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Ashley Madison CEO steps down
Amgen gets FDA OK for cholesterol treatment
Atlantic hurricanes lose sway over oil and gas
5 silly new words in the Oxford dictionary

Apple Watch debut stronger than previously thought: IDC
Apple to host Sept. 9 product event
Apple closes in on Fitbit in wearables

Craft beer acquisition by Duvel — stay small, stay beautiful
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10 fall beers with absolutely no pumpkin in them

Instead of flavored vodka, flavored sake?

Never use a market order when stocks are selling off
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Lack of fear means this correction isn’t finished

Most imposing stock ‘wall of worry’ in 5 years

John Bogle sees promise in market pullbacks
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How momentum investing could go out of style
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5 Phone Calls You Still Need to Make

“We never talk anymore” is no longer just the refrain of nagging mothers: People are dropping the traditional voice call in favor of texting and messaging. But experts say there are still some phone calls that can’t — or shouldn’t — be avoided.

EdBockStock / Shutterstock.com

Voice minutes are in such decline that wireless carriers are considering switching to unlimited plans to keep revenue up, The Wall Street Journal reports. And data shows they have reason to worry: the average length of a local call has fallen more than 50% over the last decade to around 1.8 minutes, according CTIA-The Wireless Association. The only time certain people bring the phone to their ear may be to avoid talking to those around them, studies show. Some 13% of people in a Pew Research Center survey said they actually pretend to be on their phones in order to avoid “unwanted personal interactions.” “Nobody calls me anymore,” says Vicky Oliver, social commentator and author of The Millionaire’s Handbook. “Honestly, these days I’m sometimes happy to get calls from telemarketers.”

Instead, adults have joined the ranks of teenagers and now let their thumbs do the talking. One-in-three Americans said they’d rather text than call, according to a 2011 study by Pew Research Center. In fact, the survey found that Americans send an average of 41 texts a day – with those aged 19-25 sending an average of 110 texts a day. Wolfgang Luckmann, a Yulee, Fla.-based acupuncturist, treats patients with “thenar tendinitis,” an inflammation of tissues in the thumb mainly due to incessant texting: “In the old days, people had neck spasms from talking on the phone. Now, they’re getting this.”

Some experts say it’s often in our psychological, social or financial interest to make an old fashioned call. Social networks have taken the small talk out of conversations, says Todd Day, industry analyst for Frost & Sullivan. But sometimes the mouth is mightier than the thumb. People used to deliver good news by phone, Day says. These days, they’re just as likely to brag about their kids in a Facebook status update. Why? It reaches people and it’s less time-consuming, he says. That said, regular phone calls sometimes save time. “In a four-minute conversation you can resolve a problem, save your time and your thumbs,” says Susan RoAne, author of “Face to Face: How to Reclaim the Personal Touch in a Digital World.”

Emergency calls to 911 aside, here are five scenarios when it’s still better to pick up the phone.

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    • By WebOsPublisher

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      The Legacy V: Tiger’s Eye (Chapter Two) -4
      Jeret Seth placed his palm on the scanner and waited. He felt the warmth of the reader’s light pass beneath it and with a heavy clunk the isomorphic computer released the locking mechanism on the door. As the door vanished into thin air, Seth stepped through and into the hexagonal chamber he had had specially built at the heart of his villa.
      Various machines lined the three of the walls and a workbench nestled against another, circuit boards and partially constructed devices lying abandoned on its surface. Beside the door was a panel of screens and computers in front of which rested a high-backed chair. Seth settled himself into its comfortable seat as the door re-appeared, closing him off from any interruptions.
      Although he knew that Askari would get him results, what he didn’t know was how long it would take the Yahanan to deliver. So he had come to his inner sanctum to run a few enquiries of his own. Over the years he had amassed a great deal of technology and had been able to augment it with the technology he used to know so well.
      His fingers darted over the buttons and switches on the panel before him as he programmed in the search parameters that would locate his precious emphazine. He reprimanded himself for not doing this earlier, but when the first shipment had gone missing he had thought it a co-incidence. If only Oscar Wilde has been his assistant instead of Askari…
      With a final flow of fingertips across the controls, Seth set the programme in motion and waited as it performed his search. Long ago he had hacked into the defensive, surveillance and communications satellites of this hated dust ball in order for him to establish whether it sustained the ingredients he would need for the first leg of his journey home. Now they would perform a similar function, scanning the surface for the unique signature the drug gave off.
      A map of Yahanis appeared on the main screen as digitally produced graphs fluctuated on smaller displays beside it. A large green dot appeared centred over the crater of Dar-Es-Buraq and, he noted, a much smaller yellow one out beyond Bin-El-Mabuul. Seth was puzzled. The search should have been far more accurate than that. The dot should have been a mere pin-prick. He adjusted the map and it zoomed in on the metropolis. To his astonishment green dots appeared all over the city along with three further yellow ones.
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      ‘Confirmed.’
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      ‘Possible hypotheses include: pharmaceutical analogous in composition to emphazine with corresponding trans-dimensional and/or temporal travel qualities; being with emphazine or analogous pharmaceutical introduced to system; being with trans-dimensional and/or temporal travel capability; being with recent residual trans-dimensional or temporal travel signature; sentient machine with trans-dimensional and/or temporal travel capability.’
      Seth gasped. ‘Confirm last two hypotheses.’
      ‘Confirmed.’
      Time travellers! It was scarcely possible to believe. Seth jumped from his seat. ‘Maintain current trace and transfer co-ordinates of nearest yellow subject to main computer. Update at five-minute intervals. And open the door!’ As before, an opening formed in the wall beside the console and Seth stepped through. All he had to do was find this “yellow” and his life would never be the same again.
      Nick had finally made it to Buliseye HQ. It had taken him much longer than Orsah had said it would, but then she probably didn’t time the journey with a buggered foot. Still, he had stopped off momentarily to buy a couple of baps. This only made him think of Alf and the danger she could be in. This place had better be able to reveal the Doctor’s whereabouts or he was royally screwed.
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      ‘Who are you?’ asked the Yahanan in blue.
      Nick didn’t take his eyes off the Doctor’s blank face. ‘I’m Nick,’ he said. ‘Remember? Nick? The bloke you didn’t tell you were a clone? That Nick?’
      The Doctor smiled. ‘I’m sorry, Nick.’ Nick breathed a sigh of relief. ‘I think you must have me confused with someone else.’
      Nick’s eyes narrowed. ‘Yeah,’ he said. ‘I thought you were my friend. I was evidently wrong.’
      ‘Come Hakim, we must get you, ah, home,’ said the fat Yahanan.
      ‘That’s it!’ exclaimed Nick. ‘Hakim. Yes! And I’m Nathan. Remember, Hakim? And Alice? You’re other friend, Alice? Well, she’s in trouble and she needs our help!’ This was worse than dealing with those children.
      The Yahanan snorted. ‘Do you know this person, Hakim?’ he asked.
      The Doctor looked pained. ‘I don’t know,’ he said. ‘I don’t think so.’ Nick visibly deflated.
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      ‘Fine,’ said Nick. ‘Just piss off and leave me. AGAIN!’ He slumped onto one of the metallic benches that lined Buliseye reception and dug at his eyes with the palms of his hands. First Alf disappears and may be even dead and now the Doctor has lost his mind and is in police custody. Could things actually get any worse?
      1 | 2 | 3 | 4 | 5 |

    • like Bobby said I am shocked that a person can profit $8653 in 4 weeks on the internet. have you read this link (Click on menu Home more information)

    • Some phone calls you should really make:

      To the cable company — my bill is too high and I need to figure out how to cut it. More than likely you’ll end up with a discount.

      To the insurance company — my bill is too high and I need to either cut it or switch to a lower cost insurer. Good chance they’ll magically find some discounts for you.

      To the car dealer (if you are looking for a new car), after having walked out of the dealership the day before because you just couldn’t justify the price. “I’m still interested but the price is higher than I need it to be. What can you do?”

      To the credit card company. The annual fees are killing me; what can you do? (a bit of a longer shot, but worth the try)

      To Mom, so you can tell her how you saved all that money with just a few phone calls.

      In this down economy, buyers have all the leverage. Take advantage of it while you can.

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  • How breaking news — in the markets, Washington, and around the world — affects you and your money. Have a question about how current events may change your financial future? Email us at ask@smartmoney.com.

MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert
need to know
U.S. stocks end wild week higher
Staples, Office Depot to delay close of merger
PBF Energy chemical leak in Del. refinery
Drug maker Cortendo files for IPO
‘War Room’ could be box-office surprise
Oil scores biggest weekly gain since 2009
Ashley Madison CEO steps down
Amgen gets FDA OK for cholesterol treatment
Atlantic hurricanes lose sway over oil and gas
5 silly new words in the Oxford dictionary

Apple Watch debut stronger than previously thought: IDC
Apple to host Sept. 9 product event
Apple closes in on Fitbit in wearables

Craft beer acquisition by Duvel — stay small, stay beautiful
Firestone is latest U.S. brewer to join the Duvel family
10 fall beers with absolutely no pumpkin in them

Instead of flavored vodka, flavored sake?

Never use a market order when stocks are selling off
Schwab site hit by outages in busy trade stretch
Lack of fear means this correction isn’t finished

Most imposing stock ‘wall of worry’ in 5 years

John Bogle sees promise in market pullbacks
A strategy to make money in this crazy market
Record $29.5 billion yanked from stock funds

Roubini: Better early warning system is needed

Why you should worry and be happy that stocks aren’t a sure bet
Both worry, be happy that stocks aren’t a sure bet
This wild market is no threat to your income and spending

A sign for Moody's rating agency is displayed at the company headquarters in New York, September 18, 2012.  AFP PHOTO/Emmanuel Dunand        (Photo credit should read EMMANUEL DUNAND/AFP/GettyImages)
ADP debt-funded buyback raises Moody’s ire

Democratic leaders frustrated by Clinton’s handling of email issue
More frustration with Clinton on email issue
Poll shows Biden running stronger than Clinton
Trump: I’m OK with raising taxes on myself

Poland looks next to turn against the EU

China wins the Battle of Mountain Pass
China just undermined the U.S. Defense Department

China may be in worse shape than most of us think
What should China do to fix its economy?
Analysts dismiss fears of a China hard landing
‘Loch Ness monster’ and China's mystery rally

These are the best jobs for millennials
These are the best jobs for millennials


How momentum investing could go out of style
Momentum investing could be going out of style

Tesla Model S scores 103 on 100-point scale
Tesla Model S scores 103 on 100-point scale
Elon Musk retweets slow-driving Tesla owner
Colbert should ask Elon Musk, Kalanick this
$400,000 supercar goes up in flames

How to cope when you’re suddenly uninsured

/conga/frontpage.html 353613

Markets »

131.79MDow Volume:
Avg Vol: 112.32M
Unchanged
186
Decliners
2190
Advancers
4209
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,643 -12 0.07%
Nasdaq
/quotes/zigman/12633936/realtime 4,828 +16 0.32%
S&P 500
/quotes/zigman/3870025/realtime 1,989 +1 0.06%
GlobalDow
/quotes/zigman/629063/realtime 2,373 +13 0.54%
Gold
/quotes/zigman/662444/delayed 1,133 +11 0.95%
Oil
/quotes/zigman/2331095/delayed 45.33 +2.77 6.51%
FTSE 100
/quotes/zigman/3173262/delayed 6,248 +56 0.90%
DAX
/quotes/zigman/2380246/delayed 10,299 -17 0.17%
CAC 40
/quotes/zigman/3173214/delayed 4,675 +17 0.36%
FTSE MIB
/quotes/zigman/1482176/delayed 21,994 -208 0.93%
IBEX 35
/quotes/zigman/2759620/delayed 10,353 +63 0.61%
Stoxx 600
/quotes/zigman/2380150/delayed 363 +1 0.28%
Asia Dow
/quotes/zigman/6959860/realtime 2,798 +45 1.64%
Nikkei 225
/quotes/zigman/5986735/delayed 19,136 +562 3.03%
Hang Seng
/quotes/zigman/2622475/delayed 21,612 -226 1.04%
Shanghai
/quotes/zigman/1859015/delayed 3,232 +149 4.82%
Sensex
/quotes/zigman/1652085/delayed 26,392 +161 0.61%
Singapore
/quotes/zigman/1709939/delayed 2,956 +11 0.36%
Euro
/quotes/zigman/16008136/realtime/sampled 1.12 -0.01 0.54%
Yen
/quotes/zigman/16008150/realtime/sampled 121.70 +0.67 0.55%
Pound
/quotes/zigman/16008140/realtime/sampled 1.54 0.00 0.07%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.72 +0.00 0.03%
DXY Index
/quotes/zigman/1652083/delayed 96.15 +0.38 0.40%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.50 +0.24 0.27%
U.S. 10yr
/quotes/zigman/15866666/realtime 2.18 0.00 0.12%
German 10y
/quotes/zigman/15866409/realtime 0.75 +0.00 0.17%
Italy 10yr
/quotes/zigman/15866497/realtime 1.91 -0.02 0.80%
Spain 10yr
/quotes/zigman/15866444/realtime 2.06 +0.01 0.26%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.85 -0.02 0.96%
Japan 10yr
/quotes/zigman/15866525/realtime 0.38 -0.01 2.48%
Crude Oil
/quotes/zigman/2331095/delayed 45 +3 6.51%
Gold
/quotes/zigman/662444/delayed 1,133 +11 0.95%
Corn
/quotes/zigman/7599553/delayed 374 -1 0.20%
DJIA F
/quotes/zigman/38649152/delayed 16,632 -18 0.11%
S&P F
/quotes/zigman/30356461/delayed 1,986 -3 0.15%
Silver
/quotes/zigman/3134148/delayed 15 +0 0.89%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 91.01 1.28 1.43%
AAPL /quotes/zigman/68270/composite 113.29 0.37 0.33%
GOOG /quotes/zigman/30194416/composite 630.38 -7.23 -1.13%
BAC /quotes/zigman/190927/composite 16.36 -0.08 -0.49%
C /quotes/zigman/5065548/composite 53.28 -0.16 -0.30%
F /quotes/zigman/264304/composite 13.74 0.18 1.33%
T /quotes/zigman/398198/composite 33.29 -0.15 -0.45%
BP /quotes/zigman/247026/composite 33.26 0.23 0.70%
GE /quotes/zigman/227468/composite 25.16 0.15 0.60%
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Rates »

5 yr CD
1.5%
2 yr CD
0.8%
1 yr CD
0.6%
MMA $10K+
0.3%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.62% 11.62% 11.53%
Business 12.85% 12.85% 12.85%
Student 13.14% 13.14% 13.14%
Balance Transfer 14.12% 14.12% 14.00%
Airline 15.10% 15.10% 15.15%
Reward 15.14% 15.14% 14.99%
Cash Back 15.27% 15.27% 15.26%
Instant Approval 18.00% 18.00% 17.93%
Bad Credit 22.73% 22.73% 22.48%
Source:CreditCards.com

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