
/quotes/zigman/15866497/realtime 1.69 -0.01 0.78%
Spain 10yr
/quotes/zigman/15866444/realtime 1.78 +0.03 1.43%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.41 0.00 0.07%
Japan 10yr
/quotes/zigman/15866525/realtime -0.02 -0.06 163.32%
Crude Oil
/quotes/zigman/2260836/delayed 28 -2 5.42%
Gold
/quotes/zigman/33772884/delayed 1,195 -3 0.21%
Corn
/quotes/zigman/25518691/delayed 361 -1 0.28%
DJIA F
/quotes/zigman/48241424/delayed 15,910 -78 0.49%
S&P F
/quotes/zigman/43106711/delayed 1,841 -11 0.59%
Silver
/quotes/zigman/32655632/delayed 15 0 0.72%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 99.22 -0.53 -0.53%
AAPL /quotes/zigman/68270/composite 95.20 0.19 0.20%
GOOG /quotes/zigman/59527964/composite 682.00 -0.74 -0.11%
BAC /quotes/zigman/190927/composite 12.26 -0.01 -0.08%
C /quotes/zigman/5065548/composite 37.37 -0.44 -1.16%
F /quotes/zigman/264304/composite 11.35 -0.25 -2.11%
T /quotes/zigman/398198/composite 36.56 -0.56 -1.50%
BP /quotes/zigman/247026/composite 28.91 -1.01 -3.38%
GE /quotes/zigman/227468/composite 28.27 0.10 0.35%
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Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.88% 11.62%
Business 13.12% 13.11% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.30% 14.12%
Airline 15.17% 15.16% 15.10%
Cash Back 15.26% 15.23% 15.27%
Reward 15.28% 15.25% 15.14%
Instant Approval 18.21% 18.18% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

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Trending Tickers
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  • /quotes/zigman/93928/composite PSEC-5.72%
  • /quotes/zigman/3059264/composite DUST+1.42%
  • /quotes/zigman/207002/composite DB-2.51%
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