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MANCHESTER, NH - NOVEMBER 4: Voters cast their ballots at Bishop Leo E. O\'Neil Youth Center November 4, 2014 in Manchester, New Hampshire. New Hampshire features a tight race between incumbent U.S. Senator Jeanne Shaheen (D-NH) and former Massachusetts U.S. Senator Scott Brown. (Photo by Darren McCollester/Getty Images)MANCHESTER, NH - NOVEMBER 4: Voters go to the polls at Bishop Leo E. O\'Neil Youth Center November 4, 2014 in Manchester, New Hampshire. New Hampshire features a tight race between incumbent U.S. Senator Jeanne Shaheen (D-NH) and former Massachusetts U.S. Senator Scott Brown. (Photo by Darren McCollester/Getty Images) *** Local Caption ***  Getty Images

Mistrust of Hillary Clinton allows Sanders to roll
CHARLESTON, SC - JANUARY 17:  Democratic presidential candidates Hillary Clinton (L) and Senator Bernie Sanders (I-VT) participate in the Democratic Candidates Debate hosted by NBC News and YouTube on January 17, 2016 in Charleston, South Carolina. This is the final debate for the Democratic candidates before the Iowa caucuses.  (Photo by Andrew Burton/Getty Images)  Getty Images
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WASHINGTON, DC - APRIL 08:  Former New York City Mayor Michael Bloomberg speaks at the Sierra Club April 8, 2015 in Washington, DC. Bloomberg announced that he is providing the Sierra Club with $30 million to help the fight against coal fired power plants which is the largest industrial source of carbon emissions.  (Photo by Mark Wilson/Getty Images)  Getty Images

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An attendee holds a campaign sign signed by Donald Trump, president and chief executive of Trump Organization Inc. and 2016 Republican presidential candidate,  during a primary watch party in Manchester, New Hampshire, U.S., on Tuesday, Feb. 9, 2016. Trump re-assumed his front-runner status in the Republican nominating contest after finishing second in the Iowa caucuses on Feb. 1 to Texas Senator Ted Cruz, despite leading state and national polls for months. Photographer: Victor J. Blue/Bloomberg  Victor J. Blue/Bloomberg
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Yellen says Fed isn’t sure negative rates are legal
US Federal Reserve chair Janet Yellen prepares to testify before the House Financial Services Committee on Capitol Hill in Washington, DC, on February 10, 2016. / AFP / NICHOLAS KAMM        (Photo credit should read NICHOLAS KAMM/AFP/Getty Images)   Getty Images
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Payroll Tax Cut May Hurt Homebuyers

Consumers currently shopping for a mortgage may find that last year’s extension of the payroll tax cut hurts, rather than helps, their finances.

The two-month, 2% cut could keep up to $367 in consumers’ paychecks, depending on their income; or $2,202 if Congress extends it through 2012 as expected. But soon-to-be-homeowners could be on the hook for much more as lenders begin to work in an extra 0.10% fee on Fannie Mae- and Freddie Mac-backed loans, meant to help fund the cut. CBS, which recently investigated the new charge, estimates it could add $15 a month to a $200,000 mortgage, for an extra $5,400 total over the life of a 30-year loan.

That’s not pocket change, but the fee isn’t particularly burdensome either, considering that mortgage rates are currently near record lows, says Keith Gumbinger, vice president at mortgage data firm HSH Associates. “It’s probably the least-painful time in mortgage history for this to happen,” he says. According to HSH, a 30-year fixed-rate mortgage currently averages 4.18%, down from 4.28% last week. 15-year loans are 3.46%, down from 3.55% last week. And it’s likely those borrowers will be able to write off some or all of the cost of the fee on their tax returns in future years, says Abe Schneier of the American Institute of Certified Public Accountants.

Consumers don’t have much leeway to avoid the fee. “If you’re going with FHA financing, you’re not going to have much of a choice,” Schneier says. Although it doesn’t take effect until April 1, consumers locking in a rate now for the next 60 days are likely to see it in estimates. Banks don’t often sell jumbo and adjustable-rate mortgages to Fannie and Freddie – so they may not be subject to the fee — but costs for those products tend to be higher over the life of the loan, Gumbinger says. The same holds true for Federal Housing Administration loans. “You may avoid that particular fee, but you don’t avoid the [overall higher] cost,” he says. Avoiding the charge may become more important down the line if mortgage rates rise or Congress decides to increase the fee, but for now, he says, the best savings advice is still to shop around for the best rate.

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    • By WebOsPublisher

      android menu icons – Stack Overflow
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      android menu icons
      up vote
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      In my application the menu looks like this
      I want to change icons and put + icon for add item the saerch icon for search….
      like this
      I know that i must put the pictures in drawable folder and use this code
      android:icon=”@drawable/icon” /> but Where can i find this icons and download them?
      android
      share|improve this question
      asked
      Dec 31 ’11 at 13:29
      jonny
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      the best Icon Finder Site which i use always to get icons… all the best.
      share|improve this answer
      answered
      Dec 31 ’11 at 14:29
      Ankit
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      See this Link
      Android Icons
      Android Icons
      share|improve this answer
      answered
      Dec 31 ’11 at 13:35
      Mercy
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      They can be found in the source. Have a look at this duplicate question.
      From that question:
      Warning: Because these resources can change between platform versions, you should not reference these icons using the Android platform resource IDs (i.e. menu icons under android.R.drawable).
      share|improve this answer
      answered
      Dec 31 ’11 at 13:38
      Nick Nikolaou
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      Actually you don’t need to download them you just use the android drawable :
      android:icon=”@android:drawable/ic_menu_add” />
      android:icon=”@android:drawable/ic_menu_gallery” />
      android:icon=”@android:drawable/ic_menu_search” />
      android:icon=”@android:drawable/ic_menu_preferences” />
      share|improve this answer
      answered
      Dec 31 ’11 at 13:38
      Rabgs
      46719
      yes, you need !!! developer.android.com/guide/practices/ui_guidelines/… – Selvin Dec 31 ’11 at 14:45
      @Selvin actually I don’t I suggest you read the warning again. This warning is to warn you that you are not controlling your app design by referencing directly android resources but in (many) cases you DON’T want to control your app design you want it to "respect" the theme that the user is currently running . For example a developer running an app compatible 1.6+ is gonna force same icons to all the android version on the other hand referencing android resources will use the current android version icons which I believe to be more ergonomic . – Rabgs Dec 31 ’11 at 15:22
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London Markets Open in:

Hong Kong stocks fizzle as market reopens
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 Bloomberg News

Tesla predicts rosy 2016, but can Elon Musk deliver?
  Bloomberg News
Live blog recap: Elon Musk talks Tesla earnings
Tesla reports loss, but says profit in sight

Ackman admits mistake as Pershing Square slumps
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Has college financial aid totally backfired?
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Stock market is telling us who the next president is
MANCHESTER, NH - NOVEMBER 4: Voters cast their ballots at Bishop Leo E. O\'Neil Youth Center November 4, 2014 in Manchester, New Hampshire. New Hampshire features a tight race between incumbent U.S. Senator Jeanne Shaheen (D-NH) and former Massachusetts U.S. Senator Scott Brown. (Photo by Darren McCollester/Getty Images)MANCHESTER, NH - NOVEMBER 4: Voters go to the polls at Bishop Leo E. O\'Neil Youth Center November 4, 2014 in Manchester, New Hampshire. New Hampshire features a tight race between incumbent U.S. Senator Jeanne Shaheen (D-NH) and former Massachusetts U.S. Senator Scott Brown. (Photo by Darren McCollester/Getty Images) *** Local Caption ***  Getty Images

Mistrust of Hillary Clinton allows Sanders to roll
CHARLESTON, SC - JANUARY 17:  Democratic presidential candidates Hillary Clinton (L) and Senator Bernie Sanders (I-VT) participate in the Democratic Candidates Debate hosted by NBC News and YouTube on January 17, 2016 in Charleston, South Carolina. This is the final debate for the Democratic candidates before the Iowa caucuses.  (Photo by Andrew Burton/Getty Images)  Getty Images
‘Honest politician’ is not a contradiction in terms
Clinton campaign spins loss as Sanders digs in
Trump, Sanders and the birth of U.S. democracy

Johnny Depp plays Trump in ‘Art of the Deal’ spoof
Johnny Depp plays trump in "Art of the Deal" spoof released Wednesday on the humor site FunnyOrDie.com.  Funny or Die/Reuters

Michael Bloomberg may have spotted his opening
WASHINGTON, DC - APRIL 08:  Former New York City Mayor Michael Bloomberg speaks at the Sierra Club April 8, 2015 in Washington, DC. Bloomberg announced that he is providing the Sierra Club with $30 million to help the fight against coal fired power plants which is the largest industrial source of carbon emissions.  (Photo by Mark Wilson/Getty Images)  Getty Images

The deal Trump could make to become president
An attendee holds a campaign sign signed by Donald Trump, president and chief executive of Trump Organization Inc. and 2016 Republican presidential candidate,  during a primary watch party in Manchester, New Hampshire, U.S., on Tuesday, Feb. 9, 2016. Trump re-assumed his front-runner status in the Republican nominating contest after finishing second in the Iowa caucuses on Feb. 1 to Texas Senator Ted Cruz, despite leading state and national polls for months. Photographer: Victor J. Blue/Bloomberg  Victor J. Blue/Bloomberg
Donald Trump regains momentum with win

Obama’s America is a land of economic discontent
WASHINGTON, DC - JANUARY 12:  President Barack Obama delivers his State of the Union address before a joint session of Congress on Capitol Hill January 12, 2016 in Washington, D.C.  In his final State of the Union, President Obama reflected on the past seven years in office and spoke on topics including climate change, gun control, immigration and income inequality. (Photo by Evan Vucci - Pool/Getty Images)  Getty Images

Yellen says Fed isn’t sure negative rates are legal
US Federal Reserve chair Janet Yellen prepares to testify before the House Financial Services Committee on Capitol Hill in Washington, DC, on February 10, 2016. / AFP / NICHOLAS KAMM        (Photo credit should read NICHOLAS KAMM/AFP/Getty Images)   Getty Images
Fed doesn’t trust inflation-compensation chart
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Yellen gets into heated exchange at hearing
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need to know
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/conga/frontpage.html 367659

Markets »

122.29MDow Volume:
Avg Vol: 131.80M
Unchanged
201
Decliners
3048
Advancers
3255
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 15,915 -100 0.62%
Nasdaq
/quotes/zigman/12633936/realtime 4,284 +15 0.35%
S&P 500
/quotes/zigman/3870025/realtime 1,852 0 0.02%
GlobalDow
/quotes/zigman/629063/realtime 2,083 +3 0.13%
Gold
/quotes/zigman/33772884/delayed 1,207 +13 1.05%
Oil
/quotes/zigman/2260836/delayed 26.87 -0.58 2.11%
FTSE 100
/quotes/zigman/3173262/delayed 5,672 +40 0.71%
DAX
/quotes/zigman/2380246/delayed 9,017 +138 1.55%
CAC 40
/quotes/zigman/3173214/delayed 4,061 +64 1.59%
FTSE MIB
/quotes/zigman/1482176/delayed 16,714 +801 5.03%
IBEX 35
/quotes/zigman/2759620/delayed 8,144 +216 2.73%
Stoxx 600
/quotes/zigman/2380150/delayed 315 +6 1.87%
Asia Dow
/quotes/zigman/6959860/realtime 2,439 -15 0.60%
Nikkei 225
/quotes/zigman/5986735/delayed 15,713 -372 2.31%
Hang Seng
/quotes/zigman/2622475/delayed 18,526 -762 3.95%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 23,627 -132 0.55%
Singapore
/quotes/zigman/1709939/delayed 2,561 -21 0.81%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 0.00 0.00%
Yen
/quotes/zigman/16008150/realtime/sampled 112.66 -0.69 0.61%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.00 0.09%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 0.00 0.13%
DXY Index
/quotes/zigman/1652083/delayed 95.71 -0.12 0.12%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.80 -0.08 0.09%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.67 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.24 0.00 0.00%
Italy 10yr
/quotes/zigman/15866497/realtime 1.65 0.00 0.00%
Spain 10yr
/quotes/zigman/15866444/realtime 1.72 0.00 0.00%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.01 0.00 0.00%
Crude Oil
/quotes/zigman/2260836/delayed 27 -1 2.11%
Gold
/quotes/zigman/33772884/delayed 1,207 +13 1.05%
Corn
/quotes/zigman/25518691/delayed 360 0 0.00%
DJIA F
/quotes/zigman/48241424/delayed 15,764 -102 0.64%
S&P F
/quotes/zigman/43106711/delayed 1,835 -12 0.65%
Silver
/quotes/zigman/32655632/delayed 15 +0 0.41%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 101.00 1.46 1.47%
AAPL /quotes/zigman/68270/composite 94.27 -0.72 -0.76%
GOOG /quotes/zigman/59527964/composite 684.12 6.01 0.89%
BAC /quotes/zigman/190927/composite 11.98 -0.22 -1.80%
C /quotes/zigman/5065548/composite 37.41 -0.10 -0.27%
F /quotes/zigman/264304/composite 11.34 -0.01 -0.09%
T /quotes/zigman/398198/composite 36.43 -0.22 -0.60%
BP /quotes/zigman/247026/composite 28.04 -0.31 -1.09%
GE /quotes/zigman/227468/composite 28.30 0.02 0.07%
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Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.5%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.20% 15.26% 15.27%
Reward 15.25% 15.28% 15.14%
Instant Approval 18.02% 18.21% 18.00%
Bad Credit 22.56% 22.88% 22.73%
Source:CreditCards.com

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