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need to know
Greek protests escalate over refugee camps
Viacom, Snapchat sign multi-year ad deal
France: Facebook infringing on privacy
Fed: Too white, too male, too many bankers?
Film flops hurt 21st Century Fox outlook
Stocks trim losses; S&P 500 at 2-year low
Apollo Education Group to be taken private
Cracking down on college financial-aid cheats


Is the gold rally the real deal or ‘fool's gold’?

Google CEO Sundar Pichai gets $199 million in stock

Tesla downward revision is among the biggest

India bans  Facebook’s free Internet service

Current quarter’s earnings outlook dims

Yelp’s billion-dollar path hits a detour

Yelp posts earnings early, CFO to step down

Zenefits CEO steps down, David Sacks steps into role

Bloomberg tells FT he’s considering presidential run

Computer virus wants to remind you to have a nice day
Justice Department data exposed in breach

Yellen may say goal is not to slow the economy
Latest sign of a softening U.S. jobs market
Expansion won’t die of old age: S.F. Fed study

12th March 1954:  Lynda Sharp pours water over her sister Margot whilst sharing a bath at their home in Chorley Wood, Buckinghamshire.  (Photo by Fox Photos/Getty Images)  
23 stocks they’re throwing out with the bathwater

Chipotle wants to give you a burrito — how to get it
What did Chipotle workers do today?
Chipotle closes up shop for a few hours Monday
VOTE: If not Chipotle, where would you eat?

Chesapeake denies bankruptcy plan as shares dive
What are the 8 strongest S&P energy stocks?

20 dividend stocks that Wall Street loves the most
The 20 dividend stocks that Wall Street loves most
Dividend stocks that will give you a raise

Venezuela can’t get Saudis to cut oil production
Only place left to invest if ‘Oilmageddon’ hits
Iran sets crude oil export volumes for Europe
Mark Mobius no longer investing in Petrobras


Rubio in freefall in New Hampshire betting
Republican primary: 3 things to watch
Voter turnout in each U.S. state (24/7 Wall St.)
Americans giving up citizenship at record rate

In the U.S., socialism is no longer such a dirty word
Bill Clinton: Sanders is ‘enemy of all things big’

How Clinton can rebound after New Hampshire

Blunders may reveal real flaws in Clinton and Rubio
All those terrible things Hillary Clinton has done

Geithner gets investment aid from J.P. Morgan

These ‘Buffett stocks’ are bargains in this market

Why a selloff in European bank stocks is ominous
Bank stocks have taken enough: analyst

What you can expect in Coca-Cola’s earnings

Hasbro blows past estimates as Star Wars boosts revenue
Hasbro blows past estimates on Star Wars boost
What to look for from Disney: Star Wars, ESPN

Teen gets to keep $20,000 gold bar found in lake
Gold one of Wall Street’s best bets early in 2016
Chinese herdsman finds 17-pound gold nugget



/conga/frontpage.html 367403

Markets »

165.88MDow Volume:
Avg Vol: 129.39M
Unchanged
121
Decliners
4802
Advancers
1600
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,027 -178 1.10%
Nasdaq
/quotes/zigman/12633936/realtime 4,284 -79 1.82%
S&P 500
/quotes/zigman/3870025/realtime 1,853 -27 1.42%
GlobalDow
/quotes/zigman/629063/realtime 2,091 -12 0.59%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.46%
Oil
/quotes/zigman/2260836/delayed 29.97 +0.28 0.94%
FTSE 100
/quotes/zigman/3173262/delayed 5,689 -159 2.71%
DAX
/quotes/zigman/2380246/delayed 8,979 -307 3.30%
CAC 40
/quotes/zigman/3173214/delayed 4,066 -134 3.20%
FTSE MIB
/quotes/zigman/1482176/delayed 16,441 -809 4.69%
IBEX 35
/quotes/zigman/2759620/delayed 8,122 -377 4.44%
Stoxx 600
/quotes/zigman/2380150/delayed 314 -12 3.54%
Asia Dow
/quotes/zigman/6959860/realtime 2,464 -51 2.05%
Nikkei 225
/quotes/zigman/5986735/delayed 16,085 -919 5.40%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 23,959 -329 1.35%
Singapore
/quotes/zigman/1709939/delayed 2,623 +65 2.53%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 +0.00 0.04%
Yen
/quotes/zigman/16008150/realtime/sampled 115.19 -0.66 0.57%
Pound
/quotes/zigman/16008140/realtime/sampled 1.44 0.00 0.20%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.70 0.00 0.65%
DXY Index
/quotes/zigman/1652083/delayed 96.61 -0.06 0.06%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.71 +0.08 0.08%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.71 -0.04 2.44%
German 10y
/quotes/zigman/15866409/realtime 0.21 -0.01 6.36%
Italy 10yr
/quotes/zigman/15866497/realtime 1.70 0.00 0.00%
Spain 10yr
/quotes/zigman/15866444/realtime 1.76 0.00 0.00%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime -0.03 -0.06 170.92%
Crude Oil
/quotes/zigman/2260836/delayed 30 +0 0.94%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.46%
Corn
/quotes/zigman/25518691/delayed 362 -1 0.21%
DJIA F
/quotes/zigman/48241424/delayed 15,848 -140 0.88%
S&P F
/quotes/zigman/43106711/delayed 1,835 -17 0.92%
Silver
/quotes/zigman/32655632/delayed 15 0 0.27%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 99.75 -4.32 -4.15%
AAPL /quotes/zigman/68270/composite 95.01 0.99 1.05%
GOOG /quotes/zigman/59527964/composite 682.74 -0.83 -0.12%
BAC /quotes/zigman/190927/composite 12.27 -0.68 -5.25%
C /quotes/zigman/5065548/composite 37.81 -2.05 -5.14%
F /quotes/zigman/264304/composite 11.59 0.14 1.22%
T /quotes/zigman/398198/composite 37.11 0.23 0.62%
BP /quotes/zigman/247026/composite 29.92 -0.54 -1.77%
GE /quotes/zigman/227468/composite 28.17 -0.37 -1.30%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
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MarketWatch Portfolio

World News from MarketWatch

Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.88% 11.62%
Business 13.12% 13.11% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.30% 14.12%
Airline 15.17% 15.16% 15.10%
Cash Back 15.26% 15.23% 15.27%
Reward 15.28% 15.25% 15.14%
Instant Approval 18.21% 18.18% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/118681/composite TSLA-8.99%
  • /quotes/zigman/3059264/composite DUST-7.06%
  • /quotes/zigman/41663/composite GLD+1.34%
  • /quotes/zigman/420125/composite GDX+2.46%
  • /quotes/zigman/59392505/composite NUGT+6.81%
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Encore
A blog about living in and planning for retirement

Class warfare in your 401(k)?

The statement that a sandwich from the local sub shop should cost exactly $5 for everybody in America, rich and poor alike, is fairly uncontroversial. The statement that everybody in America, rich and poor alike, should pay exactly $10,000 a year in taxes might embroil the speaker in a pretty heated argument. Ian Salisbury’s story today on MarketWatch, regarding a debate over a heretofore obscure 401(k) fee, brings both hypotheticals to mind.

Until recently, most 401(k) plans charged account-holders a percentage of their assets each year for management and administration, with the effect that bigger account-holders and long-time plan members have subsidized smaller and newer ones. Now, in the face of regulatory changes, more employers are moving to an “á la carte” system, and many are charging flat-rate management fees of, say, $100 a year for each participant—the rationale being that a 401(k) account costs roughly the same to administer whether it’s big or small. In other words, joining a 401(k) plan is like buying a hoagie.

Of course, while a $100 fee is a rounding error in a $250,000 account, it would represent a serious bite out of the savings of a younger investor or a new employee whose balance is, say, $5,000 or less. That’s why some consumer advocates argue for keeping the old model, where those who have more pay more. In other words, 401(k) plans should be more like the current federal tax system (presumably minus several thousand pages of loopholes and footnotes). “It’s the same debate we’re having at the national level,” Mike Alfred, co-founder of financial research firm BrightScope, tells Salisbury. “It depends on whether you are liberal or conservative…it’s who pays what.” (Based on the remarks in the comments section, Alfred’s polarized-national-opinion analogy is apt.)

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About Encore

  • Encore examines the changing nature of retirement, from new rules and guidelines for financial security to the shifting identities and priorities of today’s retirees. The blog also explores news that affects retirement, from the Wall Street Journal Digital Network and around the web. Lead bloggers are reporter Catey Hill and senior editor Jeremy Olshan. Other contributors include The Wall Street Journal’s retirement columnists Glenn Ruffenach and Anne Tergesen; the Director for the Center for Retirement Research at Boston College, Alicia Munnell; and the Director of Research for Pinnacle Advisory Group, Michael Kitces, CFP.

MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert

London Markets Open in:

need to know
Greek protests escalate over refugee camps
Viacom, Snapchat sign multi-year ad deal
France: Facebook infringing on privacy
Fed: Too white, too male, too many bankers?
Film flops hurt 21st Century Fox outlook
Stocks trim losses; S&P 500 at 2-year low
Apollo Education Group to be taken private
Cracking down on college financial-aid cheats


Is the gold rally the real deal or ‘fool's gold’?

Google CEO Sundar Pichai gets $199 million in stock

Tesla downward revision is among the biggest

India bans  Facebook’s free Internet service

Current quarter’s earnings outlook dims

Yelp’s billion-dollar path hits a detour

Yelp posts earnings early, CFO to step down

Zenefits CEO steps down, David Sacks steps into role

Bloomberg tells FT he’s considering presidential run

Computer virus wants to remind you to have a nice day
Justice Department data exposed in breach

Yellen may say goal is not to slow the economy
Latest sign of a softening U.S. jobs market
Expansion won’t die of old age: S.F. Fed study

12th March 1954:  Lynda Sharp pours water over her sister Margot whilst sharing a bath at their home in Chorley Wood, Buckinghamshire.  (Photo by Fox Photos/Getty Images)  
23 stocks they’re throwing out with the bathwater

Chipotle wants to give you a burrito — how to get it
What did Chipotle workers do today?
Chipotle closes up shop for a few hours Monday
VOTE: If not Chipotle, where would you eat?

Chesapeake denies bankruptcy plan as shares dive
What are the 8 strongest S&P energy stocks?

20 dividend stocks that Wall Street loves the most
The 20 dividend stocks that Wall Street loves most
Dividend stocks that will give you a raise

Venezuela can’t get Saudis to cut oil production
Only place left to invest if ‘Oilmageddon’ hits
Iran sets crude oil export volumes for Europe
Mark Mobius no longer investing in Petrobras


Rubio in freefall in New Hampshire betting
Republican primary: 3 things to watch
Voter turnout in each U.S. state (24/7 Wall St.)
Americans giving up citizenship at record rate

In the U.S., socialism is no longer such a dirty word
Bill Clinton: Sanders is ‘enemy of all things big’

How Clinton can rebound after New Hampshire

Blunders may reveal real flaws in Clinton and Rubio
All those terrible things Hillary Clinton has done

Geithner gets investment aid from J.P. Morgan

These ‘Buffett stocks’ are bargains in this market

Why a selloff in European bank stocks is ominous
Bank stocks have taken enough: analyst

What you can expect in Coca-Cola’s earnings

Hasbro blows past estimates as Star Wars boosts revenue
Hasbro blows past estimates on Star Wars boost
What to look for from Disney: Star Wars, ESPN

Teen gets to keep $20,000 gold bar found in lake
Gold one of Wall Street’s best bets early in 2016
Chinese herdsman finds 17-pound gold nugget



/conga/frontpage.html 367403

Markets »

165.88MDow Volume:
Avg Vol: 129.39M
Unchanged
121
Decliners
4802
Advancers
1600
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,027 -178 1.10%
Nasdaq
/quotes/zigman/12633936/realtime 4,284 -79 1.82%
S&P 500
/quotes/zigman/3870025/realtime 1,853 -27 1.42%
GlobalDow
/quotes/zigman/629063/realtime 2,091 -12 0.59%
Gold
/quotes/zigman/33772884/delayed 1,193 -5 0.43%
Oil
/quotes/zigman/2260836/delayed 29.97 +0.28 0.94%
FTSE 100
/quotes/zigman/3173262/delayed 5,689 -159 2.71%
DAX
/quotes/zigman/2380246/delayed 8,979 -307 3.30%
CAC 40
/quotes/zigman/3173214/delayed 4,066 -134 3.20%
FTSE MIB
/quotes/zigman/1482176/delayed 16,441 -809 4.69%
IBEX 35
/quotes/zigman/2759620/delayed 8,122 -377 4.44%
Stoxx 600
/quotes/zigman/2380150/delayed 314 -12 3.54%
Asia Dow
/quotes/zigman/6959860/realtime 2,463 -52 2.05%
Nikkei 225
/quotes/zigman/5986735/delayed 16,085 -919 5.40%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 23,960 -328 1.35%
Singapore
/quotes/zigman/1709939/delayed 2,623 +65 2.53%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 +0.00 0.03%
Yen
/quotes/zigman/16008150/realtime/sampled 115.18 -0.67 0.58%
Pound
/quotes/zigman/16008140/realtime/sampled 1.44 0.00 0.21%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.70 0.00 0.64%
DXY Index
/quotes/zigman/1652083/delayed 96.61 -0.07 0.07%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.71 +0.08 0.09%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.71 -0.04 2.44%
German 10y
/quotes/zigman/15866409/realtime 0.21 -0.01 6.36%
Italy 10yr
/quotes/zigman/15866497/realtime 1.70 0.00 0.00%
Spain 10yr
/quotes/zigman/15866444/realtime 1.76 0.00 0.00%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime -0.02 -0.06 167.39%
Crude Oil
/quotes/zigman/2260836/delayed 30 +0 0.94%
Gold
/quotes/zigman/33772884/delayed 1,193 -5 0.43%
Corn
/quotes/zigman/25518691/delayed 362 -1 0.21%
DJIA F
/quotes/zigman/48241424/delayed 15,848 -140 0.88%
S&P F
/quotes/zigman/43106711/delayed 1,835 -17 0.90%
Silver
/quotes/zigman/32655632/delayed 15 0 0.20%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 99.75 -4.32 -4.15%
AAPL /quotes/zigman/68270/composite 95.01 0.99 1.05%
GOOG /quotes/zigman/59527964/composite 682.74 -0.83 -0.12%
BAC /quotes/zigman/190927/composite 12.27 -0.68 -5.25%
C /quotes/zigman/5065548/composite 37.81 -2.05 -5.14%
F /quotes/zigman/264304/composite 11.59 0.14 1.22%
T /quotes/zigman/398198/composite 37.11 0.23 0.62%
BP /quotes/zigman/247026/composite 29.92 -0.54 -1.77%
GE /quotes/zigman/227468/composite 28.17 -0.37 -1.30%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
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MarketWatch Portfolio

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Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.88% 11.62%
Business 13.12% 13.11% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.30% 14.12%
Airline 15.17% 15.16% 15.10%
Cash Back 15.26% 15.23% 15.27%
Reward 15.28% 15.25% 15.14%
Instant Approval 18.21% 18.18% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/118681/composite TSLA-8.99%
  • /quotes/zigman/41663/composite GLD+1.34%
  • /quotes/zigman/420125/composite GDX+2.46%
  • /quotes/zigman/3059264/composite DUST-7.06%
  • /quotes/zigman/59392505/composite NUGT+6.81%
X
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

MarketWatch will continue to provide the same important news and information you rely on every day. And, as a MarketWatch user, you will be able to enjoy:

  • Personalized news and quote email alerts
  • Editorial e-newsletters about personal finance, mutual funds and market-specific coverage
  • Premium newsletters by our market experts
  • Games, such as Virtual Stock Exchange and Beat the Darts
  • Free WSJ.com registration