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The number one auto in America for decades
The number one auto in America for decades

Jessica Alba’s Honest Co. is reportedly close to IPO
Jessica Alba’s Honest Co. is reportedly close to IPO  Getty Images

Why the Carolina Panthers should win the Super Bowl
Why the Carolina Panthers should win the Super Bowl  Getty Images
Real-time win probability for the Super Bowl
Better odds here than Super Bowl Predictor
These Super Bowl bound Carolina Panthers could manage your money
Super Bowl stock predictor has a streak going

Teen gets to keep $20,000 gold bar found in lake
Teen gets to keep $20,000 gold bar found in lake  Getty Images

This top NYC dog walker earns $110,000 a year
This top NYC dog walker earns $110,000 a year  ryanfordogs.com

Crane collapses in New York, killing at least one
Crane collapses in New York, killing at least one person Reuters

Why fundamentals are no longer relevant for gold
Why fundamentals are no longer relevant for gold AFP/Getty Images

$2,000 to go traveling: The 10 best employee perks
 Google
Will your job benefits get better this year?

Can 40-year-old long-lost daughter get my estate?
Can I force my late mother-in-law’s estate to pay my mortgage? Terrence Horan/MarketWatch
Must mother-in-law’s estate pay my mortgage?

Art imitates life: Displaying crushing student debt
When art imitates life: Student debt crisis on display at New York exhibit Jovanna Venegas

‘Hateful Eight’ star destroys $40,000 vintage guitar — and it was a loaner
Hateful Eight star destroys $40,000 guitar -- and it was a loaner Everett Collection

Super Bowl host cities always lose money game
Super Bowl host cities always lose the money game Getty Images

Taste the whiskey that Peyton Manning won’t try
Taste the whiskey that Peyton Manning won’t try Battle Cry American Single Malt Whiskey
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Lifestyle choices cause up to 90% of all cancers
A barman attending to two women sitting on bar stools in the bar of a train.   (Photo by Fox Photos/Getty Images)  Getty Images
The one thing that does not cause cancer
A statistical look at how and when you’ll die
The simple reason Obama can’t cure cancer
Blankfein likens central bankers to oncologists

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CDC advice on drinking in pregnancy ‘crazy’
Where are you most likely to get Zika virus?
need to know
Bank stocks have taken enough punishment
How to know if your tax preparer is a crook
Investors dump stocks, scoop up bonds
China’s forex reserves poised for record drop
GoPro rallies on Microsoft licensing deal
Twitter suspends 125,000 terrorist accounts
Baker Hughes: 7th drop in U.S. oil rig count

When is China stock market closed for holiday?
Oil output barely dented despite price plunge
Morgan Stanley gives up on higher oil prices

Four reasons the January jobs report is fishy
Economists say ‘wow’ to jobless rate

Oil-tax proposal steps on Obama jobs message
Obama: Oil tax won't disrupt economy
Obama: GOP 'doom and despair tour' not helpful
Here’s how much Obama’s oil tax would add to the price of gasoline

LinkedIn loses a Twitter in market cap

LinkedIn’s stock suffers biggest-ever selloff
LinkedIn earnings confuse investors into panic
5 reasons you hate LinkedIn so much

Trump takes New Hampshire snow day

The best biotech plays once sector stabilizes

Fed likely to stay put in March despite decent jobs report
Fed likely to stay put in March


Manufacturing jobs hit 7-year high
Job growth slows, jobless rate hits 8-year low
Exports fall in 2015, 1st time since recession

Tesla earnings: Model 3 spending, Model X sales in focus
Tesla earnings: Model 3, Model X in focus

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Is ‘Trump bubble’ bursting in New Hampshire?
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has done

Clinton, Sanders spar over liberal credentials
Why do young voters like Sanders so much?
Clinton to ‘look into’ paid-speech transcripts
New Hampshire debate: Live blog recap
Watch the Democratic debate in 2 minutes

Cash-rich Symantec will cut costs, go into debt
Symantec gets $500M stake from Silver Lake

Will China soon burn through its cash reserves?
China lays out plan to reduce steel capacity
China confirms it's holding Hong Kong men

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Tax software firm warns of data breach

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/conga/frontpage.html 367216

Markets »

139.01MDow Volume:
Avg Vol: 128.61M
Unchanged
165
Decliners
4917
Advancers
1419
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,205 -212 1.29%
Nasdaq
/quotes/zigman/12633936/realtime 4,363 -146 3.25%
S&P 500
/quotes/zigman/3870025/realtime 1,880 -35 1.85%
GlobalDow
/quotes/zigman/629063/realtime 2,139 -24 1.12%
Gold
/quotes/zigman/33772884/delayed 1,174 +17 1.43%
Oil
/quotes/zigman/2260836/delayed 31.00 -0.72 2.27%
FTSE 100
/quotes/zigman/3173262/delayed 5,848 -51 0.86%
DAX
/quotes/zigman/2380246/delayed 9,286 -107 1.14%
CAC 40
/quotes/zigman/3173214/delayed 4,201 -28 0.66%
FTSE MIB
/quotes/zigman/1482176/delayed 17,250 -376 2.13%
IBEX 35
/quotes/zigman/2759620/delayed 8,500 +31 0.37%
Stoxx 600
/quotes/zigman/2380150/delayed 326 -3 0.87%
Asia Dow
/quotes/zigman/6959860/realtime 2,510 +7 0.29%
Nikkei 225
/quotes/zigman/5986735/delayed 16,820 -225 1.32%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 24,617 +279 1.14%
Singapore
/quotes/zigman/1709939/delayed 2,623 +65 2.53%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 -0.01 0.47%
Yen
/quotes/zigman/16008150/realtime/sampled 116.87 +0.09 0.08%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 -0.01 0.60%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 -0.01 1.83%
DXY Index
/quotes/zigman/1652083/delayed 96.96 +0.41 0.42%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.81 +0.50 0.56%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.83 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.30 -0.01 2.16%
Italy 10yr
/quotes/zigman/15866497/realtime 1.56 +0.05 3.14%
Spain 10yr
/quotes/zigman/15866444/realtime 1.65 +0.03 1.72%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.56 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.03 -0.03 51.16%
Crude Oil
/quotes/zigman/2260836/delayed 31 -1 2.27%
Gold
/quotes/zigman/33772884/delayed 1,174 +17 1.43%
Corn
/quotes/zigman/25518691/delayed 366 -3 0.81%
DJIA F
/quotes/zigman/48241424/delayed 16,118 -210 1.29%
S&P F
/quotes/zigman/43106711/delayed 1,874 -34 1.78%
Silver
/quotes/zigman/32655632/delayed 15 +0 1.21%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 104.07 -6.42 -5.81%
AAPL /quotes/zigman/68270/composite 94.02 -2.58 -2.67%
GOOG /quotes/zigman/59527964/composite 683.57 -24.44 -3.45%
BAC /quotes/zigman/190927/composite 12.95 -0.30 -2.26%
C /quotes/zigman/5065548/composite 39.86 -0.93 -2.28%
F /quotes/zigman/264304/composite 11.45 -0.08 -0.69%
T /quotes/zigman/398198/composite 36.88 0.35 0.96%
BP /quotes/zigman/247026/composite 30.46 -0.15 -0.49%
GE /quotes/zigman/227468/composite 28.54 -0.64 -2.19%
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Avg. APR Last Week 6 Months
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Business 13.12% 13.11% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.30% 14.12%
Airline 15.17% 15.16% 15.10%
Cash Back 15.26% 15.23% 15.27%
Reward 15.28% 15.25% 15.14%
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Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

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‘Fake’ Prices May Be Here to Stay

J.C. Penney’s bold experiment with honesty in pricing may not last long.

The chain abandoned its perpetual clearance sales in February, replacing the steep discounts listed on price tags with a “fair and square” system featuring a range of three discounts. “No games,” ads proclaimed. “Just great prices.”

It didn’t work, analysts say. Sales dropped 20% in the first quarter, executives were fired, and the new scheme was called into question.

The problem, say retail experts: Customers still want bargains — even if they’re just price-tag fictions. “Shoppers are deeply conditioned to seek deals,” says James Tenser, principal of VSN Strategies, a retail marketing consultancy in Tucson, Az.

J.C. Penney CEO Ron Johnson insists the company is sticking with the strategy. “We will not waver,” he told the Wall Street Journal. But experts expect a gradual return to the chain’s old days as a promotional department store. On Tuesday, J.C. Penney ousted its president Michael Francis, the former Target executive who was primarily responsible for the new pricing model. And it recently added “Best Friday Sales” on the first and last Friday of the month, plus nearly half-a-dozen other Friday sales so far this year.

The management realizes that many consumers actually like the cat-and-mouse game of bargain hunting, says Alex Goldfayn, author of “Evangelist Marketing.” “People love buying something with a heavy discount – even if it’s always on sale,” he says. J.C. Penney did not respond to requests for comment.

J.C. Penney’s difficulties provide a cautionary tale for retailers that are considering abandoning their 50%-off stickers to draw in customers, Tenser says. As a result of its move, J.C. Penney now occupies an “awkward middle ground” between a discount store and a fashion outlet. J.C. Penney has clothing and accessories endorsed by veteran designer Liz Claiborne, but he says it’s never been known for carrying well-known brands. “J.C. Penney was always the place to go to buy clothes for your children,” he says. “The new pricing doesn’t please older customers and it won’t appeal to the aspirations of younger people.”

But some say J.C. Penney’s new pricing structure wasn’t the problem – it was the failure to communicate the message clearly to customers. Morningstar retail analyst Paul Swinand says the new three-tiered pricing is fairer as only 2% of goods were sold at the retail price, but customers were confused about how much they were saving. “The new prices took regular shoppers by surprise,” he says.

Indeed, retailers should be careful to introduce major changes to their brand gradually — not virtually overnight as J.C. Penney did, says Anthony Bruce, CEO of retail consultants Applied Predictive Technologies. “Always do tests first to anticipate the customer’s reaction,” he says.

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    • The problem is not just pricing. Costco does not have sales either. Apple stores sell only at full price. JCP might have spent much money on marketing to stimulate interest in its concept. If people really are serious about saving money they should do the comparisons and then decide.

    • I want to know the prices I will pay before I walk into the store. With sales catalogs, newspaper ads, online websites I could see that before I went, plus there was usually a coupon to further discount the price. I look for sales 4 times a year. JCP wasn’t giving me a clue to what I would pay at any time. “Fair and square?” What’s that mean compared to other stores AT THAT DAY in time that I am looking at an ad?

    • I agree on those who criticize the ads. Flyers dropped from having a hundred items to just a handful. I never saw anything I wanted among the handful. Also it’s curious the new logo is a square — vs. Target’s circle. A bit too derivative.

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MarketWatch - Stock Market Quotes, Business News, Financial News
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Markets »

139.01MDow Volume:
Avg Vol: 128.61M
Unchanged
165
Decliners
4917
Advancers
1419
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,205 -212 1.29%
Nasdaq
/quotes/zigman/12633936/realtime 4,363 -146 3.25%
S&P 500
/quotes/zigman/3870025/realtime 1,880 -35 1.85%
GlobalDow
/quotes/zigman/629063/realtime 2,139 -24 1.12%
Gold
/quotes/zigman/33772884/delayed 1,174 +17 1.43%
Oil
/quotes/zigman/2260836/delayed 31.00 -0.72 2.27%
FTSE 100
/quotes/zigman/3173262/delayed 5,848 -51 0.86%
DAX
/quotes/zigman/2380246/delayed 9,286 -107 1.14%
CAC 40
/quotes/zigman/3173214/delayed 4,201 -28 0.66%
FTSE MIB
/quotes/zigman/1482176/delayed 17,250 -376 2.13%
IBEX 35
/quotes/zigman/2759620/delayed 8,500 +31 0.37%
Stoxx 600
/quotes/zigman/2380150/delayed 326 -3 0.87%
Asia Dow
/quotes/zigman/6959860/realtime 2,510 +7 0.29%
Nikkei 225
/quotes/zigman/5986735/delayed 16,820 -225 1.32%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 24,617 +279 1.14%
Singapore
/quotes/zigman/1709939/delayed 2,623 +65 2.53%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 -0.01 0.47%
Yen
/quotes/zigman/16008150/realtime/sampled 116.87 +0.09 0.08%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 -0.01 0.60%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 -0.01 1.83%
DXY Index
/quotes/zigman/1652083/delayed 96.96 +0.41 0.42%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.81 +0.50 0.56%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.83 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.30 -0.01 2.16%
Italy 10yr
/quotes/zigman/15866497/realtime 1.56 +0.05 3.14%
Spain 10yr
/quotes/zigman/15866444/realtime 1.65 +0.03 1.72%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.56 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.03 -0.03 51.16%
Crude Oil
/quotes/zigman/2260836/delayed 31 -1 2.27%
Gold
/quotes/zigman/33772884/delayed 1,174 +17 1.43%
Corn
/quotes/zigman/25518691/delayed 366 -3 0.81%
DJIA F
/quotes/zigman/48241424/delayed 16,118 -210 1.29%
S&P F
/quotes/zigman/43106711/delayed 1,874 -34 1.78%
Silver
/quotes/zigman/32655632/delayed 15 +0 1.21%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 104.07 -6.42 -5.81%
AAPL /quotes/zigman/68270/composite 94.02 -2.58 -2.67%
GOOG /quotes/zigman/59527964/composite 683.57 -24.44 -3.45%
BAC /quotes/zigman/190927/composite 12.95 -0.30 -2.26%
C /quotes/zigman/5065548/composite 39.86 -0.93 -2.28%
F /quotes/zigman/264304/composite 11.45 -0.08 -0.69%
T /quotes/zigman/398198/composite 36.88 0.35 0.96%
BP /quotes/zigman/247026/composite 30.46 -0.15 -0.49%
GE /quotes/zigman/227468/composite 28.54 -0.64 -2.19%
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5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.88% 11.62%
Business 13.12% 13.11% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.30% 14.12%
Airline 15.17% 15.16% 15.10%
Cash Back 15.26% 15.23% 15.27%
Reward 15.28% 15.25% 15.14%
Instant Approval 18.21% 18.18% 18.00%
Bad Credit 22.88% 22.88% 22.73%
Source:CreditCards.com

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  • /quotes/zigman/41663/composite GLD+1.58%
  • /quotes/zigman/59392505/composite NUGT+16.77%
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