As a Recent College Grad, How Do I Find a Financial Adviser?

I’ve recently started my first post-college job and am saving for retirement, but I’d like some help with the rest of my money matters. How do I find a financial adviser?

How Do I Get a Manufacturer to Honor Its Warranty?

Question: The windows I purchased for my home came with a 10-year warranty, but after 16 months, the seal broke, causing problems. The manufacturer is ignoring my calls and letters. What’s my recourse?

– Victor Palacios, Staten Island, N.Y.

Should I Stay With No-Fee Funds in My IRA?

Question: I have an IRA with my spouse’s employer, and I pay no fees as long as I trade only select funds. But my profits have only been 2 percent in the past 18 months. Should I make a switch or stick with no-fee funds?

– David Hippensteel, Milwaukee

How Much Can I Contribute to Both My 401(k) and 403(b)?

Question: I contribute to a 401(k) and a 403(b). How do I calculate the maximum limit I’m allowed to contribute? Is it per account or per individual? My 401(k) contribution could also be made to a Roth account within the plan.

– Lisa Simmons, Lincoln, Neb.

What’s the Best Way to Trade Binary Options?

Question: Is there a safe way to day-trade binary options? How do you find a reputable broker?

What Can I Deduct When Moving for Work?

Question: I will be accepting a full time position approximately 165 miles from my current home though my wife will continue to reside there. I plan to rent an apartment where I’ll be living permanently and I’ll have to move some of my belongings. I will probably make one trip back home each month at the most. I will also have to purchase a new computer and television set for work purposes. What portion, if any, of the monthly rental and/or moving costs in the new city would be deductible?

– Ross Steiner, Los Angeles, Calif.

When Should I Start Collecting Social Security?

What Are The Tax Rules for Retiree Home Sales?

Question: What are the tax implications for a home sale by a retired couple, both over 65? Is there a $500,000 capital gains tax exclusion if they buy another home of equal or greater value?  Or are there new rules? What if they do not buy another home, but buy into a retirement community, apartment or condo?

– Tom, Marin County, Calif.

Is My Stipend Taxable?

Question: I am going to be the ‘house dad’ for a fraternity at a university where I’ll also be a graduate student. I am supposed to handle basic operations of the chapter house and safeguard property. In return I am given $800 a month and free room and board.  Because this is a tax-exempt fraternal organization, what tax liability will I have?

–William Huddleston, Columbia, Mo.

Is My Wife on the Hook for Taxes I Owe?

Question: I was married in July of this year. I owe back taxes but my wife does not. We plan to file separate tax returns. I know the IRS will apply any refund I may get towards my balance. Will my wife’s refund be affected?

–Lawton Fox, Turlock, Calif.