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My father wanted to divide his estate, but my sister took it all
What to do when a parent dies and leaves no will
Money mistakes to avoid after a spouse’s death

Green Giant faces uphill battle for millennial market

Many of us don’t even know which generation we’re in

Has Robert Redford gotten it wrong on retirement?

Stephen Colbert’s ‘Late Show’: Here’s what to expect

Hey, Twitter, is Jack Dorsey your CEO or what?

Tennis’s U.S. Open trots out grown-up ball people

What it’s like to play tennis with a ‘smart’ racket

Labor Day traffic will be the U.S.’s worst since 2008

Chinese Navy ships in U.S. territorial waters
Watch China’s 90-minute parade in 60 seconds
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Trump signs Republican loyalty pledge
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Surf the 10 stories you shouldn’t have missed

Obscure trading strategy draws Wall Street’s ire

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Germany at fault in Europe’s refugee crisis
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Markets »

60.68MDow Volume:
Avg Vol: 113.10M
Unchanged
182
Decliners
4711
Advancers
1608
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,028 -346 2.12%
Nasdaq
/quotes/zigman/12633936/realtime 4,658 -75 1.59%
S&P 500
/quotes/zigman/3870025/realtime 1,911 -40 2.04%
GlobalDow
/quotes/zigman/629063/realtime 2,276 -47 2.01%
Gold
/quotes/zigman/662444/delayed 1,121 -4 0.33%
Oil
/quotes/zigman/2331095/delayed 46.56 -0.19 0.41%
FTSE 100
/quotes/zigman/3173262/delayed 6,043 -151 2.44%
DAX
/quotes/zigman/2380246/delayed 10,038 -280 2.71%
CAC 40
/quotes/zigman/3173214/delayed 4,523 -131 2.81%
FTSE MIB
/quotes/zigman/1482176/delayed 21,473 -705 3.18%
IBEX 35
/quotes/zigman/2759620/delayed 9,822 -221 2.20%
Stoxx 600
/quotes/zigman/2380150/delayed 353 -9 2.52%
Asia Dow
/quotes/zigman/6959860/realtime 2,684 -29 1.06%
Nikkei 225
/quotes/zigman/5986735/delayed 17,792 -390 2.15%
Hang Seng
/quotes/zigman/2622475/delayed 20,841 -94 0.45%
Shanghai
/quotes/zigman/1859015/delayed 3,160 -6 0.20%
Sensex
/quotes/zigman/1652085/delayed 25,202 -563 2.18%
Singapore
/quotes/zigman/1709939/delayed 2,864 -43 1.47%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 +0.00 0.28%
Yen
/quotes/zigman/16008150/realtime/sampled 118.89 -1.19 0.99%
Pound
/quotes/zigman/16008140/realtime/sampled 1.52 -0.01 0.46%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.69 -0.01 1.35%
DXY Index
/quotes/zigman/1652083/delayed 96.17 -0.23 0.24%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.88 +0.07 0.08%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.12 -0.04 1.67%
German 10y
/quotes/zigman/15866409/realtime 0.67 -0.05 7.51%
Italy 10yr
/quotes/zigman/15866497/realtime 1.88 -0.04 2.06%
Spain 10yr
/quotes/zigman/15866444/realtime 2.08 -0.03 1.41%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.72 -0.08 4.31%
Japan 10yr
/quotes/zigman/15866525/realtime 0.37 -0.03 6.87%
Crude Oil
/quotes/zigman/2331095/delayed 47 0 0.41%
Gold
/quotes/zigman/662444/delayed 1,121 -4 0.33%
Corn
/quotes/zigman/7599553/delayed 363 +1 0.35%
DJIA F
/quotes/zigman/38649152/delayed 16,046 -302 1.85%
S&P F
/quotes/zigman/30356461/delayed 1,913 -33 1.70%
Silver
/quotes/zigman/3134148/delayed 15 0 1.14%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 87.18 -0.97 -1.10%
AAPL /quotes/zigman/68270/composite 108.59 -1.78 -1.61%
GOOG /quotes/zigman/30194416/composite 598.58 -7.67 -1.27%
BAC /quotes/zigman/190927/composite 15.53 -0.41 -2.57%
C /quotes/zigman/5065548/composite 50.27 -1.53 -2.94%
F /quotes/zigman/264304/composite 13.44 -0.40 -2.89%
T /quotes/zigman/398198/composite 32.36 -0.69 -2.07%
BP /quotes/zigman/247026/composite 30.56 -1.86 -5.72%
GE /quotes/zigman/227468/composite 23.86 -0.65 -2.65%
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Rates »

5 yr CD
1.5%
2 yr CD
0.8%
1 yr CD
0.6%
MMA $10K+
0.3%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.62% 11.62% 11.53%
Business 12.85% 12.85% 12.85%
Student 13.14% 13.14% 13.14%
Balance Transfer 14.12% 14.12% 14.00%
Airline 15.10% 15.10% 15.15%
Reward 15.14% 15.14% 14.99%
Cash Back 15.27% 15.27% 15.26%
Instant Approval 18.00% 18.00% 17.93%
Bad Credit 22.73% 22.73% 22.48%
Source:CreditCards.com

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How Online Retailers Personalize Prices

One price doesn’t fit all online. Retailers adjust prices and discounts based on each customer’s online habits and persona.

Travel website Orbitz says that it sometimes shows customers using Apple computers more expensive travel offers than Windows visitors, as the former typically spend 30% more, The Wall Street Journal reports. But that’s just one of many variables sites use to set prices, e-commerce experts say. “It’s common practice for retailers to make offers based on everything from your zip code to the kind of smartphone you’re using,” says Robert M. Weiss, technology practice group at Neal Gerber & Eisenberg, who notes the practice is legal so long as the vendor doesn’t change prices based on race, religion or gender.

The customer’s location in particular has a huge influence on the size and quality of discounts, experts say. For one, if a customer lives near one of the retailer’s warehouses, it will cost less for the company to throw in two-day free shipping. “Retailers know that free shipping is a huge motivator to get people to buy,” says Ashok Narasiman, CEO of Mountain View, Ca.-based e-commerce site Runa.com, which counts eBay among its clients. The climate or weather might also be a factor in snagging a deal: If an online retailer knows you’re shopping from Seattle during the rainy season, it may charge more for raincoats in the same way street vendors raise umbrella prices during a downpour, says e-commerce consultant Bryan Eisenberg.

The sites visited prior to purchase also play a role in the retailer’s price. Online retailers track consumers every move online through their “cookies” – little pieces of code stored on computers or mobile devices. Visiting an online retailer by clicking through an ad may make a discount less likely if the retailer has to pay the search engine for re-directing the customer, Narasiman says. Other sites reserve discounts for new customers only, says Feras Alhlou, co-founder of E-Nor.com, a digital analytics consulting firm in Santa Clara, Ca. “Existing customers need to delete their cookies to see these discounts too,” he says.

Even the words entered into a search engine may impact prices, experts say. If a retailer knows a consumer searched for “size 10 patent leather men’s shoes,” the company might be more likely to give a $10 discount or throw in a free pair of socks, Narasiman says. These are known as “long-tailed” searches, he says. “The more detailed the search, the more likely the consumer will make a purchase,” Narasiman says. He says it costs far more in marketing and advertising to win a customer back if they come to the site and leave without making a purchase. “If retailers feel they’re close to buying but need that extra nudge with the right and relevant offer,” Eisenberg says, “they will do just that.”

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MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert

New York Markets Close in:

need to know
When do markets close for Labor Day?
U.S. details ‘flash crash’ case vs. U.K. trader
$46 million asking-price cut for megamansion
44 million tried Apple Music in its first month


My father wanted to divide his estate, but my sister took it all
What to do when a parent dies and leaves no will
Money mistakes to avoid after a spouse’s death

Green Giant faces uphill battle for millennial market

Many of us don’t even know which generation we’re in

Has Robert Redford gotten it wrong on retirement?

Stephen Colbert’s ‘Late Show’: Here’s what to expect

Hey, Twitter, is Jack Dorsey your CEO or what?

Tennis’s U.S. Open trots out grown-up ball people

What it’s like to play tennis with a ‘smart’ racket

Labor Day traffic will be the U.S.’s worst since 2008

Chinese Navy ships in U.S. territorial waters
Watch China’s 90-minute parade in 60 seconds
See photos of China's massive military parade
China markets close for war anniversary

Donald Trump stumbles during interview on foreign policy
Trump stumbles in interview on foreign policy
Trump signs Republican loyalty pledge
Carson and Trump: Their policy differences
Trump as president: Bound to be GREAT!
Businessmen have done poorly as presidents

O’Malley maps out large-scale service program

Oops — Rick Perry says broken clock right once a day

Surf the 10 stories you shouldn’t have missed

Obscure trading strategy draws Wall Street’s ire

How the concept of BRIC investing went bust

Germany at fault in Europe’s refugee crisis
Immigration to Germany at highest since 1992
Chaos in Budapest as migrants rush trains
Father of drowned Syrian boy describes voyage

Six actors who were almost cast as James Bond

Facebook is most successful app, beating out Google, Apple
This is the most successful app ever


These are the college majors that are dying

They tangled with student debt all summer
College help for low-income families

/conga/frontpage.html 354208

Markets »

60.63MDow Volume:
Avg Vol: 113.10M
Unchanged
182
Decliners
4711
Advancers
1608
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,033 -342 2.09%
Nasdaq
/quotes/zigman/12633936/realtime 4,659 -75 1.58%
S&P 500
/quotes/zigman/3870025/realtime 1,912 -39 2.01%
GlobalDow
/quotes/zigman/629063/realtime 2,277 -46 1.99%
Gold
/quotes/zigman/662444/delayed 1,121 -4 0.32%
Oil
/quotes/zigman/2331095/delayed 46.53 -0.22 0.47%
FTSE 100
/quotes/zigman/3173262/delayed 6,043 -151 2.44%
DAX
/quotes/zigman/2380246/delayed 10,038 -280 2.71%
CAC 40
/quotes/zigman/3173214/delayed 4,523 -131 2.81%
FTSE MIB
/quotes/zigman/1482176/delayed 21,473 -705 3.18%
IBEX 35
/quotes/zigman/2759620/delayed 9,822 -221 2.20%
Stoxx 600
/quotes/zigman/2380150/delayed 353 -9 2.52%
Asia Dow
/quotes/zigman/6959860/realtime 2,684 -29 1.06%
Nikkei 225
/quotes/zigman/5986735/delayed 17,792 -390 2.15%
Hang Seng
/quotes/zigman/2622475/delayed 20,841 -94 0.45%
Shanghai
/quotes/zigman/1859015/delayed 3,160 -6 0.20%
Sensex
/quotes/zigman/1652085/delayed 25,202 -563 2.18%
Singapore
/quotes/zigman/1709939/delayed 2,864 -43 1.47%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 +0.00 0.26%
Yen
/quotes/zigman/16008150/realtime/sampled 118.90 -1.17 0.97%
Pound
/quotes/zigman/16008140/realtime/sampled 1.52 -0.01 0.47%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.69 -0.01 1.35%
DXY Index
/quotes/zigman/1652083/delayed 96.17 -0.23 0.24%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.88 +0.07 0.08%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.12 -0.04 1.67%
German 10y
/quotes/zigman/15866409/realtime 0.67 -0.05 7.51%
Italy 10yr
/quotes/zigman/15866497/realtime 1.88 -0.04 2.06%
Spain 10yr
/quotes/zigman/15866444/realtime 2.08 -0.03 1.41%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.72 -0.08 4.31%
Japan 10yr
/quotes/zigman/15866525/realtime 0.37 -0.03 6.87%
Crude Oil
/quotes/zigman/2331095/delayed 47 0 0.47%
Gold
/quotes/zigman/662444/delayed 1,121 -4 0.32%
Corn
/quotes/zigman/7599553/delayed 363 +2 0.41%
DJIA F
/quotes/zigman/38649152/delayed 16,047 -301 1.84%
S&P F
/quotes/zigman/30356461/delayed 1,913 -33 1.70%
Silver
/quotes/zigman/3134148/delayed 15 0 1.14%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 87.18 -0.97 -1.10%
AAPL /quotes/zigman/68270/composite 108.84 -1.53 -1.39%
GOOG /quotes/zigman/30194416/composite 598.40 -7.85 -1.29%
BAC /quotes/zigman/190927/composite 15.53 -0.41 -2.57%
C /quotes/zigman/5065548/composite 50.25 -1.54 -2.97%
F /quotes/zigman/264304/composite 13.45 -0.40 -2.85%
T /quotes/zigman/398198/composite 32.35 -0.69 -2.08%
BP /quotes/zigman/247026/composite 30.56 -1.85 -5.72%
GE /quotes/zigman/227468/composite 23.86 -0.65 -2.66%
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Rates »

5 yr CD
1.5%
2 yr CD
0.8%
1 yr CD
0.6%
MMA $10K+
0.3%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.62% 11.62% 11.53%
Business 12.85% 12.85% 12.85%
Student 13.14% 13.14% 13.14%
Balance Transfer 14.12% 14.12% 14.00%
Airline 15.10% 15.10% 15.15%
Reward 15.14% 15.14% 14.99%
Cash Back 15.27% 15.27% 15.26%
Instant Approval 18.00% 18.00% 17.93%
Bad Credit 22.73% 22.73% 22.48%
Source:CreditCards.com

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