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Film flops hurt 21st Century Fox outlook
Stocks trim losses; S&P 500 at 2-year low
Apollo Education Group to be taken private
Cracking down on college financial-aid cheats


Is the gold rally the real deal or ‘fool's gold’?

Google CEO Sundar Pichai gets $199 million in stock

Tesla downward revision is among the biggest

India bans  Facebook’s free Internet service

Current quarter’s earnings outlook dims

Yelp’s billion-dollar path hits a detour

Yelp posts earnings early, CFO to step down

Zenefits CEO steps down, David Sacks steps into role

Bloomberg tells FT he’s considering presidential run

Computer virus wants to remind you to have a nice day
Justice Department data exposed in breach

Yellen may say goal is not to slow the economy
Latest sign of a softening U.S. jobs market
Expansion won’t die of old age: S.F. Fed study

12th March 1954:  Lynda Sharp pours water over her sister Margot whilst sharing a bath at their home in Chorley Wood, Buckinghamshire.  (Photo by Fox Photos/Getty Images)  
23 stocks they’re throwing out with the bathwater

Chipotle wants to give you a burrito — how to get it
What did Chipotle workers do today?
Chipotle closes up shop for a few hours Monday
VOTE: If not Chipotle, where would you eat?

Chesapeake denies bankruptcy plan as shares dive
What are the 8 strongest S&P energy stocks?

20 dividend stocks that Wall Street loves the most
The 20 dividend stocks that Wall Street loves most
Dividend stocks that will give you a raise

Venezuela can’t get Saudis to cut oil production
Only place left to invest if ‘Oilmageddon’ hits
Iran sets crude oil export volumes for Europe
Mark Mobius no longer investing in Petrobras


Rubio in freefall in New Hampshire betting
Republican primary: 3 things to watch
Voter turnout in each U.S. state (24/7 Wall St.)
Americans giving up citizenship at record rate

In the U.S., socialism is no longer such a dirty word
Bill Clinton: Sanders is ‘enemy of all things big’

How Clinton can rebound after New Hampshire

Blunders may reveal real flaws in Clinton and Rubio
All those terrible things Hillary Clinton has done

Geithner gets investment aid from J.P. Morgan

These ‘Buffett stocks’ are bargains in this market

Why a selloff in European bank stocks is ominous
Bank stocks have taken enough: analyst

What you can expect in Coca-Cola’s earnings

Hasbro blows past estimates as Star Wars boosts revenue
Hasbro blows past estimates on Star Wars boost
What to look for from Disney: Star Wars, ESPN

Teen gets to keep $20,000 gold bar found in lake
Gold one of Wall Street’s best bets early in 2016
Chinese herdsman finds 17-pound gold nugget



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165.88MDow Volume:
Avg Vol: 129.39M
Unchanged
121
Decliners
4802
Advancers
1600
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
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Dow
/quotes/zigman/627449/realtime 16,027 -178 1.10%
Nasdaq
/quotes/zigman/12633936/realtime 4,284 -79 1.82%
S&P 500
/quotes/zigman/3870025/realtime 1,853 -27 1.42%
GlobalDow
/quotes/zigman/629063/realtime 2,093 -11 0.50%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.53%
Oil
/quotes/zigman/2260836/delayed 29.94 +0.26 0.88%
FTSE 100
/quotes/zigman/3173262/delayed 5,689 -159 2.71%
DAX
/quotes/zigman/2380246/delayed 8,979 -307 3.30%
CAC 40
/quotes/zigman/3173214/delayed 4,066 -134 3.20%
FTSE MIB
/quotes/zigman/1482176/delayed 16,441 -809 4.69%
IBEX 35
/quotes/zigman/2759620/delayed 8,122 -377 4.44%
Stoxx 600
/quotes/zigman/2380150/delayed 314 -12 3.54%
Asia Dow
/quotes/zigman/6959860/realtime 2,465 -50 1.98%
Nikkei 225
/quotes/zigman/5986735/delayed 16,085 -919 5.40%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 23,976 -312 1.28%
Singapore
/quotes/zigman/1709939/delayed 2,623 +65 2.53%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 +0.00 0.13%
Yen
/quotes/zigman/16008150/realtime/sampled 114.78 -1.07 0.93%
Pound
/quotes/zigman/16008140/realtime/sampled 1.44 0.00 0.11%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.70 0.00 0.59%
DXY Index
/quotes/zigman/1652083/delayed 96.54 -0.13 0.14%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.58 -0.05 0.06%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.70 -0.05 2.78%
German 10y
/quotes/zigman/15866409/realtime 0.22 0.00 0.00%
Italy 10yr
/quotes/zigman/15866497/realtime 1.70 0.00 0.00%
Spain 10yr
/quotes/zigman/15866444/realtime 1.76 0.00 0.00%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime -0.02 -0.06 158.70%
Crude Oil
/quotes/zigman/2260836/delayed 30 +0 0.88%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.53%
Corn
/quotes/zigman/25518691/delayed 362 -1 0.21%
DJIA F
/quotes/zigman/48241424/delayed 15,861 -127 0.79%
S&P F
/quotes/zigman/43106711/delayed 1,837 -15 0.82%
Silver
/quotes/zigman/32655632/delayed 15 0 0.33%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 99.75 -4.32 -4.15%
AAPL /quotes/zigman/68270/composite 95.01 0.99 1.05%
GOOG /quotes/zigman/59527964/composite 682.74 -0.83 -0.12%
BAC /quotes/zigman/190927/composite 12.27 -0.68 -5.25%
C /quotes/zigman/5065548/composite 37.81 -2.05 -5.14%
F /quotes/zigman/264304/composite 11.59 0.14 1.22%
T /quotes/zigman/398198/composite 37.11 0.23 0.62%
BP /quotes/zigman/247026/composite 29.92 -0.54 -1.77%
GE /quotes/zigman/227468/composite 28.17 -0.37 -1.30%
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Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.88% 11.62%
Business 13.12% 13.11% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.30% 14.12%
Airline 15.17% 15.16% 15.10%
Cash Back 15.26% 15.23% 15.27%
Reward 15.28% 15.25% 15.14%
Instant Approval 18.21% 18.18% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

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Encore
A blog about living in and planning for retirement

Health Care in Retirement Costs More Than Most Homes

Every year, Fidelity Investments calculates the amount a recent retiree will need to cover medical costs throughout retirement. And almost every, the number rises. This year is no exception. According to a news release Fidelity issued Wednesday, a 65-year-old couple retiring in 2012 will need an estimated $240,000 to pay their medical costs–up 4% from last year’s $230,000 estimate. For comparison, the median price of a U.S. home is $180,000.

Many assume that Medicare fully covers retiree medical costs. But those in the federal health care program must pay premiums for coverage under Medicare Parts B and D, which, respectively cover outpatient care and prescription drug costs. In addition, Medicare only covers a portion of the full cost of care. As a result, those in the program are liable for co-payments and deductibles. (That’s why many spring for a Medicare Supplement policy–which, of course, means they must pay additional premiums.)

In 2011, Fidelity says, the estimate of future healthcare costs declined slightly, due to a one-time reduction in out-of-pocket expenses for prescription drugs, driven by health care legislation. Here are some of the other highlights:

  • Estimated health care expenses have risen an average of 6% annually since Fidelity’s initial $160,000 calculation in 2002.
  • A 65-year-old couple retiring this year with a household income of $75,000 should expect to devote 35 percent of their annual Social Security benefit (about $10,476) to health care expenses.
  • Of the $240,000 in expected expenses, an estimated 23% will go to prescription drugs, 32% for Medicare Parts B & D premiums, and 45% for co-pays, co-insurance and deductibles.

Even more sobering: The estimates do not include any costs associated with nursing home care.

According to Fidelity, Social Security’s annual average cost of living adjustment is 2.3%, or far below the  6% increase in retiree health care costs.

Comments

We welcome thoughtful comments from readers. Please comply with our guidelines. Our blogs do not require the use of your real name.

Comments (5 of 6)

View all Comments »
    • I’ve been surfing on-line greater than three hours nowadays, yet I never discovered any fascinating article like yours. It’s beautiful value enough for me. Personally, if all site owners and bloggers made excellent content as you probably did, the net will likely be a lot more useful than ever before. “A winner never whines.” by Paul Brown.

    • I live in SE Florida and have a Medicare Advantage Plan through Humana. I pay nothing extra for prescription drugs, nothing extra for primary care physician office visits, and no co-pays if I get hospitalized. My monthly cost for this plan that combines Parts A, B, and D is $99. On top of all this, the plan also gives me a free monthly health club membership! I think that all of the Seniors in this country should be enrolled in a Medicare Advantage Plan like mine. It’s simply fabulous!

    • Help
      Nursing home. Costsnursing home
      Costs

      Nursing home
      Costs

      Nursing. Home. Costs

      Nursing. Home. Costs

    • Reality: and a whole lot more have very little. I’m counting on the ACA; that will take care of everything, won’t it? :)

    • Strategy point: Expire quickly!

About Encore

  • Encore examines the changing nature of retirement, from new rules and guidelines for financial security to the shifting identities and priorities of today’s retirees. The blog also explores news that affects retirement, from the Wall Street Journal Digital Network and around the web. Lead bloggers are reporter Catey Hill and senior editor Jeremy Olshan. Other contributors include The Wall Street Journal’s retirement columnists Glenn Ruffenach and Anne Tergesen; the Director for the Center for Retirement Research at Boston College, Alicia Munnell; and the Director of Research for Pinnacle Advisory Group, Michael Kitces, CFP.

MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert

London Markets Open in:

need to know
Greek protests escalate over refugee camps
Viacom, Snapchat sign multi-year ad deal
France: Facebook infringing on privacy
Fed: Too white, too male, too many bankers?
Film flops hurt 21st Century Fox outlook
Stocks trim losses; S&P 500 at 2-year low
Apollo Education Group to be taken private
Cracking down on college financial-aid cheats


Is the gold rally the real deal or ‘fool's gold’?

Google CEO Sundar Pichai gets $199 million in stock

Tesla downward revision is among the biggest

India bans  Facebook’s free Internet service

Current quarter’s earnings outlook dims

Yelp’s billion-dollar path hits a detour

Yelp posts earnings early, CFO to step down

Zenefits CEO steps down, David Sacks steps into role

Bloomberg tells FT he’s considering presidential run

Computer virus wants to remind you to have a nice day
Justice Department data exposed in breach

Yellen may say goal is not to slow the economy
Latest sign of a softening U.S. jobs market
Expansion won’t die of old age: S.F. Fed study

12th March 1954:  Lynda Sharp pours water over her sister Margot whilst sharing a bath at their home in Chorley Wood, Buckinghamshire.  (Photo by Fox Photos/Getty Images)  
23 stocks they’re throwing out with the bathwater

Chipotle wants to give you a burrito — how to get it
What did Chipotle workers do today?
Chipotle closes up shop for a few hours Monday
VOTE: If not Chipotle, where would you eat?

Chesapeake denies bankruptcy plan as shares dive
What are the 8 strongest S&P energy stocks?

20 dividend stocks that Wall Street loves the most
The 20 dividend stocks that Wall Street loves most
Dividend stocks that will give you a raise

Venezuela can’t get Saudis to cut oil production
Only place left to invest if ‘Oilmageddon’ hits
Iran sets crude oil export volumes for Europe
Mark Mobius no longer investing in Petrobras


Rubio in freefall in New Hampshire betting
Republican primary: 3 things to watch
Voter turnout in each U.S. state (24/7 Wall St.)
Americans giving up citizenship at record rate

In the U.S., socialism is no longer such a dirty word
Bill Clinton: Sanders is ‘enemy of all things big’

How Clinton can rebound after New Hampshire

Blunders may reveal real flaws in Clinton and Rubio
All those terrible things Hillary Clinton has done

Geithner gets investment aid from J.P. Morgan

These ‘Buffett stocks’ are bargains in this market

Why a selloff in European bank stocks is ominous
Bank stocks have taken enough: analyst

What you can expect in Coca-Cola’s earnings

Hasbro blows past estimates as Star Wars boosts revenue
Hasbro blows past estimates on Star Wars boost
What to look for from Disney: Star Wars, ESPN

Teen gets to keep $20,000 gold bar found in lake
Gold one of Wall Street’s best bets early in 2016
Chinese herdsman finds 17-pound gold nugget



/conga/frontpage.html 367403

Markets »

165.88MDow Volume:
Avg Vol: 129.39M
Unchanged
121
Decliners
4802
Advancers
1600
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,027 -178 1.10%
Nasdaq
/quotes/zigman/12633936/realtime 4,284 -79 1.82%
S&P 500
/quotes/zigman/3870025/realtime 1,853 -27 1.42%
GlobalDow
/quotes/zigman/629063/realtime 2,093 -11 0.51%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.53%
Oil
/quotes/zigman/2260836/delayed 29.94 +0.26 0.88%
FTSE 100
/quotes/zigman/3173262/delayed 5,689 -159 2.71%
DAX
/quotes/zigman/2380246/delayed 8,979 -307 3.30%
CAC 40
/quotes/zigman/3173214/delayed 4,066 -134 3.20%
FTSE MIB
/quotes/zigman/1482176/delayed 16,441 -809 4.69%
IBEX 35
/quotes/zigman/2759620/delayed 8,122 -377 4.44%
Stoxx 600
/quotes/zigman/2380150/delayed 314 -12 3.54%
Asia Dow
/quotes/zigman/6959860/realtime 2,465 -50 1.99%
Nikkei 225
/quotes/zigman/5986735/delayed 16,085 -919 5.40%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 23,973 -314 1.29%
Singapore
/quotes/zigman/1709939/delayed 2,623 +65 2.53%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 +0.00 0.13%
Yen
/quotes/zigman/16008150/realtime/sampled 114.78 -1.07 0.92%
Pound
/quotes/zigman/16008140/realtime/sampled 1.44 0.00 0.11%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.70 0.00 0.59%
DXY Index
/quotes/zigman/1652083/delayed 96.54 -0.13 0.14%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.58 -0.05 0.06%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.70 -0.05 2.78%
German 10y
/quotes/zigman/15866409/realtime 0.22 0.00 0.00%
Italy 10yr
/quotes/zigman/15866497/realtime 1.70 0.00 0.00%
Spain 10yr
/quotes/zigman/15866444/realtime 1.76 0.00 0.00%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime -0.02 -0.06 158.70%
Crude Oil
/quotes/zigman/2260836/delayed 30 +0 0.88%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.53%
Corn
/quotes/zigman/25518691/delayed 362 -1 0.21%
DJIA F
/quotes/zigman/48241424/delayed 15,861 -127 0.79%
S&P F
/quotes/zigman/43106711/delayed 1,837 -15 0.82%
Silver
/quotes/zigman/32655632/delayed 15 0 0.33%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 99.75 -4.32 -4.15%
AAPL /quotes/zigman/68270/composite 95.01 0.99 1.05%
GOOG /quotes/zigman/59527964/composite 682.74 -0.83 -0.12%
BAC /quotes/zigman/190927/composite 12.27 -0.68 -5.25%
C /quotes/zigman/5065548/composite 37.81 -2.05 -5.14%
F /quotes/zigman/264304/composite 11.59 0.14 1.22%
T /quotes/zigman/398198/composite 37.11 0.23 0.62%
BP /quotes/zigman/247026/composite 29.92 -0.54 -1.77%
GE /quotes/zigman/227468/composite 28.17 -0.37 -1.30%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
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Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.88% 11.62%
Business 13.12% 13.11% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.30% 14.12%
Airline 15.17% 15.16% 15.10%
Cash Back 15.26% 15.23% 15.27%
Reward 15.28% 15.25% 15.14%
Instant Approval 18.21% 18.18% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/41663/composite GLD+1.34%
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  • /quotes/zigman/3059264/composite DUST-7.06%
  • /quotes/zigman/420125/composite GDX+2.46%
  • /quotes/zigman/59386294/composite JNUG+12.76%
X
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

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  • Personalized news and quote email alerts
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