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4802
Advancers
1600
Price Chg %Chg 1 Day
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/quotes/zigman/629063/realtime 2,095 -8 0.39%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.49%
Oil
/quotes/zigman/2260836/delayed 30.23 +0.54 1.82%
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/quotes/zigman/16008150/realtime/sampled 115.33 -0.52 0.45%
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/quotes/zigman/16008140/realtime/sampled 1.44 0.00 0.07%
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The Devil in the House Price Data

Home prices are rising, experts say, but not as much as some reports may suggest. And to maintain a realistic view of any real-estate recovery, it may be wise to err on the conservative side.

Andy Dean Photography / Shutterstock.com

Prices rose by 1.2% in July over the year-earlier period, and 1.6% over the previous month, according to the S&P/Case-Shiller Home Price Index released Tuesday. Housing analysts are generally greeting this as good news, but it looks pallid compared to the most recent National Association of Realtors survey, which came out last week. That report estimated that the median sales price of existing homes rose 9.5% in the 12 months to August 2012, strongest increase since January 2006. July’s NAR report showed a similarly large gain.

“Both reports show that there’s definitely more buying and selling of houses,” says Susan M. Wachter, professor of real estate and finance at Wharton University of Pennsylvania. “The market is stabilizing.”

But some analysts say that the NAR report may present a too-rosy view of that market. Case-Shiller house prices are historically slightly more conservative than price data from the NAR, mostly because the report adjusts for the size of homes being sold, while the NAR’s price index does not. The result is that NAR’s numbers jump when homes at the high end of the market sell strongly, and lately, larger and more expensive homes have been selling particularly well, says Jed Kolko, chief economist at real estate listing site Trulia. “This is why the NAR median sales price has risen so much more than other indexes.”

In fact, the market for those expensive homes has seen a big turnaround this year. In August, the sales of high-priced homes valued at between $250,000 and $750,000, as well as of those over $1 million, increased by some 25% on the year, according to the NAR. “The higher end of the housing market is playing catch-up,” Wachter says. “People are getting the prices they want.”

But fewer homes at the lower end of the market have been selling in recent months – meaning that housing’s recovery isn’t being felt as strongly in some of the communities where the slump hit the hardest.  That’s why many economists currently see the Case-Shiller index as the more important gauge of the housing market’s overall health. When mid-priced homes start selling better, experts say that’ll be a sign that both the overall economy and the real-estate market are getting better. “People got slammed on equity during the recession,” says Stuart A. Gabriel, director of UCLA’s Richard S. Ziman Center for Real Estate. “But as the recovery continues more people will start to accrue equity in their homes and will be able to trade up.”

The housing market may face some additional hidden headwinds. House prices have been helped in recent months by the dearth of foreclosure properties on market, but some analysts say that won’t last. The number of foreclosure filings fell 15% in August from the year-earlier level, according to RealtyTrac’s most recent report, but that firm says this is due to delays in the foreclosure process. “We’re seeing recent increases in foreclosure activity in many states like Florida, Illinois, New York and New Jersey that will likely result in more distressed sales in the next six to 12 months,” says Daren Bloomquist, vice-president at RealtyTrac.

For those with a deeper interest in real-estate minutiae, there are other key differences in the house price reports. The NAR measures prices on a monthly basis and gives estimates for the previous month, while Case-Shiller bases its estimates on a three-month moving average and has a two-month time lag. The NAR covers 156 metro areas; Case-Shiller only tracks 20 cities. Case-Shiller tracks price changes of the same properties, which gives a more accurate picture, says Sofia Song, vice-president of real estate site StreetEasy.com.  “But from an investor’s perspective both reports are worth reading.”

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    • By WebOsPublisher

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      "I am using the onmouseover effect and I can’t get the link to work. I need some help with the code.?" – Find the answer to this question and millions more on Yahoo! UK & Ireland Answers.
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      I am using the onmouseover effect and I can’t get the link to work. I need some help with the code.?
      I have created a webpage for my ICT AS coursework. I am using the onmouseover effect and I can’t get the link to work. I need some help with the code. Basically this is a product advertising Minecraft and the issue is before the on mouse over effect the link worked but now I have added it, I need to make sure that the over image is linked but I cant work out where to put the HREF. This is a whole page of 6 images all with on mouseover images and I just need to now where to pop it in?
      Here’s the code:
      <!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "w3.org/TR/xhtml1/DTD/xhtml1-…
      <html xmlns="w3.org/1999/xhtml">
      <head>
      <meta http-equiv="Content-Type" content="text/html; charset=utf-8" />
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      <body class="MinecraftTitle">
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      <input type="image" src="multimedia/buttons/minecraft_button… "a href="Intro.html" onmouseover="this.src=’multimedia/button… onmouseout="this.src=’multimedia/buttons…
      i think this is your problem but this is only a guess as learning from a book from the library myself.
      the invert comma should not be before a href thanks
      if not then google plus me at ianmccully i am sure i can get you someone to solve this thanks ian.
      or you may need a < before the a href thanks
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MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
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Tokyo Markets Close in:

need to know
Zenefits CEO steps down, David Sacks steps in
Baird analysts ‘axing expectations’ for MLPs
Fed: Too white, too male, too many bankers?
Yelp posts earnings early, CFO to step down
Google CEO Pichai gets $199 million bonus
Gap sees earnings that beat estimates
Apollo Education Group to be taken private
Cracking down on college financial-aid cheats


Is the gold rally the real deal or ‘fool's gold’?

This stock market
has been Europe's best in 2016

Bloomberg tells FT he’s considering presidential run

Computer virus wants to remind you to have a nice day
Justice Department data exposed in breach

Tesla downward revision is among the biggest

Yellen may say goal is not to slow the economy
Latest sign of a softening U.S. jobs market
Expansion won’t die of old age: S.F. Fed study

12th March 1954:  Lynda Sharp pours water over her sister Margot whilst sharing a bath at their home in Chorley Wood, Buckinghamshire.  (Photo by Fox Photos/Getty Images)  
23 stocks they’re throwing out with the bathwater

Chipotle wants to give you a burrito — how to get it
What did Chipotle workers do today?
Chipotle closes up shop for a few hours Monday
VOTE: If not Chipotle, where would you eat?

Chesapeake denies bankruptcy plan as shares dive
What are the 8 strongest S&P energy stocks?

20 dividend stocks that Wall Street loves the most
The 20 dividend stocks that Wall Street loves most
Dividend stocks that will give you a raise

Venezuela can’t get Saudis to cut oil production
Only place left to invest if ‘Oilmageddon’ hits
Iran sets crude oil export volumes for Europe
Mark Mobius no longer investing in Petrobras


Rubio in freefall in New Hampshire betting
Republican primary: 3 things to watch
Voter turnout in each U.S. state (24/7 Wall St.)
Americans giving up citizenship at record rate

In the U.S., socialism is no longer such a dirty word
Bill Clinton: Sanders is ‘enemy of all things big’

How Clinton can rebound after New Hampshire

Blunders may reveal real flaws in Clinton and Rubio
All those terrible things Hillary Clinton has done

Geithner gets investment aid from J.P. Morgan

These ‘Buffett stocks’ are bargains in this market

Why a selloff in European bank stocks is ominous
Bank stocks have taken enough: analyst

What you can expect in Coca-Cola’s earnings

Hasbro blows past estimates as Star Wars boosts revenue
Hasbro blows past estimates on Star Wars boost
What to look for from Disney: Star Wars, ESPN

Teen gets to keep $20,000 gold bar found in lake
Gold one of Wall Street’s best bets early in 2016
Chinese herdsman finds 17-pound gold nugget



/conga/frontpage.html 367386

Markets »

165.88MDow Volume:
Avg Vol: 129.39M
Unchanged
121
Decliners
4802
Advancers
1600
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,027 -178 1.10%
Nasdaq
/quotes/zigman/12633936/realtime 4,284 -79 1.82%
S&P 500
/quotes/zigman/3870025/realtime 1,853 -27 1.42%
GlobalDow
/quotes/zigman/629063/realtime 2,095 -8 0.39%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.49%
Oil
/quotes/zigman/2260836/delayed 30.23 +0.54 1.82%
FTSE 100
/quotes/zigman/3173262/delayed 5,689 -159 2.71%
DAX
/quotes/zigman/2380246/delayed 8,979 -307 3.30%
CAC 40
/quotes/zigman/3173214/delayed 4,066 -134 3.20%
FTSE MIB
/quotes/zigman/1482176/delayed 16,441 -809 4.69%
IBEX 35
/quotes/zigman/2759620/delayed 8,122 -377 4.44%
Stoxx 600
/quotes/zigman/2380150/delayed 314 -12 3.54%
Asia Dow
/quotes/zigman/6959860/realtime 2,474 -41 1.62%
Nikkei 225
/quotes/zigman/5986735/delayed 16,355 -649 3.82%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 24,287 -330 1.34%
Singapore
/quotes/zigman/1709939/delayed 2,623 +65 2.53%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 +0.00 0.06%
Yen
/quotes/zigman/16008150/realtime/sampled 115.33 -0.52 0.45%
Pound
/quotes/zigman/16008140/realtime/sampled 1.44 0.00 0.07%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 0.00 0.47%
DXY Index
/quotes/zigman/1652083/delayed 96.75 +0.07 0.07%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.62 -0.02 0.02%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.73 -0.02 1.18%
German 10y
/quotes/zigman/15866409/realtime 0.22 0.00 0.00%
Italy 10yr
/quotes/zigman/15866497/realtime 1.70 0.00 0.00%
Spain 10yr
/quotes/zigman/15866444/realtime 1.76 0.00 0.00%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.01 -0.02 61.14%
Crude Oil
/quotes/zigman/2260836/delayed 30 +1 1.82%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.49%
Corn
/quotes/zigman/25518691/delayed 363 -3 0.89%
DJIA F
/quotes/zigman/48241424/delayed 15,934 -54 0.34%
S&P F
/quotes/zigman/43106711/delayed 1,846 -6 0.32%
Silver
/quotes/zigman/32655632/delayed 15 0 0.33%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 99.75 -4.32 -4.15%
AAPL /quotes/zigman/68270/composite 95.01 0.99 1.05%
GOOG /quotes/zigman/59527964/composite 682.74 -0.83 -0.12%
BAC /quotes/zigman/190927/composite 12.27 -0.68 -5.25%
C /quotes/zigman/5065548/composite 37.81 -2.05 -5.14%
F /quotes/zigman/264304/composite 11.59 0.14 1.22%
T /quotes/zigman/398198/composite 37.11 0.23 0.62%
BP /quotes/zigman/247026/composite 29.92 -0.54 -1.77%
GE /quotes/zigman/227468/composite 28.17 -0.37 -1.30%
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Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.88% 11.62%
Business 13.12% 13.11% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.30% 14.12%
Airline 15.17% 15.16% 15.10%
Cash Back 15.26% 15.23% 15.27%
Reward 15.28% 15.25% 15.14%
Instant Approval 18.21% 18.18% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

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