SmartMoney Blogs

Ask SmartMoney
Your personal finance questions, answered.

Bonds - All posts in category Bonds

  • May 16, 2012
    2:29 PM ET

    What’s the Best Way to Invest in Bonds?

    Question: I want to invest in bonds. What’s the best way to go about it? How do yield fluctuations affect prices? What about interest rates?

  • May 7, 2012
    5:38 PM ET

    As a Retiree, How Should I Calculate My Asset Allocation?

    Question: When calculating my asset allocation, should I put dividend-paying stocks in the stock or bond category? I’m retired and don’t want to invest too aggressively.

  • Oct 11, 2011
    6:19 PM ET

    How Safe Are Savings Bonds?

    Question: How safe are Series I savings bonds? Can things like the recent debt-ceiling crisis affect them?

    – Janice Shabra, Green Valley, Ariz.

  • Aug 18, 2011
    4:42 PM ET

    How Should I Build a Bond Portfolio in My IRA?

    Question: Currently 40% of my retirement funds are in cash because I fear interest rates can only go up.  I’m earning only 1% and I realize this money should probably be invested in bonds.  I would prefer ETFs, but am open to managed funds.  Whatever funds I use would be within my IRA.  I am 64, but do not anticipate needing this money for a very long time, if ever.  My first question is allocation: Is a total bond market ETF adequate, or should I also invest in a foreign fund, high-yield fund, and/or TIPs?  What funds would you recommend, and what allocation?  My second question is even more important to me.  How do I get from cash to bond funds or ETFs?  All at once?  Two percent a month for 50 months? Short, intermediate, or long term?

    -John Duft, St. Jacob, Ill.

  • Jul 11, 2011
    1:54 PM ET

    Should I Buy Treasury Inflation-Protected Securities?

    Question: I’ve got most of my money in a tax-free municipal bond fund, but there seems to be a lot of fear in the muni market. Are Treasury inflation-protected securities (TIPS) a good alternative and if so, how do I buy them?

    – Chris Mooney, Watertown, Mass.

About Ask SmartMoney

  • Ask SmartMoney has a single, simple mission: Answer your questions. Answers are written by the staff of SmartMoney.com and SmartMoney magazine, with the help of outside experts. Topics cover investing, spending, retirement planning, saving for college, insurance, taxes and more. Submit your question in the form below, or email ask@smartmoney.com.

Submit your question

Your name (will not be published without your consent)
SmartMoney cannot answer all questions, and no questions will be answered without a verifiable name and email address.
Please email all customer service, tech questions, and general site feedback to sitefeedback@smartmoney.com