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What 401(k) Plan Should I Suggest to My Employer?

    • In 2016, your 401K (which will then be called an “ObamaK”) will have 3 choices: (1) ObamaFund A; (2) ObamaFund B; (3) ObamaFund C. The content and performance of these funds will be completely opaque to you. At the end of each 4 hour work day, you will drive home in your ObamaCar to your ObamaHome and watch the ObamaChannel on ObamaVision. The most important thing to remember, though, is not to be an ObamaHater or even an ObamaModerate – it is illegal. Hail Obama.

    • On June 1, GM announced that they plan on changing their pension plan options for selected U.S. GM retirees. The website http://www.gm-pension-buyout.com has compiled a useful guide that outlines pension plan changes. The changes were sparked by an effort to reduce the company’s pension plan liabilities by 26 billion dollars. Qualified GM retirees have the option to continue monthly pension payment benefits or take a lump-sum offer. Before making any decision that involves your financial future, it is highly suggested that you consult with a qualified financial planner. The deadline is July 20, 2012.

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    • My small employer has the ING/sharebuilder pla. it only invests in index funds

    • Think Vanguard Index funds for the lowest costs. Total Stock Index and Total Bond Index. Done.

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