MarketWatch - Stock Market Quotes, Business News, Financial News
Supreme Court Justice Scalia dead: reports
MCLEAN, VA - DECEMBER 13:  U.S. Supreme Court Associate Justice Antonin Scalia pauses as he addresses a Northern Virginia Technology Council (NVTC) breakfast December 13, 2006 in McLean, Virginia. Scalia spoke to executives from technology companies in the region about constitutional interpretation.  (Photo by Alex Wong/Getty Images)  Getty Images

The 10 biggest online dating photo mistakes
Dating sites crack down on liars
What NOT to do on a dating website
10 dating apps that even their users can’t stand
Online-dating boomers can teach millennials
Dating in 2016: This is the etiquette

4 factors behind oil’s best one-day gain in 7 years
 AFP/Getty Images
Oil up more than 12%, but down for the week
Move over, China: India to drive oil demand

Tour a $22 million Marbella mansion built from marble
 ENGEL & VLKERS
U.S. cities with the most, least vacant housing
Location Scouts: Insider intel from top markets

Chevy’s new Bolt — the shape of things to come?
 General Motors
Why you probably won’t see 99 cent gas

‘Deadpool’ vs. ‘50 Shades’ for Valentine’s Day record
 Everett Collection
Lithe, beautiful: The ‘Jane’ in every movie script
Film clip: Back on the catwalk for 'Zoolander 2'
Martin Shkreli: Star of stage, screen, pharma

What ‘affordable’ Tesla Model 3 means for buyers
What the ‘affordable’ Tesla Model 3 rollout means for car buyers Getty Images
Tesla predicts rosy 2016 —can Musk deliver?
Tesla’s Model 3: The 5 things we now know

The top 10 tax havens for individuals in the world
 Shutterstock.com
Watch out for these tricky tax issues this year

Challenging job: President Trump’s top diplomat
LOS ANGELES, CA - SEPTEMBER 15:  Republican presidential candidate Donald Trump speaks during a campaign rally aboard the USS Iowa on September 15, 2015 in Los Angeles, California. Donald Trump is campaigning in Los Angeles a day ahead of the CNN GOP debate that will be broadcast from the Ronald Reagan Presidential Library in Simi Valley.  (Photo by Justin Sullivan/Getty Images)  Getty Images
Voters don’t care about promises — just vision

How did Kissinger get into Clinton-Sanders debate?
Former U.S. Secretary of State Henry Kissinger listens to a question at China Development Forum, in Beijing March 21, 2015. REUTERS/Jason Lee  Reuters
Clinton, Sanders clash over costs at debate

A rare bit of good news about dementia
LLANDUDNO, WALES - SEPTEMBER 08:  Senior citizens walk along Llandudno Pier on September 8, 2014 in Llandudno, Wales. Britain is facing multiple problems stemming from an increase in the elderly proportion of its population, including increasing health care costs, strains on its social security system, a shortage of senior care workers and challenges to the employment market.  (Photo by Christopher Furlong/Getty Images)  Getty Images

Burger King’s hot dog plan is so crazy it could work
Burger King to make its biggest menu change yet  Getty Images


need to know
BAE poised to name Charles Woodburn as COO
Kohl's tells 3 top execs their positions are cut
Pope Francis in Cuba for historic meeting
Uber to pay $28.5 million in safety claim case
Shake Shack plans to open in St. Louis
Zika vaccine is at least a year and a half away
10 big stories you’ve missed this week

It’s a ‘new Cold War,’ warns Russia p remier

23 ‘loser’ stocks thrown out with the bathwater

Funny #Fed Valentines — best of  this year’s quips

Bank of America chief gets a 23% pay raise
Intel lured Qualcomm exec with $25 mln pay
CEO Jamie Dimon’s $26 mln bet on J.P. Morgan

I want my disabled sister out of our family home

Google exec squirms when questioned about pay

Something pink and potable for Valentine’s Day?
Passy samples rosé cider
9 incredibly romantic wines

ECB may finally deal a deathblow to the €500 bill
Yen has crossed a ‘line in the sand’
Time for a coordinated response to the yuan?
Dollar to hit ¥95 by end of the year: Barclays

This can’t be why Apple made Beats deal with Dre

5 things to know about the Costco and AmEx breakup

How grocery business got ‘barbell’ shape

What bear market? Stocks look likely to rise

5 signs we might already be in a bear market
Looks like time for bottom fishing in stocks

Grammys make Memphis candy shop a winner

Economists increasingly see Fed hands as tied
What central-bank failures mean for investors
Have central banks lost market credibility?

How I paid off my student loans early

College freshmen most liberal since Vietnam

Big banks are fleeing the mortgage market
Big banks are fleeing the mortgage market
Boomers are loading up on debt, not millennials

Taxpayers already paying for future Super Bowls

Beer’s incessant infighting clouds the big picture

How to buy a used car
The correct way to go about buying a used car

Don’t get smoked by your marijuana investment

Actually, the most popular new emoji isn’t the taco
/conga/frontpage.html 367890

Markets »

132.55MDow Volume:
Avg Vol: 132.70M
Unchanged
134
Decliners
1500
Advancers
4873
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 15,974 +314 2.00%
Nasdaq
/quotes/zigman/12633936/realtime 4,338 +71 1.66%
S&P 500
/quotes/zigman/3870025/realtime 1,865 +36 1.95%
GlobalDow
/quotes/zigman/629063/realtime 2,070 +23 1.11%
Gold
/quotes/zigman/33772884/delayed 1,239 -9 0.75%
Oil
/quotes/zigman/2260836/delayed 29.02 +2.81 10.72%
FTSE 100
/quotes/zigman/3173262/delayed 5,708 +171 3.08%
DAX
/quotes/zigman/2380246/delayed 8,968 +215 2.45%
CAC 40
/quotes/zigman/3173214/delayed 3,995 +98 2.52%
FTSE MIB
/quotes/zigman/1482176/delayed 16,515 +742 4.70%
IBEX 35
/quotes/zigman/2759620/delayed 7,921 +175 2.25%
Stoxx 600
/quotes/zigman/2380150/delayed 312 +9 2.91%
Asia Dow
/quotes/zigman/6959860/realtime 2,385 -51 2.10%
Nikkei 225
/quotes/zigman/5986735/delayed 14,953 -761 4.84%
Hang Seng
/quotes/zigman/2622475/delayed 18,320 -226 1.22%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 22,986 +34 0.15%
Singapore
/quotes/zigman/1709939/delayed 2,540 +2 0.07%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 -0.01 0.61%
Yen
/quotes/zigman/16008150/realtime/sampled 113.25 +0.83 0.74%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.00 0.18%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 0.00 0.04%
DXY Index
/quotes/zigman/1652083/delayed 95.97 +0.36 0.38%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.99 +0.23 0.26%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.75 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.26 +0.07 37.97%
Italy 10yr
/quotes/zigman/15866497/realtime 1.64 -0.08 4.67%
Spain 10yr
/quotes/zigman/15866444/realtime 1.74 -0.04 2.01%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.08 0.00 0.00%
Crude Oil
/quotes/zigman/2260836/delayed 29 +3 10.72%
Gold
/quotes/zigman/33772884/delayed 1,239 -9 0.75%
Corn
/quotes/zigman/25518691/delayed 359 -1 0.35%
DJIA F
/quotes/zigman/48241424/delayed 15,925 +313 2.00%
S&P F
/quotes/zigman/43106711/delayed 1,860 +36 1.95%
Silver
/quotes/zigman/32655632/delayed 16 0 0.03%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 102.01 0.10 0.10%
AAPL /quotes/zigman/68270/composite 93.99 0.29 0.31%
GOOG /quotes/zigman/59527964/composite 682.40 -0.71 -0.10%
BAC /quotes/zigman/190927/composite 11.95 0.79 7.08%
C /quotes/zigman/5065548/composite 37.54 2.56 7.32%
F /quotes/zigman/264304/composite 11.55 0.38 3.40%
T /quotes/zigman/398198/composite 36.47 0.26 0.72%
BP /quotes/zigman/247026/composite 29.02 1.38 4.99%
GE /quotes/zigman/227468/composite 28.26 0.81 2.95%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
Please log in to view your watchlist
MarketWatch Portfolio

World News from MarketWatch

Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.6%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.20% 15.26% 15.27%
Reward 15.25% 15.28% 15.14%
Instant Approval 18.02% 18.21% 18.00%
Bad Credit 22.56% 22.88% 22.73%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/69373/composite CAKE+2.12%
  • /quotes/zigman/91573/composite BIIB+0.86%
  • /quotes/zigman/34886547/composite HQY+1.85%
  • /quotes/zigman/66208/composite JACK+3.34%
  • /quotes/zigman/7619815/composite TRIP-1.92%
X
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

MarketWatch will continue to provide the same important news and information you rely on every day. And, as a MarketWatch user, you will be able to enjoy:

  • Personalized news and quote email alerts
  • Editorial e-newsletters about personal finance, mutual funds and market-specific coverage
  • Premium newsletters by our market experts
  • Games, such as Virtual Stock Exchange and Beat the Darts
  • Free WSJ.com registration

SmartMoney Blogs

Real-Time Advice
Our real-time advice on how market shifts and news impact you and your money

New Housing Data: Are Sellers Caving Too Early?

New data suggests that many Americans have given up on a rebound in the housing market and are selling their homes at a discount. Are they making the right move?

Getty Images

According to figures released this morning by the National Association of Realtors, the median sales price of homes dropped more than 3% to $165,400 in September, but house sales increased over 11% to a seasonally adjusted annual rate of 4.91 million units from a year ago. While that bump up in sales may be good news for the struggling housing market, analysts say it also suggest that many sellers are lowering their asking prices to unload the properties. They point out that many sellers are facing increasing competition from foreclosed homes that are selling at steep discounts. In fact, more than one-quarter of all home sales listed earlier this month on Trulia.com, a real-estate listing site, have had a price cut — about the same as last year, though sales are significantly up since then. “It doesn’t matter if home sales increase — it’s still a buyer’s market,” says Stu Feldstein, president at SMR Research, which tracks the housing market.

For those looking to sell, the current housing market provides no easy answers, say analysts. Holding out for a rebound in house values may not be an option, particularly for those who are at risk of falling behind on their mortgage payments. On top of that waiting may take a while: Any significant increase in housing prices for many parts of the country is unlikely to occur until for at least two years or as long as five years, estimates Jack McCabe, an independent housing analyst in Deerfield Beach, Fla. In some hard-hit regions like Jacksonville, Fla., Las Vegas and Nevada, it may take even longer.

Would-be sellers who are on still on the sidelines face other risks, say experts. For example, there are the extra expenses homeowners will incur, such as property taxes and maintenance bills, while living in the house, says Dominick Prevete, regional vice president at Weichert Realtors. They might also need to keep pumping money into repairs, he adds, with the aim of selling it at or near the asking price when the house eventually goes on the market.

Home sellers who decide to bite the bullet should focus on pricing their house at a realistic and appealing price, says McCabe. Even in the most ideal situation, they should consider pricing the home at the average price of similar properties in the area. To attract immediate attention, pricing slightly below the average asking prices is likely to bring in more buyers and move the home faster, he says.

The biggest risk would-be sellers face is holding out only to sell in a market that’s even less favorable. That’s already happened in some markets. Sellers in some cities are now doing more price cuts than they were a year ago: in New York, for example, 29% of properties listed on Trulia are discounted — meaning they’ve had at least one price cut — up from 22% a year ago. In Atlanta, that’s up to 39% from 32% a year ago. And in Indianapolis: a whopping 41%, from 32% a year ago.

Though the factors vary by city, foreclosures and tighter lending requirements are pushing sellers to the brink, say analysts. Most cash buyers — which account for about a third of all home sales — are purchasing distressed properties, including foreclosed homes and short sales, which are priced at roughly 20% less than similar non-distressed properties, says a spokesman at the National Association of Realtors. They’re not looking to make a deal with a regular home seller since it would mean spending more money, he says.

Separately, banks are requiring appraisers to do a more thorough analysis of homes. And because so many homes are foreclosures, these values are dropping — forcing many sellers to reconsider their asking prices. Roughly 33% of realtors reported contracts being canceled, delayed or renegotiated to a lower sales price for the three months ending August as a result of lowered appraisals, according to the NAR.

Comments

We welcome thoughtful comments from readers. Please comply with our guidelines. Our blogs do not require the use of your real name.

Comments (5 of 13)

View all Comments »
    • hi just registered ,, tina

    • Home prices are still a bubble compared to historic norm. According to case shiller index, we are still 20% above long term averages. Typical bottom comes at 20% below average. But this is not your typical recession. This is a deflationary crash. This is Great Depression material. These averages themselves are based on a money supply that was inflated by borrowing for many decades. When the money supply deflates, existing prices and salaries cannot be sustained:

      http://www.kondratieffwavecycle.com/housing-bubble-bust/

      Today the debt problem is much much bigger than the days of Great Depression. Whatever you do, do not get into debt. If you want to buy, buy cash down. Even if prices do not fall, in many cases, rent is cheaper if you consider mortgage interest, property taxes, condo fees, maintenance, lost interest/investment income…

    • Well Steve it’s worth much much less than you think.

    • My house is my home. I have a great spot in the spare room where we marked the kids heights over the years. We have a spot on the window sill near the back door where Rudy the dalmation and now Sandy the dog from the shelter scratched the wood away waiting for us to open the door when we come home.

      There’s the spot in the basement that leaks when we get a bad rainstorm and there’s the big window in the living room that we can look out and see the snow and who’s driving down the street and sometimes see the neighbor’s kids riding their bikes.

      My house is my home, it really doesn’t matter to me what someone on Wall Street thinks our house is worth.

    • Maybe rather than just trying to sell for a figure, if sellers take the approach of trying to find their home a good home, a right match, then the right figure will show up.

About Real-Time Advice

  • How breaking news — in the markets, Washington, and around the world — affects you and your money. Have a question about how current events may change your financial future? Email us at ask@smartmoney.com.

MarketWatch - Stock Market Quotes, Business News, Financial News
Supreme Court Justice Scalia dead: reports
MCLEAN, VA - DECEMBER 13:  U.S. Supreme Court Associate Justice Antonin Scalia pauses as he addresses a Northern Virginia Technology Council (NVTC) breakfast December 13, 2006 in McLean, Virginia. Scalia spoke to executives from technology companies in the region about constitutional interpretation.  (Photo by Alex Wong/Getty Images)  Getty Images

The 10 biggest online dating photo mistakes
Dating sites crack down on liars
What NOT to do on a dating website
10 dating apps that even their users can’t stand
Online-dating boomers can teach millennials
Dating in 2016: This is the etiquette

4 factors behind oil’s best one-day gain in 7 years
 AFP/Getty Images
Oil up more than 12%, but down for the week
Move over, China: India to drive oil demand

Tour a $22 million Marbella mansion built from marble
 ENGEL & VLKERS
U.S. cities with the most, least vacant housing
Location Scouts: Insider intel from top markets

Chevy’s new Bolt — the shape of things to come?
 General Motors
Why you probably won’t see 99 cent gas

‘Deadpool’ vs. ‘50 Shades’ for Valentine’s Day record
 Everett Collection
Lithe, beautiful: The ‘Jane’ in every movie script
Film clip: Back on the catwalk for 'Zoolander 2'
Martin Shkreli: Star of stage, screen, pharma

What ‘affordable’ Tesla Model 3 means for buyers
What the ‘affordable’ Tesla Model 3 rollout means for car buyers Getty Images
Tesla predicts rosy 2016 —can Musk deliver?
Tesla’s Model 3: The 5 things we now know

The top 10 tax havens for individuals in the world
 Shutterstock.com
Watch out for these tricky tax issues this year

Challenging job: President Trump’s top diplomat
LOS ANGELES, CA - SEPTEMBER 15:  Republican presidential candidate Donald Trump speaks during a campaign rally aboard the USS Iowa on September 15, 2015 in Los Angeles, California. Donald Trump is campaigning in Los Angeles a day ahead of the CNN GOP debate that will be broadcast from the Ronald Reagan Presidential Library in Simi Valley.  (Photo by Justin Sullivan/Getty Images)  Getty Images
Voters don’t care about promises — just vision

How did Kissinger get into Clinton-Sanders debate?
Former U.S. Secretary of State Henry Kissinger listens to a question at China Development Forum, in Beijing March 21, 2015. REUTERS/Jason Lee  Reuters
Clinton, Sanders clash over costs at debate

A rare bit of good news about dementia
LLANDUDNO, WALES - SEPTEMBER 08:  Senior citizens walk along Llandudno Pier on September 8, 2014 in Llandudno, Wales. Britain is facing multiple problems stemming from an increase in the elderly proportion of its population, including increasing health care costs, strains on its social security system, a shortage of senior care workers and challenges to the employment market.  (Photo by Christopher Furlong/Getty Images)  Getty Images

Burger King’s hot dog plan is so crazy it could work
Burger King to make its biggest menu change yet  Getty Images


need to know
BAE poised to name Charles Woodburn as COO
Kohl's tells 3 top execs their positions are cut
Pope Francis in Cuba for historic meeting
Uber to pay $28.5 million in safety claim case
Shake Shack plans to open in St. Louis
Zika vaccine is at least a year and a half away
10 big stories you’ve missed this week

It’s a ‘new Cold War,’ warns Russia p remier

23 ‘loser’ stocks thrown out with the bathwater

Funny #Fed Valentines — best of  this year’s quips

Bank of America chief gets a 23% pay raise
Intel lured Qualcomm exec with $25 mln pay
CEO Jamie Dimon’s $26 mln bet on J.P. Morgan

I want my disabled sister out of our family home

Google exec squirms when questioned about pay

Something pink and potable for Valentine’s Day?
Passy samples rosé cider
9 incredibly romantic wines

ECB may finally deal a deathblow to the €500 bill
Yen has crossed a ‘line in the sand’
Time for a coordinated response to the yuan?
Dollar to hit ¥95 by end of the year: Barclays

This can’t be why Apple made Beats deal with Dre

5 things to know about the Costco and AmEx breakup

How grocery business got ‘barbell’ shape

What bear market? Stocks look likely to rise

5 signs we might already be in a bear market
Looks like time for bottom fishing in stocks

Grammys make Memphis candy shop a winner

Economists increasingly see Fed hands as tied
What central-bank failures mean for investors
Have central banks lost market credibility?

How I paid off my student loans early

College freshmen most liberal since Vietnam

Big banks are fleeing the mortgage market
Big banks are fleeing the mortgage market
Boomers are loading up on debt, not millennials

Taxpayers already paying for future Super Bowls

Beer’s incessant infighting clouds the big picture

How to buy a used car
The correct way to go about buying a used car

Don’t get smoked by your marijuana investment

Actually, the most popular new emoji isn’t the taco
/conga/frontpage.html 367890

Markets »

132.55MDow Volume:
Avg Vol: 132.70M
Unchanged
134
Decliners
1500
Advancers
4873
Price Chg %Chg 1 Day
Range: 1 Day
  • 1 Day
  • 5 Days
  • 1 Month
  • 3 Months
  • 6 Months
  • 1 Year
  • 2 Years
Dow
/quotes/zigman/627449/realtime 15,974 +314 2.00%
Nasdaq
/quotes/zigman/12633936/realtime 4,338 +71 1.66%
S&P 500
/quotes/zigman/3870025/realtime 1,865 +36 1.95%
GlobalDow
/quotes/zigman/629063/realtime 2,070 +23 1.11%
Gold
/quotes/zigman/33772884/delayed 1,239 -9 0.75%
Oil
/quotes/zigman/2260836/delayed 29.02 +2.81 10.72%
FTSE 100
/quotes/zigman/3173262/delayed 5,708 +171 3.08%
DAX
/quotes/zigman/2380246/delayed 8,968 +215 2.45%
CAC 40
/quotes/zigman/3173214/delayed 3,995 +98 2.52%
FTSE MIB
/quotes/zigman/1482176/delayed 16,515 +742 4.70%
IBEX 35
/quotes/zigman/2759620/delayed 7,921 +175 2.25%
Stoxx 600
/quotes/zigman/2380150/delayed 312 +9 2.91%
Asia Dow
/quotes/zigman/6959860/realtime 2,385 -51 2.10%
Nikkei 225
/quotes/zigman/5986735/delayed 14,953 -761 4.84%
Hang Seng
/quotes/zigman/2622475/delayed 18,320 -226 1.22%
Shanghai
/quotes/zigman/1859015/delayed 2,763 -18 0.63%
Sensex
/quotes/zigman/1652085/delayed 22,986 +34 0.15%
Singapore
/quotes/zigman/1709939/delayed 2,540 +2 0.07%
Euro
/quotes/zigman/16008136/realtime/sampled 1.13 -0.01 0.61%
Yen
/quotes/zigman/16008150/realtime/sampled 113.25 +0.83 0.74%
Pound
/quotes/zigman/16008140/realtime/sampled 1.45 +0.00 0.18%
Australia$
/quotes/zigman/16008115/realtime/sampled 0.71 0.00 0.04%
DXY Index
/quotes/zigman/1652083/delayed 95.97 +0.36 0.38%
WSJ $ Idx
/quotes/zigman/41508961/realtime 88.99 +0.23 0.26%
U.S. 10yr
/quotes/zigman/15866666/realtime 1.75 0.00 0.00%
German 10y
/quotes/zigman/15866409/realtime 0.26 +0.07 37.97%
Italy 10yr
/quotes/zigman/15866497/realtime 1.64 -0.08 4.67%
Spain 10yr
/quotes/zigman/15866444/realtime 1.74 -0.04 2.01%
U.K. 10yr
/quotes/zigman/15866328/realtime 1.42 0.00 0.00%
Japan 10yr
/quotes/zigman/15866525/realtime 0.08 0.00 0.00%
Crude Oil
/quotes/zigman/2260836/delayed 29 +3 10.72%
Gold
/quotes/zigman/33772884/delayed 1,239 -9 0.75%
Corn
/quotes/zigman/25518691/delayed 359 -1 0.35%
DJIA F
/quotes/zigman/48241424/delayed 15,925 +313 2.00%
S&P F
/quotes/zigman/43106711/delayed 1,860 +36 1.95%
Silver
/quotes/zigman/32655632/delayed 16 0 0.03%

Quotes

Symbol Price Change % Change
FB /quotes/zigman/9962609/composite 102.01 0.10 0.10%
AAPL /quotes/zigman/68270/composite 93.99 0.29 0.31%
GOOG /quotes/zigman/59527964/composite 682.40 -0.71 -0.10%
BAC /quotes/zigman/190927/composite 11.95 0.79 7.08%
C /quotes/zigman/5065548/composite 37.54 2.56 7.32%
F /quotes/zigman/264304/composite 11.55 0.38 3.40%
T /quotes/zigman/398198/composite 36.47 0.26 0.72%
BP /quotes/zigman/247026/composite 29.02 1.38 4.99%
GE /quotes/zigman/227468/composite 28.26 0.81 2.95%
Visit the quote page and your most recently viewed stocks will automatically be displayed here.
Please log in to view your watchlist
MarketWatch Portfolio

World News from MarketWatch

Rates »

5 yr CD
1.3%
2 yr CD
0.7%
1 yr CD
0.6%
MMA $10K+
0.2%
MMA $50K+
0.4%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 11.96% 11.96% 11.62%
Business 13.12% 13.12% 12.85%
Student 13.42% 13.42% 13.14%
Balance Transfer 14.35% 14.35% 14.12%
Airline 15.17% 15.17% 15.10%
Cash Back 15.20% 15.26% 15.27%
Reward 15.25% 15.28% 15.14%
Instant Approval 18.02% 18.21% 18.00%
Bad Credit 22.56% 22.88% 22.73%
Source:CreditCards.com

SPONSORED SECTIONS

Trending Tickers
  • /quotes/zigman/69373/composite CAKE+2.12%
  • /quotes/zigman/91573/composite BIIB+0.86%
  • /quotes/zigman/34886547/composite HQY+1.85%
  • /quotes/zigman/66208/composite JACK+3.34%
  • /quotes/zigman/7619815/composite TRIP-1.92%
X
Powered by StockTwits
Link to MarketWatch's Slice.

As of July 2, 2013, the SmartMoney content you loved now lives on MarketWatch.

MarketWatch will continue to provide the same important news and information you rely on every day. And, as a MarketWatch user, you will be able to enjoy:

  • Personalized news and quote email alerts
  • Editorial e-newsletters about personal finance, mutual funds and market-specific coverage
  • Premium newsletters by our market experts
  • Games, such as Virtual Stock Exchange and Beat the Darts
  • Free WSJ.com registration