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Neiman Marcus postponing IPO: report
Intel reports lower third-quarter earnings
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Government must ‘self-disrupt’ or get left behind

Rare photo bought for $2 is now worth $5 million

This state has the savviest savers, investors

Tarullo and Brainard reject Phillips Curve
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Fed’s Brainard joins the rate-policy doves
Fed’s Bullard differs with dovish Brainard

Last-minute tips for Oct. 15 income-tax-return filers

Sharing your Netflix password is a form of piracy

Obama’s advice for Kanye if he runs for president
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Ferrari IPO could value car maker at nearly $10 billion
7 things to know about Ferrari ahead of its IPO

Volkswagen to cut investment by $1 billion a year
German economy hurt by Volkswagen scandal

VW credit downgraded by Standard & Poor’s
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5 common mistakes in volatile markets

Falling profits don’t signal an economic recession

Paramount, DiCaprio plan VW scandal movie

Best forecasting score in 10 years wins for CIBC

‘Pan’ gets the hook:
4 problems as film bombs
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Bond markets hint China gloom is overdone
Don’t believe the hype: China is not collapsing
China is now a big red flag for U.S. stocks
David Marsh: Keep eye on P-Group of nations

Dollar-cost averaging won’t prevent losses

Next crisis, look for Fed to deploy negative rates
Buried in Fed minutes: downgrade of economy
World central bankers urge Fed to hike rates 

Selfies study confirms everything you suspect
Facebook is getting more and more like AARP
Sorry, but Facebook disliked its ‘dislike’ button

Dell-EMC deal is a ‘wake-up call’ for big tech
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J.P. Morgan to staff: No more free BlackBerry for you
End of the company-issued smartphone?

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Markets »

99.40MDow Volume:
Avg Vol: 127.01M
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
/quotes/zigman/627449/realtime 17,082 -50 0.29%
/quotes/zigman/12633936/realtime 4,797 -42 0.87%
S&P 500
/quotes/zigman/3870025/realtime 2,004 -14 0.68%
/quotes/zigman/629063/realtime 2,385 -6 0.26%
/quotes/zigman/662444/delayed 1,172 +7 0.59%
/quotes/zigman/2331098/delayed 46.86 +0.20 0.43%
FTSE 100
/quotes/zigman/3173262/delayed 6,342 -29 0.45%
/quotes/zigman/2380246/delayed 10,033 -87 0.86%
CAC 40
/quotes/zigman/3173214/delayed 4,643 -45 0.97%
/quotes/zigman/1482176/delayed 22,048 -43 0.19%
/quotes/zigman/2759620/delayed 10,115 -131 1.28%
Stoxx 600
/quotes/zigman/2380150/delayed 358 -3 0.92%
Asia Dow
/quotes/zigman/6959860/realtime 2,836 -28 0.99%
Nikkei 225
/quotes/zigman/5986735/delayed 17,872 -363 1.99%
Hang Seng
/quotes/zigman/2622475/delayed 22,526 -75 0.33%
/quotes/zigman/1859015/delayed 3,299 +5 0.16%
/quotes/zigman/1652085/delayed 26,847 -58 0.21%
/quotes/zigman/1709939/delayed 2,999 +14 0.46%
/quotes/zigman/16008136/realtime/sampled 1.14 +0.00 0.07%
/quotes/zigman/16008150/realtime/sampled 119.68 -0.06 0.05%
/quotes/zigman/16008140/realtime/sampled 1.53 +0.00 0.22%
/quotes/zigman/16008115/realtime/sampled 0.72 0.00 0.11%
DXY Index
/quotes/zigman/1652083/delayed 94.70 -0.06 0.07%
WSJ $ Idx
/quotes/zigman/41508961/realtime 87.35 -0.08 0.10%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.05 +0.00 0.17%
German 10y
/quotes/zigman/15866409/realtime 0.59 +0.01 1.64%
Italy 10yr
/quotes/zigman/15866497/realtime 1.67 -0.01 0.79%
Spain 10yr
/quotes/zigman/15866444/realtime 1.81 0.00 0.20%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.73 +0.01 0.64%
Japan 10yr
/quotes/zigman/15866525/realtime 0.32 0.00 0.44%
Crude Oil
/quotes/zigman/2331098/delayed 47 +0 0.43%
/quotes/zigman/662444/delayed 1,172 +7 0.59%
/quotes/zigman/7599553/delayed 383 -2 0.46%
/quotes/zigman/43091394/delayed 16,979 +6 0.04%
/quotes/zigman/38661040/delayed 1,995 +1 0.03%
/quotes/zigman/3134148/delayed 16 +0 0.55%


Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 94.12 -0.14 -0.15%
AAPL /quotes/zigman/68270/composite 111.79 0.19 0.17%
GOOG /quotes/zigman/59527964/composite 652.30 5.63 0.87%
BAC /quotes/zigman/190927/composite 15.52 0.00 0.00%
C /quotes/zigman/5065548/composite 51.21 -0.07 -0.14%
F /quotes/zigman/264304/composite 14.94 -0.04 -0.27%
T /quotes/zigman/398198/composite 33.22 -0.08 -0.24%
BP /quotes/zigman/247026/composite 34.73 -0.64 -1.81%
GE /quotes/zigman/227468/composite 27.87 -0.22 -0.78%
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5 yr CD
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MMA $10K+
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National averages from

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.62% 11.62% 11.62%
Business 12.85% 12.85% 12.85%
Student 13.14% 13.14% 13.14%
Balance Transfer 14.12% 14.12% 14.04%
Airline 15.10% 15.10% 15.10%
Reward 15.14% 15.14% 15.04%
Cash Back 15.27% 15.27% 15.26%
Instant Approval 18.00% 18.00% 17.93%
Bad Credit 22.73% 22.73% 22.48%


Trending Tickers
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SmartMoney Blogs

A blog about living in and planning for retirement

Wonks at War Over IRA Study

One of the wonkiest debates in retirement planning is arguably also one of the most important. It’s about whether financial advisers who sell IRAs should be required to follow the so-called fiduciary standard. A fiduciary is required to act in a client’s best financial interests; someone who doesn’t follow the standard can sell a client almost any investment product that’s “suitable”—even if it’s expensive, or if selling it earns the adviser a fat commission.

Opponents of the fiduciary standard say that it would generate red tape and liability issues that would make the system more expensive for consumers. And recently, that side of the debate got some valuable support, in the form of a third-party study that concluded that retirement-account clients whose advisers followed the fiduciary standard were already paying as much as 70% more than their peers. The report has had a lot of influence in Washington, D.C. policy circles. But as’s Ian Salisbury reports today, it includes some notable flaws in its methodology—and consumer advocates aren’t pleased.


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About Encore

  • Encore examines the changing nature of retirement, from new rules and guidelines for financial security to the shifting identities and priorities of today’s retirees. The blog also explores news that affects retirement, from the Wall Street Journal Digital Network and around the web. Lead bloggers are reporter Catey Hill and senior editor Jeremy Olshan. Other contributors include The Wall Street Journal’s retirement columnists Glenn Ruffenach and Anne Tergesen; the Director for the Center for Retirement Research at Boston College, Alicia Munnell; and the Director of Research for Pinnacle Advisory Group, Michael Kitces, CFP.