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SmartMoney Blogs

Encore
A blog about living in and planning for retirement

Investing - All posts tagged Investing

  • Oct 3, 2012
    8:27 AM ET

    Fraudster Stole From Retirees; Now He Tells All

    Many of us—admit it—feel just a tad smug when we hear about investment scams. “I would never fall for that,” we think—to which a story in the most recent issue of AARP The Magazine offers a big “Oh yeah?” In “Confessions of a Con Artist,” a veteran scammer, identified only as Jim, tells writer Doug Shadel how he bilked investors out of millions through bogus investments in attractive-sounding assets like gold coins and oil and gas leases. The guy was a pro, an expert at identifying his victims’ hopes and weaknesses and preying on them. “I didn’t want to talk to stupid people,” he says, “because stupid people don’t have $50,000 lying around to give me.”

    Seniors proved a particularly vulnerable target, Jim says: “Their emotional needs are closer to the surface…”

  • Aug 18, 2011
    11:44 AM ET

    Don’t Panic: Why Market Timing Doesn’t Work

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    The Dow, once again, is plummeting. Frightened investors are, once again, calling their advisers to ask whether they should buy, sell or just get the heck out of the market altogether.  And its amid this landscape that a new study emerges, hinting that investors should put down that phone, take a deep breath, and stick to their guns.

  • Aug 17, 2011
    4:36 PM ET

    4 Things Older Investors Need to Know About Gold

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    On Tuesday, gold hit a record high of $1,782, up 25% year-to-date. For some, that signals that we’re in a gold bubble.  But others, including J.P. Morgan Chase Bank, say that gold may still climb higher.  The reason: Gold tends to do well during inflationary periods and economic downturns, according to SmartMoney.com’s “Gold’s Newest Believers” story — both possibilities for the U.S. in coming months.  With all the media speculation on the topic, older and younger investors alike are wondering whether now is the time to buy (or sell). “I’m getting a lot of calls about gold from all age clients,” says Andrew Feldman, president of AJ Feldman Financial in Chicago.

    But while younger investors can afford to take more risk investing in gold, retirees and soon-to-be retirees have less room for error as they have less time to recover from losses. So, SmartMoney.com asked a few advisers their thoughts on gold and its place in older investors’ portfolios.  Here’s what they told us.

  • Aug 16, 2011
    11:50 AM ET

    Did the “Lost Decade” Scar Younger Investors?

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    Much has been written about how young people, in reaction to a “lost decade” for U.S. equity returns, are turning away from stocks—following in the footsteps of those who experienced the crash of 1929 and the Great Depression.

    In fact, this is only partly true.

  • Aug 8, 2011
    7:25 PM ET

    Protecting Your Nest Egg From Market Woes

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    As the Dow plummeted more than 600 points Monday, many retirees saw their nest eggs take a hit. The nosedive was even more troubling to retirees who are no longer working, and therefore aren’t adding new money to their savings. But while there are no magic bullets for protecting your assets, experts say there are steps you can take to limit the damage.

About Encore

  • Encore examines the changing nature of retirement, from new rules and guidelines for financial security to the shifting identities and priorities of today’s retirees. The blog also explores news that affects retirement, from the Wall Street Journal Digital Network and around the web. Lead bloggers are reporter Catey Hill and senior editor Jeremy Olshan. Other contributors include The Wall Street Journal’s retirement columnists Glenn Ruffenach and Anne Tergesen; the Director for the Center for Retirement Research at Boston College, Alicia Munnell; and the Director of Research for Pinnacle Advisory Group, Michael Kitces, CFP.

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