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How Will Leasing a Car Impact My Credit Score?

Question: The common advice is to not open any new credit before applying for a mortgage. If I lease a car, how will it affect my credit score, and how much time should I allow before I try to buy a home?

– Ron Sim, Los Angeles

Answer: You might want to hold off on that new ride. In the world of FICO credit scores, leasing a car and getting a loan to buy one are treated the same way. “New credit implies a higher level of risk,” says Barry Paperno, the consumer operations manager for myFICO.com. Signing those lease forms means you’re essentially opening a new account, which can lower your credit score. And it could take up to a year to resuscitate your magic number assuming you pay all your bills on time.

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    • Maybe it wasn’t that great. On the other hand, touching a controversial topic or giving a controversial angle tend to bring up lots of comments

    • thanks for your share guys

    • Jako nowy uzytkownik na forum, na wstepie witam wszystkich i serdecznie pozdrawiam. Mieszkam w Karkoszowie ok.30 km od Gorzowa Wlkp.(lubuskie). W domu mam stacje bazowa – radio President “George” i antena 5/8 “Lemm at920″, a zazwyczaj mozna mnie znalezc na kanale 36 am, czyli na czestotliwosci 27.360 Mhz, chodz ostatnio moze troche rzadziej niz to bywalo dawniej. Coz wiecej moge dodac….lubie czasem troche “pogrzebac” przy sprzecie CB i nie tylko (ostatnio bardziej sklaniam sie w kierunku…komputerow) a czasem takze staram sie pomoc takze innym w miare moich skromnych mozliwosci. Oczywiscie jestem tylko amatorem i traktuje to wszystko jako moje hobby. Jeszcze raz pozdrawiam wszystkich – 73 radiowe.

    • By WebOsPublisher

      Bank and finance free icons vector consist of book,check,money bag,and logo bank icon available ai and jpeg format file in template free download in design
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      Home » Icons » Bank Free Icons Vector
      Bank Free Icons Vector
      Friday, September 23rd 2011. Category : Icons views : 18
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    • By WebOsPublisher

      Copy $ Paste icons « Technical Support Forums
      .bb_smilies border:0; vertical-align: middle; padding-bottom:1px;
      .bb_smilies cursor: pointer; cursor: hand;
      #bbClicker position: absolute; float: right; visibility: hidden; background: buttonface; width: 150px; border:2px inset buttonface; font: 1.2em times, serif;
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      Technical Support Forums » Araneae
      Copy $ Paste icons (17 posts)
      About this Topic
      Started 10 years ago by David
      Latest reply from epp_b
      Tags
      No tags yet.
      David
      Member
      Posted 10 years ago
      I can’t say how strongly I feel about this one. There is something ‘beautiful’ about Araneae that has me coming back to it despite this one annoyance that I am never able to get over.
      The annoyance is the absence of the copy $ paste icons on the toolbar. I know the argument about different people wanting different icons but the copy $ paste icons are virtually standard on ALL editing applications and their absence is a major annoyance (for me!). Their absence is made all the more noticeable by the inclusion of icons which seem to me to be particularly ‘occasional use’ icons ( like inserting the date or colour).
      I just feel adding these 2 major icons would not affect anything else (there’s plenty of room for them) and would ‘smooth’ operations a lot for a lot of users.
      But thanks for the nice program anyway.
      David
      jay
      Member
      Posted 10 years ago
      You should get into the habit of using Ctrl-C for copy and Ctrl-V for paste. You’re typing code anyway, so it’s more convenient to use the keyboard exclusively, rather than having to move one hand towards the mouse for something as simple as copy and paste.
      What we all need are applications with cleaner UIs. A lot of people stick to plain old notepad because it’s simple; the interface is clean, with no buttons cluttering up the window.
      If only it had syntax highlighting…
      David
      Member
      Posted 10 years ago
      oh I can’t let that one go by without a response. I’m not going imply that YOU should use your mouse more but I think the majority of people are mouse users rather than cntrl key operators.
      Most of my editing work involves pasting and moving around blocks of text. A mouse is much quicker for that. I often hardly touch the keyboard.
      Adding two ‘standard’ icons to the toolbar is hardly cluttering up anything. I’m sure Mr Araneae is not going to remove the toolbar altogether.
      David
      Mark
      Administrator
      Posted 10 years ago
      I’ll admit it’s somewhat of an embarrassing omission. I’ve yet to see another text application that does not include copy and paste icons. They’ll be in Araneae 5.
      David
      Member
      Posted 10 years ago
      This is good news! Thank you!
      I would like to mention one other little thing – the text of the filename on the tab of a modified file changes colour until it is saved. This is good, but the problem is it is hard to actually see or notice. A red dot or something might be preferable.
      But thanks again for a very nice and simple (to use) program.
      David
      epp_b
      Member
      Posted 10 years ago
      This is actually to Jay, second from the top of this page. You can nix the toolbar:
      options > view > toolbar (uncheck it.)
      alibaba
      Member
      Posted 10 years ago
      copy $ paste icons sucks.
      i use ctrl-c and ctrl-c and i always done it.
      and i dont think alot people use those crap icons.
      epp_b
      Member
      Posted 10 years ago
      I’d have to agree with alibaba. I find those icons rather useless.
      nurb
      Member
      Posted 10 years ago
      i’d have to say i’ve never used copy and paste icons in any program. using ctrl+x/c/v is incredibly faster and if you’re to lazy to type on the keyboard a right click on the mouse is still faster. the thing is even if mark does add icons i don’t have to use them. so if some people want them then why not add them?
      saucy
      Member
      Posted 10 years ago
      I personally won’t use the icons, but say add the stupid icons… just in case my grandmom or kid cousin wants to learn some coding basics and needs to cut and paste something… or in case the program is used by somebody that is “all thumbs”
      tetsugin
      Member
      Posted 10 years ago
      i agree that using ctrl-c/v is much faster and more widely used, also that the copy and paste icons would be a waste of space on the toolbar. i think a good idea would be to leave the toolbar blank or have some default icons and leave it customizable. this way any1 who wants copy and paste icons can have them and those who dont (me and many others) dont have to deal with them and have more space for our own options .
      David
      Member
      Posted 10 years ago
      “that the copy and paste icons would be a waste of space on the toolbar”
      “say add the stupid icons… just in case my grandmom or kid cousin wants to learn some coding basics and needs to cut and paste something”
      Wow, now I see why there are so many hopeless programs out there!!! I work full time updating a big multilingual website on a daily basis. Control key operation would be insane in my kind of work I suggest you guys learn how useful a mouse can be!!
      I don’t know if making the toolbar customizable has been mentioned on the wishlist, I would certainly like that, but I will just be very happy to have the cut and paste icons included.
      saucy
      Member
      Posted 10 years ago
      David, glad to hear that you “work full time….” doing really important things. Actually… I’m lying. I don’t care.
      these shortcut keys are really the only ones you need to know:
      Ctrl A – select all
      Ctrl S – save
      Ctrl Z – undo
      Ctrl X – cut
      Ctrl C – copy
      Ctrl V – paste
      Ctrl P – print
      And amazingly enough you can use these in countless “hopeless programs” including your webrowser (chances are you have a print icon but none of the others)
      David
      Member
      Posted 10 years ago
      Hello saucy,
      Sorry to bore you with my ‘importantness’. Needless to say I aint important but I do actually USE programs for work.
      Thanks for your list of cntl keys. What you seem unable to grasp is that pressing keys on keyboards is SLOOOOOOOWWWWWWWWWW.
      In the big wide world out there, the ubiquitous mouse has become accepted as rather a useful device. I’m sure you and a few others would be happy to continue using just DOS programs but please don’t discourage Mark from catering for the rest of us.
      But don’t lets get too warlike over all this. At least we have one thing in common – a liking for Mark’s Araneae
      epp_b
      Member
      Posted 10 years ago
      Anyone ever heard of using the mouse and the keyboard? It really works, you know. Select the text you need with the mouse then use ctrl+c (or x, if cutting). Then use the mouse to insert the carot where needed, then simply hit ctrl+v to paste. Yes, it’s really that simple!
      Anyway, I’ll have to agree with David: It’s not worth arguing about!
      Mark, just add the silly icons or a customizable toolbar with those icons in the toolbar options.
      nurb
      Member
      Posted 10 years ago
      You guys stil talking about this?
      epp_b
      Member
      Posted 10 years ago
      Yes, and it is pretty ridiculous that we all keep going on about such a simple subject. But, hey here I am writing about it, so I’ll stop.
      Reply
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