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New York Markets Open in:

Futures: /quotes/zigman/43106711/delayed S&P 500 +0.9% /quotes/zigman/48241424/delayed DOW +0.7% /quotes/zigman/43108768/delayed NASDAQ +1.3%

need to know
European stocks snap 7-day losing streak
FTSE 100 wobbles after sinking to 3-year low
Nissan net jumps 25% on U.S., Europe sales
Moller-Maersk earnings hit by oil, freight falls
SoftBank profit falls sharply, misses views
Oil hovers above $28 | Dollar falls vs. yen

Disney's ESPN woes undercut 'Star Wars' gain
What to expect from Whole Foods earnings
Japan stocks fall to lowest level since 2014

Why is everyone freaking out about ‘CoCos’?
Convertible bonds are alluring as stocks fall

Five questions that Janet Yellen must answer
Yellen may say goal is not to slow the economy
Fed: Too white, too male, too many bankers?
Expansion won’t die of old age: S.F. Fed study

Tim Cook deletes Super Bowl tweet after mockery

IRS says identity thieves breached its systems
How to know if your tax preparer is a crook
Tax software firm warns of data breach
White House's lesson about online security

Is it wise to hold onto cash reserves?

The sad truth of why retirement
is a myth

Why you should consider retiring abroad

Asahi bids more than $3.5 bln for Peroni, Grolsch
Heineken lifts dividend as profit rises
Carlsberg reports surprise net profit
Greene King sales rise, cheered by Christmas


Burberry sues, says J.C. Penney copied its designs
Hermès sales up 15% on euro, Asian demand

S.F. real estate looks like it did before dot-com crash
Every major city in the world, in one map

Americans quitting their jobs hit a nine-year high
NFIB survey hints wage gains are fleeting
Job openings are second highest on record

Recipe for less boring Oscar speeches

What to know before buying Beyoncé tickets

How to get mortgage approved: hope for sunny day

This stock market has been Europe’s best in 2016
Europe’s battles: migrants, ‘Brexit’ and ECB

Strategists are arguing that stocks need a true purge

A strand of Lennon’s hair is selling for $12,000

Do elite colleges really lead to higher salaries?
Make a lot of money without the Ivy League
Women, minorities get less from college

99 Cent Gas May Be on Its Way
99-cents-a-gallon gas may be on its way: 24/7 Wall St.
/conga/frontpage.html 367541

Markets »

127.74MDow Volume:
Avg Vol: 130.29M
Unchanged
156
Decliners
4273
Advancers
2073
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,014 -13 0.08%
Nasdaq
/quotes/zigman/12633936/realtime 4,269 -15 0.35%
S&P 500
/quotes/zigman/3870025/realtime 1,852 -1 0.07%
GlobalDow
/quotes/zigman/629063/realtime 2,092 +7 0.34%
Gold
/quotes/zigman/33772884/delayed 1,183 -16 1.33%
Oil
/quotes/zigman/2260836/delayed 28.57 +0.63 2.25%
FTSE 100
/quotes/zigman/3173262/delayed 5,693 +61 1.09%
DAX
/quotes/zigman/2380246/delayed 9,061 +182 2.04%
CAC 40
/quotes/zigman/3173214/delayed 4,080 +82 2.05%
FTSE MIB
/quotes/zigman/1482176/delayed 16,629 +716 4.50%
IBEX 35
/quotes/zigman/2759620/delayed 8,184 +256 3.23%
Stoxx 600
/quotes/zigman/2380150/delayed 316 +7 2.19%
Asia Dow
/quotes/zigman/6959860/realtime 2,455 -16 0.63%
Nikkei 225
/quotes/zigman/5986735/delayed 15,713 -372 2.31%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 23,783 -238 0.99%
Singapore
/quotes/zigman/1709939/delayed 2,582 -41 1.57%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 0.00 0.32%
Yen
/quotes/zigman/16008150/realtime/sampled 114.94 -0.18 0.15%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.00 0.27%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 +0.00 0.65%
DXY Index
/quotes/zigman/1652083/delayed 96.12 +0.06 0.06%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.19 -0.09 0.10%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.77 +0.04 2.47%
German 10y
/quotes/zigman/15866409/realtime 0.26 +0.02 9.36%
Italy 10yr
/quotes/zigman/15866497/realtime 1.62 -0.07 4.01%
Spain 10yr
/quotes/zigman/15866444/realtime 1.69 -0.09 5.14%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.44 +0.03 1.87%
Japan 10yr
/quotes/zigman/15866525/realtime 0.01 +0.04 165.64%
Crude Oil
/quotes/zigman/2260836/delayed 29 +1 2.25%
Gold
/quotes/zigman/33772884/delayed 1,183 -16 1.33%
Corn
/quotes/zigman/25518691/delayed 360 -1 0.28%
DJIA F
/quotes/zigman/48241424/delayed 16,075 +116 0.73%
S&P F
/quotes/zigman/43106711/delayed 1,865 +17 0.89%
Silver
/quotes/zigman/32655632/delayed 15 0 2.03%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 99.54 -0.21 -0.21%
AAPL /quotes/zigman/68270/composite 94.99 -0.02 -0.02%
GOOG /quotes/zigman/59527964/composite 678.11 -4.63 -0.68%
BAC /quotes/zigman/190927/composite 12.20 -0.07 -0.57%
C /quotes/zigman/5065548/composite 37.51 -0.30 -0.79%
F /quotes/zigman/264304/composite 11.35 -0.24 -2.07%
T /quotes/zigman/398198/composite 36.65 -0.46 -1.24%
BP /quotes/zigman/247026/composite 28.95 -0.97 -3.24%
GE /quotes/zigman/227468/composite 28.28 0.11 0.39%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
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MarketWatch Portfolio

World News from MarketWatch

Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.26% 15.26% 15.27%
Reward 15.28% 15.28% 15.14%
Instant Approval 18.21% 18.21% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
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  • /quotes/zigman/118681/composite TSLA+0.18%
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SmartMoney Blogs

Ask SmartMoney
Your personal finance questions, answered.

Buying Whole Life Insurance by Mistake

Question: On my financial adviser’s suggestion, I bought whole life insurance as an investment, but  being single, young and healthy, I’m rethinking it now. Should I keep the policy, or discard it and pay the penalties?

– Claudia Bernett, New York City

Answer: When it comes to insurance, buyer’s remorse can be expensive. Indeed, experts say, one of the biggest disadvantages of a whole life policy is the high cost of canceling it during the surrender period (typically the first five to eight years after purchase). You’ll want to map out all the costs associated with canceling now—such as penalties and taxes—and see how big a chunk you’d lose by opting out. If it’s a significant amount, it might make sense to ride out the surrender period by choosing the policy’s investment option with the lowest ongoing expenses, says Ben Birken, a certified financial planner with Woodward Financial Advisors in Chapel Hill, N.C. Another option, say experts: You can lower the policy value (and thus the premium) and take the saved money to invest elsewhere.

Comments

We welcome thoughtful comments from readers. Please comply with our guidelines. Our blogs do not require the use of your real name.

Comments (5 of 23)

View all Comments »
    • Intelekt o tym, kiedy wykorzystywany jest okres pracy za posrednictwem naszych pracowników jest daleko wieksza. W ów modus mozemy wysoko lepiej sprawowac kontrole skutecznosc wykonywanej pracy, alisci równiez owo w który procedura artykul porusza sie po magazynie. Do sprawdzania takich informacji sluzy oraz program magazynowy. W kazdej firmie nieodzowny jest takze aplikacja az do faktur. Tego rodzaju oprogramowanie przypadkiem egzystowac takze darmowy, podczas gdy a platny. Determinowac sie mozemy na programy, które mozemy kupowac w calosci wzglednie nabyc jego licencje. Mozemy takze kwalifikowac sie na pogram az do faktur z jakiego bedziemy korzystali tylko w sieci. Wybór odpowiedniego programu do faktur zalezny jest przede wszystkim od czasu wielkosci naszej firmy tudziez od czasu wielkosci rozliczen jakie musza egzystowac wykonane. Nie mozemy oraz zapominac o tym, azeby stosowac nowoczesne metody uprawianie róznych projektów. O ile chcemy algorytm dokonac efektywnie powinnismy determinowac sie na kierowanie projektami. W ów sposób mozemy dysponowac pewnosc, iz utwór w naszej firmie bedzie wykonana na wysokim poziomie. Na domiar tego administracja projektami pozwala na modelowanie skutecznych i efektywnych zespolów, co pozwala na uprawianie poszczególnych zadan w firmach wielce z wiekszym natezeniem skutecznie tudziez wydajnie. Mozliwe jest i lepsze eksploatacja czasy pracy pracowników, i równiez posiadanego sprzetu. W ten podejscie mozliwe jest kontrolowanie kosztów, co jest w stanie przetlumaczyc sie na w znacznym stopniu wieksze zyski uzyskiwane z projektów. Az do kontrolowania czasu pracy pracowników wykorzystywane sa architektura crm. Eksploatacja takich programów pozwala na wskazywanie z wykorzystaniem pracowników rodzaju czynnosci jakie sa za sprawa nich w danej chwili wykonywane. Prócz tego od poczatku do konca znamy okresy przerw pracowników, azali tez okresy w jakich pracobiorca przychodzi, azaliz wychodzi sposród pracy. Takie systemy pomagaja dodatkowo w firmach w jakich wydawany jest towar, azaliz konieczne jest zapisywanie kontaktu sposród klientami, badz przyjetych zamówien.

    • Wiedza o tym, gdy wykorzystywany jest okres pracy z wykorzystaniem naszych pracowników jest o wiele wieksza. W ów metoda mozemy w duzej mierze lepiej monitorowac efektywnosc wykonywanej pracy, przeciez takze owo w jaki postepowanie artykul porusza sie po magazynie. Az do sprawdzania takich informacji sluzy i program magazynowy. W kazdej firmie wymagany jest plus oprogramowanie az do faktur. Tego rodzaju program byc moze istniec zarówno darmowy, gdy tudziez platny. Przesadzac sie mozemy na programy, które mozemy nabywac w calosci badz nabyc jego licencje. Mozemy takze decydowac sie na pogram do faktur sposród jakiego bedziemy korzystali zaledwie w sieci. Opcja odpowiedniego programu do faktur podlegly jest przede wszystkim od momentu wielkosci naszej firmy zas odkad wielkosci rozliczen jakie musza egzystowac wykonane. Nie mozemy i zapominac o tym, zeby aplikowac nowoczesne metody uprawianie róznych projektów. Jesliby chcemy projekt doprowadzic do realizacji skutecznie powinnismy predestynowac sie na zarzadzanie projektami. W ten modus mozemy dysponowac pewnosc, ze dzielo w naszej firmie bedzie wykonana na wysokim poziomie. Nadto administracja projektami pozwala na formowanie skutecznych i efektywnych zespolów, co pozwala na uprawianie poszczególnych zadan w firmach wielce bardziej efektywnie natomiast wydajnie. Mozliwe jest dodatkowo lepsze wykorzystanie czasy pracy pracowników, zas plus posiadanego sprzetu. W ten strategia mozliwe jest kontrolowanie kosztów, co jest w stanie przelozyc sie na w duzym stopniu wieksze zyski uzyskiwane z projektów. Az do kontrolowania czasu pracy pracowników wykorzystywane sa architektura crm. Wykorzystanie takich programów pozwala na wskazywanie za pomoca pracowników rodzaju czynnosci jakie sa przez nich w danej chwili wykonywane. Na dodatek dokladnie znamy okresy przerw pracowników, czy takze okresy w jakich pracobiorca przychodzi, azaliz wychodzi z pracy. Takie systemy pomagaja i w firmach w jakich wydawany jest towar, azaliz konieczne jest zapisywanie kontaktu z klientami, badz przyjetych zamówien.

    • Uh, you didn’t buy it by “mistake.” You just didn’t research and think about it before you bought it, bozo.

    • I have read your post I think it is very important post for anyone blogger of world.
      I hope infuture you will write another blog post and share with us.Thank you for your post.
      blind

    • One other thing, beware of financial advisors, estate planners, etc that steer you towards a particular agency. They often have a reciprocal relationship and you may not be getting entirely objective advice.

About Ask SmartMoney

  • Ask SmartMoney has a single, simple mission: Answer your questions. Answers are written by the staff of SmartMoney.com and SmartMoney magazine, with the help of outside experts. Topics cover investing, spending, retirement planning, saving for college, insurance, taxes and more. Submit your question in the form below, or email ask@smartmoney.com.

MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert

New York Markets Open in:

Futures: /quotes/zigman/43106711/delayed S&P 500 +0.9% /quotes/zigman/48241424/delayed DOW +0.7% /quotes/zigman/43108768/delayed NASDAQ +1.3%

need to know
European stocks snap 7-day losing streak
FTSE 100 wobbles after sinking to 3-year low
Nissan net jumps 25% on U.S., Europe sales
Moller-Maersk earnings hit by oil, freight falls
SoftBank profit falls sharply, misses views
Oil hovers above $28 | Dollar falls vs. yen

Disney's ESPN woes undercut 'Star Wars' gain
What to expect from Whole Foods earnings
Japan stocks fall to lowest level since 2014

Why is everyone freaking out about ‘CoCos’?
Convertible bonds are alluring as stocks fall

Five questions that Janet Yellen must answer
Yellen may say goal is not to slow the economy
Fed: Too white, too male, too many bankers?
Expansion won’t die of old age: S.F. Fed study

Tim Cook deletes Super Bowl tweet after mockery

IRS says identity thieves breached its systems
How to know if your tax preparer is a crook
Tax software firm warns of data breach
White House's lesson about online security

Is it wise to hold onto cash reserves?

The sad truth of why retirement
is a myth

Why you should consider retiring abroad

Asahi bids more than $3.5 bln for Peroni, Grolsch
Heineken lifts dividend as profit rises
Carlsberg reports surprise net profit
Greene King sales rise, cheered by Christmas


Burberry sues, says J.C. Penney copied its designs
Hermès sales up 15% on euro, Asian demand

S.F. real estate looks like it did before dot-com crash
Every major city in the world, in one map

Americans quitting their jobs hit a nine-year high
NFIB survey hints wage gains are fleeting
Job openings are second highest on record

Recipe for less boring Oscar speeches

What to know before buying Beyoncé tickets

How to get mortgage approved: hope for sunny day

This stock market has been Europe’s best in 2016
Europe’s battles: migrants, ‘Brexit’ and ECB

Strategists are arguing that stocks need a true purge

A strand of Lennon’s hair is selling for $12,000

Do elite colleges really lead to higher salaries?
Make a lot of money without the Ivy League
Women, minorities get less from college

99 Cent Gas May Be on Its Way
99-cents-a-gallon gas may be on its way: 24/7 Wall St.
/conga/frontpage.html 367541

Markets »

127.74MDow Volume:
Avg Vol: 130.29M
Unchanged
156
Decliners
4273
Advancers
2073
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,014 -13 0.08%
Nasdaq
/quotes/zigman/12633936/realtime 4,269 -15 0.35%
S&P 500
/quotes/zigman/3870025/realtime 1,852 -1 0.07%
GlobalDow
/quotes/zigman/629063/realtime 2,092 +7 0.33%
Gold
/quotes/zigman/33772884/delayed 1,183 -16 1.33%
Oil
/quotes/zigman/2260836/delayed 28.56 +0.62 2.22%
FTSE 100
/quotes/zigman/3173262/delayed 5,694 +62 1.09%
DAX
/quotes/zigman/2380246/delayed 9,063 +183 2.06%
CAC 40
/quotes/zigman/3173214/delayed 4,080 +82 2.06%
FTSE MIB
/quotes/zigman/1482176/delayed 16,626 +713 4.48%
IBEX 35
/quotes/zigman/2759620/delayed 8,185 +257 3.24%
Stoxx 600
/quotes/zigman/2380150/delayed 316 +7 2.20%
Asia Dow
/quotes/zigman/6959860/realtime 2,455 -15 0.62%
Nikkei 225
/quotes/zigman/5986735/delayed 15,713 -372 2.31%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 23,777 -244 1.01%
Singapore
/quotes/zigman/1709939/delayed 2,582 -41 1.57%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 0.00 0.32%
Yen
/quotes/zigman/16008150/realtime/sampled 114.95 -0.17 0.15%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.00 0.26%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 +0.00 0.65%
DXY Index
/quotes/zigman/1652083/delayed 96.12 +0.07 0.07%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.19 -0.09 0.10%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.77 +0.04 2.47%
German 10y
/quotes/zigman/15866409/realtime 0.26 +0.02 9.06%
Italy 10yr
/quotes/zigman/15866497/realtime 1.62 -0.06 3.85%
Spain 10yr
/quotes/zigman/15866444/realtime 1.69 -0.09 5.18%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.44 +0.03 1.95%
Japan 10yr
/quotes/zigman/15866525/realtime 0.01 +0.04 165.64%
Crude Oil
/quotes/zigman/2260836/delayed 29 +1 2.22%
Gold
/quotes/zigman/33772884/delayed 1,183 -16 1.33%
Corn
/quotes/zigman/25518691/delayed 360 -1 0.28%
DJIA F
/quotes/zigman/48241424/delayed 16,076 +117 0.73%
S&P F
/quotes/zigman/43106711/delayed 1,865 +17 0.89%
Silver
/quotes/zigman/32655632/delayed 15 0 2.03%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 99.54 -0.21 -0.21%
AAPL /quotes/zigman/68270/composite 94.99 -0.02 -0.02%
GOOG /quotes/zigman/59527964/composite 678.11 -4.63 -0.68%
BAC /quotes/zigman/190927/composite 12.20 -0.07 -0.57%
C /quotes/zigman/5065548/composite 37.51 -0.30 -0.79%
F /quotes/zigman/264304/composite 11.35 -0.24 -2.07%
T /quotes/zigman/398198/composite 36.65 -0.46 -1.24%
BP /quotes/zigman/247026/composite 28.95 -0.97 -3.24%
GE /quotes/zigman/227468/composite 28.28 0.11 0.39%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
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MarketWatch Portfolio

World News from MarketWatch

Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.26% 15.26% 15.27%
Reward 15.28% 15.28% 15.14%
Instant Approval 18.21% 18.21% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/245568/composite DIS+0.22%
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  • /quotes/zigman/118681/composite TSLA+0.18%
  • /quotes/zigman/207002/composite DB-1.03%
X
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

MarketWatch will continue to provide the same important news and information you rely on every day. And, as a MarketWatch user, you will be able to enjoy:

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