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New York Markets Close in:

need to know
Burger King to sell hot dogs starting Feb. 23
What to expect from Whole Foods earnings
US Foods files to go public
Salesforce CEO takes stake in Fitbit
U.S. government runs $55 billion budget surplus

Tesla earnings: Model 3 spending, Model X sales in focus
Tesla earnings: Model 3 spending, Model X

Twitter reports after the bell — what to look for
The Twitter signal that’s giving investors hope
Facebook, Amazon are the keys to this market
Tech money makers can’t make up for losers

Portland Trail Blazers guards Damian Lillard and C.J. McCollum live with ... mom
Meet the NBA stars who live with their mothers

Musician Lenny Kravitz owned the 19th-century Creole cottage in the French Quarter of New Orleans from 1994 to 2012. It's now back on the market at $1.16 million.

RE/Max N.O. Properties/Mansion Global
A bona fide celebrity abode — believe it or not
S.F. real estate looked like this in 2000, too
San Diego prices sending buyers northward
Location Scouts: Insider intel from top markets

A break for zombie-fighting Amazon developers

REIT bonus targets at heart of Brixmor scandal

Burberry sues, says J.C. Penney copied its designs
Hermès sales up 15% on euro, Asian demand
NRF expects retail sales to grow 3.1% in 2016

10 essential money questions to ask yourself today

Feds have removed a roadblock to driverless cars

Recipe for less boring Oscar acceptance speeches
Is James Bond’s Pinewood Studios for sale?

Why is everyone freaking out about ‘CoCos’?
Convertible bonds are alluring as stocks fall

If you’re bullish on oil, Chevron and Exxon are buys here
If you’re bullish on oil, these stocks are buys

Social Security in the crosshairs: replacement rates again
Stage is being set for cuts to Social Security

Tricky tax issues you should know about this year

Supreme Court halts Obama’s emissions plan
White House forecasts best growth in years
Obama proposes $4.1 trillion federal budget

Why you should consider retiring abroad
The best places to retire abroad — with friends
Finding the best places to retire abroad
Expat retirees: how life has turned out

The sad truth of why retirement
is a myth


Is it wise to hold onto cash reserves?

Strategists argue stocks need a true purge

IRS says identity thieves breached its systems
How to know if your tax preparer is a crook
Tax software firm warns of data breach
White House's lesson about online security

The 6 Most Shorted NYSE Stocks: Short Sellers Pile on Alcoa, Freeport-McMoRan Again
Short sellers pile on Alcoa, Freeport-McMoRan
24/7 Wall St.: Short sellers retreat from Nasdaq

Cheap oil may make OPEC dominant again
Existential threat to Russians and Saudis: Lynn

Will oil get so cheap, it won’t pay to extract it?


/conga/frontpage.html 367605

Markets »

66.96MDow Volume:
Avg Vol: 130.29M
Unchanged
149
Decliners
1838
Advancers
4411
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,043 +28 0.18%
Nasdaq
/quotes/zigman/12633936/realtime 4,336 +67 1.57%
S&P 500
/quotes/zigman/3870025/realtime 1,868 +16 0.87%
GlobalDow
/quotes/zigman/629063/realtime 2,094 +9 0.43%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.52%
Oil
/quotes/zigman/2260836/delayed 27.46 -0.48 1.72%
FTSE 100
/quotes/zigman/3173262/delayed 5,672 +40 0.71%
DAX
/quotes/zigman/2380246/delayed 9,017 +138 1.55%
CAC 40
/quotes/zigman/3173214/delayed 4,061 +64 1.59%
FTSE MIB
/quotes/zigman/1482176/delayed 16,714 +801 5.03%
IBEX 35
/quotes/zigman/2759620/delayed 8,144 +216 2.73%
Stoxx 600
/quotes/zigman/2380150/delayed 315 +6 1.87%
Asia Dow
/quotes/zigman/6959860/realtime 2,454 -17 0.69%
Nikkei 225
/quotes/zigman/5986735/delayed 15,713 -372 2.31%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 23,759 -262 1.09%
Singapore
/quotes/zigman/1709939/delayed 2,582 -41 1.57%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 0.00 0.21%
Yen
/quotes/zigman/16008150/realtime/sampled 114.03 -1.09 0.95%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.00 0.23%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 +0.00 0.45%
DXY Index
/quotes/zigman/1652083/delayed 96.09 +0.04 0.04%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.06 -0.22 0.25%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.71 -0.01 0.75%
German 10y
/quotes/zigman/15866409/realtime 0.24 +0.01 2.52%
Italy 10yr
/quotes/zigman/15866497/realtime 1.64 -0.04 2.37%
Spain 10yr
/quotes/zigman/15866444/realtime 1.72 -0.06 3.62%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 +0.00 0.13%
Japan 10yr
/quotes/zigman/15866525/realtime 0.01 +0.04 165.64%
Crude Oil
/quotes/zigman/2260836/delayed 27 0 1.72%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.52%
Corn
/quotes/zigman/25518691/delayed 360 -1 0.21%
DJIA F
/quotes/zigman/48241424/delayed 16,001 +42 0.26%
S&P F
/quotes/zigman/43106711/delayed 1,864 +16 0.85%
Silver
/quotes/zigman/32655632/delayed 15 0 1.35%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 102.78 3.24 3.25%
AAPL /quotes/zigman/68270/composite 95.34 0.35 0.37%
GOOG /quotes/zigman/59527964/composite 692.75 14.64 2.16%
BAC /quotes/zigman/190927/composite 12.14 -0.06 -0.49%
C /quotes/zigman/5065548/composite 38.01 0.50 1.33%
F /quotes/zigman/264304/composite 11.39 0.04 0.31%
T /quotes/zigman/398198/composite 36.52 -0.13 -0.34%
BP /quotes/zigman/247026/composite 28.08 -0.27 -0.96%
GE /quotes/zigman/227468/composite 28.57 0.29 1.03%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
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Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.20% 15.26% 15.27%
Reward 15.25% 15.28% 15.14%
Instant Approval 18.02% 18.21% 18.00%
Bad Credit 22.56% 22.88% 22.73%
Source:CreditCards.com

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How to Save on College Health Care

Students shopping for a college may soon have to consider the quality of the campus health plan along with the academics.

Rob Byron / Shutterstock.com

President Obama’s Affordable Care Act requires individuals, including students, to have a level of coverage well beyond what’s traditionally been offered by most colleges.  As a result, premiums are rising by several hundred dollars a year to around $2,000 per student, The Wall Street Journal reports. And while the new health-care law allows parents to enroll children in their own insurance plans until age 26, experts say there is still a lost generation of young people without coverage. “If it’s a close call between two colleges, students should make health insurance the deciding factor,” says Stephen J. Rose, a research professor at the Georgetown University Center on Education and the Workforce in Washington, D.C.

Analysts say rising premiums will hurt one group of students in particular: those whose parents can’t afford decent health care of their own. Young people have the highest uninsured rate of any age group — 30% for those aged between 19 and 25, the period most students spend in higher education – according to the non-profit Kaiser Family Foundation.  Half of the uninsured young adults come from low-income families, the foundation said. Meanwhile, students are spending more years in undergraduate and graduate school due to the weak economy, says Kevin Flynn, president of Healthcare Advocates.

Students shouldn’t feel pressured into signing up for college health plans, as they’re often not as generous as those obtained through the individual market, experts say. For instance, college plans sometimes stipulate a sick student must visit the college medical center for a doctor’s referral, which could delay or even preempt a much-needed hospital visit, says Aaron Smith, executive director of Young Invincibles, a student health-care reform group. Other schools have required students to purchase a “school mini-med plan” with annual benefit caps as low as $1,000. These provide “almost no protection when students actually get sick or injured,” Smith says.

To avoid paying more, parents should think ahead and choose a family plan that covers their children for all medical emergencies and subsequent care — even when they’re going to school out of state, experts say. “Not doing this is the predominate reason parents take out an additional student health plan,” Flynn says. Most employer health-care plans have basic out-of-state-coverage for children, he says. For those that have only have limited out-of-state coverage, he suggests a high-deductible student health plan, which typically starts at $100 a month and would satisfy the rules under Obamacare. Students should then return home for all other routine care and prescriptions. That means lower monthly premiums, of course, but could also result in higher out-of-pocket expenses if the student develops a serious illness or has an accident on the football field.

To be sure, the new law does may make some student health plans more appealing. For one, it prohibits all plans from having “lifetime coverage limits” — where a serious illness or accident could max out their health coverage. It also bans excluding students under 19 for pre-existing conditions, says Mark Kantrowitz, publisher of FinAid.org, which tracks student debt.

And some states are taking their own steps to make the plans better.  In Massachusetts, for instance, several colleges found a way around hiking premiums: they banded together to form the “Student Health Program Group Purchasing Initiative,” which covers 12,000 state university and community college students. “This is the type of innovative approach that more schools across the country should be looking at,” Smith says.

Comments

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Comments (4 of 4)

View all Comments »
    • By WebOsPublisher

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    • like Elizabeth replied I’m shocked that a student able to get paid $7538 in 4 weeks on the internet. have you read this website (Click on menu Home more information) http://goo.gl/KGzmE

    • Not buying insurance because you don’t think you’ll get sick is called “free riding.”

    • It’s all about opportunity cost. Smart people weigh the cost of needing the insurance with not needing it and act accordingly. Do you really hear about college and post-college aged people getting sick?

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MarketWatch - Stock Market Quotes, Business News, Financial News

New York Markets Close in:

need to know
Burger King to sell hot dogs starting Feb. 23
What to expect from Whole Foods earnings
US Foods files to go public
Salesforce CEO takes stake in Fitbit
U.S. government runs $55 billion budget surplus

Tesla earnings: Model 3 spending, Model X sales in focus
Tesla earnings: Model 3 spending, Model X

Twitter reports after the bell — what to look for
The Twitter signal that’s giving investors hope
Facebook, Amazon are the keys to this market
Tech money makers can’t make up for losers

Portland Trail Blazers guards Damian Lillard and C.J. McCollum live with ... mom
Meet the NBA stars who live with their mothers

Musician Lenny Kravitz owned the 19th-century Creole cottage in the French Quarter of New Orleans from 1994 to 2012. It's now back on the market at $1.16 million.

RE/Max N.O. Properties/Mansion Global
A bona fide celebrity abode — believe it or not
S.F. real estate looked like this in 2000, too
San Diego prices sending buyers northward
Location Scouts: Insider intel from top markets

A break for zombie-fighting Amazon developers

REIT bonus targets at heart of Brixmor scandal

Burberry sues, says J.C. Penney copied its designs
Hermès sales up 15% on euro, Asian demand
NRF expects retail sales to grow 3.1% in 2016

10 essential money questions to ask yourself today

Feds have removed a roadblock to driverless cars

Recipe for less boring Oscar acceptance speeches
Is James Bond’s Pinewood Studios for sale?

Why is everyone freaking out about ‘CoCos’?
Convertible bonds are alluring as stocks fall

If you’re bullish on oil, Chevron and Exxon are buys here
If you’re bullish on oil, these stocks are buys

Social Security in the crosshairs: replacement rates again
Stage is being set for cuts to Social Security

Tricky tax issues you should know about this year

Supreme Court halts Obama’s emissions plan
White House forecasts best growth in years
Obama proposes $4.1 trillion federal budget

Why you should consider retiring abroad
The best places to retire abroad — with friends
Finding the best places to retire abroad
Expat retirees: how life has turned out

The sad truth of why retirement
is a myth


Is it wise to hold onto cash reserves?

Strategists argue stocks need a true purge

IRS says identity thieves breached its systems
How to know if your tax preparer is a crook
Tax software firm warns of data breach
White House's lesson about online security

The 6 Most Shorted NYSE Stocks: Short Sellers Pile on Alcoa, Freeport-McMoRan Again
Short sellers pile on Alcoa, Freeport-McMoRan
24/7 Wall St.: Short sellers retreat from Nasdaq

Cheap oil may make OPEC dominant again
Existential threat to Russians and Saudis: Lynn

Will oil get so cheap, it won’t pay to extract it?


/conga/frontpage.html 367605

Markets »

66.94MDow Volume:
Avg Vol: 130.29M
Unchanged
149
Decliners
1838
Advancers
4413
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 16,043 +29 0.18%
Nasdaq
/quotes/zigman/12633936/realtime 4,336 +67 1.57%
S&P 500
/quotes/zigman/3870025/realtime 1,868 +16 0.87%
GlobalDow
/quotes/zigman/629063/realtime 2,094 +9 0.43%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.52%
Oil
/quotes/zigman/2260836/delayed 27.46 -0.48 1.72%
FTSE 100
/quotes/zigman/3173262/delayed 5,672 +40 0.71%
DAX
/quotes/zigman/2380246/delayed 9,017 +138 1.55%
CAC 40
/quotes/zigman/3173214/delayed 4,061 +64 1.59%
FTSE MIB
/quotes/zigman/1482176/delayed 16,714 +801 5.03%
IBEX 35
/quotes/zigman/2759620/delayed 8,144 +216 2.73%
Stoxx 600
/quotes/zigman/2380150/delayed 315 +6 1.87%
Asia Dow
/quotes/zigman/6959860/realtime 2,454 -17 0.69%
Nikkei 225
/quotes/zigman/5986735/delayed 15,713 -372 2.31%
Hang Seng
/quotes/zigman/2622475/delayed 19,288 +105 0.55%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 23,759 -262 1.09%
Singapore
/quotes/zigman/1709939/delayed 2,582 -41 1.57%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 0.00 0.24%
Yen
/quotes/zigman/16008150/realtime/sampled 114.02 -1.10 0.95%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.00 0.23%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 +0.00 0.45%
DXY Index
/quotes/zigman/1652083/delayed 96.10 +0.04 0.04%
WSJ $ Idx
/quotes/zigman/41508961/realtime 89.06 -0.22 0.25%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.71 -0.01 0.79%
German 10y
/quotes/zigman/15866409/realtime 0.24 +0.01 2.52%
Italy 10yr
/quotes/zigman/15866497/realtime 1.64 -0.04 2.37%
Spain 10yr
/quotes/zigman/15866444/realtime 1.72 -0.06 3.62%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 +0.00 0.13%
Japan 10yr
/quotes/zigman/15866525/realtime 0.01 +0.04 165.64%
Crude Oil
/quotes/zigman/2260836/delayed 27 0 1.72%
Gold
/quotes/zigman/33772884/delayed 1,192 -6 0.52%
Corn
/quotes/zigman/25518691/delayed 360 -1 0.28%
DJIA F
/quotes/zigman/48241424/delayed 16,000 +41 0.26%
S&P F
/quotes/zigman/43106711/delayed 1,864 +16 0.87%
Silver
/quotes/zigman/32655632/delayed 15 0 1.35%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 102.78 3.24 3.25%
AAPL /quotes/zigman/68270/composite 95.31 0.32 0.34%
GOOG /quotes/zigman/59527964/composite 692.83 14.72 2.17%
BAC /quotes/zigman/190927/composite 12.13 -0.07 -0.61%
C /quotes/zigman/5065548/composite 38.01 0.50 1.33%
F /quotes/zigman/264304/composite 11.38 0.03 0.22%
T /quotes/zigman/398198/composite 36.52 -0.14 -0.37%
BP /quotes/zigman/247026/composite 28.05 -0.30 -1.05%
GE /quotes/zigman/227468/composite 28.56 0.28 0.97%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
Please log in to view your watchlist
MarketWatch Portfolio

World News from MarketWatch

Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.20% 15.26% 15.27%
Reward 15.25% 15.28% 15.14%
Instant Approval 18.02% 18.21% 18.00%
Bad Credit 22.56% 22.88% 22.73%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/23556538/composite TWTR+4.62%
  • /quotes/zigman/118681/composite TSLA-0.53%
  • /quotes/zigman/13139813/composite SCTY-27.72%
  • /quotes/zigman/65801738/composite TLT+0.53%
  • /quotes/zigman/581086/composite LL+5.79%
X
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

MarketWatch will continue to provide the same important news and information you rely on every day. And, as a MarketWatch user, you will be able to enjoy:

  • Personalized news and quote email alerts
  • Editorial e-newsletters about personal finance, mutual funds and market-specific coverage
  • Premium newsletters by our market experts
  • Games, such as Virtual Stock Exchange and Beat the Darts
  • Free WSJ.com registration