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What Asset Allocation Should I Have in Retirement?

Question: I read all the time about what asset allocation you should have 20 or 10 years from retirement, but what about once you’ve retired? Are there “after retirement” mutual funds?

– Bill Shape, Sequim, Wash.

Answer: You’re right — asset allocation shouldn’t go out the window in your retirement years. While there’s no cookie cutter formula, experts recommend striking a balance between conservative, income-generating investments and equities that can help keep up with inflation. With the former, look for shorter-duration bonds and certificates of deposit, so you don’t lose out when interest rates rise, says Ray Harrison, a Roseville, Calif.–based wealth adviser. As for mutual funds, experts suggest income-focused funds with managers who invest in all areas of the market, rather than target-date funds that usually adhere to specific allocations.

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    • By WebOsPublisher

      #5553 (Cursor location in Paste from Word and Paste dialogs is incorrect for BIDI languages)
      – CKEditor
      Search:
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      Ticket #5553
      (closed Bug: fixed)
      Opened 3 years ago
      Last modified 3 years ago
      Cursor location in Paste from Word and Paste dialogs is incorrect for BIDI languages
      Reported by:
      satya
      Owned by:
      garry.yao
      Priority:
      Normal
      Milestone:
      CKEditor 3.3
      Component:
      UI : Language
      Version:
      3.0
      Keywords:
      IBM Confirmed Review+
      Cc:
      damo,joek
      Description
      To reproduce the defect:
      Open ​nightly.ckeditor.com/5388/_samples/ui_languages.html
      Select Arabic or Hebrew in the languages drop don list
      Click on Paste from Word or Paste Icons in the Toolbar
      Expected Result: Paste from Word or Paste dialog is opened and the Cursor is on the right-side of the text area
      Actual Result: Paste from Word or Paste dialog is opened and the Cursor is on the left-side of the text area.
      The Cursor Position is shown properly in Paste as Plain Text dialog.
      Attachments
      5553.patch​
      (902 bytes) -
      added by garry.yao 3 years ago.
      5553_2.patch​
      (1.2 KB) -
      added by garry.yao 3 years ago.
      5553_3.patch​
      (1.3 KB) -
      added by garry.yao 3 years ago.
      5554_4.patch​
      (610 bytes) -
      added by alfonsoml 3 years ago.
      Change History
      Changed 3 years ago by garry.yao
      Attachment
      5553.patch​
      added
      comment:1
      Changed 3 years ago by garry.yao
      Owner
      set to garry.yao
      Keywords
      Confirmed Review? added
      Version
      changed from 3.2 to 3.0
      Status
      changed from new to assigned
      comment:2
      Changed 3 years ago by fredck
      Keywords
      Review- added; Review? removed
      Component
      changed from General to UI : Language
      Considering that the pasting area is there to receive contents to be inputted in the editor, I think the ​contentsLangDirection setting should be used instead. In that case, the “lang” attribute cannot be used as we don’t have such information.
      comment:3
      Changed 3 years ago by fredck
      #5485 is introducing the contentLanguage setting which could be then used for the “lang” attribute.
      comment:4
      Changed 3 years ago by garry.yao
      Matches my first thought on this, but does that means we should reflect the same thing to Paste Text dialog?
      Changed 3 years ago by garry.yao
      Attachment
      5553_2.patch​
      added
      comment:5
      Changed 3 years ago by garry.yao
      Keywords
      Review? added; Review- removed
      comment:6
      Changed 3 years ago by fredck
      Keywords
      Review+ added; Review? removed
      comment:7
      Changed 3 years ago by garry.yao
      Status
      changed from assigned to closed
      Resolution
      set to fixed
      Fixed with [5451].
      comment:8
      Changed 3 years ago by satya
      Status
      changed from closed to reopened
      Resolution
      fixed deleted
      This is still not fixed..Cursor is still showing on the left hand side of Text Area in Paste and Paste from Word dialogs.
      comment:9
      Changed 3 years ago by garry.yao
      Status
      changed from reopened to closed
      Resolution
      set to fixed
      Now the paste area behaves just like editing document, explicit definition of ‘contentsLangDirection’ is required if you’re using a ltr UI language.
      comment:10
      Changed 3 years ago by satya
      Status
      changed from closed to reopened
      Resolution
      fixed deleted
      There is still an inconsistency here. The textarea in the Paste Text dialog is taking the language direction from the UI, it should now use the contentsLangDirection instead.
      Changed 3 years ago by garry.yao
      Attachment
      5553_3.patch​
      added
      comment:11
      Changed 3 years ago by garry.yao
      Keywords
      Review? added; Review+ removed
      Align the ‘Paste Text’ area direction.
      comment:12
      Changed 3 years ago by fredck
      Keywords
      Review+ added; Review? removed
      The documentation changes may not be needed though, as the pasting area is in fact related to the contents, so it simply inherits its direction (it may happen in other parts of the editor, even if not documented).
      comment:13
      Changed 3 years ago by garry.yao
      Status
      changed from reopened to closed
      Resolution
      set to fixed
      Fixed with [5466].
      comment:14
      Changed 3 years ago by damo
      Status
      changed from closed to reopened
      Resolution
      fixed deleted
      This still doesn’t seem to work for Paste as Plain Text.
      I can see that the following code is in the dialog:
      ‘dir=’ + editor.config.contentsLangDirection + ‘;’ +
      but the output HTML does not use the ‘dir’ property?
      Changed 3 years ago by alfonsoml
      Attachment
      5554_4.patch​
      added
      comment:15
      Changed 3 years ago by alfonsoml
      Keywords
      Review? added; Review+ removed
      The patch used the “dir=” attribute instead of the css “direction:”
      comment:16
      Changed 3 years ago by garry.yao
      Keywords
      Review+ added; Review? removed
      comment:17
      Changed 3 years ago by alfonsoml
      Status
      changed from reopened to closed
      Resolution
      set to fixed
      Fixed with [5507]
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    • This really depends on how much one has saved and risk tolerance. Also, estate planning should be thought of if one has enough money.

      Investigate Investments
      http://www.investigateinv.com

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