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Who the Health Ruling Impacts Most

Those with pre-existing conditions

Monkey Business Images / Shutterstock.com

Insurers will no longer be allowed to deny coverage to people with pre-existing conditions. The policy already went into effect for people under 19 and will apply to all age groups after 2014, Nash says. Some 12.6 million non-elderly adults were deemed ineligible for coverage because of a pre-existing condition, charged a higher premium or refused to cover their condition, according to a government report.

What was at stake: “These people would have been most at risk of not being able to obtain or afford health care,” says Lisa Zamosky, a healthcare consultant and former health insurance executive. Studies show that pre-existing conditions present a growing problem for Americans: 50 to 129 million have some type of pre-existing health condition and one-in-five are uninsured, according to a 2011 by the Department of Health and Human Services.

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