SmartMoney Blogs

Ask SmartMoney
Your personal finance questions, answered.

Retirement - All posts in category Retirement

About Ask SmartMoney

  • Ask SmartMoney has a single, simple mission: Answer your questions. Answers are written by the staff of and SmartMoney magazine, with the help of outside experts. Topics cover investing, spending, retirement planning, saving for college, insurance, taxes and more. Submit your question in the form below, or email

Submit your question

Your name (will not be published without your consent)
SmartMoney cannot answer all questions, and no questions will be answered without a verifiable name and email address.
Please email all customer service, tech questions, and general site feedback to
MarketWatch - Stock Market Quotes, Business News, Financial News

New York Markets Close in:

• Earnings Wall:
Meet World Cup’s biggest corporate winners, whiners
Germany cruised to victory in Brazil, but, in the corporate world cup there have been both star performers and egregious floppers. EA
Germany cruised to victory in Brazil, but, in the corporate world cup there have been both star performers and egregious floppers.

I complained online — and got back $1,200
I complained online and got $1,200 back Getty Images
Charles Passy runs down five ways to become a more effective complainer.
10 things consumers complain about most

A state-by-state map of foreclosure inventory
A state-by-state map of foreclosure inventory
The inventory of foreclosed homes dropped for the 32nd month in a row in June, but it's still high in some states.
2 new reverse-mortgage rules for couples

Twitter doesn’t pay its employees; investors do
Twitter needs to treat shareholders like Facebook does Getty Images
Deep Dive: Phil van Doorn explains why Twitter is going to have to ramp up its game considerably.
Twitter growth may hang on World Cup kick
Analysts rush to lift Twitter price targets
Twitter getting more government data requests

7 ways to love your boss as you do yourself
7 reasons I love my boss Netflix
The ideal boss, as David Brent might tell you, could very well be you.

How restaurants trick you into spending more
How menus trick you into spending more
Restaurant menus are carefully designed to encourage diners to spend more.

Parents, you’re paying for college in the wrong way
Parents, you're paying for college wrong AFP/Getty Images
When Junior’s college tuition bill comes, parents may want to rethink how they’re going to pay it.
3 pet medication scams and how to stop them

10 things winemakers
won’t tell you
10 things winemakers won't tell you AFP/Getty Images
What goes into your glass of Pinot? Food coloring, weird additives, and a 400% markup. MarketWatch explains the 10 secrets of the trade that winemakers won’t tell you.

Russell Brand slams Hannity over Gaza show
Russell Brand says Fox News host Sean Hannity acted like a terrorist in a recent "debate" on his show about the Israeli-Palestinian conflict.
Obama-Netanyahu ‘transcript’ fuels uproar
Commentary: Gaza could be economic oasis
Need to know
Synchrony off to lackluster start in stock debut
Apple to cut 200 jobs at Beats
CIA apologizes for spying on Senate staffers
Johnny Dronehunter, a shotgun-toting hero
The day the UCLA campus flooded
Ebola crisis in Africa deepens
Chicago exec kills self after shooting CEO

Focus on the economy
First Take: Wage gains could force Fed to hike
What to look for in July employment report
Small businesses add workers for 10th month
Jobless claims rise one week after 14-year low
Employment cost index increases
Chicago PMI plunges in biggest drop since 2008

Tilting toward bonds as you age could be the wrong move
Analysis: Research suggests we boost stock allocation as retirement nears, reports Bob Powell.
Treasurys swing higher as investors sweat

When to claim Social Security
RetireMentors: Educated guess at longevity is an important first step, says Jeffrey B. Miller.
Social Security is in crisis
'Set it and forget it' retirement plans

Risk-reward ratio isn’t favoring long-only speculator
Trading Deck: Rarity of positive pattern set-ups is a message for traders, says Kevin Marder.
Howard Gold: Dump these investments now

This marijuana stock is 900% higher and
still smoking
Analysis: Cannabis Sativa CEO calls potential “staggering,” writes Phil van Doorn.

Who raised those white flags in Brooklyn?
Rev. Bud Green, who claims responsibility for the white flags over the Brooklyn Bridge, is one motivated stoner.
Colorado rollout of legal marijuana a success

Argentina effectively in default
Argentina is effectively in default
A trustee in charge of some of Argentina's debt says a payment had not been made on the bonds, effectively putting the country in default.
Argentine stocks plunge after default
Does your mutual fund own Argentina’s bonds?
Emerging market ETFs still have a lot to show
Did you miss this boom in foreign stocks?

How Bill Ackman says he’s sorry
Hedge-fund billionaire acknowledges expose of Herbalife was a failure.

What to watch for in GoPro earnings
What to watch for in GoPro earnings
Camera-maker will publish its first quarterly earnings since it went public after the close on Thursday.

What to watch for in Tesla’s earnings
Tesla earnings: Look for factory news
Tesla Motors will report second-quarter earnings after the market closes.
What could bring down Tesla shares this week
Driverless cars set to hit U.K. roads
July car sales reach for an 8-year high

Train your doctors to treat you right
Train your doctors to treat you right
As people get older, they’re more likely to see multiple doctors—and often, those doctors don’t communicate enough with each other.

Paul Merriman: Not all Vanguard funds are created equal
Not all Vanguard funds are equal
RetireMentors: Vanguard’s Small Cap Value Index is an excellent fund but there’s an even better choice in the Vanguard suite, says Paul Merriman.
Beware side effects from a target fund cure-all

What to look for in LinkedIn earnings
Networking site is forecast to post higher profit and sales.

What to expect from Expedia earnings
Can Expedia beat views again?
What to look for when the online travel company reports earnings after the close.

Yelp shares fall on decline in new advertisers
Despite turning a profit, the ratings aggregator’s shares fall almost 12% after results.

World's unluckiest poker play out $1 million
World’s unluckiest poker player out $1 million
If you've ever missed out on a pot because your three-of-a-kind lost to a gut-shot straight at the river, Connor Drinan is playing a tiny violin for you.
/conga/frontpage.html 315652
Don’t expect much, says Bill Gross
Bill Gross explains why investors need to lower their expectations for capital gains over the coming years.

10 small byut snobby cities
10 small but snobby cities
Website ranks these cities as the snobbiest based on the highest median household income and home values, plus the number of art galleries and private schools.
A city-by-city look at home prices in May
6 Californias? How about 7 Rhode Islands

Do pigs get more space on planes than you?
Already uncomfortable coach airline seats are getting smaller — so small that some pigs get more space in their cages than you do in coach.

How terrorist groups make their money
Kidnappings and illicit oil sales: How al Qaeda and the Islamic State of Iraq and the Levant are bankrolling their operations.

Ruling on McDonald’s franchisees ignites firestorm
The National Labor Relations Board's ruling could cast a shadow across a wide variety of industries and companies that rely on franchise models.
McDonald’s ruling sets ominous tone
Yum: Shanghai Husi reports hit China chains
/conga/today.html 315617

Markets »

54.19MDow Volume:
Avg Vol: 78.42M
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
/quotes/zigman/627449/realtime 16,585 -295 1.75%
/quotes/zigman/12633936/realtime 4,371 -92 2.06%
S&P 500
/quotes/zigman/3870025/realtime 1,933 -38 1.91%
/quotes/zigman/629063/realtime 2,580 -39 1.48%
/quotes/zigman/635641/delayed 1,285 -12 0.91%
/quotes/zigman/2196854/delayed 98.11 -2.16 2.15%
FTSE 100
/quotes/zigman/3173262/delayed 6,730 -43 0.64%
/quotes/zigman/2380246/delayed 9,407 -186 1.94%
CAC 40
/quotes/zigman/3173214/delayed 4,246 -66 1.53%
/quotes/zigman/1482176/delayed 20,571 -317 1.52%
/quotes/zigman/2759620/delayed 10,707 -230 2.10%
Stoxx 600
/quotes/zigman/2380150/delayed 336 -4 1.31%
Asia Dow
/quotes/zigman/6959860/realtime 3,312 -21 0.64%
Nikkei 225
/quotes/zigman/5986735/delayed 15,621 -25 0.16%
Hang Seng
/quotes/zigman/2622475/delayed 24,757 +25 0.10%
/quotes/zigman/1859015/delayed 2,202 +20 0.93%
/quotes/zigman/1652085/delayed 25,895 -192 0.74%
/quotes/zigman/1709939/delayed 3,374 +20 0.61%
/quotes/zigman/4867933/realtime/sampled 1.34 0.00 0.06%
/quotes/zigman/4868099/realtime/sampled 102.83 +0.03 0.03%
/quotes/zigman/4867886/realtime/sampled 1.69 0.00 0.17%
/quotes/zigman/4867876/realtime/sampled 0.93 0.00 0.39%
DXY Index
/quotes/zigman/1652083/delayed 81.46 +0.06 0.07%
WSJ $ Idx
/quotes/zigman/9625991/realtime 73.91 +0.10 0.13%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.56 +0.00 0.14%
German 10y
/quotes/zigman/15866409/realtime 1.16 -0.01 1.28%
Italy 10yr
/quotes/zigman/15866497/realtime 2.58 +0.01 0.28%
Spain 10yr
/quotes/zigman/15866444/realtime 2.51 +0.02 0.99%
U.K. 10yr
/quotes/zigman/15866328/realtime 2.60 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.54 +0.01 1.09%
Crude Oil
98 -2 2.15%
1,285 -12 0.91%
/quotes/zigman/3098927/delayed 367 -5 1.21%
/quotes/zigman/21588489/delayed 16,534 -287 1.71%
/quotes/zigman/20258909/delayed 1,930 -36 1.81%
/quotes/zigman/12294966/delayed 20 0 0.64%


Symbol Price Change % Change
FB /quotes/nls/fb 72.63 -2.05 -2.74%
AAPL /quotes/nls/aapl 95.72 -2.43 -2.48%
GOOG /quotes/nls/goog 570.57 -16.85 -2.87%
BAC /quotes/nls/bac 15.28 -0.30 -1.93%
C /quotes/nls/c 48.95 -1.04 -2.08%
F /quotes/nls/f 17.07 -0.40 -2.26%
T /quotes/nls/t 35.57 -0.80 -2.19%
BP /quotes/nls/bp 49.03 -0.51 -1.03%
GE /quotes/nls/ge 25.19 -0.45 -1.77%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
Please log in to view your watchlist

Rates »

5 yr CD
2 yr CD
1 yr CD
MMA $10K+
MMA $50K+

National averages from

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 10.37% 10.37% 10.46%
Balance Transfer 12.64% 12.64% 12.55%
Business 12.80% 12.80% 12.98%
Student 13.27% 13.27% 13.27%
Cash Back 14.91% 14.91% 14.62%
Reward 15.00% 15.00% 14.91%
Airline 15.46% 15.46% 14.51%
Bad Credit 22.73% 22.73% 22.73%
Instant Approval 28.00% 28.00% 28.00%
Trending Tickers
  • /quotes/nls/acrx ACRX+5.97%
  • /quotes/nls/loco LOCO+60.20%
  • /quotes/nls/sd SD-2.77%
  • /quotes/nls/rad RAD-4.47%
  • /quotes/nls/galt GALT+11.66%
  • /quotes/nls/nxpi NXPI-3.57%
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

MarketWatch will continue to provide the same important news and information you rely on every day. And, as a MarketWatch user, you will be able to enjoy:

  • Personalized news and quote email alerts
  • Editorial e-newsletters about personal finance, mutual funds and market-specific coverage
  • Premium newsletters by our market experts
  • Games, such as Virtual Stock Exchange and Beat the Darts
  • Free registration

Email address


Forgot password?