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Investor Alert
This century’s 5 worst investment calls, so far
Greenpan on housing bubble ranked by Howard Gold among the epid bad investment calls.
Is it 2008 all over again?

The 10 biggest online dating photo mistakes
Dating sites crack down on liars
What NOT to do on a dating website
10 dating apps that even their users can’t stand
Online-dating boomers can teach millennials
Dating in 2016: This is the etiquette

4 factors behind oil’s best one-day gain in 7 years
 AFP/Getty Images
Oil up more than 12%, but down for the week
Move over, China: India to drive oil demand

Tour a $22 million Marbella mansion built from marble
 ENGEL & VLKERS
U.S. cities with the most, least vacant housing
Location Scouts: Insider intel from top markets

Chevy’s new Bolt — the shape of things to come?
 General Motors
Why you probably won’t see 99 cent gas

‘Deadpool’ vs. ‘50 Shades’ for Valentine’s Day record
 Everett Collection
Lithe, beautiful: The ‘Jane’ in every movie script
Film clip: Back on the catwalk for 'Zoolander 2'
Martin Shkreli: Star of stage, screen, pharma

What ‘affordable’ Tesla Model 3 means for buyers
What the ‘affordable’ Tesla Model 3 rollout means for car buyers Getty Images
Tesla predicts rosy 2016 —can Musk deliver?
Tesla’s Model 3: The 5 things we now know

The top 10 tax havens for individuals in the world
 Shutterstock.com
Watch out for these tricky tax issues this year

Challenging job: President Trump’s top diplomat
LOS ANGELES, CA - SEPTEMBER 15:  Republican presidential candidate Donald Trump speaks during a campaign rally aboard the USS Iowa on September 15, 2015 in Los Angeles, California. Donald Trump is campaigning in Los Angeles a day ahead of the CNN GOP debate that will be broadcast from the Ronald Reagan Presidential Library in Simi Valley.  (Photo by Justin Sullivan/Getty Images)  Getty Images
Voters don’t care about promises — just vision

How did Kissinger get into Clinton-Sanders debate?
Former U.S. Secretary of State Henry Kissinger listens to a question at China Development Forum, in Beijing March 21, 2015. REUTERS/Jason Lee  Reuters
Clinton, Sanders clash over costs at debate

A rare bit of good news about dementia
LLANDUDNO, WALES - SEPTEMBER 08:  Senior citizens walk along Llandudno Pier on September 8, 2014 in Llandudno, Wales. Britain is facing multiple problems stemming from an increase in the elderly proportion of its population, including increasing health care costs, strains on its social security system, a shortage of senior care workers and challenges to the employment market.  (Photo by Christopher Furlong/Getty Images)  Getty Images

Burger King’s hot dog plan is so crazy it could work
Burger King to make its biggest menu change yet  Getty Images


need to know
BAE poised to name Charles Woodburn as COO
Kohl's tells 3 top execs their positions are cut
Pope Francis in Cuba for historic meeting
Uber to pay $28.5 million in safety claim case
Shake Shack plans to open in St. Louis
Zika vaccine is at least a year and a half away
10 big stories you’ve missed this week

It’s a ‘new Cold War,’ warns Russian premier

Was that a short-covering rally we saw Friday?

23 ‘loser’ stocks thrown out with the bathwater

What bear market? Stocks look likely to rise

5 signs we might already be in a bear market
Looks like time for bottom fishing in stocks

‘Year of Monkey’ puts China stocks in focus

Funny #Fed Valentines — best of  this year’s quips

Bank of America chief gets a 23% pay raise
Intel lured Qualcomm exec with $25 mln pay
CEO Jamie Dimon’s $26 mln bet on J.P. Morgan

I want my disabled sister out of our family home

Google exec squirms when questioned about pay

Something pink and potable for Valentine’s Day?
Passy samples rosé cider
9 incredibly romantic wines

ECB may finally deal a deathblow to the €500 bill
Yen has crossed a ‘line in the sand’
Time for a coordinated response to the yuan?
Dollar to hit ¥95 by end of the year: Barclays

This can’t be why Apple made Beats deal with Dre

5 things to know about the Costco and AmEx breakup

How grocery business got ‘barbell’ shape

Grammys make Memphis candy shop a winner

Economists increasingly see Fed hands as tied
What central-bank failures mean for investors
Have central banks lost market credibility?

How I paid off my student loans early

College freshmen most liberal since Vietnam

Big banks are fleeing the mortgage market
Big banks are fleeing the mortgage market
Boomers are loading up on debt, not millennials

Taxpayers already paying for future Super Bowls

Beer’s incessant infighting clouds the big picture

How to buy a used car
The correct way to go about buying a used car

Don’t get smoked by your marijuana investment

Actually, the most popular new emoji isn’t the taco
/conga/frontpage.html 367898

Markets »

132.55MDow Volume:
Avg Vol: 132.70M
Unchanged
134
Decliners
1500
Advancers
4873
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 15,974 +314 2.00%
Nasdaq
/quotes/zigman/12633936/realtime 4,338 +71 1.66%
S&P 500
/quotes/zigman/3870025/realtime 1,865 +36 1.95%
GlobalDow
/quotes/zigman/629063/realtime 2,070 +23 1.11%
Gold
/quotes/zigman/33772884/delayed 1,239 -9 0.75%
Oil
/quotes/zigman/2260836/delayed 29.02 +2.81 10.72%
FTSE 100
/quotes/zigman/3173262/delayed 5,708 +171 3.08%
DAX
/quotes/zigman/2380246/delayed 8,968 +215 2.45%
CAC 40
/quotes/zigman/3173214/delayed 3,995 +98 2.52%
FTSE MIB
/quotes/zigman/1482176/delayed 16,515 +742 4.70%
IBEX 35
/quotes/zigman/2759620/delayed 7,921 +175 2.25%
Stoxx 600
/quotes/zigman/2380150/delayed 312 +9 2.91%
Asia Dow
/quotes/zigman/6959860/realtime 2,385 -51 2.10%
Nikkei 225
/quotes/zigman/5986735/delayed 14,953 -761 4.84%
Hang Seng
/quotes/zigman/2622475/delayed 18,320 -226 1.22%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 22,986 +34 0.15%
Singapore
/quotes/zigman/1709939/delayed 2,540 +2 0.07%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 -0.01 0.61%
Yen
/quotes/zigman/16008150/realtime/sampled 113.25 +0.83 0.74%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.00 0.18%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 0.00 0.04%
DXY Index
/quotes/zigman/1652083/delayed 95.97 +0.36 0.38%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.99 +0.23 0.26%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.75 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.26 +0.07 37.97%
Italy 10yr
/quotes/zigman/15866497/realtime 1.64 -0.08 4.67%
Spain 10yr
/quotes/zigman/15866444/realtime 1.74 -0.04 2.01%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.08 0.00 0.00%
Crude Oil
/quotes/zigman/2260836/delayed 29 +3 10.72%
Gold
/quotes/zigman/33772884/delayed 1,239 -9 0.75%
Corn
/quotes/zigman/25518696/delayed 364 -1 0.27%
DJIA F
/quotes/zigman/48241424/delayed 15,925 +313 2.00%
S&P F
/quotes/zigman/43106711/delayed 1,860 +36 1.95%
Silver
/quotes/zigman/32655632/delayed 16 0 0.03%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 102.01 0.10 0.10%
AAPL /quotes/zigman/68270/composite 93.99 0.29 0.31%
GOOG /quotes/zigman/59527964/composite 682.40 -0.71 -0.10%
BAC /quotes/zigman/190927/composite 11.95 0.79 7.08%
C /quotes/zigman/5065548/composite 37.54 2.56 7.32%
F /quotes/zigman/264304/composite 11.55 0.38 3.40%
T /quotes/zigman/398198/composite 36.47 0.26 0.72%
BP /quotes/zigman/247026/composite 29.02 1.38 4.99%
GE /quotes/zigman/227468/composite 28.26 0.81 2.95%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
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Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.6%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.20% 15.26% 15.27%
Reward 15.25% 15.28% 15.14%
Instant Approval 18.02% 18.21% 18.00%
Bad Credit 22.56% 22.88% 22.73%
Source:CreditCards.com

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Encore
A blog about living in and planning for retirement

Making Sense of the Affordable Care Act

Whatever your opinion of the Affordable Care Act, many individuals and businesses remain unfamiliar with the particulars of the legislation. This collection of resources can get you up to speed.

Pincasso / Shutterstock.com

The Supreme Court decision last week upholding the bulk of President Obama’s health-care law highlighted both a challenge for the White House and a criticism of health reform: sizable numbers of Americans don’t understand how it works and what it might cost them.

To give people a basic understanding of the Affordable Care Act, the Kaiser Family Foundation, a nonprofit and nonpartisan research group that focuses on health care, has assembled several reports and tools that provide a good overview of the legislation: how and when it will be implemented and what its impact will be. Among the resources:

  • A summary of the act and an interactive timeline that helps explain the act’s provisions.
  • A flow chart and analysis of how the “individual mandate” – the requirement that most people carry a minimum level of insurance coverage – would work.
  • A map that shows where individual states stand in developing insurance exchanges.
  • A calculator that estimates tax subsidies for people who buy coverage through the exchanges.
  • An infographic that illustrates employers’ responsibilities.
  •  Illustrated profiles that illustrate how the law’s coverage provisions might affect individuals and businesses.

Separately, a new poll from the Kaiser Family Foundation finds that a slim majority of Americans, for the moment, have had their fill of health-care talk. Fifty-six percent of surveyed adults said they would like to see the law’s detractors stop their efforts to block implementation and move on to other national issues. (Not surprisingly, 82% of surveyed Democrats are in favor of moving to new issues, while almost seven in 10 surveyed Republicans – 69% – say they want to see efforts to stop the law continue.)

Regardless of your stance, the Kaiser resources should give you a better understanding of the Affordable Care Act and a better understanding of the debate surrounding health-care reform.

Comments

We welcome thoughtful comments from readers. Please comply with our guidelines. Our blogs do not require the use of your real name.

Comments (5 of 9)

View all Comments »
    • the letter was fautacl and all the facts can be substantiated with documentation that is public record.I disagree that the Principals do not have a contract. If Mr. Gaida did not have some binding agreement of his employment, they would not have paid him salary and benefits as part of his separation agreement which by the way is another contract.Second – You can choose who you want to vote for. If you want four more years of tax increases and wasted tax dollars being spent, then by all means vote for Murtha, Weischedel, Zarnich. Since Mr. Singleton is being endorsed by them and included in that group you can bet ya he will vote their way. Or you can choose to vote for any of the other six candidates. The newsletter informed voters of how their tax dollars were wasted and who was responsible for wasting their money.Third – the school address is a public address. It is used by the organizations such as PTA, the unions, the coaches, the cheerleader organization, the staff, the Superintendent, the Principals, and yes even the board members. Besides, if anyone used their own address on the return envelop of the newsletter, everyone knows that CAW would place a target on their back as well as pick on their kids. More importantly is the content of the newsletter which states true facts.I agree stuffing church bulletins wasn’t professional. But hay their actions speak volumes. Finally, voters have a choice. You must choose five. More of the same, then vote for Murtha, Weischedel, Zarnich and Singleton. Change the board, then vote for Bauer, Acon, Ziegler, Brant, Bailey or Long.Well-loved.

    • This piece of writing gives clear idea in support of the new visitors of blogging, that genuinely how to do blogging.

    • Great site. A lot of helpful information here. I am sending it to some pals ans also sharing in delicious. And of course, thank you for your effort!

    • your hot link goes to http.com

    • 8% of Americans do not have health care. (9 million of those make $75,000 a year and CAN AFFORD health care IF they would spend their money on it)

      No one has taken the time to look at why the rest of this 8% is not insured.

      Yes, you will the “exception to the rule” that has a pre-existing condition or has fallen through the cracks…but by and large they are people who have lived an irresponsible lifestyle and now want ME to pay for it.

      UNACCEPTABLE

About Encore

  • Encore examines the changing nature of retirement, from new rules and guidelines for financial security to the shifting identities and priorities of today’s retirees. The blog also explores news that affects retirement, from the Wall Street Journal Digital Network and around the web. Lead bloggers are reporter Catey Hill and senior editor Jeremy Olshan. Other contributors include The Wall Street Journal’s retirement columnists Glenn Ruffenach and Anne Tergesen; the Director for the Center for Retirement Research at Boston College, Alicia Munnell; and the Director of Research for Pinnacle Advisory Group, Michael Kitces, CFP.

MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert
This century’s 5 worst investment calls, so far
Greenpan on housing bubble ranked by Howard Gold among the epid bad investment calls.
Is it 2008 all over again?

The 10 biggest online dating photo mistakes
Dating sites crack down on liars
What NOT to do on a dating website
10 dating apps that even their users can’t stand
Online-dating boomers can teach millennials
Dating in 2016: This is the etiquette

4 factors behind oil’s best one-day gain in 7 years
 AFP/Getty Images
Oil up more than 12%, but down for the week
Move over, China: India to drive oil demand

Tour a $22 million Marbella mansion built from marble
 ENGEL & VLKERS
U.S. cities with the most, least vacant housing
Location Scouts: Insider intel from top markets

Chevy’s new Bolt — the shape of things to come?
 General Motors
Why you probably won’t see 99 cent gas

‘Deadpool’ vs. ‘50 Shades’ for Valentine’s Day record
 Everett Collection
Lithe, beautiful: The ‘Jane’ in every movie script
Film clip: Back on the catwalk for 'Zoolander 2'
Martin Shkreli: Star of stage, screen, pharma

What ‘affordable’ Tesla Model 3 means for buyers
What the ‘affordable’ Tesla Model 3 rollout means for car buyers Getty Images
Tesla predicts rosy 2016 —can Musk deliver?
Tesla’s Model 3: The 5 things we now know

The top 10 tax havens for individuals in the world
 Shutterstock.com
Watch out for these tricky tax issues this year

Challenging job: President Trump’s top diplomat
LOS ANGELES, CA - SEPTEMBER 15:  Republican presidential candidate Donald Trump speaks during a campaign rally aboard the USS Iowa on September 15, 2015 in Los Angeles, California. Donald Trump is campaigning in Los Angeles a day ahead of the CNN GOP debate that will be broadcast from the Ronald Reagan Presidential Library in Simi Valley.  (Photo by Justin Sullivan/Getty Images)  Getty Images
Voters don’t care about promises — just vision

How did Kissinger get into Clinton-Sanders debate?
Former U.S. Secretary of State Henry Kissinger listens to a question at China Development Forum, in Beijing March 21, 2015. REUTERS/Jason Lee  Reuters
Clinton, Sanders clash over costs at debate

A rare bit of good news about dementia
LLANDUDNO, WALES - SEPTEMBER 08:  Senior citizens walk along Llandudno Pier on September 8, 2014 in Llandudno, Wales. Britain is facing multiple problems stemming from an increase in the elderly proportion of its population, including increasing health care costs, strains on its social security system, a shortage of senior care workers and challenges to the employment market.  (Photo by Christopher Furlong/Getty Images)  Getty Images

Burger King’s hot dog plan is so crazy it could work
Burger King to make its biggest menu change yet  Getty Images


need to know
BAE poised to name Charles Woodburn as COO
Kohl's tells 3 top execs their positions are cut
Pope Francis in Cuba for historic meeting
Uber to pay $28.5 million in safety claim case
Shake Shack plans to open in St. Louis
Zika vaccine is at least a year and a half away
10 big stories you’ve missed this week

It’s a ‘new Cold War,’ warns Russian premier

Was that a short-covering rally we saw Friday?

23 ‘loser’ stocks thrown out with the bathwater

What bear market? Stocks look likely to rise

5 signs we might already be in a bear market
Looks like time for bottom fishing in stocks

‘Year of Monkey’ puts China stocks in focus

Funny #Fed Valentines — best of  this year’s quips

Bank of America chief gets a 23% pay raise
Intel lured Qualcomm exec with $25 mln pay
CEO Jamie Dimon’s $26 mln bet on J.P. Morgan

I want my disabled sister out of our family home

Google exec squirms when questioned about pay

Something pink and potable for Valentine’s Day?
Passy samples rosé cider
9 incredibly romantic wines

ECB may finally deal a deathblow to the €500 bill
Yen has crossed a ‘line in the sand’
Time for a coordinated response to the yuan?
Dollar to hit ¥95 by end of the year: Barclays

This can’t be why Apple made Beats deal with Dre

5 things to know about the Costco and AmEx breakup

How grocery business got ‘barbell’ shape

Grammys make Memphis candy shop a winner

Economists increasingly see Fed hands as tied
What central-bank failures mean for investors
Have central banks lost market credibility?

How I paid off my student loans early

College freshmen most liberal since Vietnam

Big banks are fleeing the mortgage market
Big banks are fleeing the mortgage market
Boomers are loading up on debt, not millennials

Taxpayers already paying for future Super Bowls

Beer’s incessant infighting clouds the big picture

How to buy a used car
The correct way to go about buying a used car

Don’t get smoked by your marijuana investment

Actually, the most popular new emoji isn’t the taco
/conga/frontpage.html 367898

Markets »

132.55MDow Volume:
Avg Vol: 132.70M
Unchanged
134
Decliners
1500
Advancers
4873
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 15,974 +314 2.00%
Nasdaq
/quotes/zigman/12633936/realtime 4,338 +71 1.66%
S&P 500
/quotes/zigman/3870025/realtime 1,865 +36 1.95%
GlobalDow
/quotes/zigman/629063/realtime 2,070 +23 1.11%
Gold
/quotes/zigman/33772884/delayed 1,239 -9 0.75%
Oil
/quotes/zigman/2260836/delayed 29.02 +2.81 10.72%
FTSE 100
/quotes/zigman/3173262/delayed 5,708 +171 3.08%
DAX
/quotes/zigman/2380246/delayed 8,968 +215 2.45%
CAC 40
/quotes/zigman/3173214/delayed 3,995 +98 2.52%
FTSE MIB
/quotes/zigman/1482176/delayed 16,515 +742 4.70%
IBEX 35
/quotes/zigman/2759620/delayed 7,921 +175 2.25%
Stoxx 600
/quotes/zigman/2380150/delayed 312 +9 2.91%
Asia Dow
/quotes/zigman/6959860/realtime 2,385 -51 2.10%
Nikkei 225
/quotes/zigman/5986735/delayed 14,953 -761 4.84%
Hang Seng
/quotes/zigman/2622475/delayed 18,320 -226 1.22%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 22,986 +34 0.15%
Singapore
/quotes/zigman/1709939/delayed 2,540 +2 0.07%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 -0.01 0.61%
Yen
/quotes/zigman/16008150/realtime/sampled 113.25 +0.83 0.74%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.00 0.18%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 0.00 0.04%
DXY Index
/quotes/zigman/1652083/delayed 95.97 +0.36 0.38%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.99 +0.23 0.26%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.75 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.26 +0.07 37.97%
Italy 10yr
/quotes/zigman/15866497/realtime 1.64 -0.08 4.67%
Spain 10yr
/quotes/zigman/15866444/realtime 1.74 -0.04 2.01%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.08 0.00 0.00%
Crude Oil
/quotes/zigman/2260836/delayed 29 +3 10.72%
Gold
/quotes/zigman/33772884/delayed 1,239 -9 0.75%
Corn
/quotes/zigman/25518696/delayed 364 -1 0.27%
DJIA F
/quotes/zigman/48241424/delayed 15,925 +313 2.00%
S&P F
/quotes/zigman/43106711/delayed 1,860 +36 1.95%
Silver
/quotes/zigman/32655632/delayed 16 0 0.03%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 102.01 0.10 0.10%
AAPL /quotes/zigman/68270/composite 93.99 0.29 0.31%
GOOG /quotes/zigman/59527964/composite 682.40 -0.71 -0.10%
BAC /quotes/zigman/190927/composite 11.95 0.79 7.08%
C /quotes/zigman/5065548/composite 37.54 2.56 7.32%
F /quotes/zigman/264304/composite 11.55 0.38 3.40%
T /quotes/zigman/398198/composite 36.47 0.26 0.72%
BP /quotes/zigman/247026/composite 29.02 1.38 4.99%
GE /quotes/zigman/227468/composite 28.26 0.81 2.95%
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Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.6%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.20% 15.26% 15.27%
Reward 15.25% 15.28% 15.14%
Instant Approval 18.02% 18.21% 18.00%
Bad Credit 22.56% 22.88% 22.73%
Source:CreditCards.com

Top 3 from Barron's

Today's list of the most-viewed stories from Barron's. More »

  1. 1.
  2. 2.
  3. 3.

Visit Barrons.com

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