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New York Markets Close in:

need to know
Morgan Stanley cuts S&P 500 price target
Dollar Tree swings to net loss
GE wins $1 bln of orders in Asia-Pacific region
Penn West to cut staff 35%, suspend payout
U.S. car sales cool in August on late Labor Day
European markets fall | FTSE 100 down
Berkeley to join FTSE 100 index; Weir to go
Dollar slides against yen | Oil prices pull back
Chinese factory data pull Asian shares lower
Man Group's China chief in custody: report

Avi Gilburt: There is a lot of bull left in this stock market
There’s a lot of bull left in this stock market

Gold screams summer stock correction not over
Gold screams stock correction not over

Unlucky lottery winner gets IOU from Illinois

Yahoo CEO Marissa Mayer
Yahoo CEO Marissa Mayer pregnant with twins

Apttus joins the billion-dollar startup club
Apttus joins the billion-dollar startup club


Chinese factory activity hits 3-year low

China sets new yuan rules

What to expect at September Apple event
What to expect at Apple event


Apple talks to Hollywood for exclusive content
Apple, Cisco team to put business users on iOS
Apple will let iPhone and iPad users block ads
Lost Apple deal leads to 40% job cut at GT

Trump says Mount McKinley name change ‘insult to Ohio’
Trump: Switch to Denali is ‘insult to Ohio’
Mount McKinley in Alaska is renamed Denali
Which U.S. president has the tallest mountain?

Classified details blacked out in new Clinton emails
Classified details blacked out in new emails
Clinton says she supports ‘revolving door’ bill
Biden a tougher matchup than Clinton: poll

Taleb’s ‘Black Swan’ fund made $1 bln in a week

Personal beliefs don’t belong in retirement accounts

Take your company pension, or buy an annuity?
Take your company pension, or buy an annuity?

Cheeseburgers and happiness always on the menu for Warren Buffett — and Jimmy Buffett, too
Farrell: Recipes for happiness, from Buffett and others
Happy 85th birthday to the $67 billion man

Ode to that legendary New York steakhouse the Palm

U.S. ready to punish China firms over cyber theft

Teacher with 111 tardies puts blame on breakfast
The automat is back — with a lot more quinoa

If Donald Trump can do it, why not Kanye West?
Dissatisfied voters are fueling Sanders, Trump

Disney to unveil ‘Star Wars’ toys in unboxing event
Walt Disney leads Dow's losers for August


/conga/frontpage.html 353798

Markets »

17.08MDow Volume:
Avg Vol: 109.98M
Unchanged
145
Decliners
4838
Advancers
777
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,197 -331 2.00%
Nasdaq
/quotes/zigman/12633936/realtime 4,696 -81 1.69%
S&P 500
/quotes/zigman/3870025/realtime 1,934 -38 1.94%
GlobalDow
/quotes/zigman/629063/realtime 2,307 -48 2.05%
Gold
/quotes/zigman/662444/delayed 1,143 +11 0.93%
Oil
/quotes/zigman/2331095/delayed 47.07 -2.13 4.33%
FTSE 100
/quotes/zigman/3173262/delayed 6,061 -187 2.99%
DAX
/quotes/zigman/2380246/delayed 9,996 -263 2.57%
CAC 40
/quotes/zigman/3173214/delayed 4,533 -120 2.57%
FTSE MIB
/quotes/zigman/1482176/delayed 21,445 -497 2.26%
IBEX 35
/quotes/zigman/2759620/delayed 9,990 -269 2.62%
Stoxx 600
/quotes/zigman/2380150/delayed 352 -10 2.87%
Asia Dow
/quotes/zigman/6959860/realtime 2,715 -69 2.47%
Nikkei 225
/quotes/zigman/5986735/delayed 18,166 -725 3.84%
Hang Seng
/quotes/zigman/2622475/delayed 21,185 -485 2.24%
Shanghai
/quotes/zigman/1859015/delayed 3,167 -39 1.23%
Sensex
/quotes/zigman/1652085/delayed 25,696 -587 2.23%
Singapore
/quotes/zigman/1709939/delayed 2,883 -39 1.32%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 +0.00 0.31%
Yen
/quotes/zigman/16008150/realtime/sampled 120.13 -1.10 0.90%
Pound
/quotes/zigman/16008140/realtime/sampled 1.53 0.00 0.10%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 -0.01 0.87%
DXY Index
/quotes/zigman/1652083/delayed 95.61 -0.32 0.33%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.29 -0.14 0.16%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.18 -0.03 1.52%
German 10y
/quotes/zigman/15866409/realtime 0.80 +0.07 9.15%
Italy 10yr
/quotes/zigman/15866497/realtime 1.99 +0.06 3.35%
Spain 10yr
/quotes/zigman/15866444/realtime 2.13 +0.07 3.48%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.83 -0.02 0.97%
Japan 10yr
/quotes/zigman/15866525/realtime 0.36 -0.02 4.88%
Crude Oil
/quotes/zigman/2331095/delayed 47 -2 4.33%
Gold
/quotes/zigman/662444/delayed 1,143 +11 0.93%
Corn
/quotes/zigman/7599553/delayed 371 -4 1.07%
DJIA F
/quotes/zigman/38649152/delayed 16,137 -371 2.25%
S&P F
/quotes/zigman/30356461/delayed 1,923 -46 2.33%
Silver
/quotes/zigman/3134148/delayed 15 +0 0.16%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 87.79 -1.64 -1.83%
AAPL /quotes/zigman/68270/composite 111.16 -1.60 -1.42%
GOOG /quotes/zigman/30194416/composite 606.59 -11.66 -1.89%
BAC /quotes/zigman/190927/composite 16.01 -0.33 -2.03%
C /quotes/zigman/5065548/composite 52.06 -1.42 -2.66%
F /quotes/zigman/264304/composite 14.00 0.13 0.94%
T /quotes/zigman/398198/composite 32.52 -0.69 -2.06%
BP /quotes/zigman/247026/composite 32.57 -0.98 -2.91%
GE /quotes/zigman/227468/composite 24.16 -0.66 -2.67%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
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World News from MarketWatch

Rates »

5 yr CD
1.5%
2 yr CD
0.8%
1 yr CD
0.6%
MMA $10K+
0.3%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.62% 11.62% 11.53%
Business 12.85% 12.85% 12.85%
Student 13.14% 13.14% 13.14%
Balance Transfer 14.12% 14.12% 14.00%
Airline 15.10% 15.10% 15.15%
Reward 15.14% 15.14% 14.99%
Cash Back 15.27% 15.27% 15.26%
Instant Approval 18.00% 18.00% 17.93%
Bad Credit 22.73% 22.73% 22.48%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/12221594/composite AMBA-3.42%
  • /quotes/zigman/109619/composite DLTR-6.10%
  • /quotes/zigman/627449/realtime DJIA-1.99%
  • /quotes/zigman/24849617/composite AAL+0.30%
  • /quotes/zigman/463579/composite DAL+0.46%
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Encore
A blog about living in and planning for retirement

401(k) paperwork gets mixed grades on clarity

A lot is riding on the 401(k) industry’s new disclosure rules, which the Department of Labor hopes will give small business owners a plain-English explanation of what their retirement plans cost to run. But while some of these new forms are getting high marks, others appear to be adding to the confusion. (See our take here.)

Just what do the new documents look like? To give readers a sense of the feel, we asked Boston-based consulting firm Dalbar to give us two examples, one which earned high marks and one which earned low marks.

Dalbar scores T. Rowe Price’s version at 84.4 out of 100, with top marks for the way it presents costs and describes services the Baltimore-based money-manager provides. T. Rowe wasn’t perfect, however. It did get some points deducted for less-than-ideal descriptions of its conflicts of interest, among other things. A T. Rowe Price spokesman said the company believes it achieved its goal of satisfying the new rules’ technical requirements and communicating clearly to its clients.

Another well-known company, Morgan Stanley Smith Barney, received a much lower score, 31.2 out of 100. While T. Rowe Price’s form is a merciful eight pages, the version from Morgan Stanley is 43 pages and comes with a 39-page supplement. The documents are hardly beach reading. The first sentence of the main disclosure, which begins with the phrase “Pursuant to the U.S. Department of Labor’s regulations under Section 4018(b)(2)…”, is more than 70 words long.

Ed O’Connor, head of retirement services at Morgan Stanley Wealth Management, says the form’s length reflects the enormous range of services the company offers, and he urges small business owners that have questions to talk to their MSSB financial adviser. “It’s a challenge between being thorough and being succinct,” he says.

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About Encore

  • Encore examines the changing nature of retirement, from new rules and guidelines for financial security to the shifting identities and priorities of today’s retirees. The blog also explores news that affects retirement, from the Wall Street Journal Digital Network and around the web. Lead bloggers are reporter Catey Hill and senior editor Jeremy Olshan. Other contributors include The Wall Street Journal’s retirement columnists Glenn Ruffenach and Anne Tergesen; the Director for the Center for Retirement Research at Boston College, Alicia Munnell; and the Director of Research for Pinnacle Advisory Group, Michael Kitces, CFP.

MarketWatch - Stock Market Quotes, Business News, Financial News
Investor Alert

New York Markets Close in:

need to know
Morgan Stanley cuts S&P 500 price target
Dollar Tree swings to net loss
GE wins $1 bln of orders in Asia-Pacific region
Penn West to cut staff 35%, suspend payout
U.S. car sales cool in August on late Labor Day
European markets fall | FTSE 100 down
Berkeley to join FTSE 100 index; Weir to go
Dollar slides against yen | Oil prices pull back
Chinese factory data pull Asian shares lower
Man Group's China chief in custody: report

Avi Gilburt: There is a lot of bull left in this stock market
There’s a lot of bull left in this stock market

Gold screams summer stock correction not over
Gold screams stock correction not over

Unlucky lottery winner gets IOU from Illinois

Yahoo CEO Marissa Mayer
Yahoo CEO Marissa Mayer pregnant with twins

Apttus joins the billion-dollar startup club
Apttus joins the billion-dollar startup club


Chinese factory activity hits 3-year low

China sets new yuan rules

What to expect at September Apple event
What to expect at Apple event


Apple talks to Hollywood for exclusive content
Apple, Cisco team to put business users on iOS
Apple will let iPhone and iPad users block ads
Lost Apple deal leads to 40% job cut at GT

Trump says Mount McKinley name change ‘insult to Ohio’
Trump: Switch to Denali is ‘insult to Ohio’
Mount McKinley in Alaska is renamed Denali
Which U.S. president has the tallest mountain?

Classified details blacked out in new Clinton emails
Classified details blacked out in new emails
Clinton says she supports ‘revolving door’ bill
Biden a tougher matchup than Clinton: poll

Taleb’s ‘Black Swan’ fund made $1 bln in a week

Personal beliefs don’t belong in retirement accounts

Take your company pension, or buy an annuity?
Take your company pension, or buy an annuity?

Cheeseburgers and happiness always on the menu for Warren Buffett — and Jimmy Buffett, too
Farrell: Recipes for happiness, from Buffett and others
Happy 85th birthday to the $67 billion man

Ode to that legendary New York steakhouse the Palm

U.S. ready to punish China firms over cyber theft

Teacher with 111 tardies puts blame on breakfast
The automat is back — with a lot more quinoa

If Donald Trump can do it, why not Kanye West?
Dissatisfied voters are fueling Sanders, Trump

Disney to unveil ‘Star Wars’ toys in unboxing event
Walt Disney leads Dow's losers for August


/conga/frontpage.html 353798

Markets »

17.08MDow Volume:
Avg Vol: 109.98M
Unchanged
145
Decliners
4838
Advancers
777
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,197 -331 2.00%
Nasdaq
/quotes/zigman/12633936/realtime 4,696 -81 1.69%
S&P 500
/quotes/zigman/3870025/realtime 1,934 -38 1.94%
GlobalDow
/quotes/zigman/629063/realtime 2,307 -48 2.05%
Gold
/quotes/zigman/662444/delayed 1,143 +11 0.93%
Oil
/quotes/zigman/2331095/delayed 47.07 -2.13 4.33%
FTSE 100
/quotes/zigman/3173262/delayed 6,061 -187 2.99%
DAX
/quotes/zigman/2380246/delayed 9,996 -263 2.57%
CAC 40
/quotes/zigman/3173214/delayed 4,533 -120 2.57%
FTSE MIB
/quotes/zigman/1482176/delayed 21,445 -497 2.26%
IBEX 35
/quotes/zigman/2759620/delayed 9,990 -269 2.62%
Stoxx 600
/quotes/zigman/2380150/delayed 352 -10 2.87%
Asia Dow
/quotes/zigman/6959860/realtime 2,715 -69 2.47%
Nikkei 225
/quotes/zigman/5986735/delayed 18,166 -725 3.84%
Hang Seng
/quotes/zigman/2622475/delayed 21,185 -485 2.24%
Shanghai
/quotes/zigman/1859015/delayed 3,167 -39 1.23%
Sensex
/quotes/zigman/1652085/delayed 25,696 -587 2.23%
Singapore
/quotes/zigman/1709939/delayed 2,883 -39 1.32%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 +0.00 0.31%
Yen
/quotes/zigman/16008150/realtime/sampled 120.13 -1.10 0.90%
Pound
/quotes/zigman/16008140/realtime/sampled 1.53 0.00 0.10%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 -0.01 0.87%
DXY Index
/quotes/zigman/1652083/delayed 95.61 -0.32 0.33%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.29 -0.14 0.16%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.18 -0.03 1.52%
German 10y
/quotes/zigman/15866409/realtime 0.80 +0.07 9.15%
Italy 10yr
/quotes/zigman/15866497/realtime 1.99 +0.06 3.35%
Spain 10yr
/quotes/zigman/15866444/realtime 2.13 +0.07 3.48%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.83 -0.02 0.97%
Japan 10yr
/quotes/zigman/15866525/realtime 0.36 -0.02 4.88%
Crude Oil
/quotes/zigman/2331095/delayed 47 -2 4.33%
Gold
/quotes/zigman/662444/delayed 1,143 +11 0.93%
Corn
/quotes/zigman/7599553/delayed 371 -4 1.07%
DJIA F
/quotes/zigman/38649152/delayed 16,137 -371 2.25%
S&P F
/quotes/zigman/30356461/delayed 1,923 -46 2.33%
Silver
/quotes/zigman/3134148/delayed 15 +0 0.16%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 87.79 -1.64 -1.83%
AAPL /quotes/zigman/68270/composite 111.16 -1.60 -1.42%
GOOG /quotes/zigman/30194416/composite 606.59 -11.66 -1.89%
BAC /quotes/zigman/190927/composite 16.01 -0.33 -2.03%
C /quotes/zigman/5065548/composite 52.06 -1.42 -2.66%
F /quotes/zigman/264304/composite 14.00 0.13 0.94%
T /quotes/zigman/398198/composite 32.52 -0.69 -2.06%
BP /quotes/zigman/247026/composite 32.57 -0.98 -2.91%
GE /quotes/zigman/227468/composite 24.16 -0.66 -2.67%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
Please log in to view your watchlist
MarketWatch Portfolio

World News from MarketWatch

Rates »

5 yr CD
1.5%
2 yr CD
0.8%
1 yr CD
0.6%
MMA $10K+
0.3%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.62% 11.62% 11.53%
Business 12.85% 12.85% 12.85%
Student 13.14% 13.14% 13.14%
Balance Transfer 14.12% 14.12% 14.00%
Airline 15.10% 15.10% 15.15%
Reward 15.14% 15.14% 14.99%
Cash Back 15.27% 15.27% 15.26%
Instant Approval 18.00% 18.00% 17.93%
Bad Credit 22.73% 22.73% 22.48%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/12221594/composite AMBA-3.42%
  • /quotes/zigman/109619/composite DLTR-6.10%
  • /quotes/zigman/627449/realtime DJIA-1.99%
  • /quotes/zigman/24849617/composite AAL+0.30%
  • /quotes/zigman/463579/composite DAL+0.46%
X
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

MarketWatch will continue to provide the same important news and information you rely on every day. And, as a MarketWatch user, you will be able to enjoy:

  • Personalized news and quote email alerts
  • Editorial e-newsletters about personal finance, mutual funds and market-specific coverage
  • Premium newsletters by our market experts
  • Games, such as Virtual Stock Exchange and Beat the Darts
  • Free WSJ.com registration

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