MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert
need to know
Kohl's tells 3 top execs their positions are cut
Pope Francis in Cuba for historic meeting
Shake Shack plans to open in St. Louis
Zika vaccine is at least a year and a half away
10 big stories you’ve missed this week
Penney responds to lawsuit over Burberry plaid
Mattel names new boss for Barbie business

It’s a ‘new Cold War,’ warns Russia PM

Bank of America chief gets a 23% pay raise
Intel lured Qualcomm exec with $25 mln pay
CEO Jamie Dimon’s $26 mln bet on J.P. Morgan

I want my disabled sister out of our family home

Google exec squirms when questioned about pay

ECB may finally deal a deathblow to the €500 bill
Yen has crossed a ‘line in the sand’
Time for a coordinated response to the yuan?
Dollar to hit ¥95 by end of the year: Barclays

This can’t be why Apple made Beats deal with Dre

5 things to know about the Costco and AmEx breakup

How grocery business got ‘barbell’ shape

Dispute over safety claims costs Uber $28.5 mln

What bear market? Stocks look likely to rise

5 signs we might already be in a bear market
Looks like time for bottom fishing in stocks

Grammys make Memphis candy shop a winner

Economists increasingly see Fed hands as tied
What central-bank failures mean for investors
Have central banks lost market credibility?

How I paid off my student loans early

College freshmen most liberal since Vietnam

Big banks are fleeing the mortgage market
Big banks are fleeing the mortgage market
Boomers are loading up on debt, not millennials

Why you probably won’t see 99 cent gas

Taxpayers already paying for future Super Bowls

Beer’s incessant infighting clouds the big picture

How to buy a used car
The correct way to go about buying a used car

Don’t get smoked by your marijuana investment

Actually, the most popular new emoji isn’t the taco
/conga/frontpage.html 367881

Markets »

132.55MDow Volume:
Avg Vol: 132.70M
Unchanged
134
Decliners
1500
Advancers
4873
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 15,974 +314 2.00%
Nasdaq
/quotes/zigman/12633936/realtime 4,338 +71 1.66%
S&P 500
/quotes/zigman/3870025/realtime 1,865 +36 1.95%
GlobalDow
/quotes/zigman/629063/realtime 2,070 +23 1.11%
Gold
/quotes/zigman/33772884/delayed 1,239 -9 0.75%
Oil
/quotes/zigman/2260836/delayed 29.02 +2.81 10.72%
FTSE 100
/quotes/zigman/3173262/delayed 5,708 +171 3.08%
DAX
/quotes/zigman/2380246/delayed 8,968 +215 2.45%
CAC 40
/quotes/zigman/3173214/delayed 3,995 +98 2.52%
FTSE MIB
/quotes/zigman/1482176/delayed 16,515 +742 4.70%
IBEX 35
/quotes/zigman/2759620/delayed 7,921 +175 2.25%
Stoxx 600
/quotes/zigman/2380150/delayed 312 +9 2.91%
Asia Dow
/quotes/zigman/6959860/realtime 2,385 -51 2.10%
Nikkei 225
/quotes/zigman/5986735/delayed 14,953 -761 4.84%
Hang Seng
/quotes/zigman/2622475/delayed 18,320 -226 1.22%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 22,986 +34 0.15%
Singapore
/quotes/zigman/1709939/delayed 2,540 +2 0.07%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 -0.01 0.61%
Yen
/quotes/zigman/16008150/realtime/sampled 113.25 +0.83 0.74%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.00 0.18%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 0.00 0.04%
DXY Index
/quotes/zigman/1652083/delayed 95.97 +0.36 0.38%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.99 +0.23 0.26%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.75 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.26 +0.07 37.97%
Italy 10yr
/quotes/zigman/15866497/realtime 1.64 -0.08 4.67%
Spain 10yr
/quotes/zigman/15866444/realtime 1.74 -0.04 2.01%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.08 +0.06 442.45%
Crude Oil
/quotes/zigman/2260836/delayed 29 +3 10.72%
Gold
/quotes/zigman/33772884/delayed 1,239 -9 0.75%
Corn
/quotes/zigman/25518691/delayed 359 -1 0.35%
DJIA F
/quotes/zigman/48241424/delayed 15,925 +313 2.00%
S&P F
/quotes/zigman/43106711/delayed 1,860 +36 1.95%
Silver
/quotes/zigman/32655632/delayed 16 0 0.03%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 102.01 0.10 0.10%
AAPL /quotes/zigman/68270/composite 93.99 0.29 0.31%
GOOG /quotes/zigman/59527964/composite 682.40 -0.71 -0.10%
BAC /quotes/zigman/190927/composite 11.95 0.79 7.08%
C /quotes/zigman/5065548/composite 37.54 2.56 7.32%
F /quotes/zigman/264304/composite 11.55 0.38 3.40%
T /quotes/zigman/398198/composite 36.47 0.26 0.72%
BP /quotes/zigman/247026/composite 29.02 1.38 4.99%
GE /quotes/zigman/227468/composite 28.26 0.81 2.95%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
Please log in to view your watchlist
MarketWatch Portfolio

World News from MarketWatch

Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.6%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.20% 15.26% 15.27%
Reward 15.25% 15.28% 15.14%
Instant Approval 18.02% 18.21% 18.00%
Bad Credit 22.56% 22.88% 22.73%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/12230574/composite ICPT+27.50%
  • /quotes/zigman/260511/composite EWP+0.86%
  • /quotes/zigman/55160/composite AFFX+0.71%
  • /quotes/zigman/7628632/composite GREK+3.17%
  • /quotes/zigman/259867/composite RAX+5.19%
X
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

MarketWatch will continue to provide the same important news and information you rely on every day. And, as a MarketWatch user, you will be able to enjoy:

  • Personalized news and quote email alerts
  • Editorial e-newsletters about personal finance, mutual funds and market-specific coverage
  • Premium newsletters by our market experts
  • Games, such as Virtual Stock Exchange and Beat the Darts
  • Free WSJ.com registration

SmartMoney Blogs

Real-Time Advice
Our real-time advice on how market shifts and news impact you and your money

Will Small Banks Squeeze Customers to Repay Loans?

As hundreds of small financial institutions struggle to repay federal bailout loans, analysts say customers should expect to lose out on some of the longtime perks of banking locally.

At least 351 small banks with $15 billion in outstanding bailout loans face a “significant challenge” in raising new funds to repay the government, according to the Troubled Asset Relief Program. The inability to repay in full may have immediate consequences for investors and customers of small and medium size banks, says Steve Casselberry, chair of the banking and finance department at law firm Michelman and Robinson in Orange County, Ca. “Anything that will increase their costs, in this case their ability to pay back federal loans, factors into lower dividends for investors and higher fees for customers,” he says.

Banks have managed to keep fees low and branches open but the inevitable cannot be put off much longer, experts say. “There’s going to be belt-tightening,” says Bartlett Naylor, financial policy advocate at Public Citizen, a non-profit group. “As they move to electronic platforms to cut costs it will mean less staff,” he says. Odysseas Papadimitriou, chief executive of CardHub.com, says local banks will eventually have to cut back hours at their local branches, offer higher fees on savings accounts, loans, credit cards, and checking accounts. (The American Bankers Association was not immediately available for comment.)

Also Read:

To be sure, those within the industry say smaller banks will find other ways to compete with larger institutions. Terry Jorde, senior executive vice-president and chief of staff at the Independent Community Bankers of America, says, “The whole relationship with their customer is important to community banks,” she says. “They would rather make loans than raise fees.” She says community banks that have suffered during the recession or are struggling to pay back federal loans “need to ride out this economic recovery and make loans when loan demand increases in their community.”

That said, it doesn’t help that the most appealing features of small banks to many customers – low fees and personal service – are also expensive to maintain, says Mike Moebs, CEO of research firm Moebs Services. What’s more, cost-cutting measures could make banks less competitive in their markets and vulnerable to takeover, says Ben Woolsey, director of marketing and consumer research at CreditCards.com. Cutbacks might also convince customers to look to larger firms with slicker online banking. “Larger or fitter banks will simply acquire unprofitable institutions or fill the void if they fail, assuming the markets in which they operate offers sufficient demand for banking services,” says Dennis Moroney, senior analyst at TowerGroup consulting firm.

Comments

We welcome thoughtful comments from readers. Please comply with our guidelines. Our blogs do not require the use of your real name.

Comments (3 of 3)

View all Comments »
    • By WebOsPublisher

      Vertically Centering Text – Scribus Wiki
      a:lang(ar),a:lang(ckb),a:lang(fa),a:lang(kk-arab),a:lang(mzn),a:lang(ps),a:lang(ur)text-decoration:nonea.new,#quickbar a.newcolor:#ba0000
      /* cache key: scrpubwiki2:resourceloader:filter:minify-css:7:c88e2bcd56513749bec09a7e29cb3ffa */
      if(window.mw)
      mw.loader.load(["mediawiki.page.startup","mediawiki.legacy.wikibits","mediawiki.legacy.ajax"]);

      bodybehavior:url(“/wiki/skins/vector/csshover.min.htc”)
      Vertically Centering Text
      From Scribus Wiki
      Jump to: navigation,
      search
      This article is part of the HOWTOs series.
      Installation • Usage • PDF issues • Imposition • Other
      We’ve had a series of requests for some automated way to center text vertically in a frame, presumably in most cases where you might want to have a text frame with a border and the text inside centered. It just occurred to me that there are tools for making this not so hard, if not easy.
      Step One
      Here is our text frame and text, containing the text we wish to use, and the frame the size of the final product.
      Step Two
      Use Item > Multiple Duplicate > By Number of Copies, and check Shift Created Items By, but no shift, creating a copy of the frame immediately over the first. Now, right-click the top frame, and Contents > Clear. Set a color for the frame border, and we’ve also then increased line width to 2 points.
      Step Three
      Now, in Properties > X,Y,Z shift that empty bordered top frame underneath the one with text and shrink the text frame to the size you wish it to be. Be sure to leave no sizeable gap at the bottom. Select both frames now, either by Shift-clicking the bottom first or click-drag around both.
      Step Four
      Bring up Windows > Align and Distribute, make these settings. Sequentially click the center horizontally and center vertically icons (middle in each row).
      VoilГ !
      The end result. Note that you can resize either frame, add/delete text, change font size, whatever, then simply re-align the frames.
      Retrieved from “wiki.scribus.net/wiki/index.php?title=Vertically_Centering_Text$oldid=24991″
      Category: HOWTO
      Personal tools
      Log in / Registration
      Namespaces
      Page
      Discussion
      Variants
      Views
      Read
      View source
      View history
      Actions
      Search
      Categories
      [+] By Language
      [Г—] Color
      [+] Contents
      [Г—] Design
      [+] Development
      [Г—] FAQ
      [Г—] Graphics
      [+] Help
      [Г—] HOWTO
      [Г—] Images
      [Г—] Import
      [Г—] Installation
      [Г—] News
      [Г—] Official
      [+] OS Specific
      [+] PDF
      [Г—] Printing
      [+] Publications
      [Г—] Scripts
      [+] Support
      [Г—] Text
      [Г—] Tips
      [+] Tools
      [+] Wiki Help
      Languages
      ДЊeЕЎtina (cz)
      Deutsch (de)
      EspaГ±ol (es)
      Français (fr)
      Italiano (it)
      Nederlands (nl)
      Polski (pl)
      PortuguГЄs (pt_br)
      Русский‎
      Wiki
      Recent changes
      User contributions
      Toolbox
      What links here
      Related changes
      Special pages
      Printable version
      Permanent link
      This page was last modified on 31 January 2011, at 01:53.
      This page has been accessed 7,299 times.
      Privacy policy
      About Scribus Wiki
      Disclaimers
      var gaJsHost = ((“https:” == document.location.protocol) ? “https://ssl.” : “”);
      document.write(unescape(“%3Cscript src=’” + gaJsHost + “google-analytics.com/ga.js’ type=’text/javascript’%3E%3C/script%3E”));

    • By WebOsPublisher

      Joomla! – the dynamic portal engine and content management system
      Climb the Island – VI ACC Centenary Challenge
      The Alpine Club of Canada Vancouver Island Section
      EventsResourcesJoinLinksContact Us

      ACC VI
      HomeCommunicationsCurrent NewsletterBushwhacker Submission GuidelinesResources for membersListServerWeb ArchivesRecent Trip ArchiveEventsCurrent ScheduleEvening EventsMountain EducationCourse SubsidiesCentennial ProjectsClimb the Island – VI ACC Centenary ChallengeSummer Camp 2013 – Griswold PassSummer Camp 2013 – Roger’s PassNepal 2014 HimlungVancouver Section tripsSum

    • I thought the Gillette razor actlrie was very interesting and frustrating at the same time. I personally support Gillette razors and use their products. However, I do not approve of their decision to decrease the cost of their razor products in other countries and charge outrageous prices in America. Yes, I know that most Americans can afford the expensive razors but just because we are able to pay a higher price for a product does not mean we should have to. Ever since I was a child, I have always been fascinated with the shiny new products and have fallen victim to many clever advertisements. Gillette’s newest ad campaign in America is promoting the New Gillette Fusion ProGlide features a razor design very similar to the previous model but with new colors and Thinner blades that reduce friction. Gillette’s commercial is very convincing and was effective enough to persuade me to try out the new product. When I arrived at the men’s grooming section of CVS I was shocked at the price of these new disposable replacement blades. A four pack of the ProGlide blades was around $17. This was about a two dollar increase over the already overpriced predecessor. Another slogan for the campaign should be We cut your beard and your wallet! Since I am on a strict monthly budget I had to make a decision to either buy the new blades or use the money towards taking my girlfriend out to dinner that evening. I decided to do both and used the new and improved razor before dinner. Unfortunately, the razor did not seem to turn my shaving into gliding like the add had so prominently claimed. In fact, I felt like I was using the exact same blade as before with the only difference being the new paint job. The larger lubrication strips and shiny thin blades may add a slight additional comfort, however, these features also wear out more quickly and the need to replace the blades is more frequent. When it all comes down to it the only real factors that enhance shaving are a sharp razor and shaving cream. Yes, five blades are better than one but three is satisfactory. I have not been shaving for very long and just in these past couple years the price of razors and replacement blades have been steadily increasing. In the next few years I would not be surprised if the price of razor blades shaved off customers personal savings by pricing the blades around $50. My final thought is whether or not lazer hair removal is a wise investment economically over shaving with disposable blades for a lifetime.

About Real-Time Advice

  • How breaking news — in the markets, Washington, and around the world — affects you and your money. Have a question about how current events may change your financial future? Email us at ask@smartmoney.com.

MarketWatch - Stock Market Quotes, Business News, Financial News
Bulletin
Investor Alert
need to know
Kohl's tells 3 top execs their positions are cut
Pope Francis in Cuba for historic meeting
Shake Shack plans to open in St. Louis
Zika vaccine is at least a year and a half away
10 big stories you’ve missed this week
Penney responds to lawsuit over Burberry plaid
Mattel names new boss for Barbie business

It’s a ‘new Cold War,’ warns Russia PM

Bank of America chief gets a 23% pay raise
Intel lured Qualcomm exec with $25 mln pay
CEO Jamie Dimon’s $26 mln bet on J.P. Morgan

I want my disabled sister out of our family home

Google exec squirms when questioned about pay

ECB may finally deal a deathblow to the €500 bill
Yen has crossed a ‘line in the sand’
Time for a coordinated response to the yuan?
Dollar to hit ¥95 by end of the year: Barclays

This can’t be why Apple made Beats deal with Dre

5 things to know about the Costco and AmEx breakup

How grocery business got ‘barbell’ shape

Dispute over safety claims costs Uber $28.5 mln

What bear market? Stocks look likely to rise

5 signs we might already be in a bear market
Looks like time for bottom fishing in stocks

Grammys make Memphis candy shop a winner

Economists increasingly see Fed hands as tied
What central-bank failures mean for investors
Have central banks lost market credibility?

How I paid off my student loans early

College freshmen most liberal since Vietnam

Big banks are fleeing the mortgage market
Big banks are fleeing the mortgage market
Boomers are loading up on debt, not millennials

Why you probably won’t see 99 cent gas

Taxpayers already paying for future Super Bowls

Beer’s incessant infighting clouds the big picture

How to buy a used car
The correct way to go about buying a used car

Don’t get smoked by your marijuana investment

Actually, the most popular new emoji isn’t the taco
/conga/frontpage.html 367881

Markets »

132.55MDow Volume:
Avg Vol: 132.70M
Unchanged
134
Decliners
1500
Advancers
4873
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 15,974 +314 2.00%
Nasdaq
/quotes/zigman/12633936/realtime 4,338 +71 1.66%
S&P 500
/quotes/zigman/3870025/realtime 1,865 +36 1.95%
GlobalDow
/quotes/zigman/629063/realtime 2,070 +23 1.11%
Gold
/quotes/zigman/33772884/delayed 1,239 -9 0.75%
Oil
/quotes/zigman/2260836/delayed 29.02 +2.81 10.72%
FTSE 100
/quotes/zigman/3173262/delayed 5,708 +171 3.08%
DAX
/quotes/zigman/2380246/delayed 8,968 +215 2.45%
CAC 40
/quotes/zigman/3173214/delayed 3,995 +98 2.52%
FTSE MIB
/quotes/zigman/1482176/delayed 16,515 +742 4.70%
IBEX 35
/quotes/zigman/2759620/delayed 7,921 +175 2.25%
Stoxx 600
/quotes/zigman/2380150/delayed 312 +9 2.91%
Asia Dow
/quotes/zigman/6959860/realtime 2,385 -51 2.10%
Nikkei 225
/quotes/zigman/5986735/delayed 14,953 -761 4.84%
Hang Seng
/quotes/zigman/2622475/delayed 18,320 -226 1.22%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 22,986 +34 0.15%
Singapore
/quotes/zigman/1709939/delayed 2,540 +2 0.07%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 -0.01 0.61%
Yen
/quotes/zigman/16008150/realtime/sampled 113.25 +0.83 0.74%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.00 0.18%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 0.00 0.04%
DXY Index
/quotes/zigman/1652083/delayed 95.97 +0.36 0.38%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.99 +0.23 0.26%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.75 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.26 +0.07 37.97%
Italy 10yr
/quotes/zigman/15866497/realtime 1.64 -0.08 4.67%
Spain 10yr
/quotes/zigman/15866444/realtime 1.74 -0.04 2.01%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.08 +0.06 442.45%
Crude Oil
/quotes/zigman/2260836/delayed 29 +3 10.72%
Gold
/quotes/zigman/33772884/delayed 1,239 -9 0.75%
Corn
/quotes/zigman/25518691/delayed 359 -1 0.35%
DJIA F
/quotes/zigman/48241424/delayed 15,925 +313 2.00%
S&P F
/quotes/zigman/43106711/delayed 1,860 +36 1.95%
Silver
/quotes/zigman/32655632/delayed 16 0 0.03%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 102.01 0.10 0.10%
AAPL /quotes/zigman/68270/composite 93.99 0.29 0.31%
GOOG /quotes/zigman/59527964/composite 682.40 -0.71 -0.10%
BAC /quotes/zigman/190927/composite 11.95 0.79 7.08%
C /quotes/zigman/5065548/composite 37.54 2.56 7.32%
F /quotes/zigman/264304/composite 11.55 0.38 3.40%
T /quotes/zigman/398198/composite 36.47 0.26 0.72%
BP /quotes/zigman/247026/composite 29.02 1.38 4.99%
GE /quotes/zigman/227468/composite 28.26 0.81 2.95%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
Please log in to view your watchlist
MarketWatch Portfolio

World News from MarketWatch

Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.6%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.20% 15.26% 15.27%
Reward 15.25% 15.28% 15.14%
Instant Approval 18.02% 18.21% 18.00%
Bad Credit 22.56% 22.88% 22.73%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/12230574/composite ICPT+27.50%
  • /quotes/zigman/260511/composite EWP+0.86%
  • /quotes/zigman/259867/composite RAX+5.19%
  • /quotes/zigman/55160/composite AFFX+0.71%
  • /quotes/zigman/7628632/composite GREK+3.17%
X
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

MarketWatch will continue to provide the same important news and information you rely on every day. And, as a MarketWatch user, you will be able to enjoy:

  • Personalized news and quote email alerts
  • Editorial e-newsletters about personal finance, mutual funds and market-specific coverage
  • Premium newsletters by our market experts
  • Games, such as Virtual Stock Exchange and Beat the Darts
  • Free WSJ.com registration